COWA, LLC

All Holdings — 2025 Q4

AI Portfolio Summary
In 2025 Q4, COWA, LLC maintained a portfolio of 163 distinct positions. They heavily accumulated shares in AMERICAN CENTY ETF T, increasing their position by 3.6%. The fund also reduced its exposure to DIMENSIONAL ETF TRUS by 18.6%.
PCA Score Concentration Risk
Risk ENB
Total Positions
163
Quarter
2025 Q4
Top Holding
AVUV (7.0%)
Top 10 Concentration
45.6%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
Showing 1-50 of 163
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
AVUV
AMERICAN CENTY ...
ETF 7.03% 7.29% #1
Prev: #1
5.3 8,031 3.6%
P
S
228,831 $23,119,047 2021 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
IBHF
ISHARES TR
Bond/Debt 6.62% 6.08% #2 1
Prev: #3
6.6 188,995 24.1%
P
S
971,850 $21,753,643 2024 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
IBDR
ISHARES TR
Bond/Debt 5.84% 5.50% #3 1
Prev: #4
5.3 135,526 19.9%
P
S
817,998 $19,194,736 2024 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
DFIV
DIMENSIONAL ETF...
Bond/Debt 5.53% 6.85% #4 2
Prev: #2
3.2 -83,040 -18.6%
P
S
364,474 $18,187,294 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
IBDX
ISHARES TR
Bond/Debt 4.31% 3.57% #5 2
Prev: #7
4.7 150,425 35.8%
P
S
570,722 $14,159,510 2025 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
FIX
COMFORT SYS USA...
Industrials 3.89% 3.82% #6 1
Prev: #5
2.1 -245 -1.8%
P
S
13,709 $12,794,473 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
FNDE
SCHWAB STRATEGI...
Bond/Debt 3.42% 3.69% #7 1
Prev: #6
1.9 4,212 1.4%
P
S
311,441 $11,230,578 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
IDV
ISHARES TR
Bond/Debt 3.28% 3.29% #8
Prev: #8
1.8 2,729 1.0%
P
S
273,638 $10,795,049 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
AAPL
APPLE INC
Technology 3.14% 3.12% #9
Prev: #9
1.8 1,105 3.0%
P
S
37,984 $10,326,498 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SPYD
SPDR SERIES TRU...
ETF 2.49% 2.82% #10
Prev: #10
1.5 -3,431 -1.8%
P
S
189,525 $8,196,962 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFAU
DIMENSIONAL ETF...
ETF 2.48% 1.37% #11 5
Prev: #16
4.0 84,059 93.5%
P
S
173,952 $8,140,996 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
CTA
SIMPLIFY EXCHAN...
Unknown 2.28% 2.15% #12
Prev: #12
2.9 43,350 18.7%
P
S
275,014 $7,496,905 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
HDV
ISHARES TR
ETF 2.07% 2.26% #13 2
Prev: #11
1.3 292 0.5%
P
S
55,994 $6,809,496 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
AVDV
AMERICAN CENTY ...
Bond/Debt 2.07% 2.12% #14 1
Prev: #13
1.3 640 0.9%
P
S
72,387 $6,802,295 2021 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
FNDX
SCHWAB STRATEGI...
Bond/Debt 1.91% 1.14% #15 11
Prev: #26
3.8 99,958 76.7%
P
S
230,243 $6,264,920 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IBDW
ISHARES TR
Bond/Debt 1.88% 1.28% #16 3
Prev: #19
3.8 129,602 71.2%
P
S
311,649 $6,181,071 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DIA
SPDR DOW JONES ...
ETF 1.83% 2.02% #17 3
Prev: #14
1.2 -599 -4.6%
P
S
12,530 $6,021,664 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFAI
DIMENSIONAL ETF...
Bond/Debt 1.68% 1.76% #18 3
Prev: #15
1.2 -1,092 -0.7%
P
S
144,588 $5,510,248 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SGOV
ISHARES TR
Bond/Debt 1.53% 1.31% #19 2
Prev: #17
3.1 10,908 27.8%
P
S
50,103 $5,044,475 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VYMI
VANGUARD WHITEH...
Bond/Debt 1.27% 1.29% #20 2
Prev: #18
1.0 819 1.8%
P
S
46,552 $4,189,717 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
OKE
ONEOK INC NEW
Energy 1.19% 1.21% #21
Prev: #21
2.5 3,306 6.6%
P
S
53,176 $3,908,507 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IEFA
ISHARES TR
ETF 1.15% 1.19% #22
Prev: #22
1.0 1,165 2.8%
P
S
42,237 $3,778,553 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
RSP
INVESCO EXCHANG...
Unknown 1.10% 1.15% #23 2
Prev: #25
0.9 622 3.4%
P
S
18,895 $3,619,646 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
AMLP
ALPS ETF TR
ETF 1.08% 1.23% #24 4
