Downshift Financial, LLC

All Holdings — 2026 Q1

AI Portfolio Summary
In 2026 Q1, Downshift Financial, LLC maintained a portfolio of 82 distinct positions. The most significant new addition to the portfolio was SCHWAB STRATEGIC TR, which now represents 1.80% of the total fund value. They heavily accumulated shares in SCHWAB STRATEGIC TR, increasing their position by 10.4%. The fund also reduced its exposure to SCHWAB STRATEGIC TR by 56.5%.
PCA Score Concentration Risk
Risk ENB
Total Positions
82
Quarter
2026 Q1
Top Holding
SCHF (10.1%)
Top 10 Concentration
66.5%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
Showing 1-50 of 82
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
SCHF
SCHWAB STRATEGI...
Bond/Debt 10.05% 10.54% #1 1
Prev: #2
8.0 69,874 10.4%
P
S
743,203 $19,416,178 2025 Q4 13F Filing 2026-03-31 2026-04-29
SCHB
SCHWAB STRATEGI...
ETF 9.94% 6.42% #2 4
Prev: #6
8.5 301,363 75.4%
P
S
700,795 $19,193,854 2025 Q4 13F Filing 2026-03-31 2026-04-29
SCHX
SCHWAB STRATEGI...
ETF 9.56% 12.33% #3 2
Prev: #1
5.3 -89,544 -11.9%
P
S
660,502 $18,466,500 2025 Q4 13F Filing 2026-03-31 2026-04-29
VTI
VANGUARD INDEX ...
ETF 8.92% 8.15% #4
Prev: #4
6.6 9,624 24.3%
P
S
49,244 $17,223,869 2025 Q4 13F Filing 2026-03-31 2026-04-29
SCHR
SCHWAB STRATEGI...
Bond/Debt 8.73% 8.42% #5 2
Prev: #3
6.5 133,657 24.5%
P
S
678,481 $16,867,041 2025 Q4 13F Filing 2026-03-31 2026-04-29
VV
VANGUARD INDEX ...
ETF 5.29% 6.44% #6 1
Prev: #5
2.6 -2,280 -6.8%
P
S
31,322 $10,222,352 2025 Q4 13F Filing 2026-03-31 2026-04-29
VXUS
VANGUARD STAR F...
Bond/Debt 4.51% 4.55% #7
Prev: #7
3.8 13,688 14.7%
P
S
106,657 $8,718,649 2025 Q4 13F Filing 2026-03-31 2026-04-29
VGIT
VANGUARD SCOTTS...
Bond/Debt 3.41% 3.97% #8 1
Prev: #9
1.9 3,412 3.2%
P
S
110,799 $6,585,332 2025 Q4 13F Filing 2026-03-31 2026-04-29
SCHM
SCHWAB STRATEGI...
ETF 3.35% 4.26% #9 1
Prev: #8
1.8 -23,556 -10.8%
P
S
194,594 $6,468,310 2025 Q4 13F Filing 2026-03-31 2026-04-29
SPLG
SPDR SERIES TRU...
ETF 2.77% 2.73% #10 1
Prev: #11
3.1 8,424 15.2%
P
S
64,018 $5,347,451 2025 Q4 13F Filing 2026-03-31 2026-04-29
IXUS
ISHARES TR
ETF 2.40% 3.04% #11 1
Prev: #10
1.5 -4,856 -8.8%
P
S
50,567 $4,642,340 2025 Q4 13F Filing 2026-03-31 2026-04-29
SPDW
SPDR INDEX SHS ...
ETF 1.94% 2.11% #12 1
Prev: #13
2.8 4,616 6.3%
P
S
77,837 $3,747,840 2025 Q4 13F Filing 2026-03-31 2026-04-29
SCHA
SCHWAB STRATEGI...
ETF 1.89% 2.67% #13 1
Prev: #12
0.8 -30,885 -21.3%
P
S
114,329 $3,649,371 2025 Q4 13F Filing 2026-03-31 2026-04-29
SCHG
SCHWAB STRATEGI...
ETF 1.80% #14
Prev: #—
4.2 106,620 no change
NEW
