RICHARDSON FINANCIAL SERVICES INC.

All Holdings — 2025 Q4

AI Portfolio Summary
In 2025 Q4, RICHARDSON FINANCIAL SERVICES INC. maintained a portfolio of 621 distinct positions. The most significant new addition to the portfolio was ABB Ltd, which now represents 46.76% of the total fund value. Conversely, RICHARDSON FINANCIAL SERVICES INC. completely exited their position in SPDR Blmbg 1-3 Mth T.
PCA Score Concentration Risk
Risk ENB
Total Positions
621
Quarter
2025 Q4
Top Holding
ABBNY (46.8%)
Top 10 Concentration
61.3%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
1-25 of 621
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
ABBNY
ABB Ltd
Industrials 46.76% #1
Prev: #—
9.5 14 no change
NEW
14 $144,652,516 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
SPLG
ST STR SPDR S&P...
ETF 2.63% 5.08% #2 1
Prev: #1
3.1 -3,066 -2.9%
P
S
101,450 $8,138,321 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
AAPL
APPLE INC
Technology 2.40% 4.32% #3 1
Prev: #2
2.5 -66 -0.2%
P
S
27,307 $7,422,054 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VTV
VANGUARD VALUE ...
ETF 1.85% 4.01% #4
Prev: #4
1.7 510 1.5%
P
S
35,152 $5,709,559 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VUG
VANGUARD GROWTH...
ETF 1.75% 4.24% #5 2
Prev: #3
1.7 -398 -2.8%
P
S
13,851 $5,400,261 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
NVDA
NVIDIA CORP
Technology 1.37% 2.83% #6 1
Prev: #5
1.0 -1,432 -5.8%
P
S
23,054 $4,251,876 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SPDW
SPDR DEV WORLD ...
ETF 1.32% 2.10% #7 1
Prev: #6
2.5 12,745 16.1%
P
S
91,925 $4,082,001 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
GOOGL
ALPHABET INC A
Communication Services 1.19% 1.63% #8 5
Prev: #13
2.5 943 8.7%
P
S
11,735 $3,673,092 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VOO
VANGUARD S&P 50...
ETF 1.07% 2.05% #9 1
Prev: #8
0.9 109 2.0%
P
S
5,521 $3,297,617 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
MSFT
MICROSOFT CORPO...
Technology 1.02% 2.08% #10 3
Prev: #7
0.9 24 0.4%
P
S
6,503 $3,143,015 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
HYG
ISHS IBOX $ H/Y...
ETF 0.98% 1.86% #11 1
Prev: #10
0.9 709 1.9%
P
S
37,756 $3,044,274 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SPEM
SPDR EMERG MKTS...
ETF 0.93% 1.87% #12 3
Prev: #9
0.9 -2,701 -4.2%
P
S
61,776 $2,890,093 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IEUR
ISHARES CORE MS...
ETF 0.90% 1.69% #13 2
Prev: #11
0.9 -782 -2.0%
P
S
39,160 $2,785,604 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IEMG
ISHS CORE MSCI ...
ETF 0.78% 1.60% #14
Prev: #14
0.8 -2,973 -7.6%
P
S
36,146 $2,405,575 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VBK
VANGUARD SMALL ...
ETF 0.76% 1.24% #15 1
Prev: #16
0.8 -389 -5.8%
P
S
6,355 $2,358,904 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
AMZN
AMAZON.COM INC
Consumer Cyclical 0.71% 1.25% #16 1
Prev: #15
0.8 352 3.8%
P
S
9,502 $2,193,139 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VWO
VANGUARD FTSE E...
ETF 0.69% 0.62% #17 20
Prev: #37
0.8 97 0.5%
P
S
18,434 $2,134,239 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VYM
Vanguard High D...
ETF 0.64% 0.13% #18 125
Prev: #143
1.3 no change no change
P
S
1,527 $1,966,564 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
JPM
JPMORGAN CHASE ...
Financial Services 0.53% 1.02% #19 1
Prev: #18
0.7 84 1.6%
P
S
5,314 $1,654,708 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VBR
VANGUARD SMALL ...
ETF 0.53% 0.96% #20 1
Prev: #19
0.7 264 3.5%
P
S
7,706 $1,633,267 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SHYG
ISHARES 0-5 YEA...
ETF 0.53% 0.90% #21
Prev: #21
2.2 4,433 13.2%
P
S
38,026 $1,630,159 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SPSM
ST STR SPDR S&P...
ETF 0.47% 1.15% #22 5
Prev: #17
0.2 -9,069 -22.6%
P
S
31,105 $1,453,661 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SPY
