PENNEY FINANCIAL, LLC — 13F Holdings

2026 Q2  ·  55 Positions

2026 Q2 Portfolio Activity

In 2026 Q2, PENNEY FINANCIAL, LLC maintained a portfolio of 55 distinct positions. The most significant new addition was DIMENSIONAL ETF TRUST, now representing 25.59% of the total fund value. They heavily accumulated shares in VANGUARD MALVERN FDS, increasing the position by 182.7%. The fund also reduced its exposure to GOLDMAN SACHS ETF TR by 98.8%.
Position History hover any row below to update
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PCA Score Concentration Risk
Risk ENB
Total Positions
55
Quarter
2026 Q2
Top Holding
DFUS (25.6%)
Top 10 Concentration
79.9%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
Showing 1-50 of 55

PENNEY FINANCIAL, LLC Full Holdings List — 2026 Q2

Stock History Sector / Type Port % Prev % Rank / Prev Conviction
Freshness
Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
DFUS
DIMENSIONAL ETF...
ETF 25.59% #1
Prev: #—
9.5
893,449
NEW
893,449 $73,209,211
$81.94 +3.9%
$81.94 +3.9%
2026 Q2 13F Filing 2026-06-30 2026-07-22
VTI
VANGUARD INDEX ...
ETF 15.79% 15.81% #2
Prev: #2
6.0
-6,353 -4.9%
P
S
122,064 $45,168,690 2024 Q3 13F Filing 2026-06-30 2026-07-22
VEA
VANGUARD TAX-MA...
ETF 8.53% 8.45% #3
Prev: #3
4.9
-1,275 -0.4%
P
S
342,359 $24,393,102 2024 Q3 13F Filing 2026-06-30 2026-07-22
VCRB
VANGUARD MALVER...
ETF 7.02% 2.73% #4 6
Prev: #10
6.3
167,952 182.7%
P
S
259,865 $20,070,076 2025 Q2 13F Filing 2026-06-30 2026-07-22
SGOV
ISHARES TR
ETF 5.46% 6.66% #5 1
Prev: #4
3.2
-17,451 -10.1%
P
S
155,055 $15,609,387 2025 Q2 13F Filing 2026-06-30 2026-07-22
IEFA
ISHARES TR
ETF 4.48% 4.86% #6 1
Prev: #5
2.3
-7,495 -5.4%
P
S
132,569 $12,803,544 2024 Q3 13F Filing 2026-06-30 2026-07-22
JPIE
J P MORGAN EXCH...
ETF 3.41% 3.69% #7 1
Prev: #6
1.9
3,359 1.6%
P
S
211,958 $9,760,666 2024 Q4 13F Filing 2026-06-30 2026-07-22
VYM
VANGUARD WHITEH...
ETF 3.33% 3.45% #8
Prev: #8
1.8
-381 -0.6%
P
S
60,279 $9,525,929 2024 Q3 13F Filing 2026-06-30 2026-07-22
SCHD
SCHWAB STRATEGI...
ETF 3.25% 3.63% #9 2
Prev: #7
1.8
-14,596 -4.7%
P
S
293,595 $9,309,899 2024 Q3 13F Filing 2026-06-30 2026-07-22
VCRM
VANGUARD MUN BD...
ETF 3.03% #10
Prev: #—
4.7
113,444
NEW
113,444 $8,667,122 2026 Q2 13F Filing 2026-06-30 2026-07-22
CGMU
CAPITAL GRP FIX...
ETF 2.03% 1.93% #11 3
Prev: #14
2.8
26,382 14.3%
P
S
211,497 $5,809,823 2025 Q3 13F Filing 2026-06-30 2026-07-22
JEPI
J P MORGAN EXCH...
ETF 1.98% 2.17% #12 1
Prev: #13
1.3
641 0.6%
P
S
100,261 $5,662,741 2024 Q3 13F Filing 2026-06-30 2026-07-22
JPST
J P MORGAN EXCH...
ETF 1.49% 0.16% #13 21
Prev: #34
3.6
