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Analyst Tracker/Kyle Joseph
STEP

Kyle Joseph

Stephens
Wall Street Analyst
★★★☆☆
#2151
on 13Foresight · ranked by our own returns
60%
Success Rate
+2.9%
Average Return
26 of 43 calls profitable · -9.2% vs benchmark
S&P 500 (SPY)
📈 Across the calls we could measure, roughly 60% of Kyle Joseph's ratings turned a profit when each position was held for 1 year — averaging +2.9% per rating. These figures are computed by 13Foresight from historical prices, not supplied by the analyst.

Rating Distribution

13 Buy 10 Hold 0 Sell
Kyle's Stock Coverage 39 ratings · 2026-08-12
Company Date Position Consensus ⓘ Price Target ⓘ 1-Yr Return vs S&P 500 ⓘ
RKT
Rocket Companies
 Aug 07, 2026 BUY Buy
+20.8% avg upside
27 analysts
$20.00
45.43% Upside
 +2.2% ·
OPRT
Oportun Financial
 Aug 06, 2026 BUY Buy
+7.9% avg upside
10 analysts
$8.00
3.38% Upside
 -5.6% ·
PFSI
PennyMac Financial
 Jul 30, 2026 HOLD Buy
+33.9% avg upside
13 analysts
$78.00
2.90% Upside
 +0.7% ·
AFRM
Affirm Holdings
 May 08, 2026 HOLD Strong Buy
+0.6% avg upside
46 analysts
$75.00
0.62% Downside
 +14.6% ·
OPFI
OppFi
 May 08, 2026 HOLD Strong Buy
+50.4% avg upside
6 analysts
$11.00
25.33% Upside
 +0.8% ·
TSE:PRL
Propel Holdings Inc
 May 05, 2026 BUY Strong Buy
+17.0% avg upside
9 analysts
$33.00
25.47% Upside
 +15.9% ·
SOFI
SoFi
 Apr 30, 2026 BUY Hold
+4.0% avg upside
29 analysts
$25.00
37.89% Upside
 +11.4% ·
PRG
PROG Holdings
 Apr 30, 2026 BUY Strong Buy
+8.4% avg upside
12 analysts
$47.50
12.48% Upside
 +20.1% ·
HAPN
Happen
 Apr 28, 2026 BUY Strong Buy
-3.7% avg upside
25 analysts
$22.50
15.73% Upside
 +14.8% ·
ENVA
Enova International
 Apr 24, 2026 BUY Strong Buy
-14.3% avg upside
9 analysts
$210.00
16.84% Downside
 +56.3% ·
UWMC
UWM Holding
 Apr 23, 2026 HOLD Buy
+254.6% avg upside
18 analysts
$4.00
183.78% Upside
 -57.5% ·
WD
Walker & Dunlop
 Apr 23, 2026 BUY Strong Buy
+72.0% avg upside
11 analysts
$69.00
59.14% Upside
 -9.3% ·
CACC
Credit Acceptance
 Apr 17, 2026 HOLD Hold
-27.4% avg upside
10 analysts
$540.00
7.09% Downside
 +10.2% ·
PGY
Pagaya Technologies Ltd
 Feb 09, 2026 BUY Strong Buy
+23.9% avg upside
13 analysts
$25.00
15.72% Upside
 +43.1% ·
EZPW
EZCORP
 Feb 06, 2026 HOLD Strong Buy
-5.5% avg upside
12 analysts
$26.00
4.25% Downside
 +8.9% ·
OMF
OneMain Holdings
 Feb 06, 2026 BUY Strong Buy
-0.2% avg upside
22 analysts
$76.00
20.30% Upside
 +8.9% ·
CRMT
America's Car-Mart
 Sep 04, 2025 BUY Buy
+990.0% avg upside
5 analysts
$45.00
1337.79% Upside
 -91.1% ·
KPLT
Katapult Holdings
 Aug 14, 2025 HOLD Hold
+53.7% avg upside
2 analysts
$10.00
57.24% Upside
 -51.8% ·
UPST
Upstart Holdings
 Jun 11, 2025 HOLD Buy
+64.7% avg upside
26 analysts
$55.00
82.16% Upside
 -45.1% ·
UPBD
Upbound Group
 Dec 13, 2024 BUY Strong Buy
+84.0% avg upside
14 analysts
$38.00
97.77% Upside
 -39.2% ·
ATLC
Atlanticus Holdings
 Nov 13, 2024 BUY Strong Buy
+9.7% avg upside
9 analysts
$54.00
43.64% Downside
 +15.5% ·
WRLD
World Acceptance
 Nov 13, 2024 HOLD Sell
-43.1% avg upside
5 analysts
$110.00
41.09% Downside
 +15.8% ·
FCFS
FirstCash
 Nov 13, 2024 BUY Strong Buy
-10.7% avg upside
10 analysts
$137.00
34.43% Downside
 +45.8% ·
RM
Regional Management
 Nov 12, 2024 HOLD Buy
-3.4% avg upside
8 analysts
$30.00
4.77% Downside
 +35.5% ·
ONIT
Onity Group
 Mar 15, 2024 BUY Strong Buy
+21.5% avg upside
9 analysts
$40.00
3.38% Upside
 +29.0% ·
RWT
Redwood
 Mar 15, 2024 BUY Buy