106,620 $3,478,788 2026 Q1 13F Filing 2026-03-31 2026-04-29
VO
VANGUARD INDEX ...
ETF 1.72% 1.62% #15 2
Prev: #17
3.7 34,862 389.2%
P
S
43,819 $3,327,613 2025 Q4 13F Filing 2026-03-31 2026-04-29
VOO
VANGUARD INDEX ...
ETF 1.69% 1.64% #16
Prev: #16
2.7 748 17.5%
P
S
5,011 $3,269,433 2025 Q4 13F Filing 2026-03-31 2026-04-29
SPTI
SPDR SERIES TRU...
ETF 1.47% 1.64% #17 2
Prev: #15
2.6 6,832 7.4%
P
S
99,210 $2,837,425 2025 Q4 13F Filing 2026-03-31 2026-04-29
NVDA
NVIDIA CORPORAT...
Technology 1.39% 1.26% #18
Prev: #18
2.6 989 8.3%
P
S
12,875 $2,691,424 2025 Q4 13F Filing 2026-03-31 2026-04-29
VEA
VANGUARD TAX-MA...
ETF 1.25% 0.88% #19 1
Prev: #20
3.5 14,151 65.4%
P
S
35,788 $2,421,616 2025 Q4 13F Filing 2026-03-31 2026-04-29
IVV
ISHARES TR
ETF 1.23% 1.81% #20 6
Prev: #14
0.5 -977 -22.7%
P
S
3,335 $2,377,559 2025 Q4 13F Filing 2026-03-31 2026-04-29
AAUS
EA SERIES TRUST
Unknown 0.99% #21
Prev: #—
3.9 35,307 no change
NEW
35,307 $1,913,083 2026 Q1 13F Filing 2026-03-31 2026-04-29
SPMD
SPDR SERIES TRU...
ETF 0.93% 1.02% #22 3
Prev: #19
0.9 1,207 4.4%
P
S
28,335 $1,787,955 2025 Q4 13F Filing 2026-03-31 2026-04-29
VB
VANGUARD INDEX ...
ETF 0.90% 0.80% #23 2
Prev: #21
2.9 1,390 28.7%
P
S
6,234 $1,746,836 2025 Q4 13F Filing 2026-03-31 2026-04-29
VTV
VANGUARD INDEX ...
ETF 0.64% 0.21% #24 27
Prev: #51
3.3 4,344 257.3%
P
S
6,032 $1,228,659 2025 Q4 13F Filing 2026-03-31 2026-04-29
VWO
VANGUARD INTL E...
ETF 0.56% 0.46% #25 3
Prev: #28
2.7 5,297 40.0%
P
S
18,528 $1,076,358 2025 Q4 13F Filing 2026-03-31 2026-04-29
ITOT
ISHARES TR
ETF 0.51% 0.57% #26 3
Prev: #23
0.7 37 0.6%
P
S
6,296 $977,904 2025 Q4 13F Filing 2026-03-31 2026-04-29
SPTS
SPDR SERIES TRU...
ETF 0.50% 0.55% #27 3
Prev: #24
2.2 2,484 8.2%
P
S
32,799 $956,423 2025 Q4 13F Filing 2026-03-31 2026-04-29
SPSM
SPDR SERIES TRU...
ETF 0.45% 0.51% #28 3
Prev: #25
0.7 245 1.5%
P
S
16,651 $878,320 2025 Q4 13F Filing 2026-03-31 2026-04-29
SCHO
SCHWAB STRATEGI...
ETF 0.45% 0.48% #29 2
Prev: #27
2.2 3,697 11.6%
P
S
35,535 $861,828 2025 Q4 13F Filing 2026-03-31 2026-04-29
VONE
VANGUARD SCOTTS...
ETF 0.44% 0.50% #30 4
Prev: #26
1.2 no change no change
P
S
2,633 $845,443 2025 Q4 13F Filing 2026-03-31 2026-04-29
VUG
VANGUARD INDEX ...
Warrant 0.43% #31
Prev: #—
3.7 10,158 no change
NEW
10,158 $836,269 2026 Q1 13F Filing 2026-03-31 2026-04-29
VBR
VANGUARD INDEX ...
ETF 0.37% 0.42% #32
Prev: #32
0.6 120 4.0%
P
S
3,097 $713,966 2025 Q4 13F Filing 2026-03-31 2026-04-29
FNDF
SCHWAB STRATEGI...
Bond/Debt 0.36% 0.39% #33 2
Prev: #35
2.1 863 6.7%
P
S
13,715 $698,299 2025 Q4 13F Filing 2026-03-31 2026-04-29
MUB
ISHARES TR
