AI Portfolio Summary
In 2025 Q4, RETIREMENT FINANCIAL SOLUTIONS, LLC maintained a portfolio of 60 distinct positions. The most significant new addition to the portfolio was AMERICAN CENTY ETF T, which now represents 10.90% of the total fund value. Conversely, RETIREMENT FINANCIAL SOLUTIONS, LLC completely exited their position in SCIENCE APPLICATIONS.
Total Positions
60
Quarter
2025 Q4
Top Holding
AVUS (10.9%)
Top 10 Concentration
61.4%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
1-25 of 60
| Stock | History | Sector / Type | Port % | Prev % | Rank / Prev | Conviction | Change | % Change | Influence | Shares | Mkt Value | Avg Cost | Price Held | 1st Owned | Source | Source Date | Date Reported |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
AVUS
AMERICAN CENTY ...
|
ETF | 10.90% | — |
#1
Prev: #—
|
9.5 | 333,192 | no change |
NEW
|
333,192 | $37,244,203 | 2025 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AVSC
AMERICAN CENTY ...
|
Bond/Debt | 6.36% | 9.83% |
#2
1
Prev: #3
|
6.5 | 88,959 | 31.7% |
P
S
|
369,883 | $21,726,938 | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AVUV
AMERICAN CENTY ...
|
ETF | 6.36% | 9.69% |
#3
1
Prev: #4
|
6.0 | 53,718 | 33.7% |
P
S
|
213,024 | $21,724,202 | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SPLG
SPDR SERIES TRU...
|
ETF | 6.34% | 10.57% |
#4
3
Prev: #1
|
5.5 | 48,948 | 22.2% |
P
S
|
269,851 | $21,647,426 | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SPMD
SPDR SERIES TRU...
|
ETF | 6.31% | 9.83% |
#5
3
Prev: #2
|
5.5 | 90,675 | 32.2% |
P
S
|
371,967 | $21,540,617 | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VGLT
VANGUARD SCOTTS...
|
ETF | 5.15% | 5.79% |
#6
2
Prev: #8
|
5.1 | 148,706 | 89.2% |
P
S
|
315,441 | $17,601,585 | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
QQQM
INVESCO EXCH TR...
|
ETF | 5.14% | — |
#7
Prev: #—
|
5.6 | 69,361 | no change |
NEW
|
69,361 | $17,542,726 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IEF
ISHARES TR
|
ETF | 5.08% | 6.56% |
#8
1
Prev: #7
|
5.0 | 69,236 | 62.2% |
P
S
|
180,524 | $17,359,210 | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DIA
SPDR DOW JONES ...
|
ETF | 4.98% | — |
#9
Prev: #—
|
5.5 | 35,418 | no change |
NEW
|
35,418 | $17,020,742 | 2025 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
QQQJ
INVESCO EXCH TR...
|
ETF | 4.79% | 7.40% |
#10
5
Prev: #5
|
4.4 | 105,376 | 31.1% |
P
S
|
443,924 | $16,358,615 | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VWO
VANGUARD INTL E...
|
ETF | 4.61% | 7.21% |
#11
5
Prev: #6
|
4.3 | 75,204 | 34.5% |
P
S
|
292,875 | $15,744,960 | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SCHD
SCHWAB STRATEGI...
|
ETF | 3.91% | 5.28% |
#12
3
Prev: #9
|
4.6 | 170,638 | 53.9% |
P
S
|
487,419 | $13,369,911 | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
MGC
VANGUARD WORLD ...
|
ETF | 3.39% | — |
#13
Prev: #—
|
4.9 | 46,081 | no change |
NEW
|
46,081 | $11,574,173 | 2025 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
RSP
INVESCO EXCHANG...
|
Unknown | 3.26% | — |
#14
Prev: #—
|
4.8 | 58,219 | no change |
NEW
|
58,219 | $11,152,411 | 2025 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AVEM
AMERICAN CENTY ...
|
Bond/Debt | 3.23% | — |
#15
Prev: #—
|
4.8 | 143,070 | no change |
NEW
|
143,070 | $11,019,214 | 2025 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
RSPA
INVESCO ACTIVEL...
|
Unknown | 2.73% | — |
#16
Prev: #—
|
4.6 | 183,163 | no change |
NEW
|
183,163 | $9,333,992 | 2025 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SPYG
SPDR SERIES TRU...
|
Unknown | 1.71% | — |
#17
Prev: #—
|
4.2 | 54,761 | no change |
NEW
|
54,761 | $5,843,047 | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
RWL
INVESCO EXCH TR...
