AI Portfolio Summary
In 2025 Q4, Gradient Capital Advisors, LLC maintained a portfolio of 177 distinct positions. They heavily accumulated shares in VANGUARD SHORT-TERM , increasing their position by 7.4%. Conversely, Gradient Capital Advisors, LLC completely exited their position in ISHARES MSCI GLOBAL .
Total Positions
177
Quarter
2025 Q4
Top Holding
IVV (9.2%)
Top 10 Concentration
36.0%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
1-25 of 177
| Stock | History | Sector / Type | Port % | Prev % | Rank / Prev | Conviction | Change | % Change | Influence | Shares | Mkt Value | Avg Cost | Price Held | 1st Owned | Source | Source Date | Date Reported |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
IVV
ISHARES CORE S&...
|
ETF | 9.20% | 9.42% |
#1
Prev: #1
|
3.7 | -352 | -0.7% |
P
S
|
52,144 | $35,715,785 | 2017 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AAPL
APPLE INC COM
|
Technology | 5.10% | 5.02% |
#2
Prev: #2
|
2.0 | -764 | -1.0% |
P
S
|
72,766 | $19,782,273 | 2017 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SPDW
SPDR PORTFOLIO ...
|
ETF | 3.69% | 3.84% |
#3
Prev: #3
|
1.5 | -12,842 | -3.8% |
P
S
|
321,999 | $14,299,976 | 2019 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VCSH
VANGUARD SHORT-...
|
ETF | 3.53% | 3.43% |
#4
Prev: #4
|
3.4 | 11,838 | 7.4% |
P
S
|
171,922 | $13,707,307 | 2017 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SCHF
SCHWAB INTERNAT...
|
ETF | 2.78% | 2.83% |
#5
1
Prev: #6
|
1.1 | -5,837 | -1.3% |
P
S
|
448,349 | $10,778,316 | 2017 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFSD
DIMENSIONAL SHO...
|
ETF | 2.77% | 2.87% |
#6
1
Prev: #5
|
3.1 | 2,006 | 0.9% |
P
S
|
224,458 | $10,762,761 | 2021 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SCHM
SCHWAB U.S. MID...
|
ETF | 2.45% | 2.55% |
#7
Prev: #7
|
1.0 | -5,535 | -1.7% |
P
S
|
315,981 | $9,501,549 | 2017 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFGP
DIMENSIONAL GLO...
|
ETF | 2.29% | 1.26% |
#8
17
Prev: #25
|
3.2 | 79,779 | 94.3% |
P
S
|
164,336 | $8,885,648 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFAT
DIMENSIONAL U.S...
|
ETF | 2.16% | 2.19% |
#9
Prev: #9
|
2.9 | 183 | 0.1% |
P
S
|
140,565 | $8,369,241 | 2021 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VV
VANGUARD LARGE-...
|
ETF | 2.05% | 2.23% |
#10
2
Prev: #8
|
0.8 | -1,675 | -6.2% |
P
S
|
25,323 | $7,971,644 | 2017 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFEM
DIMENSIONAL EME...
|
ETF | 1.96% | 1.96% |
#11
3
Prev: #14
|
2.8 | 2,844 | 1.3% |
P
S
|
230,304 | $7,618,454 | 2022 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VTIP
VANGUARD SHORT-...
|
ETF | 1.96% | 2.10% |
#12
2
Prev: #10
|
0.8 | -1,119 | -0.7% |
P
S
|
153,383 | $7,586,323 | 2017 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
GOOGL
ALPHABET INC CA...
|
Communication Services | 1.94% | 1.49% |
#13
8
Prev: #21
|
2.8 | 1,283 | 5.6% |
P
S
|
24,108 | $7,545,953 | 2017 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
JPM
JPMORGAN CHASE ...
|
Financial Services | 1.92% | 2.03% |
#14
2
Prev: #12
|
0.8 | -854 | -3.6% |
P
S
|
23,124 | $7,451,073 | 2017 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SCHX
SCHWAB U.S. LAR...
|
ETF | 1.84% | 1.98% |
#15
2
Prev: #13
|
0.8 | -13,917 | -5.0% |
P
S
|
265,860 | $7,154,282 | 2017 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VEA
VANGUARD FTSE D...
|
ETF | 1.82% | 1.73% |
#16
Prev: #16
|
2.7 | 5,551 | 5.2% |
P
S
|
113,158 | $7,068,980 | 2017 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
MSFT
MICROSOFT CORP ...
|
Technology | 1.80% | 2.04% |
#17
6
Prev: #11
|
0.7 | -245 | -1.7% |
P
S
|
14,470 | $6,997,953 | 2017 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
TSLA
TESLA INC COM
|
Consumer Cyclical | 1.77% | 1.92% |
#18
3
Prev: #15
|
0.7 | -889 | -5.5% |
P
S
|
15,231 | $6,849,685 | 2020 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFSV
DIMENSIONAL US ...
|
ETF | 1.68% | 1.54% |
#19
1
Prev: #20
|
2.7 | 17,255 | 9.6% |
P
S
|
197,631 | $6,500,084 | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
NVDA
NVIDIA CORPORAT...
|
Technology | 1.57% | 1.69% |
#20
2
Prev: #18
|
0.6 | -1,195 | -3.5% |
P
S
|
32,614 | $6,082,555 | 2021 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFUV
DIMENSIONAL US ...
|
ETF | 1.57% | 1.59% |
#21
2
Prev: #19
|
0.6 | -2,277 | -1.7% |
P
S
|
130,449 | $6,077,626 | 2022 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
JPST
JPMORGAN ULTRA-...
|
ETF | 1.45% | 1.72% |
#22
5
Prev: #17
|
0.6 | -14,952 | -11.8% |
P
S
|
111,329 | $5,632,142 | 2018 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
BRK/B
BERKSHIRE HATHA...
|
Financial Services | 1.23% | 1.27% |
#23
1
Prev: #24
|
2.5 | 90 | 1.0% |
P
S
|
9,512 | $4,781,207 | 2017 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFAR
DIMENSIONAL US ...
|
ETF | 1.22% | 1.30% |
#24
1
Prev: #23
|
2.5 | 2,996 | 1.5% |
P
S
|
206,004 | $4,717,739 | 2022 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFAX
DIMENSIONAL WOR...
|
ETF | 1.20% | 1.19% |
#25
2
Prev: #27
|
2.5 | 1,176 | 0.8% |
P
S
|
142,641 | $4,668,656 | 2021 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
FILL
ISHARES MSCI GL...
|
ETF | 0.00% | 0.09% |
Sold All 😨
(Was: #124) |
0.3 | -13,065 | -100.0% |
CLOSED
|
— | $— | 2017 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SO
SOUTHERN CO COM
|
Utilities | 0.00% | 0.06% |
Sold All 😨
(Was: #163) |
0.3 | -2,180 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AMC
AMC ENTMT HLDGS...
|
Communication Services | 0.00% | 0.01% |
Sold All 😨
(Was: #166) |
0.3 | -10,004 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) |
Showing 1-25 of 177 holdings