76,243 953.0%
P
S
84,243 $4,260,169 2026 Q1 13F Filing 2026-06-30 2026-07-22
DFSD
DIMENSIONAL ETF...
ETF 1.38% #14
Prev: #—
4.1
82,902
NEW
82,902 $3,958,571 2026 Q2 13F Filing 2026-06-30 2026-07-22
VXUS
VANGUARD STAR F...
Bond/Debt 1.27% 1.22% #15 4
Prev: #19
1.0
1,135 2.7%
P
S
42,475 $3,631,188 2024 Q3 13F Filing 2026-06-30 2026-07-22
HELO
J P MORGAN EXCH...
ETF 1.25% 1.67% #16 1
Prev: #17
0.5
-15,136 -22.3%
P
S
52,887 $3,574,103 2024 Q3 13F Filing 2026-06-30 2026-07-22
FLMI
FRANKLIN TEMPLE...
ETF 1.10% 2.79% #17 8
Prev: #9
0.4
-168,418 -57.5%
P
S
124,597 $3,136,106 2025 Q3 13F Filing 2026-06-30 2026-07-22
SCHB
SCHWAB STRATEGI...
ETF 1.04% 1.08% #18 2
Prev: #20
0.9
-9,599 -8.6%
P
S
102,649 $2,972,707 2024 Q3 13F Filing 2026-06-30 2026-07-22
AAPL
APPLE INC
Technology 0.90% 0.87% #19 3
Prev: #22
0.9
3 0.0%
P
S
8,892 $2,572,916 2024 Q3 13F Filing 2026-06-30 2026-07-22
VTEB
VANGUARD MUN BD...
ETF 0.85% 1.49% #20 2
Prev: #18
0.3
-30,072 -38.5%
P
S
47,994 $2,427,537 2024 Q3 13F Filing 2026-06-30 2026-07-22
DFNM
DIMENSIONAL ETF...
ETF 0.60% 1.78% #21 6
Prev: #15
0.2
-61,580 -63.5%
P
S
35,448 $1,713,379 2025 Q3 13F Filing 2026-06-30 2026-07-22
VOO
VANGUARD INDEX ...
ETF 0.53% 0.50% #22 1
Prev: #23
0.7
49 2.3%
P
S
2,211 $1,518,661 2024 Q4 13F Filing 2026-06-30 2026-07-22
SUB
ISHARES TR
ETF 0.47% 1.00% #23 2
Prev: #21
0.2
-11,839 -48.4%
P
S
12,607 $1,342,267 2024 Q3 13F Filing 2026-06-30 2026-07-22
GPIX
GOLDMAN SACHS E...
ETF 0.38% #24
Prev: #—
3.7
19,656
NEW
19,656 $1,092,284 2026 Q2 13F Filing 2026-06-30 2026-07-22
IVV
ISHARES TR
ETF 0.36% 0.34% #25
Prev: #25
1.1
no change no change
P
S
1,374 $1,028,975 2024 Q3 13F Filing 2026-06-30 2026-07-22
LNG
CHENIERE ENERGY...
Energy 0.35% 0.30% #26 1
Prev: #27
3.1
1,496 54.9%
P
S
4,221 $1,008,861 2024 Q4 13F Filing 2026-06-30 2026-07-22
IWB
ISHARES TR
ETF 0.34% 0.33% #27 1
Prev: #26
1.1
no change no change
P
S
2,380 $974,610 2024 Q3 13F Filing 2026-06-30 2026-07-22
ITOT
ISHARES TR
ETF 0.30% 0.29% #28
Prev: #28
1.1
no change no change
P
S
5,246 $861,760 2025 Q3 13F Filing 2026-06-30 2026-07-22
GSLC
GOLDMAN SACHS E...
ETF 0.29% 22.93% #29 28
Prev: #1
0.1
-471,942 -98.8%
P
S
5,779 $819,974 2024 Q3 13F Filing 2026-06-30 2026-07-22
JQUA
J P MORGAN EXCH...
ETF 0.29% 0.27% #30 1
Prev: #29
1.1
no change no change
P
S
11,343 $819,872 2024 Q3 13F Filing 2026-06-30 2026-07-22
AMZN
AMAZON COM INC
Consumer Cyclical 0.28% 0.27% #31 1
Prev: #30
1.1
no change no change
P
S
3,337 $795,341 2024 Q3 13F Filing 2026-06-30 2026-07-22
CVX
CHEVRON CORPORA...
Energy 0.25% 0.35% #32 8
Prev: #24
1.1
no change no change
P
S
