BAYBAN

All Holdings — 2025 Q4

Portfolio Concentration Analytics: 7.6
Risk-based ENB:
Total Positions
613
Quarter
2025 Q4
Top Holding
UNH (11.9%)
Top 10 Concentration
40.8%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
1-25 of 613
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
UNH
United Health G...
Healthcare 11.86% #1
Prev: #—
6.7 40,639 no change
NEW
40,639 $13,415,340 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IVV
IShares Core S&...
ETF 5.40% #2
Prev: #—
4.2 8,927 no change
NEW
8,927 $6,114,459 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VTI
Vanguard Total ...
ETF 4.59% #3
Prev: #—
3.8 15,481 no change
NEW
15,481 $5,190,315 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
AAPL
Apple Inc
Technology 4.18% #4
Prev: #—
3.7 17,397 no change
NEW
17,397 $4,729,548 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
USB
US Bancorp
Financial Services 3.78% #5
Prev: #—
3.5 80,047 no change
NEW
80,047 $4,271,308 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
XOM
Exxon Mobil Cor...
Energy 2.88% #6
Prev: #—
3.2 27,050 no change
NEW
27,050 $3,255,197 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VEA
Vanguard FTSE D...
ETF 2.70% #7
Prev: #—
3.1 48,821 no change
NEW
48,821 $3,049,848 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
MSFT
Microsoft Corp ...
Technology 2.40% #8
Prev: #—
3.0 5,623 no change
NEW
5,623 $2,719,395 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
MMM
3M Company
Industrials 1.64% #9
Prev: #—
2.7 11,576 no change
NEW
11,576 $1,853,318 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
JNJ
Johnson & Johns...
Healthcare 1.43% #10
Prev: #—
2.6 7,798 no change
NEW
7,798 $1,613,796 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IWF
IShares Trust R...
ETF 1.39% #11
Prev: #—
2.6 3,330 no change
NEW
3,330 $1,576,089 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IEFA
IShares Core MS...
ETF 1.38% #12
Prev: #—
2.6 17,428 no change
NEW
17,428 $1,559,109 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
QQQ
Invesco QQQ Tru...
ETF 1.35% #13
Prev: #—
2.5 2,482 no change
NEW
2,482 $1,524,717 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
XEL
Xcel Energy Inc
Utilities 1.19% #14
Prev: #—
2.5 18,230 no change
NEW
18,230 $1,346,468 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VIG
Vanguard Divide...
ETF 1.07% #15
Prev: #—
2.4 5,516 no change
NEW
5,516 $1,212,306 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IWO
IShares Russell...
ETF 1.01% #16
Prev: #—
2.4 3,531 no change
NEW
3,531 $1,140,548 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
V
VISA Inc
Financial Services 1.01% #17
Prev: #—
2.4 3,247 no change
NEW
3,247 $1,138,755 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
EEM
IShares MSCI Em...
ETF 1.00% #18
Prev: #—
2.4 20,682 no change
NEW
20,682 $1,131,512 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VXUS
Vanguard Total ...
Bond/Debt 0.95% #19
Prev: #—
2.4 14,181 no change
NEW
14,181 $1,069,815 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
TGT
Target Inc
Consumer Defensive 0.92% #20
Prev: #—
2.4 10,617 no change
NEW
10,617 $1,037,812 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
WFC
Wells Fargo Co
Financial Services 0.91% #21
Prev: #—
2.4 10,986 no change
NEW
10,986 $1,023,895 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
CAT
Caterpillar Inc
Industrials 0.85% #22
Prev: #—
2.3 1,669 no change
NEW
1,669 $956,120 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
XLK
State Street Te...
ETF 0.84% #23
Prev: #—
2.3 6,624 no change
NEW
6,624 $953,657 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
JPM
JPMorgan Chase ...
Financial Services 0.81% #24
Prev: #—
2.3 2,858 no change
NEW
2,858 $920,905 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IJH
IShares S&P Mid...
ETF 0.78% #25
Prev: #—
2.3 13,329 no change
NEW
13,329 $879,714 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
Showing 1-25 of 613 holdings

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