PENNEY FINANCIAL, LLC

All Holdings — 2026 Q1

AI Portfolio Summary
In 2026 Q1, PENNEY FINANCIAL, LLC maintained a portfolio of 53 distinct positions. The most significant new addition to the portfolio was FIREFLY AEROSPACE IN, which now represents 0.25% of the total fund value. They heavily accumulated shares in GOLDMAN SACHS ETF TR, increasing their position by 1.1%. Conversely, PENNEY FINANCIAL, LLC completely exited their position in JPMORGAN CHASE & CO..
PCA Score Concentration Risk
Risk ENB
Total Positions
53
Quarter
2026 Q1
Top Holding
GSLC (22.9%)
Top 10 Concentration
75.0%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
Showing 1-50 of 53
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
GSLC
GOLDMAN SACHS E...
ETF 22.93% 24.14% #1
Prev: #1
6.5 5,077 1.1%
P
S
477,721 $59,777,186 2024 Q3 13F Filing 2026-03-31 2026-04-22
VTI
VANGUARD INDEX ...
ETF 15.81% 16.05% #2
Prev: #2
6.0 4,345 3.5%
P
S
128,417 $41,197,553 2024 Q3 13F Filing 2026-03-31 2026-04-22
VEA
VANGUARD TAX-MA...
ETF 8.45% 8.24% #3
Prev: #3
4.9 1,648 0.5%
P
S
343,634 $22,020,052 2024 Q3 13F Filing 2026-03-31 2026-04-22
SGOV
ISHARES TR
Bond/Debt 6.66% 7.12% #4
Prev: #4
3.7 -11,191 -6.1%
P
S
172,506 $17,364,454 2025 Q2 13F Filing 2026-03-31 2026-04-22
IEFA
ISHARES TR
ETF 4.86% 4.54% #5
Prev: #5
4.4 8,469 6.4%
P
S
140,064 $12,679,994 2024 Q3 13F Filing 2026-03-31 2026-04-22
JPIE
J P MORGAN EXCH...
ETF 3.69% 3.60% #6
Prev: #6
2.0 7,283 3.6%
P
S
208,599 $9,610,156 2024 Q4 13F Filing 2026-03-31 2026-04-22
SCHD
SCHWAB STRATEGI...
ETF 3.63% 3.25% #7 1
Prev: #8
2.0 1,517 0.5%
P
S
308,191 $9,455,298 2024 Q3 13F Filing 2026-03-31 2026-04-22
VYM
VANGUARD WHITEH...
ETF 3.45% 3.37% #8 1
Prev: #7
1.9 -148 -0.2%
P
S
60,660 $8,983,685 2024 Q3 13F Filing 2026-03-31 2026-04-22
FLMI
FRANKLIN TEMPLE...
ETF 2.79% 2.50% #9 2
Prev: #11
3.1 32,573 12.5%
P
S
293,015 $7,263,842 2025 Q3 13F Filing 2026-03-31 2026-04-22
VCRB
VANGUARD MALVER...
ETF 2.73% 2.66% #10
Prev: #10
1.6 3,492 3.9%
P
S
91,913 $7,112,228 2025 Q2 13F Filing 2026-03-31 2026-04-22
EVTR
MORGAN STANLEY ...
ETF 2.71% 2.67% #11 2
Prev: #9
1.6 4,549 3.4%
P
S
139,022 $7,055,367 2025 Q2 13F Filing 2026-03-31 2026-04-22
VB
VANGUARD INDEX ...
ETF 2.45% 2.45% #12
Prev: #12
1.5 -234 -0.9%
P
S
24,416 $6,395,003 2024 Q3 13F Filing 2026-03-31 2026-04-22
JEPI
J P MORGAN EXCH...
ETF 2.17% 2.16% #13
Prev: #13
1.4 1,833 1.9%
P
S
99,620 $5,646,473 2024 Q3 13F Filing 2026-03-31 2026-04-22
CGMU
CAPITAL GRP FIX...
ETF 1.93% 1.73% #14
Prev: #14
2.8 21,030 12.8%
P
S
185,115 $5,025,872 2025 Q3 13F Filing 2026-03-31 2026-04-22
DFNM
DIMENSIONAL ETF...
