AI Portfolio Summary
In 2025 Q4, Northern Capital Management, Inc. maintained a portfolio of 52 distinct positions. The most significant new addition to the portfolio was VISA INC, which now represents 0.19% of the total fund value. They heavily accumulated shares in VANGUARD INDEX FDS, increasing their position by 4.5%. The fund also reduced its exposure to NEXTERA ENERGY INC by 42.5%.
Total Positions
52
Quarter
2025 Q4
Top Holding
SCHG (30.0%)
Top 10 Concentration
88.1%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
Showing 1-50 of 52
| Stock | History | Sector / Type | Port % | Prev % | Rank / Prev | Conviction | Change | % Change | Influence | Shares | Mkt Value | Avg Cost | Price Held | 1st Owned | Source | Source Date | Date Reported |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
SCHG
SCHWAB STRATEGI...
|
ETF | 30.05% | 30.85% |
#1
Prev: #1
|
6.5 | -38,455 | -2.2% |
P
S
|
1,743,373 | $56,868,841 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
QQQ
INVESCO QQQ TR
|
ETF | 18.54% | 18.89% |
#2
Prev: #2
|
6.0 | -851 | -1.5% |
P
S
|
57,126 | $35,092,771 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SCHV
SCHWAB STRATEGI...
|
ETF | 17.38% | 18.01% |
#3
Prev: #3
|
5.5 | -29,573 | -2.6% |
P
S
|
1,110,791 | $32,890,524 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VV
VANGUARD INDEX ...
|
ETF | 9.63% | 9.25% |
#4
Prev: #4
|
4.9 | 2,498 | 4.5% |
P
S
|
57,870 | $18,217,502 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
GBCI
GLACIER BANCORP...
|
Financial Services | 2.87% | 3.26% |
#5
Prev: #5
|
2.6 | no change | no change |
P
S
|
123,439 | $5,437,488 | 2021 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SPYV
SPDR SERIES TRU...
|
Unknown | 2.53% | 1.96% |
#6
1
Prev: #7
|
3.5 | 18,881 | 28.9% |
P
S
|
84,118 | $4,778,721 | 2025 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
JNJ
JOHNSON & JOHNS...
|
Healthcare | 2.19% | 2.01% |
#7
1
Prev: #6
|
1.4 | 1 | 0.0% |
P
S
|
19,989 | $4,136,650 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
MSFT
MICROSOFT CORP
|
Technology | 1.98% | 1.95% |
#8
Prev: #8
|
2.8 | 833 | 12.0% |
P
S
|
7,765 | $3,755,310 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AAPL
APPLE INC
|
Technology | 1.98% | 1.89% |
#9
Prev: #9
|
1.3 | 147 | 1.1% |
P
S
|
13,798 | $3,751,188 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
FIBK
FIRST INTST BAN...
|
Financial Services | 0.95% | 0.90% |
#10
Prev: #10
|
0.9 | 275 | 0.5% |
P
S
|
52,100 | $1,802,672 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AMZN
AMAZON COM INC
|
Consumer Cyclical | 0.92% | 0.88% |
#11
Prev: #11
|
0.9 | 174 | 2.3% |
P
S
|
7,580 | $1,749,616 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DIA
SPDR DOW JONES ...
|
ETF | 0.77% | 0.76% |
#12
Prev: #12
|
1.3 | no change | no change |
P
S
|
3,023 | $1,452,763 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
NVDA
NVIDIA CORPORAT...
|
Technology | 0.70% | 0.61% |
#13
Prev: #13
|
2.3 | 1,000 | 16.5% |
P
S
|
7,054 | $1,315,637 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
GOOG
ALPHABET INC
|
Communication Services | 0.67% | 0.53% |
#14
5
Prev: #19
|
0.8 | 32 | 0.8% |
P
S
|
4,023 | $1,262,380 | 2021 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VOO
VANGUARD INDEX ...
|
ETF | 0.56% | 0.56% |
#15
1
Prev: #16
|
0.7 | 24 | 1.4% |
P
S
|
1,703 | $1,067,707 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SCHB
SCHWAB STRATEGI...
|
ETF | 0.56% | 0.56% |
#16
1
Prev: #17
|
0.7 | 495 | 1.2% |
P
S
|
40,395 | $1,059,561 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
COST
COSTCO WHSL COR...
|
Consumer Defensive | 0.54% | 0.57% |
#17
2
Prev: #15
|
0.7 | 41 | 3.6% |
P
S
|
1,176 | $1,013,762 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VTI
VANGUARD INDEX ...
|
ETF | 0.51% | 0.53% |
#18
Prev: #18
|
0.7 | -100 | -3.3% |
P
S
|
2,894 | $970,285 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SCHM
SCHWAB STRATEGI...
|
ETF | 0.45% | 0.60% |
#19
5
Prev: #14
|
0.2 | -9,057 | -24.1% |
P
S
|
28,516 | $857,486 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
BRK/B
BERKSHIRE HATHA...
|
Financial Services | 0.45% | 0.46% |
#20
Prev: #20
|
0.7 | -9 | -0.5% |
P
S
|
1,677 | $842,944 | 2024 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AON
AON PLC
|
Financial Services | 0.31% | 0.33% |
#21
Prev: #21
|
1.1 | no change | no change |
P
S
|
1,688 | $595,661 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
CVX
CHEVRON CORP NE...
|
Energy | 0.31% | 0.32% |
#22
Prev: #22
|
0.6 | -10 | -0.3% |
P
S
|
3,822 | $582,448 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
GOOGL
ALPHABET INC
|
Communication Services | 0.28% | 0.23% |
#23
6
Prev: #29
|
1.1 | no change | no change |
P
S
|
1,715 | $536,882 | 2024 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VEU
VANGUARD INTL E...
