Peak Retirement Planning, Inc.

All Holdings — 2025 Q4

AI Portfolio Summary
In 2025 Q4, Peak Retirement Planning, Inc. maintained a portfolio of 155 distinct positions. The most significant new addition to the portfolio was State Street Energy , which now represents 2.47% of the total fund value. They heavily accumulated shares in iShares 0-3 Month Tr, increasing their position by 9.1%. Conversely, Peak Retirement Planning, Inc. completely exited their position in Invesco QQQ Trust, S.
PCA Score Concentration Risk
Risk ENB
Total Positions
155
Quarter
2025 Q4
Top Holding
SGOV (13.4%)
Top 10 Concentration
45.1%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
1-25 of 155
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
SGOV
iShares 0-3 Mon...
ETF 13.45% 14.88% #1
Prev: #1
8.0 47,679 9.1%
P
S
572,280 $57,445,496 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
QQQ
Invesco QQQ Tru...
ETF 5.68% 0.30% #2 74
Prev: #76
6.8 37,661 2090.0%
P
S
39,463 $24,242,621 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VEA
Vanguard FTSE D...
ETF 5.36% 4.46% #3 1
Prev: #2
5.6 102,130 38.6%
P
S
366,490 $22,894,609 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VWO
Vanguard FTSE E...
ETF 4.54% 3.14% #4 3
Prev: #7
5.3 154,604 75.0%
P
S
360,658 $19,388,975 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
GLDM
SPDR Gold MiniS...
ETF 3.56% 3.58% #5
Prev: #5
3.9 11,864 7.1%
P
S
178,128 $15,206,779 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VUG
Vanguard Growth...
ETF 2.67% 2.92% #6 5
Prev: #11
3.1 1,694 7.8%
P
S
23,346 $11,389,461 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
XLC
State Street Co...
ETF 2.49% 3.23% #7 1
Prev: #6
1.5 -6,677 -6.9%
P
S
90,320 $10,632,474 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
XLE
State Street En...
ETF 2.47% #8
Prev: #—
4.5 236,200 no change
NEW
236,200 $10,560,523 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
XLB
State Street Ma...
ETF 2.45% 2.99% #9 1
Prev: #10
4.0 112,401 94.7%
P
S
231,046 $10,477,955 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
XLRE
State Street Re...
ETF 2.42% 3.03% #10 1
Prev: #9
1.5 768 0.3%
P
S
255,769 $10,320,265 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
XLP
State Street Co...
ETF 2.32% 0.06% #11 113
Prev: #124
3.9 124,647 4577.6%
P
S
127,370 $9,894,129 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VOO
Vanguard S&P 50...
ETF 1.98% 3.70% #12 8
Prev: #4
0.8 -7,949 -37.1%
P
S
13,500 $8,466,463 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VBR
Vanguard Small-...
ETF 1.72% 1.87% #13
Prev: #13
2.7 2,900 9.1%
P
S
34,743 $7,358,183 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
NVDA
NVIDIA Corporat...
Unknown 1.47% 0.75% #14 10
Prev: #24
3.6 19,335 134.7%
P
S
33,689 $6,283,090 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VTV
Vanguard Value ...
ETF 1.45% 1.49% #15
Prev: #15
2.6 4,087 14.4%
P
S
32,383 $6,184,870 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VTI
Vanguard Total ...
ETF 1.34% 1.62% #16 2
Prev: #14
1.0 -399 -2.3%
P
S
17,081 $5,726,598 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VBK
Vanguard Small-...
ETF 1.16% 1.36% #17 1
Prev: #16
1.0 154 0.9%
P
S
16,409 $4,957,301 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
MSFT
Microsoft Corpo...
Unknown 1.15% 1.11% #18 1
Prev: #17
3.0 2,560 33.8%
P
S
10,143 $4,905,378 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VOT
Vanguard Mid-Ca...
ETF 1.09% 2.19% #19 7
Prev: #12
0.4 -9,727 -36.8%
P
S
16,739 $4,672,652 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VOE
Vanguard Mid-Ca...
ETF 1.08% 0.75% #20 5
Prev: #25
3.4 10,662 69.8%
P
S
25,944 $4,601,624 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VNQ
Vanguard Real E...
ETF 0.98% 0.77% #21 2
Prev: #23
3.4 17,690 59.4%
P
S
47,473 $4,200,875 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
GOOGL
Alphabet Inc. -...
Unknown 0.90% 0.87% #22 2
Prev: #20
0.9 -469 -3.7%
P
S
12,295 $3,848,334 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
AAPL
Apple Inc. - Co...
Unknown 0.88% 0.94% #23 5
Prev: #18
2.4 747 5.7%
P
S
13,873 $3,771,573 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
AVGO
Broadcom Inc. -...
Unknown 0.81% 0.73% #24 3
Prev: #27
2.8 2,209 28.2%
P
S
10,030 $3,471,334 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
ABT
Abbott Laborato...
Unknown 0.76% 0.73% #25 1
Prev: #26
2.8 6,591 34.0%
P
S
25,960 $3,252,473 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
N/A
Invesco QQQ Tru...
Unknown 0.00% 4.34%
Sold All 😨
(Was: #3)
0.0 -25,674 -100.0%
CLOSED
$— 13F Filing 2025-12-31 2026-02-14 (Est.)
CNC
CENTENE CORP DE...
Unknown 0.00% 0.73%
Sold All 😨
(Was: #28)
0.0 -72,201 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
JBL
JABIL INC
Unknown 0.00% 0.64%
Sold All 😨
(Was: #35)
0.0 -10,485 -100.0%
CLOSED
$— 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
WSM
WILLIAMS SONOMA...
Unknown 0.00% 0.64%
Sold All 😨
(Was: #36)
0.0 -11,619 -100.0%
CLOSED
$— 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DHI
D R HORTON INC
Unknown 0.00% 0.62%
Sold All 😨
(Was: #37)
0.0 -13,088 -100.0%
CLOSED
$— 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DGX
QUEST DIAGNOSTI...
Unknown 0.00% 0.52%
Sold All 😨
(Was: #50)
0.0 -9,775 -100.0%
CLOSED
$— 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
HSY
The Hershey Com...
Unknown 0.00% 0.49%
Sold All 😨
(Was: #64)
0.0 -9,271 -100.0%
CLOSED
$— 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHB
Schwab U.S. Bro...
ETF 0.00% 0.08%
Sold All 😨
(Was: #112)
0.0 -11,099 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
IJR
iShares Core S&...
ETF 0.00% 0.06%
Sold All 😨
(Was: #123)
0.0 -1,815 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
GD
GENERAL DYNAMIC...
Unknown 0.00% 0.06%
Sold All 😨
(Was: #125)
0.0 -612 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
FISV
Fiserv, Inc. Co...
Unknown 0.00% 0.06%
Sold All 😨
(Was: #126)
0.0 -1,609 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
CCO
Clear Channel O...
Unknown 0.00% 0.01%
Sold All 😨
(Was: #128)
0.0 -12,614 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
Showing 1-25 of 155 holdings

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