Prev: #20
0.9 -3,374 -4.3%
P
S
75,551 $3,552,431 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IAU
ISHARES GOLD TR
ETF 1.04% 1.18% #25 2
Prev: #23
0.9 -6,862 -14.0%
P
S
42,007 $3,409,708 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IVV
ISHARES TR
ETF 1.02% 1.11% #26 2
Prev: #28
0.9 -75 -1.5%
P
S
4,912 $3,364,820 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHD
SCHWAB STRATEGI...
ETF 1.00% 1.16% #27 3
Prev: #24
0.9 -7,940 -6.2%
P
S
120,086 $3,293,970 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
GLD
SPDR GOLD TR
ETF 0.99% 1.13% #28 1
Prev: #27
0.9 -1,378 -14.3%
P
S
8,225 $3,259,649 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
EPD
ENTERPRISE PROD...
Energy 0.86% 0.87% #29 1
Prev: #30
2.3 4,513 5.4%
P
S
88,146 $2,825,986 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
MSFT
MICROSOFT CORP
Technology 0.76% 0.72% #30 3
Prev: #33
2.8 982 23.5%
P
S
5,154 $2,492,578 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VEU
VANGUARD INTL E...
ETF 0.74% 0.79% #31 1
Prev: #32
0.8 -85 -0.3%
P
S
33,257 $2,446,428 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
UPS
UNITED PARCEL S...
Industrials 0.63% 0.51% #32 8
Prev: #40
2.3 2,690 14.7%
P
S
20,962 $2,079,297 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IBDT
ISHARES TR
ETF 0.61% 0.52% #33 5
Prev: #38
2.7 18,200 29.8%
P
S
79,198 $2,016,000 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
WMT
WALMART INC
Consumer Defensive 0.58% 0.51% #34 5
Prev: #39
2.2 2,281 15.3%
P
S
17,181 $1,914,189 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
COP
CONOCOPHILLIPS
Energy 0.58% 0.63% #35
Prev: #35
0.7 2 0.0%
P
S
20,202 $1,891,126 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SPY
SPDR S&P 500 ET...
ETF 0.57% 0.67% #36 2
Prev: #34
0.7 -307 -10.1%
P
S
2,733 $1,863,687 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
USMV
ISHARES TR
ETF 0.56% 0.63% #37 1
Prev: #36
0.7 -536 -2.7%
P
S
19,482 $1,834,425 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IBDU
ISHARES TR
Bond/Debt 0.45% 0.50% #38 3
Prev: #41
0.7 -1,322 -2.1%
P
S
62,894 $1,472,034 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
ABBV
ABBVIE INC
Healthcare 0.43% 0.40% #39 6
Prev: #45
2.2 1,018 19.8%
P
S
6,165 $1,408,743 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IBM
INTERNATIONAL B...
Technology 0.42% 0.43% #40 4
Prev: #44
0.7 134 2.9%
P
S
4,704 $1,393,440 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
USDU
WISDOMTREE TR
ETF 0.39% 0.10% #41 80
Prev: #121
3.2 37,962 335.3%
P
S
49,285 $1,271,553 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
QUAL
ISHARES TR
ETF 0.38% 0.44% #42 1
Prev: #43
0.7 -556 -8.2%
P
S
6,266 $1,244,553 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
KRE
SPDR SERIES TRU...
Unknown 0.36% 0.36% #43 5
Prev: #48
2.1 1,344 7.9%
P
S
18,406 $1,192,902 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IJH
ISHARES TR
ETF 0.35% 0.37% #44 3
Prev: #47
0.6 364 2.1%
P
S
17,611 $1,162,326 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
PWR
QUANTA SVCS INC
Industrials 0.35% 0.38% #45 1
Prev: #46
1.1 no change no change
P
S
2,731 $1,152,646 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFLV
DIMENSIONAL ETF...
ETF 0.35% 0.33% #46 6
Prev: #52
2.1 3,354 11.1%
P
S
33,657 $1,151,407 2025 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
T
AT&T INC
Communication Services 0.34% 0.45% #47 5
Prev: #42
0.6 -2,463 -5.2%
P
S
45,156 $1,121,688 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
BAC
BANK AMERICA CO...
Financial Services 0.33% 0.35% #48 3
Prev: #51
0.6 -600 -2.9%
P
S
19,798 $1,088,890 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SYLD
CAMBRIA ETF TR
ETF 0.32% 0.32% #49 5
Prev: #54
2.1 749 5.3%
P
S
14,895 $1,035,500 2021 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
BMY
BRISTOL-MYERS S...
Healthcare 0.31% 0.29% #50 12
Prev: #62
0.6 -38 -0.2%
P
S
19,166 $1,033,867 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
Showing 1-50 of 163 holdings

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