Michael Zaremski

Q: How accurate are Michael Zaremski's stock ratings?

About 72% of Michael's ratings were profitable over a one-year hold, with an average return of +6.8% per rating, measured by 13Foresight from historical prices.

Q: How is Michael ranked?

Michael Zaremski is ranked #326 on 13Foresight, scored on hit rate, average return versus the market, and number of calls.

BMO Capital

Wall Street Analyst

★★★★☆

#326

on 13Foresight · ranked by our own returns

71%

Success Rate

+6.7%

Average Return

51 of 72 calls profitable · +0.2% vs benchmark

Time Frame ⓘ

1 Yr 2 Yr 3 Yr 5 Yr

Compared To ⓘ

S&P 500 (SPY)

📈 Across the calls we could measure, roughly 71% of Michael Zaremski's ratings turned a profit when each position was held for 1 year — averaging +6.7% per rating. These figures are computed by 13Foresight from historical prices, not supplied by the analyst.

Rating Distribution

37 Buy 70 Hold 5 Sell

Michael's Stock Coverage 47 ratings · 2026-08-12

Company	Date	Position	Consensus ⓘ	Price Target ⓘ	1-Yr Return	vs S&P 500 ⓘ
HGTY Hagerty Inc Class A	Aug 06, 2026	HOLD	Hold +8.8% avg upside 9 analysts	$14.00 9.54% Upside	-5.7%	·
MAX MediaAlpha	Aug 04, 2026	BUY	Strong Buy +35.5% avg upside 13 analysts	$19.00 44.87% Upside	-0.3%	·
ACGL Arch Capital Group	Aug 04, 2026	HOLD	Buy +10.3% avg upside 26 analysts	$102.00 3.78% Upside	-1.1%	·
EG Everest Group	Jul 31, 2026	HOLD	Buy +5.1% avg upside 21 analysts	$376.00 2.78% Upside	+0.2%	·
WTW Willis Towers Watson	Jul 30, 2026	BUY	Strong Buy +2.5% avg upside 28 analysts	$365.00 6.65% Upside	+0.5%	·
NP Neptune Insurance Holdings, Inc. Class A	Jul 30, 2026	HOLD	Buy +5.9% avg upside 15 analysts	$32.00 2.37% Upside	+3.7%	·
BRO Brown & Brown	Jul 29, 2026	HOLD	Buy +7.3% avg upside 25 analysts	$74.00 3.65% Upside	-4.4%	·
THG Hanover Insurance	Jul 29, 2026	HOLD	Buy -5.4% avg upside 9 analysts	$225.00 1.36% Upside	-1.4%	·
HIG Hartford Insurance	Jul 29, 2026	HOLD	Buy -5.9% avg upside 32 analysts	$138.00 0.83% Downside	-3.1%	·
CINF Cincinnati Financial	Jul 29, 2026	BUY	Buy -6.2% avg upside 12 analysts	$198.00 14.39% Upside	-4.1%	·
AON Aon	Jul 29, 2026	HOLD	Buy +3.0% avg upside 30 analysts	$375.00 5.11% Upside	-5.1%	·
RNR Renaissancere Holdings	Jul 28, 2026	BUY	Buy -3.7% avg upside 25 analysts	$364.00 14.99% Upside	-3.7%	·
KNSL Kinsale Capital Group	Jul 28, 2026	SELL	Hold -2.4% avg upside 16 analysts	$342.00 8.79% Downside	-1.1%	·
GL Globe Life	Jul 28, 2026	HOLD	Strong Buy -11.8% avg upside 21 analysts	$192.00 6.12% Upside	+1.0%	·
SIGI Selective Insurance Group	Jul 28, 2026	HOLD	Hold +0.7% avg upside 10 analysts	$97.00 3.15% Upside	+1.9%	·
CB Chubb	Jul 28, 2026	HOLD	Buy -8.3% avg upside 33 analysts	$328.00 5.58% Downside	-4.5%	·
GSHD GooseHead Insurance	Jul 27, 2026	HOLD	Buy +14.6% avg upside 15 analysts	$56.00 14.35% Downside	+4.1%	·
MRSH Marsh & McLennan Companies	Jul 22, 2026	HOLD	Buy -0.2% avg upside 29 analysts	$189.00 1.21% Downside	+9.5%	·
TRV Travelers Companies	Jul 21, 2026	HOLD	Hold -14.5% avg upside 33 analysts	$379.00 1.00% Upside	+4.0%	·
PGR Progressive	Jul 16, 2026	HOLD	Buy +1.5% avg upside 29 analysts	$205.00 3.45% Downside	+4.6%	·
AJG Arthur J Gallagher & Co	Jun 18, 2026	BUY	Strong Buy +9.7% avg upside 31 analysts	$265.00 4.57% Upside	+18.4%	·
RYAN Ryan Specialty Group	May 26, 2026	HOLD	Buy +23.1% avg upside 24 analysts	$31.00 26.45% Downside	+30.1%	·
HMN Horace Mann Educators	May 13, 2026	BUY	Buy -5.6% avg upside 6 analysts	$51.00 2.51% Downside	+19.1%	·
SKWD Skyward Specialty Insurance Group, Inc.	May 13, 2026	HOLD	Strong Buy +5.3% avg upside 15 analysts	$55.00 10.81% Downside	+38.7%	·
WRB W. R. Berkley Corporation	Apr 23, 2026	HOLD	Hold +0.9% avg upside 20 analysts	$68.00 2.99% Downside	+4.5%	·
ARX Accelerant Holdings Class A	Mar 23, 2026	BUY	Strong Buy +57.3% avg upside 12 analysts	$16.50 31.69% Upside	-2.7%	·
ALL Allstate	Feb 24, 2026	BUY	Buy -14.4% avg upside 36 analysts	$249.00 4.95% Downside	+26.3%	·
LMND Lemonade	Feb 23, 2026	SELL	Hold -12.2% avg upside 22 analysts	$45.00 14.79% Downside	-4.3%	·
AIZ Assurant	Jan 22, 2026	BUY	Strong Buy -9.3% avg upside 12 analysts	$255.00 9.48% Downside	+19.3%	·
AIG American International Group	Jan 06, 2026	HOLD	Buy +8.5% avg upside 33 analysts	$83.00 7.26% Upside	+0.7%	·
TWFG TWFG, Inc. Class A	Nov 25, 2025	BUY	Strong Buy +9.2% avg upside 8 analysts	$34.00 23.87% Upside	+0.6%	·
HG Hamilton Insurance Group, Ltd. Class B	Nov 07, 2025	HOLD	Strong Buy -5.1% avg upside 9 analysts	$24.00 31.85% Downside	+44.5%	·
AFG American Financial Group	Aug 08, 2025	HOLD	Buy -0.1% avg upside 12 analysts	$124.00 14.15% Downside	+18.6%	·
AXS Axis Capital	May 07, 2025	HOLD	Buy +10.6% avg upside 16 analysts	$100.00 0.75% Downside	+0.1%	·
PLGO Pelagos Insurance Capital	Mar 03, 2025	HOLD	Buy -7.4% avg upside 12 analysts	$18.00 26.48% Downside	+23.2%	·
TSE:BNS Bank Of Nova Scotia	Aug 30, 2023	HOLD	Hold -13.9% avg upside 16 analysts	$101.69 17.92% Downside	+11.5%	·
MET Metlife	Jun 22, 2022	BUY	Strong Buy -10.5% avg upside 31 analysts	$74.00 23.46% Downside	-10.0%	·
LNC Lincoln National	Jun 22, 2022	HOLD	Buy -1.5% avg upside 23 analysts	$53.00 19.24% Upside	-46.8%	·
AFL AFLAC	Jan 21, 2022	HOLD	Hold -11.8% avg upside 25 analysts	$63.00 47.91% Downside	+19.8%	·
BHF Brighthouse Financial	Jan 21, 2022	BUY	Hold +3.7% avg upside 20 analysts	$79.00 34.44% Upside	+0.8%	·
VOYA Voya Financial	Jan 21, 2022	HOLD	Strong Buy -6.4% avg upside 23 analysts	$80.00 18.57% Downside	-1.3%	·
UNM Unum Group	Jan 21, 2022	HOLD	Buy -9.3% avg upside 24 analysts	$26.00 71.13% Downside	+63.0%	·
RGA Reinsurance Group	Jan 21, 2022	SELL	Buy -12.7% avg upside 22 analysts	$100.00 59.21% Downside	-33.7%	·
PRU Prudential Financial	Jan 21, 2022	HOLD	Hold -13.4% avg upside 29 analysts	$131.00 7.10% Upside	-6.2%	·
PFG Principal Financial	Jan 21, 2022	HOLD	Hold -18.4% avg upside 25 analysts	$79.00 30.16% Downside	+26.5%	·
PRI Primerica	Jan 21, 2022	HOLD	Buy -4.5% avg upside 12 analysts	$163.00 47.80% Downside	+3.4%	·
ROOT Root	Dec 18, 2020	HOLD	Buy +1.0% avg upside 18 analysts	$13.00 74.82% Downside	-77.9%	·

