Live Analyst Rating Changes 1515 upgrades, downgrades & price-target moves · freshest Wall Street data, updated daily View live feed →
Analyst Tracker/Michael Zaremski
BMO
Michael Zaremski
Wall Street Analyst
★★★☆☆
#991
on 13Foresight · ranked by our own returns
62%
Success Rate
-0.0%
Average Return
26 of 42 calls profitable · -6.2% vs benchmark
📈 Across the calls we could measure, roughly 62% of Michael Zaremski's ratings turned a profit when each position was held for 1 year — averaging -0.0% per rating. These figures are computed by 13Foresight from historical prices, not supplied by the analyst.

Rating Distribution

44 Buy 67 Hold 4 Sell
Michael's Stock Coverage 47 ratings · 2026-06-19
Company Date Position Consensus Price Target 1-Yr Return
AJG
Arthur J Gallagher & Co
Jun 18, 2026 BUY Strong Buy
+20.5% avg upside
30 analysts
$265.00
23.84% Upside
·
PGR
Progressive
Jun 17, 2026 HOLD Buy
+8.9% avg upside
29 analysts
$220.00
7.41% Upside
·
RYAN
Ryan Specialty Group
May 26, 2026 HOLD Buy
+34.9% avg upside
24 analysts
$31.00
11.41% Downside
+9.3%
THG
Hanover Insurance
May 19, 2026 HOLD Strong Buy
-1.5% avg upside
9 analysts
$203.00
2.49% Upside
·
EG
Everest Group
May 14, 2026 HOLD Buy
+11.5% avg upside
21 analysts
$376.00
11.93% Upside
-2.4%
HMN
Horace Mann Educators
May 13, 2026 BUY Buy
+1.4% avg upside
6 analysts
$51.00
4.81% Upside
+6.6%
SKWD
Skyward Specialty Insurance Group, Inc.
May 13, 2026 HOLD Strong Buy
+19.9% avg upside
15 analysts
$55.00
8.87% Upside
+12.7%
SIGI
Selective Insurance Group
May 07, 2026 BUY Hold
-2.9% avg upside
10 analysts
$97.00
5.01% Upside
+9.5%
WTW
Willis Towers Watson
May 01, 2026 BUY Strong Buy
+28.4% avg upside
28 analysts
$300.00
17.59% Upside
+2.5%
BRO
Brown & Brown
Apr 29, 2026 HOLD Buy
+26.1% avg upside
25 analysts
$67.00
13.45% Upside
-3.9%
CB
Chubb
Apr 24, 2026 HOLD Buy
-6.2% avg upside
32 analysts
$339.00
4.90% Upside
+0.0%
WRB
W. R. Berkley Corporation
Apr 23, 2026 HOLD Hold
+1.8% avg upside
20 analysts
$68.00
1.12% Upside
-0.4%
TRV
Travelers Companies
Apr 20, 2026 BUY Hold
-6.8% avg upside
32 analysts
$314.00
1.97% Upside
+2.4%
MRSH
Marsh & McLennan Companies
Apr 17, 2026 HOLD Buy
+17.8% avg upside
29 analysts
$245.00
50.91% Upside
·
ARX
Accelerant Holdings Class A
Mar 23, 2026 BUY Strong Buy
+52.8% avg upside
12 analysts
$16.50
27.10% Upside
·
NP
Neptune Insurance Holdings, Inc. Class A
Mar 13, 2026 BUY Strong Buy
+2.0% avg upside
14 analysts
$20.00
31.60% Downside
+16.7%
KNSL
Kinsale Capital Group
Feb 24, 2026 SELL Buy
+17.4% avg upside
16 analysts
$348.00
12.62% Upside
+17.8%
MAX
MediaAlpha
Feb 24, 2026 BUY Strong Buy
+68.3% avg upside
13 analysts
$19.00
87.56% Upside
+9.7%
ALL
Allstate
Feb 24, 2026 BUY Buy
-9.5% avg upside
34 analysts
$249.00
12.63% Upside
+5.1%
LMND
Lemonade
Feb 23, 2026 SELL Hold
-17.0% avg upside
22 analysts
$45.00
23.47% Downside
-7.9%
GSHD
GooseHead Insurance
Feb 17, 2026 HOLD Buy
+86.2% avg upside
15 analysts
$55.00
49.15% Upside
-27.9%
AON
Aon
Jan 30, 2026 HOLD Buy
+10.6% avg upside
29 analysts
$380.00
19.64% Upside
-5.0%
AIZ
Assurant
Jan 22, 2026 BUY Strong Buy
-6.8% avg upside
12 analysts
$255.00
1.96% Downside
+10.1%
AIG
American International Group
Jan 06, 2026 HOLD Buy
+12.8% avg upside
32 analysts
$83.00
12.21% Upside
-2.5%
TWFG
TWFG, Inc. Class A
Nov 25, 2025 BUY Buy
+16.9% avg upside
8 analysts
$34.00
56.97% Upside
-35.9%
HG
Hamilton Insurance Group, Ltd. Class B
Nov 07, 2025 HOLD Strong Buy
+0.2% avg upside
9 analysts
$24.00
23.51% Downside
+30.9%
HGTY
Hagerty Inc Class A
Nov 07, 2025 HOLD Buy
+20.7% avg upside
9 analysts
$15.00
37.91% Upside
-11.6%
RNR
Renaissancere Holdings
Nov 07, 2025 BUY Buy
-4.4% avg upside
23 analysts
$294.00
1.66% Downside
+10.7%
AFG