ETF 0.35% 0.19% #34 20
Prev: #54
3.1 3,508 122.9%
P
S
6,362 $681,720 2025 Q4 13F Filing 2026-03-31 2026-04-29
GOOG
ALPHABET INC
Communication Services 0.35% 0.14% #35 30
Prev: #65
3.1 1,245 183.9%
P
S
1,922 $668,923 2025 Q4 13F Filing 2026-03-31 2026-04-29
SCHQ
SCHWAB STRATEGI...
ETF 0.34% 0.40% #36 3
Prev: #33
0.6 434 2.1%
P
S
21,048 $657,949 2025 Q4 13F Filing 2026-03-31 2026-04-29
GOVT
ISHARES TR
ETF 0.33% 0.40% #37 3
Prev: #34
1.1 no change no change
P
S
28,000 $640,522 2025 Q4 13F Filing 2026-03-31 2026-04-29
GOOGL
ALPHABET INC
Communication Services 0.31% 0.18% #38 18
Prev: #56
3.1 828 91.6%
P
S
1,732 $607,329 2025 Q4 13F Filing 2026-03-31 2026-04-29
AAPL
APPLE INC
Technology 0.30% 0.29% #39
Prev: #39
2.6 402 23.5%
P
S
2,113 $570,878 2025 Q4 13F Filing 2026-03-31 2026-04-29
BALL
BALL CORP
Consumer Cyclical 0.29% 0.38% #40 4
Prev: #36
1.1 no change no change
P
S
9,265 $569,041 2025 Q4 13F Filing 2026-03-31 2026-04-29
SCHD
SCHWAB STRATEGI...
ETF 0.29% 0.29% #41
Prev: #41
2.1 2,955 19.7%
P
S
17,974 $564,708 2025 Q4 13F Filing 2026-03-31 2026-04-29
SCHZ
SCHWAB STRATEGI...
ETF 0.28% 0.76% #42 20
Prev: #22
0.1 -29,650 -56.5%
P
S
22,873 $531,454 2025 Q4 13F Filing 2026-03-31 2026-04-29
IJH
ISHARES TR
ETF 0.26% 0.43% #43 12
Prev: #31
0.1 -2,891 -29.0%
P
S
7,086 $510,000 2025 Q4 13F Filing 2026-03-31 2026-04-29
MSFT
MICROSOFT CORP
Technology 0.25% 0.26% #44 1
Prev: #43
2.1 70 6.5%
P
S
1,152 $490,928 2025 Q4 13F Filing 2026-03-31 2026-04-29
IEFA
ISHARES TR
ETF 0.24% 0.29% #45 5
Prev: #40
1.1 no change no change
P
S
4,989 $470,321 2025 Q4 13F Filing 2026-03-31 2026-04-29
ESGV
VANGUARD WORLD ...
ETF 0.24% 0.27% #46 4
Prev: #42
0.6 10 0.3%
P
S
3,778 $469,888 2025 Q4 13F Filing 2026-03-31 2026-04-29
SGOV
ISHARES TR
Bond/Debt 0.24% #47
Prev: #—
3.6 4,618 no change
NEW
4,618 $464,807 2026 Q1 13F Filing 2026-03-31 2026-04-29
TSLA
TESLA INC
Consumer Cyclical 0.21% #48
Prev: #—
3.6 1,104 no change
NEW
1,104 $414,103 2026 Q1 13F Filing 2026-03-31 2026-04-29
VXF
VANGUARD INDEX ...
ETF 0.21% 0.22% #49 2
Prev: #47
2.1 120 6.9%
P
S
1,854 $413,516 2025 Q4 13F Filing 2026-03-31 2026-04-29
SCHP
SCHWAB STRATEGI...
ETF 0.21% 0.43% #50 21
Prev: #29
0.1 -11,275 -42.6%
P
S
15,174 $407,801 2025 Q4 13F Filing 2026-03-31 2026-04-29
Showing 1-50 of 82 holdings

Unlock Full Downshift Financial, LLC Analysis

PRO subscribers get access to all historical quarters, Excel/CSV exports, Portfolio Concentration Analytics (PCA), and Risk-Based ENB.

Full Historical Quarters
Excel & CSV Export
PCA & Risk-Based ENB
Auto Cost Basis
Position Change Alerts
Price-Held Analytics