Refined Wealth Management BNDX — VANGUARD CHARLOTTE FDS

Ownership history in Refined Wealth Management  ·  17 quarters on record

AI Ownership Summary

Refined Wealth Management reported VANGUARD CHARLOTTE FDS (BNDX) in 17 quarterly 13F filings from 2023 Q4 through 2026 Q1. Peak portfolio weight reached 14.62% in 2024 Q3. The latest visible filing shows BNDX at 0.32% of the fund.

This page tracks quarterly shares, estimated market value, portfolio weight, filing dates, and disclosure-aligned stock prices directly from SEC EDGAR 13F filings. Older history is available after unlock; the visible window still shows the most recent pattern.

What this BNDX ownership page tells you

This page is designed to answer the real investor question behind a 13F filing: how meaningful was Refined Wealth Management's position in VANGUARD CHARLOTTE FDS, and how did that conviction change over time? You can read the holding window, peak weight, latest reported size, disclosure timing, and quarter-by-quarter changes without piecing the story together from raw SEC rows.

Freshest filing
Latest Reported Filing
2026 Q1

BNDX was reported at 0.32% of portfolio in the most recent visible filing.

High-water mark
Peak Conviction
14.62% in 2024 Q3

Peak weight helps separate a token disclosure from a real conviction holding the fund genuinely cared about.

Time in book
Holding Window
2023 Q4 to 2026 Q1

Longer holding windows often tell a very different story from short-lived tactical trades or one-quarter experiments.

Decision context
Why It Matters
Position size beats headlines

Knowing that a fund owned a stock is useful. Knowing whether it was a 0.20% placeholder or a true high-conviction position is where the signal actually starts.

BNDX stock page Refined Wealth Management fund profile Refined Wealth Management full holdings
How Refined Wealth Management held BNDX — position size vs. price
% of Fund (quarterly)    BNDX price (quarter-end, indexed to 100)    SPY (indexed to 100)    QQQ (indexed to 100)
📋 Quarterly Holdings History 10 quarters  ▾
Quarter Action Sold % After 3M Timing Shares Change Chg % % of Fund Mkt Value Filed Price (Filed)
2026 Q1 REDUCED — — — 10,476 -302,559 -96.7% 0.32% $503K 2026-04-21 $47.99
2025 Q4 REDUCED — — — 313,035 -468 -0.1% 10.18% $15.1M 2026-01-15 $48.15
2025 Q3 REDUCED 6.5% +0.4% ❌ 313,503 -21,891 -6.5% 9.96% $15.5M 2025-10-21 $48.25
2025 Q2 ADDED — — — 335,394 +1,161 +0.3% 11.41% $16.6M 2025-07-17 $47.30
2025 Q1 REDUCED 10.5% +2.1% ❌ 334,233 -39,224 -10.5% 13.35% $16.3M 2025-04-22 $47.10
2024 Q4 REDUCED — — — 373,457 -3,504 -0.9% 13.94% $18.3M 2025-01-22 $46.44
2024 Q3 ADDED — — — 376,961 +1,867 +0.5% 14.62% $19.0M 2024-10-18 $46.53
2024 Q2 REDUCED — — — 375,094 -917 -0.2% 14.08% $18.3M 2024-07-18 $45.24
2024 Q1 ADDED — — — 376,011 +7,383 +2.0% 13.03% $18.5M 2024-04-18 $44.43
2023 Q4 ADDED — — — 368,628 +1,894 +0.5% 14.19% $18.2M 2024-01-22 $44.44
7 older quarters hidden  —  Sign in free or upgrade to Premium to see full history

🏢 Other funds also holding BNDX

As of 2026 Q1 — sorted by position size

BURRUS FINANCIAL SERVICES, INC. 12.28% Silver Oak Advisory Group, Inc. 3Y 10.99% Christian Investment Advisors, Inc. 10.23% Partners in Financial Planning 9.85% DiPaolo Financial Group, Inc. 9.37% Evolution Advisers, Inc. 3Y 9.14% Golden Bell Financial Planning LLC 9.13% STONE LOFT WEALTH MANAGEMENT LLC 8.84% Hassell Wealth Management, LLC 3Y 8.78% ATMOS ADVISORY, LLC 3Y 8.6%

FAQ About Refined Wealth Management and BNDX

These are the practical questions this page is built to answer before you even open the full history table.

How long has Refined Wealth Management reported owning BNDX?

Refined Wealth Management reported BNDX across 10 quarterly 13F filings, from 2023 Q4 through 2026 Q1.

What was the largest reported BNDX position in Refined Wealth Management's portfolio?

The largest reported portfolio weight for BNDX was 14.62% in 2024 Q3.

What is the latest reported BNDX position on this page?

The most recent filing on this page is 2026 Q1, when Refined Wealth Management reported 10,476 shares, equal to 0.32% of portfolio, with an estimated market value of $503K.

What does the chart on this BNDX ownership page compare?

The chart compares Refined Wealth Management's quarterly BNDX portfolio weight with the stock's indexed share price, so you can see whether the fund was building, trimming, or holding the position as price moved.

How well did Refined Wealth Management time their BNDX position?

Based on 13F filing dates vs. subsequent BNDX price moves, Refined Wealth Management correctly timed 7 out of 16 reported position changes (44%). The annualised alpha on BNDX relative to SPY over the holding period was -10.2%.

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