American Financial Group
Aug 08, 2025 HOLD Buy
+5.3% avg upside
12 analysts
$124.00
6.64% Downside
+7.1%
HIG
Hartford Insurance
Aug 04, 2025 HOLD Buy
+0.2% avg upside
31 analysts
$141.00
9.89% Upside
+4.5%
CINF
Cincinnati Financial
Aug 04, 2025 BUY Buy
-8.9% avg upside
12 analysts
$165.00
3.08% Downside
+16.7%
AXS
Axis Capital
May 07, 2025 HOLD Buy
+8.8% avg upside
16 analysts
$100.00
1.05% Downside
+0.1%
ACGL
Arch Capital Group
May 07, 2025 HOLD Buy
+15.8% avg upside
25 analysts
$95.00
4.11% Upside
+2.0%
PLGO
Pelagos Insurance Capital
Mar 03, 2025 HOLD Buy
-6.8% avg upside
12 analysts
$18.00
21.55% Downside
·
TSE:BNS
Bank Of Nova Scotia
Aug 30, 2023 HOLD Buy
-14.7% avg upside
16 analysts
$103.25
16.12% Downside
·
MET
Metlife
Jun 22, 2022 BUY Strong Buy
-2.5% avg upside
31 analysts
$74.00
13.52% Downside
-10.0%
LNC
Lincoln National
Jun 22, 2022 HOLD Buy
+14.1% avg upside
22 analysts
$53.00
42.66% Upside
-46.8%
AFL
AFLAC
Jan 21, 2022 HOLD Hold
-10.1% avg upside
24 analysts
$63.00
45.43% Downside
+19.8%
BHF
Brighthouse Financial
Jan 21, 2022 BUY Hold
-3.2% avg upside
20 analysts
$79.00
24.98% Upside
+0.8%
VOYA
Voya Financial
Jan 21, 2022 HOLD Strong Buy
-7.8% avg upside
23 analysts
$80.00
11.30% Downside
-1.3%
UNM
Unum Group
Jan 21, 2022 HOLD Buy
-13.5% avg upside
23 analysts
$26.00
71.14% Downside
+63.0%
GL
Globe Life
Jan 21, 2022 SELL Strong Buy
-15.1% avg upside
20 analysts
$85.00
50.24% Downside
-17.2%
RGA
Reinsurance Group
Jan 21, 2022 SELL Strong Buy
-1.2% avg upside
21 analysts
$100.00
52.42% Downside
-33.7%
PRU
Prudential Financial
Jan 21, 2022 HOLD Hold
-5.3% avg upside
29 analysts
$131.00
22.97% Upside
-6.2%
PFG
Principal Financial
Jan 21, 2022 HOLD Hold
-20.3% avg upside
25 analysts
$79.00
27.94% Downside
+26.5%
PRI
Primerica
Jan 21, 2022 HOLD Buy
+2.0% avg upside
12 analysts
$163.00
42.22% Downside
+3.4%
ROOT
Root
Dec 18, 2020 HOLD Hold
+3.6% avg upside
18 analysts
$13.00
74.95% Downside
-77.9%
🔒 42 more ratings — with price targets, crowd consensus and our measured returns.
Free account unlocks every analyst's full coverage table.
Michael Zaremski — Frequently Asked Questions
How accurate are Michael Zaremski's stock ratings?
Based on the calls 13Foresight could measure, about 62% of Michael's ratings were profitable over a one-year hold, with an average return of +0.0% per rating, or -6.2% versus the S&P 500. We score every analyst the same way, from historical prices.
How is Michael ranked on 13Foresight?
Michael Zaremski is currently ranked #991 with a 3-star rating. Our rank blends hit rate, average return versus the market, and how many calls we have to judge — so a long, consistent record outweighs a few lucky picks. It is our own calculation, updated daily.
Which stocks does Michael cover?
Michael most recently has ratings on AJG, PGR, RYAN, THG, EG, HMN, SKWD, SIGI, WTW, BRO, CB, WRB and 35 more. See the full coverage table above for positions, price targets and our measured returns.
Where can I see other analyst ratings?
Browse the full analyst leaderboard to compare Wall Street analysts ranked by their measured performance, success rate and average return.

Disclaimer: 13Foresight compiles analyst ratings and price targets from publicly available sources. Performance metrics, rankings and star ratings shown here are calculated independently by 13Foresight from historical market prices and may differ from figures published elsewhere. This information may be incomplete, delayed or inaccurate, is provided for research and informational purposes only, and is not investment advice. The underlying ratings and opinions are those of the respective analysts and their firms; 13Foresight accepts no liability for any decisions made based on this data.