+66.9% avg upside
13 analysts
$9.00
97.03% Upside
 +17.1% ·
LDI
loanDepot
 Mar 12, 2024 BUY Sell
+154.9% avg upside
13 analysts
$3.50
298.49% Upside
 -42.1% ·
OCSL
Oaktree Specialty Lending
 Feb 01, 2024 BUY Hold
+0.5% avg upside
17 analysts
$22.00
72.81% Upside
 -7.0% ·
TRIN
Trinity Capital
 Jul 05, 2023 BUY Strong Buy
-7.1% avg upside
11 analysts
$15.00
18.57% Downside
 +11.3% ·
GLAD
Gladstone Capital
 Jul 05, 2023 BUY Buy
-8.3% avg upside
11 analysts
$22.00
13.00% Upside
 +30.7% ·
CSWC
Capital Southwest
 Apr 13, 2023 BUY Strong Buy
-5.9% avg upside
11 analysts
$23.00
8.48% Downside
 +50.2% ·
CODI
Compass Diversified Holdings
 Dec 23, 2022 BUY Strong Buy
+68.0% avg upside
13 analysts
$26.00
134.70% Upside
 +29.9% ·
GAIN
Gladstone Investment
 Oct 13, 2022 HOLD Buy
-15.5% avg upside
8 analysts
$12.00
26.69% Downside
 +17.3% ·
PNNT
Pennantpark Investment
 Oct 13, 2022 HOLD Hold
+52.5% avg upside
14 analysts
$6.00
61.65% Upside
 +30.2% ·
BBDC
Barings BDC
 Aug 10, 2022 BUY Strong Buy
+27.8% avg upside
10 analysts
$12.50
33.49% Upside
 -2.9% ·
MFIC
MidCap Financial Investment Corporation
 Nov 04, 2021 BUY Buy
+13.6% avg upside
17 analysts
$16.00
65.23% Upside
 +0.0% ·
CPSS
Consumer Portfolio Services
 Oct 28, 2021 BUY Strong Buy
-21.8% avg upside
5 analysts
$8.00
13.43% Downside
 -3.3% ·
PFX
PhenixFIN Corporation
 May 11, 2018 HOLD Buy
-81.2% avg upside
9 analysts
$4.00
91.40% Downside
 -8.3% ·
ALLY
Ally Financial
 May 10, 2016 BUY Strong Buy
+12.0% avg upside
28 analysts
 — +14.5% ·
🔒 34 more ratings — with price targets, crowd consensus and our measured returns.
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Kyle Joseph — Frequently Asked Questions
How accurate are Kyle Joseph's stock ratings?
Based on the calls 13Foresight could measure, about 60% of Kyle's ratings were profitable over a one-year hold, with an average return of +3.2% per rating, or -9.0% versus the S&P 500. We score every analyst the same way, from historical prices. Each return is measured in the stock's own trading currency, so for non-US listings the S&P 500 comparison leaves out currency moves.
How is Kyle ranked on 13Foresight?
Kyle Joseph is currently ranked #2151 with a 3-star rating. Our rank blends hit rate, average return versus the market, and how many calls we have to judge — so a long, consistent record outweighs a few lucky picks. It is our own calculation, updated daily.
Which stocks does Kyle cover?
Kyle most recently has ratings on RKT, OPRT, PFSI, AFRM, OPFI, TSE:PRL, SOFI, PRG, HAPN, ENVA, UWMC, WD and 27 more. See the full coverage table above for positions, price targets and our measured returns.
Where can I see other analyst ratings?
Browse the full analyst leaderboard to compare Wall Street analysts ranked by their measured performance, success rate and average return.

Disclaimer: 13Foresight compiles analyst ratings and price targets from publicly available sources. Performance metrics, rankings and star ratings shown here are calculated independently by 13Foresight from historical market prices and may differ from figures published elsewhere. This information may be incomplete, delayed or inaccurate, is provided for research and informational purposes only, and is not investment advice. The underlying ratings and opinions are those of the respective analysts and their firms; 13Foresight accepts no liability for any decisions made based on this data.