SPDR S&P 500 ...
ETF 0.46% 0.90% #23 3
Prev: #20
2.2 123 5.6%
P
S
2,336 $1,432,382 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IPAC
ISHARES CORE MS...
ETF 0.46% 0.89% #24 2
Prev: #22
0.7 -121 -0.6%
P
S
19,429 $1,427,262 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VWIAX
Vanguard Welles...
ETF 0.45% 0.25% #25 69
Prev: #94
0.7 266 4.2%
P
S
6,538 $1,399,002 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
BIL
SPDR Blmbg 1-3 ...
ETF 0.00% 0.21%
Sold All 😨
(Was: #110)
0.0 -3,715 -100.0%
CLOSED
$— 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IPG
INTERPUBLIC GRO...
Communication Services 0.00% 0.09%
Sold All 😨
(Was: #181)
0.0 -4,917 -100.0%
CLOSED
$— 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SPMO
INVSC S P 500 M...
ETF 0.00% 0.04%
Sold All 😨
(Was: #244)
0.0 -586 -100.0%
CLOSED
$— 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
CARR
CARRIER GLOBAL ...
Industrials 0.00% 0.03%
Sold All 😨
(Was: #275)
0.0 -937 -100.0%
CLOSED
$— 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
IWY
ISHARES RUSSELL...
ETF 0.00% 0.03%
Sold All 😨
(Was: #285)
0.0 -179 -100.0%
CLOSED
$— 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
TLH
ISHS 10-20 TRSR...
ETF 0.00% 0.02%
Sold All 😨
(Was: #339)
0.0 -262 -100.0%
CLOSED
$— 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
WEN
WENDYS CO
Consumer Cyclical 0.00% 0.02%
Sold All 😨
(Was: #343)
0.0 -2,895 -100.0%
CLOSED
$— 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
BANF
BANCFIRST CORP
Financial Services 0.00% 0.01%
Sold All 😨
(Was: #373)
0.0 -159 -100.0%
CLOSED
$— 2024 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
VRNT
VERINT SYSTEMS ...
Technology 0.00% 0.01%
Sold All 😨
(Was: #386)
0.0 -866 -100.0%
CLOSED
$— 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
ALSN
ALLISON TRANSMI...
Consumer Cyclical 0.00% 0.01%
Sold All 😨
(Was: #404)
0.0 -185 -100.0%
CLOSED
$— 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
FMC
FMC CORP NEW
Basic Materials 0.00% 0.01%
Sold All 😨
(Was: #407)
0.0 -465 -100.0%
CLOSED
$— 2024 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
CART
MAPLEBEAR INC
Consumer Cyclical 0.00% 0.01%
Sold All 😨
(Was: #414)
0.0 -366 -100.0%
CLOSED
$— 2025 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
BYD
BOYD GAMING COR...
Consumer Cyclical 0.00% 0.01%
Sold All 😨
(Was: #444)
0.0 -108 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
XLE
ENERGY SEL SECT...
ETF 0.00% 0.00%
Sold All 😨
(Was: #458)
0.0 -83 -100.0%
CLOSED
$— 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
CTRA
COTERRA ENERGY ...
Energy 0.00% 0.00%
Sold All 😨
(Was: #472)
0.0 -211 -100.0%
CLOSED
$— 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SBUX
STARBUCKS CORP
Consumer Cyclical 0.00% 0.00%
Sold All 😨
(Was: #494)
0.0 -7 -100.0%
CLOSED
$— 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
ITW
ILLINOIS TOOL W...
Industrials 0.00% 0.00%
Sold All 😨
(Was: #498)
0.0 -2 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
CCI
CROWN CASTLE IN...
Bond/Debt 0.00% 0.00%
Sold All 😨
(Was: #499)
0.0 -5 -100.0%
CLOSED
$— 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
PSX
PHILLIPS 66
Energy 0.00% 0.00%
Sold All 😨
(Was: #502)
0.0 -3 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
MKC
MC CORMICK & CO...
Consumer Defensive 0.00% 0.00%
Sold All 😨
(Was: #506)
0.0 -4 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
O
REALTY INCOME C...
Bond/Debt 0.00% 0.00%
Sold All 😨
(Was: #507)
0.0 -4 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
LYB
LYONDELLBASELL ...
Basic Materials 0.00% 0.00%
Sold All 😨
(Was: #510)
0.0 -3 -100.0%
CLOSED
$— 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VTRS
VIATRIS INC
Healthcare 0.00% 0.00%
Sold All 😨
(Was: #512)
0.0 -1 -100.0%
CLOSED
$— 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
Showing 1-25 of 621 holdings

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