🔒 42 more ratings — with price targets, crowd consensus and our measured returns.

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Michael Zaremski — Frequently Asked Questions

How accurate are Michael Zaremski's stock ratings?

Based on the calls 13Foresight could measure, about 72% of Michael's ratings were profitable over a one-year hold, with an average return of +6.8% per rating, or +0.2% versus the S&P 500. We score every analyst the same way, from historical prices. Each return is measured in the stock's own trading currency, so for non-US listings the S&P 500 comparison leaves out currency moves.

How is Michael ranked on 13Foresight?

Michael Zaremski is currently ranked #326 with a 4-star rating. Our rank blends hit rate, average return versus the market, and how many calls we have to judge — so a long, consistent record outweighs a few lucky picks. It is our own calculation, updated daily.

Which stocks does Michael cover?

Michael most recently has ratings on HGTY, MAX, ACGL, EG, WTW, NP, BRO, THG, HIG, CINF, AON, RNR and 35 more. See the full coverage table above for positions, price targets and our measured returns.

Where can I see other analyst ratings?

Browse the full analyst leaderboard to compare Wall Street analysts ranked by their measured performance, success rate and average return.

Disclaimer: 13Foresight compiles analyst ratings and price targets from publicly available sources. Performance metrics, rankings and star ratings shown here are calculated independently by 13Foresight from historical market prices and may differ from figures published elsewhere. This information may be incomplete, delayed or inaccurate, is provided for research and informational purposes only, and is not investment advice. The underlying ratings and opinions are those of the respective analysts and their firms; 13Foresight accepts no liability for any decisions made based on this data.

Michael Zaremski

Rating Distribution

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