|
ETF | 0.28% | 0.28% |
#24
Prev: #24
|
1.1 | no change | no change |
P
S
|
7,148 | $525,807 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
XOM
EXXON MOBIL COR...
|
Energy | 0.26% | 0.25% |
#25
1
Prev: #26
|
0.6 | 6 | 0.1% |
P
S
|
4,127 | $496,647 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
JPM
JPMORGAN CHASE ...
|
Financial Services | 0.24% | 0.24% |
#26
1
Prev: #27
|
0.6 | -3 | -0.2% |
P
S
|
1,404 | $452,328 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
META
META PLATFORMS ...
|
Communication Services | 0.23% | 0.26% |
#27
2
Prev: #25
|
1.1 | no change | no change |
P
S
|
662 | $437,304 | 2021 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VNQ
VANGUARD INDEX ...
|
ETF | 0.22% | 0.24% |
#28
Prev: #28
|
1.1 | no change | no change |
P
S
|
4,788 | $423,690 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
CEF
SPROTT ASSET MA...
|
Unknown | 0.20% | 0.17% |
#29
6
Prev: #35
|
1.1 | no change | no change |
P
S
|
8,380 | $383,804 | 2024 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
ABBV
ABBVIE INC
|
Healthcare | 0.20% | 0.17% |
#30
4
Prev: #34
|
2.6 | 301 | 21.9% |
P
S
|
1,673 | $382,173 | 2021 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
BA
BOEING CO
|
Industrials | 0.20% | 0.19% |
#31
Prev: #31
|
2.1 | 150 | 9.3% |
P
S
|
1,759 | $381,914 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SBUX
STARBUCKS CORP
|
Consumer Cyclical | 0.20% | 0.19% |
#32
2
Prev: #30
|
2.1 | 285 | 6.8% |
P
S
|
4,447 | $374,482 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AVGO
BROADCOM INC
|
Technology | 0.19% | 0.14% |
#33
3
Prev: #36
|
2.6 | 247 | 30.8% |
P
S
|
1,050 | $363,285 | 2025 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
NEE
NEXTERA ENERGY ...
|
Utilities | 0.19% | 0.32% |
#34
11
Prev: #23
|
0.1 | -3,286 | -42.5% |
P
S
|
4,443 | $356,684 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
V
VISA INC
|
Financial Services | 0.19% | — |
#35
Prev: #—
|
3.6 | 1,003 | no change |
NEW
|
1,003 | $351,787 | 2025 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IBM
INTERNATIONAL B...
|
Technology | 0.18% | 0.18% |
#36
4
Prev: #32
|
0.6 | -1 | -0.1% |
P
S
|
1,161 | $343,819 | 2024 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
CMI
CUMMINS INC
|
Industrials | 0.17% | 0.14% |
#37
1
Prev: #38
|
1.1 | no change | no change |
P
S
|
612 | $312,325 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IMCG
ISHARES TR
|
ETF | 0.16% | 0.17% |
#38
5
Prev: #33
|
1.1 | no change | no change |
P
S
|
3,880 | $309,779 | 2022 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
WFC
WELLS FARGO CO ...
|
Financial Services | 0.15% | 0.14% |
#39
2
Prev: #37
|
0.6 | -6 | -0.2% |
P
S
|
3,084 | $287,429 | 2022 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
GLD
SPDR GOLD TR
|
ETF | 0.15% | 0.13% |
#40
1
Prev: #41
|
0.6 | 13 | 1.9% |
P
S
|
693 | $274,643 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
USXF
ISHARES TR
|
ETF | 0.14% | 0.14% |
#41
2
Prev: #39
|
1.1 | no change | no change |
P
S
|
4,455 | $256,519 | 2024 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
LLY
ELI LILLY & CO
|
Healthcare | 0.14% | — |
#42
Prev: #—
|
3.6 | 238 | no change |
NEW
|
238 | $255,960 | 2021 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
ITOT
ISHARES TR
|
ETF | 0.13% | 0.13% |
#43
3
Prev: #40
|
1.1 | no change | no change |
P
S
|
1,696 | $252,178 | 2024 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SMH
VANECK ETF TRUS...
|
ETF | 0.13% | 0.12% |
#44
Prev: #44
|
1.1 | no change | no change |
P
S
|
682 | $245,726 | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
EPD
ENTERPRISE PROD...
|
Energy | 0.13% | 0.13% |
#45
2
Prev: #43
|
0.6 | 16 | 0.2% |
P
S
|
7,473 | $239,590 | 2024 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DLN
WISDOMTREE TR
|
Unknown | 0.13% | 0.13% |
#46
4
Prev: #42
|
1.1 | no change | no change |
P
S
|
2,714 | $239,049 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
CAT
CATERPILLAR INC
|
Industrials | 0.12% | — |
#47
Prev: #—
|
3.5 | 406 | no change |
NEW
|
406 | $232,662 | 2025 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
TQQQ
PROSHARES TR
|
ETF | 0.12% | 0.12% |
#48
2
Prev: #46
|
3.0 | 2,118 | 100.0% |
P
S
|
4,236 | $223,322 | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
ASML
ASML HOLDING N ...
|
Technology | 0.11% | — |
#49
Prev: #—
|
3.5 | 192 | no change |
NEW
|
192 | $205,413 | 2025 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
UNH
UNITEDHEALTH GR...
|
Healthcare | 0.11% | — |
#50
Prev: #—
|
3.5 | 615 | no change |
NEW
|
615 | $202,889 | 2025 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) |
Showing 1-50 of 52 holdings