Stock Analysis
Data Source: SEC EDGAR 13F
Updated Hourly

SYNCHRONY FINANCIAL (SYF)

966 + Investors. Track Smart Money conviction in SYF. See who's accumulating, reducing, or initiating positions.

Current Price
-- USD
Analyst Target
-- (0 analysts)
Upside
0.00%
Net Flow Q/Q
↑ +68
Streak
2Q ▲
Buyers last Q
55%

Smart Money Signals — SYF

Based on 930 hedge funds · latest filing: 2025 Q4 · updated quarterly

📈

Buying streak — 2 quarters in a row

last 6Q
For 2 consecutive quarters, more hedge funds added SYF than sold it. That's a consistent pattern of professional buying — not a one-time trade. When institutions keep buying quarter after quarter, it usually means they see a multi-year opportunity, not just a short-term momentum flip.
🏔️

At the ownership peak (100% of max)

100% of all-time peak
930 hedge funds hold SYF right now — the highest count in 3.0 years. When ownership is this concentrated, any bad news can trigger a chain reaction: one big fund sells, others follow. This is a classic 'crowded trade' — high popularity doesn't equal safety.
📶

Steady growth — +12% more funds vs a year ago

fund count last 6Q
+96 new funds entered over the past year (+12% YoY). Gradual, steady growth in institutional ownership is generally a healthy signal — not a speculative rush, but consistent conviction.
🟡

Slight buying edge — 55% buying

517 buying418 selling
Last quarter: 517 funds bought or added vs 418 that reduced or exited. It's nearly a 50/50 split — some institutions are convinced, others are taking profits. This mixed picture is normal near price highs.
📈

More new buyers each quarter (+37 vs last Q)

new funds entering per quarter
Funds opening a new SYF position: 104 → 117 → 126 → 163. A growing influx of new institutional buyers means the asset is still gathering momentum — the consensus hasn't fully saturated yet.
🔒

61% of holders stayed for 2+ years

■ 61% conviction (2yr+) ■ 20% medium ■ 19% new
565 out of 930 hedge funds have held SYF for over 2 years without selling. Long-term investors are generally harder to shake out during market stress, creating a stable ownership base that limits the risk of sudden capitulation.
💰

Price up while funds trimmed (+17% value, -1% shares)

Value
+16%
Shares
-1%
Last quarter: total value of institutional SYF holdings rose +17% even though funds reduced share count by 1%. The stock price increased enough to offset the selling. Institutions are quietly trimming into price strength — watch for rotation.
📈

Growing discovery — still being found

167 → 104 → 117 → 126 → 163 new funds/Q
New funds entering each quarter: 104 → 117 → 126 → 163. A growing number of institutions are discovering SYF each quarter. The narrative is still spreading — leaving room for ongoing capital accumulation.
🏛️

Deep conviction — 65% of holders stayed 2+ years

■ 65% veterans ■ 11% 1-2yr ■ 24% new
Of 966 current holders: 632 (65%) have held for over 2 years without selling. These are not momentum buyers — they have lived through drawdowns and stayed. A large veteran base acts as a stabilizing force during selloffs.
🏆

Elite ownership — 59% AUM from top-100 funds

59% from top-100 AUM funds
45 of 930 holders are among the 100 largest funds by AUM, controlling 59% of total institutional value in SYF. When the biggest players dominate the cap table, it signifies deep institutional support — since mega-funds deploy the most rigorous due diligence and capital.
3.7
out of 10
Low Exit Risk
Exit risk score 3.7/10 — low institutional crowding. Ownership is below peak levels, holder base is relatively sticky, and buying momentum is positive.

Methodology note: these Smart Money cards use consecutive 13F disclosure snapshots, not trade-by-trade execution data. "Buying", "selling", "new holders", and "trimmed" refer to quarter-over-quarter changes in reported holders, aggregate shares, or disclosed position values between filings. They are useful for ownership regime analysis and crowding, but they do not imply exact trade timing on the filing date.

Hedge Fund Ownership: SYF

How many hedge funds hold SYF — quarterly history vs. share price
Quarterly hedge fund ownership of SYF vs. share price

Market Analysis: SYF

Analyst Price Targets

Avg. Price Target
--

Analyst Recommendations

Stock Performance

Real-time

Company Profile: SYF

-- --
Smart Money Signal ?
Broad Consensus, Selective Conviction

Many quality funds hold this stock, but top-tier positions remain relatively small.

110 top-rated funds 7 high-conviction
Consensus
8.9
/ 10
breadth
×
Elite
4.2
/ 10
conviction
Hedge Fund Positioning: SYF
2026 Q1 Stats Unlock in 20 days 966 + Investors

Track Smart Money conviction in SYF. See who's accumulating, reducing, or initiating positions.