ETF 1.78% 1.64% #15 1
Prev: #16
2.7 8,723 9.9%
P
S
97,028 $4,650,552 2025 Q3 13F Filing 2026-03-31 2026-04-22
AGG
ISHARES TR
ETF 1.72% 1.71% #16 1
Prev: #15
1.2 806 1.8%
P
S
45,254 $4,492,367 2024 Q3 13F Filing 2026-03-31 2026-04-22
HELO
J P MORGAN EXCH...
Unknown 1.67% 1.64% #17
Prev: #17
2.7 4,224 6.6%
P
S
68,023 $4,347,350 2024 Q3 13F Filing 2026-03-31 2026-04-22
VTEB
VANGUARD MUN BD...
ETF 1.49% 1.42% #18
Prev: #18
2.6 4,934 6.7%
P
S
78,066 $3,894,713 2024 Q3 13F Filing 2026-03-31 2026-04-22
VXUS
VANGUARD STAR F...
Bond/Debt 1.22% 1.20% #19
Prev: #19
1.0 67 0.2%
P
S
41,340 $3,187,727 2024 Q3 13F Filing 2026-03-31 2026-04-22
SCHB
SCHWAB STRATEGI...
ETF 1.08% 1.12% #20
Prev: #20
0.9 1,500 1.4%
P
S
112,248 $2,817,417 2024 Q3 13F Filing 2026-03-31 2026-04-22
SUB
ISHARES TR
ETF 1.00% 1.01% #21
Prev: #21
0.9 -160 -0.7%
P
S
24,446 $2,603,499 2024 Q3 13F Filing 2026-03-31 2026-04-22
AAPL
APPLE INC
Technology 0.87% 0.93% #22
Prev: #22
0.8 2 0.0%
P
S
8,889 $2,255,901 2024 Q3 13F Filing 2026-03-31 2026-04-22
VOO
VANGUARD INDEX ...
ETF 0.50% 0.50% #23
Prev: #23
0.7 92 4.4%
P
S
2,162 $1,292,065 2024 Q4 13F Filing 2026-03-31 2026-04-22
CVX
CHEVRON CORPORA...
Energy 0.35% 0.32% #24 3
Prev: #27
0.1 -1,159 -21.0%
P
S
4,349 $899,742 2024 Q3 13F Filing 2026-03-31 2026-04-22
IVV
ISHARES TR
ETF 0.34% 0.36% #25 1
Prev: #24
1.1 no change no change
P
S
1,374 $897,511 2024 Q3 13F Filing 2026-03-31 2026-04-22
IWB
ISHARES TR
ETF 0.33% 0.34% #26
Prev: #26
1.1 no change no change
P
S
2,380 $848,613 2024 Q3 13F Filing 2026-03-31 2026-04-22
LNG
CHENIERE ENERGY...
Energy 0.30% 0.20% #27 4
Prev: #31
1.1 no change no change
P
S
2,725 $773,246 2024 Q4 13F Filing 2026-03-31 2026-04-22
ITOT
ISHARES TR
ETF 0.29% 0.20% #28 4
Prev: #32
3.1 1,765 50.7%
P
S
5,246 $747,188 2025 Q3 13F Filing 2026-03-31 2026-04-22
JQUA
J P MORGAN EXCH...
ETF 0.27% 0.29% #29 1
Prev: #28
0.6 -600 -5.0%
P
S
11,343 $695,553 2024 Q3 13F Filing 2026-03-31 2026-04-22
AMZN
AMAZON COM INC
Consumer Cyclical 0.27% 0.27% #30 1
Prev: #29
2.1 250 8.1%
P
S
3,337 $694,997 2024 Q3 13F Filing 2026-03-31 2026-04-22
MSFT
MICROSOFT CORP
Technology 0.26% 0.35% #31 6
Prev: #25
0.6 -29 -1.5%
P
S
1,861 $688,886 2024 Q3 13F Filing 2026-03-31 2026-04-22
FLY
FIREFLY AEROSPA...