|
ETF | 1.70% | — |
#18
Prev: #—
|
4.2 | 50,751 | no change |
NEW
|
50,751 | $5,810,991 | 2025 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VGSH
VANGUARD SCOTTS...
|
ETF | 1.70% | 2.17% |
#19
6
Prev: #13
|
3.7 | 38,644 | 64.2% |
P
S
|
98,877 | $5,807,021 | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
EPS
WISDOMTREE TR
|
ETF | 1.69% | — |
#20
Prev: #—
|
4.2 | 81,652 | no change |
NEW
|
81,652 | $5,785,825 | 2025 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SPYV
SPDR SERIES TRU...
|
Unknown | 1.67% | — |
#21
Prev: #—
|
4.2 | 100,524 | no change |
NEW
|
100,524 | $5,710,758 | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SHYG
ISHARES TR
|
ETF | 1.30% | 1.78% |
#22
7
Prev: #15
|
3.5 | 36,012 | 53.6% |
P
S
|
103,238 | $4,425,799 | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IGIB
ISHARES TR
|
ETF | 1.28% | 1.78% |
#23
9
Prev: #14
|
3.5 | 27,621 | 51.3% |
P
S
|
81,462 | $4,389,154 | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
EDV
VANGUARD WORLD ...
|
ETF | 1.27% | 3.65% |
#24
12
Prev: #12
|
0.5 | -20,334 | -23.3% |
P
S
|
66,966 | $4,353,469 | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VOO
VANGUARD INDEX ...
|
ETF | 0.61% | 1.21% |
#25
9
Prev: #16
|
0.7 | 110 | 3.4% |
P
S
|
3,343 | $2,096,292 | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SAIC
SCIENCE APPLICA...
|
Unknown | 0.00% | 0.95% |
Sold All 😨
(Was: #17) |
0.0 | -15,635 | -100.0% |
CLOSED
|
— | $— | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AAPL
APPLE INC
|
Unknown | 0.00% | 0.74% |
Sold All 😨
(Was: #18) |
0.0 | -4,736 | -100.0% |
CLOSED
|
— | $— | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
BRK/B
BERKSHIRE HATHA...
|
Unknown | 0.00% | 0.34% |
Sold All 😨
(Was: #27) |
0.0 | -1,110 | -100.0% |
CLOSED
|
— | $— | 2023 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
KO
COCA COLA CO
|
Unknown | 0.00% | 0.33% |
Sold All 😨
(Was: #28) |
0.0 | -8,177 | -100.0% |
CLOSED
|
— | $— | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
ETN
EATON CORP PLC
|
Unknown | 0.00% | 0.22% |
Sold All 😨
(Was: #29) |
0.0 | -971 | -100.0% |
CLOSED
|
— | $— | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
QYLD
GLOBAL X FDS
|
ETF | 0.00% | 0.21% |
Sold All 😨
(Was: #31) |
0.0 | -20,215 | -100.0% |
CLOSED
|
— | $— | 2023 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
MSFT
MICROSOFT CORP
|
Unknown | 0.00% | 0.20% |
Sold All 😨
(Was: #32) |
0.0 | -631 | -100.0% |
CLOSED
|
— | $— | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
XOM
EXXON MOBIL COR...
|
Unknown | 0.00% | 0.18% |
Sold All 😨
(Was: #34) |
0.0 | -2,619 | -100.0% |
CLOSED
|
— | $— | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
GLD
SPDR GOLD TR
|
ETF | 0.00% | 0.18% |
Sold All 😨
(Was: #35) |
0.0 | -813 | -100.0% |
CLOSED
|
— | $— | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SYY
SYSCO CORP
|
Unknown | 0.00% | 0.15% |
Sold All 😨
(Was: #36) |
0.0 | -2,895 | -100.0% |
CLOSED
|
— | $— | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IBIT
ISHARES BITCOIN...
|
Bond/Debt | 0.00% | 0.12% |
Sold All 😨
(Was: #37) |
0.0 | -3,100 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
FBRT
FRANKLIN BSP RL...
|
Unknown | 0.00% | 0.12% |
Sold All 😨
(Was: #38) |
0.0 | -17,994 | -100.0% |
CLOSED
|
— | $— | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
PKST
PEAKSTONE REALT...
|
Unknown | 0.00% | 0.09% |
Sold All 😨
(Was: #39) |
0.0 | -10,836 | -100.0% |
CLOSED
|
— | $— | 2023 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) |
Showing 1-25 of 60 holdings