4,349 $720,838 2024 Q3 13F Filing 2026-06-30 2026-07-22
MSFT
MICROSOFT CORP
Technology 0.24% 0.26% #33 2
Prev: #31
1.1
no change no change
P
S
1,861 $694,190 2024 Q3 13F Filing 2026-06-30 2026-07-22
FLY
FIREFLY AEROSPA...
Industrials 0.23% 0.25% #34 2
Prev: #32
1.1
no change no change
P
S
22,793 $670,114 2026 Q1 13F Filing 2026-06-30 2026-07-22
IWM
ISHARES TR
ETF 0.23% 0.21% #35 2
Prev: #33
1.1
no change no change
P
S
2,203 $661,891 2024 Q3 13F Filing 2026-06-30 2026-07-22
EVTR
MORGAN STANLEY ...
ETF 0.16% 2.71% #36 25
Prev: #11
0.1
-130,053 -93.5%
P
S
8,969 $454,818 2025 Q2 13F Filing 2026-06-30 2026-07-22
GVA
GRANITE CONSTR ...
Industrials 0.11% 0.12% #37 1
Prev: #36
0.0
-647 -24.4%
P
S
2,000 $316,160 2024 Q3 13F Filing 2026-06-30 2026-07-22
VUG
VANGUARD INDEX ...
Warrant 0.11% 0.10% #38 2
Prev: #40
3.0
3,035 500.0%
P
S
3,642 $313,722 2025 Q3 13F Filing 2026-06-30 2026-07-22
VB
VANGUARD INDEX ...
ETF 0.11% 2.45% #39 27
Prev: #12
0.0
-23,411 -95.9%
P
S
1,005 $304,636 2024 Q3 13F Filing 2026-06-30 2026-07-22
BSV
VANGUARD BD IND...
Bond/Debt 0.10% 0.12% #40 3
Prev: #37
0.5
-31 -0.8%
P
S
3,830 $298,395 2024 Q3 13F Filing 2026-06-30 2026-07-22
GOOGL
ALPHABET INC
Communication Services 0.10% 0.09% #41 3
Prev: #44
1.0
no change no change
P
S
829 $296,260 2025 Q4 13F Filing 2026-06-30 2026-07-22
SCHX
SCHWAB STRATEGI...
ETF 0.10% 0.10% #42 1
Prev: #41
1.0
no change no change
P
S
9,816 $288,887 2024 Q3 13F Filing 2026-06-30 2026-07-22
IJH
ISHARES TR
ETF 0.10% 0.09% #43 1
Prev: #42
1.0
no change no change
P
S
3,575 $275,668 2024 Q3 13F Filing 2026-06-30 2026-07-22
CWI
SPDR INDEX SHS ...
ETF 0.09% 0.09% #44 1
Prev: #43
1.0
no change no change
P
S
6,540 $265,982 2025 Q2 13F Filing 2026-06-30 2026-07-22
VTV
VANGUARD INDEX ...
ETF 0.09% 0.09% #45
Prev: #45
1.0
no change no change
P
S
1,187 $258,683 2026 Q1 13F Filing 2026-06-30 2026-07-22
XOM
EXXON MOBIL COR...
Energy 0.08% 0.11% #46 8
Prev: #38
1.0
no change no change
P
S
1,697 $232,014 2025 Q3 13F Filing 2026-06-30 2026-07-22
META
META PLATFORMS ...
Communication Services 0.08% 0.09% #47 1
Prev: #46
1.0
no change no change
P
S
399 $224,753 2025 Q3 13F Filing 2026-06-30 2026-07-22
BTI
BRITISH AMERN T...
Consumer Defensive 0.08% 0.08% #48 1
Prev: #47
1.0
no change no change
P
S
3,603 $222,521 2025 Q4 13F Filing 2026-06-30 2026-07-22
V
VISA INC
Financial Services 0.08% #49
Prev: #—
3.5
645
NEW
645 $221,293 2024 Q4 13F Filing 2026-06-30 2026-07-22
CAT
CATERPILLAR INC
Industrials 0.08% #50
Prev: #—
3.5
202
NEW
202 $214,708 2026 Q2 13F Filing 2026-06-30 2026-07-22
Showing 1-50 of 55 holdings

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