Industrials 0.25% #32
Prev: #—
3.6 22,793 no change
NEW
22,793 $648,917 2026 Q1 13F Filing 2026-03-31 2026-04-22
IWM
ISHARES TR
ETF 0.21% 0.21% #33 3
Prev: #30
1.1 no change no change
P
S
2,203 $546,344 2024 Q3 13F Filing 2026-03-31 2026-04-22
JPST
J P MORGAN EXCH...
ETF 0.16% #34
Prev: #—
3.6 8,000 no change
NEW
8,000 $404,880 2026 Q1 13F Filing 2026-03-31 2026-04-22
FDX
FEDEX CORP
Industrials 0.14% 0.13% #35 1
Prev: #34
0.6 -140 -12.2%
P
S
1,011 $360,098 2024 Q3 13F Filing 2026-03-31 2026-04-22
GVA
GRANITE CONSTR ...
Industrials 0.12% 0.12% #36 1
Prev: #37
1.0 no change no change
P
S
2,647 $317,322 2024 Q3 13F Filing 2026-03-31 2026-04-22
BSV
VANGUARD BD IND...
Bond/Debt 0.12% 0.12% #37 1
Prev: #38
0.5 -5 -0.1%
P
S
3,861 $302,741 2024 Q3 13F Filing 2026-03-31 2026-04-22
XOM
EXXON MOBIL COR...
Energy 0.11% 0.10% #38 3
Prev: #41
0.0 -490 -22.4%
P
S
1,697 $287,913 2025 Q3 13F Filing 2026-03-31 2026-04-22
EQNR
EQUINOR ASA
Energy 0.11% 0.12% #39 3
Prev: #36
0.0 -6,648 -50.0%
P
S
6,649 $280,588 2024 Q3 13F Filing 2026-03-31 2026-04-22
VUG
VANGUARD INDEX ...
Warrant 0.10% 0.10% #40 4
Prev: #44
2.0 88 17.0%
P
S
607 $265,132 2025 Q3 13F Filing 2026-03-31 2026-04-22
SCHX
SCHWAB STRATEGI...
ETF 0.10% 0.10% #41 1
Prev: #40
1.0 no change no change
P
S
9,816 $251,684 2024 Q3 13F Filing 2026-03-31 2026-04-22
IJH
ISHARES TR
ETF 0.09% 0.09% #42 3
Prev: #45
1.0 no change no change
P
S
3,575 $241,420 2024 Q3 13F Filing 2026-03-31 2026-04-22
CWI
SPDR INDEX SHS ...
Unknown 0.09% 0.09% #43 3
Prev: #46
1.0 no change no change
P
S
6,540 $239,299 2025 Q2 13F Filing 2026-03-31 2026-04-22
GOOGL
ALPHABET INC
Communication Services 0.09% 0.10% #44 2
Prev: #42
1.0 no change no change
P
S
829 $238,387 2025 Q4 13F Filing 2026-03-31 2026-04-22
VTV
VANGUARD INDEX ...
ETF 0.09% #45
Prev: #—
3.5 1,187 no change
NEW
1,187 $232,889 2026 Q1 13F Filing 2026-03-31 2026-04-22
META
META PLATFORMS ...
Communication Services 0.09% 0.10% #46 3
Prev: #43
0.5 15 3.9%
P
S
399 $228,280 2025 Q3 13F Filing 2026-03-31 2026-04-22
BTI
BRITISH AMERN T...
Consumer Defensive 0.08% 0.08% #47 2
Prev: #49
1.0 no change no change
P
S
3,603 $210,667 2025 Q4 13F Filing 2026-03-31 2026-04-22
HDV
ISHARES TR
ETF 0.08% #48
Prev: #—
3.5 1,525 no change
NEW
1,525 $206,973 2026 Q1 13F Filing 2026-03-31 2026-04-22
JPM
JPMORGAN CHASE ...
Financial Services 0.00% 0.08%
Sold All 😨
(Was: #48)
0.0 -658 -100.0%
CLOSED
$— 2025 Q2 13F Filing 2026-03-31 2026-04-22
V
VISA INC
Financial Services 0.00% 0.09%
Sold All 😨
(Was: #47)
0.0 -645 -100.0%
CLOSED
$— 2024 Q4 13F Filing 2026-03-31 2026-04-22
Showing 1-50 of 53 holdings

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