Metric All 13F Filers (2025 Q4) Prior (2025 Q3) Change
Funds Holding 966 904 6.86%
13F Shares 362M 365M -0.97%
Total Value $30.05B $25.77B 16.6%
New Positions 165 129 +36
Increased Positions 411 359 +52
Closed Positions 100 76 +24
Reduced Positions 375 379 -4
Total Calls 22 26 -15.38%
Total Puts 22 27 -18.52%
PUT/CALL Ratio 1.0 1.04 Neutral

Statistics: SYF

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Valuation Measures Data as of: --

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Enterprise Value --
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PEG Ratio (5yr expected) --
Price/Sales (ttm) --
Price/Book (mrq) --
Enterprise Value/Revenue --
Enterprise Value/EBITDA --
Beta (5Y Monthly) --
Short Ratio (Days to Cover) --
Short % of Float --

Financial Highlights

Profitability
Profit Margin --
Return on Assets (ttm) --
Return on Equity (ttm) --
Income Statement & Cash Flow
Revenue (ttm) --
Net Income Avi to Common (ttm) --
Diluted EPS (ttm) --
Total Cash (mrq) --
Total Debt/Equity (mrq) --
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Institutional Holders (2026 Q1)

966 + investors

Explore institutional interest and hedge fund ownership dynamics. Analyze portfolio weights, new positions, and conviction trends in SYF. Verified SEC 13F-HR filings.

Top 25 institutional holders of SYF — 2025 Q4 · Source: SEC Form 13F
# Investor % of Portfolio Shares Mkt Value
1 Hosking Partners LLP 1.76% 721,195 $49.1M
2 Board of the Pension Protection Fund 1.42% 22,700 $1.5M
3 WINCAP FINANCIAL LLC 1.14% 25,102 $1.7M
4 HERITAGE INVESTORS MANAGEMENT CORP 0.85% 412,180 $28K
5 Center For Asset Management LLC 0.77% 22,897 $1.6M
6 WRIGHT INVESTORS SERVICE INC 0.66% 30,898 $2.1M
7 Sanchez Gaunt Capital Management, LLC 0.66% 15,503 $1.1M
8 KWMG, LLC 0.65% 113,594 $7.7M
9 DUMONT & BLAKE INVESTMENT ADVISORS LLC 0.61% 35,842 $2.4M
10 WEDGE CAPITAL MANAGEMENT L L P/NC 0.60% 474,357 $32.3M
11 KLEIN PAVLIS & PEASLEY FINANCIAL, INC. 0.55% 14,691 $999K
12 Unison Advisors LLC 0.55% 106,699 $7.3M
13 ABLE Financial Group, LLC 0.55% 41,337 $2.8M
14 Vest Financial, LLC 0.54% 658,019 $44.8M
15 RWC Asset Management LLP 0.52% 183,121 $12.5M
16 FCG Investment Co 0.49% 16,329 $1.1M
17 TFB Advisors LLC 0.48% 13,353 $908K
18 Artemis Investment Management LLP 0.44% 605,261 $41.2M
19 MLP3, LLC 0.41% 5,497 $374K
20 HIGHLAND CAPITAL MANAGEMENT, LLC 0.40% 110,713 $7.5M
21 BTC Capital Management, Inc. 0.38% 83,140 $5.7M
22 McMillan Office, Inc. 0.37% 42,592 $2.9M
23 Yorktown Management & Research Co Inc 0.34% 6,000 $408K
24 Archford Capital Strategies, LLC 0.33% 41,885 $2.8M
25 GATEWAY INVESTMENT ADVISERS LLC 0.33% 429,915 $29.2M
Investor Ownership
History 		% of Portfolio Prev % Rank Conviction Avg Buy Price 13F Score™ 3Y / 7Y Sell Timing Shares Mkt Value Change Change % Source Quarter Filed

Frequently Asked Questions — SYNCHRONY FINANCIAL (SYF)

What does the Smart Money Trend signal show for SYF?

Buying streak — 2 quarters in a row: For 2 consecutive quarters, more hedge funds added SYF than sold it. That's a consistent pattern of professional buying — not a one-time trade. When institutions keep buying quarter after quarter, it usually means they see a multi-year opportunity, not just a short-term momentum flip.

What is the institutional breadth score for SYF?

Slight buying edge — 55% buying: Last quarter: 517 funds bought or added vs 418 that reduced or exited. It's nearly a 50/50 split — some institutions are convinced, others are taking profits. This mixed picture is normal near price highs.

What is the fund quality score for SYF holders?

Elite ownership — 59% AUM from top-100 funds: 45 of 930 holders are among the 100 largest funds by AUM, controlling 59% of total institutional value in SYF. When the biggest players dominate the cap table, it signifies deep institutional support — since mega-funds deploy the most rigorous due diligence and capital.

How long have hedge funds held SYF?

61% of holders stayed for 2+ years: 565 out of 930 hedge funds have held SYF for over 2 years without selling. Long-term investors are generally harder to shake out during market stress, creating a stable ownership base that limits the risk of sudden capitulation.

Where does this institutional ownership data come from?

All holdings data is sourced from SEC Form 13F filings, which institutional investment managers with over $100 million in assets are required to submit quarterly. Data is parsed directly from SEC EDGAR.

Disclaimer: The information on this page is for informational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any security. Institutional holdings data is sourced from SEC Form 13F filings and reflects positions as of the filing date. Past performance of any fund or portfolio is not indicative of future results. 13Foresight is not a registered investment adviser. Always conduct your own due diligence before making investment decisions.