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Analyst Tracker/Terry Ma
BARC

Terry Ma

Wall Street Analyst
★★★★☆
#412
on 13Foresight · ranked by our own returns
67%
Success Rate
+1.6%
Average Return
47 of 70 calls profitable · -0.0% vs benchmark
S&P 500 (SPY)
📈 Across the calls we could measure, roughly 67% of Terry Ma's ratings turned a profit when each position was held for 1 year — averaging +1.6% per rating. These figures are computed by 13Foresight from historical prices, not supplied by the analyst.

Rating Distribution

93 Buy 127 Hold 28 Sell
Terry's Stock Coverage 21 ratings · 2026-08-06
Company Date Position Consensus Price Target 1-Yr Return vs S&P 500
BRSP
BrightSpire Capital
Aug 04, 2026 SELL Buy
+38.9% avg upside
11 analysts
$6.00
19.97% Upside
· ·
NMIH
NMI Holdings
Jul 31, 2026 HOLD Strong Buy
-12.6% avg upside
16 analysts
$43.00
4.26% Downside
+1.4% ·
MTG
MGIC Investment
Jul 31, 2026 HOLD Buy
-24.1% avg upside
16 analysts
$28.00
8.56% Downside
+2.4% ·
AER
Aercap Holdings
Jul 30, 2026 BUY Strong Buy
-6.0% avg upside
15 analysts
$179.00
15.31% Upside
+1.3% ·
SOFI
SoFi
Jul 30, 2026 HOLD Hold
+2.3% avg upside
29 analysts
$18.00
1.43% Downside
+10.8% ·
OMF
OneMain Holdings
Jul 30, 2026 HOLD Strong Buy
-3.2% avg upside
22 analysts
$60.00
8.48% Downside
+3.4% ·
PFSI
PennyMac Financial
Jul 29, 2026 HOLD Buy
+34.5% avg upside
13 analysts
$85.00
12.05% Upside
-11.8% ·
AXP
American Express
Jul 27, 2026 HOLD Buy
-15.9% avg upside
47 analysts
$364.00
4.34% Upside
+4.0% ·
BFH
Bread Financial Holdings
Jul 24, 2026 HOLD Buy
+27.1% avg upside
36 analysts
$109.00
3.05% Downside
+7.7% ·
FAF
First American Financial
Jul 24, 2026 BUY Strong Buy
+1.7% avg upside
9 analysts
$83.00
10.61% Upside
+0.4% ·
SLM
SLM
Jul 24, 2026 HOLD Strong Buy
-6.0% avg upside
18 analysts
$26.00
5.33% Downside
+13.1% ·
NLY
Annaly Capital
Jul 23, 2026 HOLD Strong Buy
+1.7% avg upside
19 analysts
$24.00
5.88% Upside
+1.6% ·
COF
Capital One Financial
Jul 22, 2026 BUY Strong Buy
-6.6% avg upside
41 analysts
$240.00
8.29% Upside
+10.2% ·
SYF
Synchrony Financial
Jul 22, 2026 BUY Strong Buy
-3.9% avg upside
31 analysts
$93.00
17.44% Upside
+9.0% ·
AGNC
AGNC Investment
Jul 21, 2026 HOLD Buy
+20.1% avg upside
19 analysts
$10.00
6.37% Downside
-0.3% ·
ESNT
Essent Group
Jul 07, 2026 HOLD Strong Buy
-8.7% avg upside
15 analysts
$62.00
6.73% Downside
+1.5% ·
RDN
Radian Group
Jul 07, 2026 HOLD Strong Buy
-5.3% avg upside
15 analysts
$39.00
0.52% Downside
+2.1% ·
RKT
Rocket Companies
Jul 07, 2026 BUY Buy
+26.3% avg upside
26 analysts
$17.00
22.66% Upside
-10.7% ·
FNF
Fidelity National Financial
Jul 07, 2026 HOLD Buy
+8.9% avg upside
8 analysts
$51.00
0.15% Downside
+3.6% ·
UWMC
UWM Holding
Jul 07, 2026 BUY Buy
+202.8% avg upside
18 analysts
$4.00
117.47% Upside
-10.7% ·
NAVI
Navient
Jul 07, 2026 SELL Sell
+45.7% avg upside
14 analysts
$8.00
11.80% Downside
-8.5% ·
🔒 16 more ratings — with price targets, crowd consensus and our measured returns.
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Terry Ma — Frequently Asked Questions
How accurate are Terry Ma's stock ratings?
Based on the calls 13Foresight could measure, about 66% of Terry's ratings were profitable over a one-year hold, with an average return of +1.7% per rating, or +0.0% versus the S&P 500. We score every analyst the same way, from historical prices. Each return is measured in the stock's own trading currency, so for non-US listings the S&P 500 comparison leaves out currency moves.
How is Terry ranked on 13Foresight?
Terry Ma is currently ranked #412 with a 4-star rating. Our rank blends hit rate, average return versus the market, and how many calls we have to judge — so a long, consistent record outweighs a few lucky picks. It is our own calculation, updated daily.
Which stocks does Terry cover?
Terry most recently has ratings on BRSP, NMIH, MTG, AER, SOFI, OMF, PFSI, AXP, BFH, FAF, SLM, NLY and 9 more. See the full coverage table above for positions, price targets and our measured returns.
Where can I see other analyst ratings?
Browse the full analyst leaderboard to compare Wall Street analysts ranked by their measured performance, success rate and average return.

Disclaimer: 13Foresight compiles analyst ratings and price targets from publicly available sources. Performance metrics, rankings and star ratings shown here are calculated independently by 13Foresight from historical market prices and may differ from figures published elsewhere. This information may be incomplete, delayed or inaccurate, is provided for research and informational purposes only, and is not investment advice. The underlying ratings and opinions are those of the respective analysts and their firms; 13Foresight accepts no liability for any decisions made based on this data.