Refined Wealth Management

All Holdings — 2025 Q4

Portfolio Concentration Analytics: 7.6
Risk-based ENB:
Total Positions
44
Quarter
2025 Q4
Top Holding
VSGX (11.5%)
Top 10 Concentration
75.6%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
1-25 of 44
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
VSGX
VANGUARD WORLD ...
Bond/Debt 11.51% 10.73% #1 1
Prev: #2
4.6 -2,138 -0.9%
P
S
238,673 $17,093,754 2021 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
QQQ
INVESCO QQQ TR
ETF 10.60% 9.44% #2 2
Prev: #4
6.3 1,153 4.7%
P
S
25,626 $15,742,308 2025 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
BNDX
VANGUARD CHARLO...
Bond/Debt 10.18% 9.96% #3
Prev: #3
4.1 -468 -0.1%
P
S
313,035 $15,125,852 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
COIN
COINBASE GLOBAL...
Financial Services 8.91% 12.59% #4 3
Prev: #1
5.6 462 0.8%
P
S
58,518 $13,233,261 2021 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VTV
VANGUARD INDEX ...
ETF 8.33% 7.79% #5
Prev: #5
3.3 -224 -0.3%
P
S
64,777 $12,371,759 2025 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
BITB
BITWISE BITCOIN...
Bond/Debt 6.40% 7.51% #6
Prev: #6
4.6 12,038 6.4%
P
S
199,766 $9,500,871 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
SRLN
SSGA ACTIVE ETF...
ETF 6.11% 5.85% #7
Prev: #7
4.4 802 0.4%
P
S
219,927 $9,076,382 2021 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
BIV
VANGUARD BD IND...
Bond/Debt 5.14% 5.11% #8 1
Prev: #9
2.1 -3,727 -3.7%
P
S
98,070 $7,637,692 2025 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
GLD
SPDR GOLD TR
ETF 4.41% 3.73% #9 1
Prev: #10
3.8 238 1.5%
P
S
16,547 $6,557,740 2021 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
ENVX
ENOVIX CORPORAT...
Industrials 3.98% 5.12% #10 2
Prev: #8
3.6 8,647 1.1%
P
S
807,937 $5,906,019 2023 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VCLT
VANGUARD SCOTTS...
ETF 3.41% 3.38% #11 1
Prev: #12
1.4 -945 -1.4%
P
S
66,754 $5,063,307 2023 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
TLT
ISHARES TR
ETF 3.40% 3.39% #12 1
Prev: #11
1.4 -956 -1.6%
P
S
58,006 $5,055,777 2023 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VO
VANGUARD INDEX ...
ETF 2.61% 2.50% #13 1
Prev: #14
3.0 131 1.0%
P
S
13,363 $3,878,081 2021 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
VB
VANGUARD INDEX ...
ETF 2.46% 2.30% #14 1
Prev: #15
3.0 75 0.5%
P
S
14,167 $3,654,254 2021 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
BYON
BED BATH & BEYO...
Unknown 1.53% 2.62% #15 2
Prev: #13
2.6 1,288 0.3%
P
S
417,346 $2,278,709 2021 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
XRPI
VOLATILITY SHS ...
ETF 1.24% 1.79% #16
Prev: #16
2.5 13,281 8.3%
P
S
174,132 $1,840,575 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VEA
VANGUARD TAX-MA...
ETF 1.06% 0.32% #17 7
Prev: #24
2.7 16,948 206.6%
P
S
25,152 $1,571,245 2021 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
NVDA
NVIDIA CORPORAT...
Technology 0.85% 0.59% #18 2
Prev: #20
2.5 1,925 39.4%
P
S
6,810 $1,270,065 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VOO
VANGUARD INDEX ...
ETF 0.83% 0.77% #19 1
Prev: #18
2.3 3 0.2%
P
S
1,966 $1,233,038 2021 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
NULG
NUSHARES ETF TR
ETF 0.82% 0.80% #20 3
Prev: #17
2.3 5 0.0%
P
S
12,510 $1,223,459 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
AMZN
AMAZON COM INC
Consumer Cyclical 0.80% 0.61% #21 2
Prev: #19
2.4 839 19.5%
P
S
5,132 $1,184,568 2021 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
AAPL
APPLE INC
Technology 0.59% 0.47% #22
Prev: #22
2.3 361 12.7%
P
S
3,211 $873,032 2021 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
FTSM
FIRST TR EXCHAN...
ETF 0.57% 0.57% #23 2
Prev: #21
0.2 -602 -4.1%
P
S
14,209 $851,545 2021 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
XMAG
TIDAL TRUST II
Unknown 0.53% 0.22% #24 2
Prev: #26
2.5 19,216 125.2%
P
S
34,566 $780,155 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
RSP
INVESCO EXCHANG...
Unknown 0.41% #25
Prev: #—
2.2 3,162 no change
NEW
3,162 $605,713 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IBIT
ISHARES BITCOIN...
Bond/Debt 0.00% 0.15%
Sold All 😨
(Was: #33)
0.3 -3,510 -100.0%
CLOSED
$— 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
Showing 1-25 of 44 holdings

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