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Analyst Tracker/Kyle Joseph
STEP
Kyle Joseph
Wall Street Analyst
★★★☆☆
#1595
on 13Foresight · ranked by our own returns
55%
Success Rate
+1.7%
Average Return
21 of 38 calls profitable · -9.8% vs benchmark
📈 Across the calls we could measure, roughly 55% of Kyle Joseph's ratings turned a profit when each position was held for 1 year — averaging +1.7% per rating. These figures are computed by 13Foresight from historical prices, not supplied by the analyst.

Rating Distribution

12 Buy 8 Hold 0 Sell
Kyle's Stock Coverage 40 ratings · 2026-06-18
Company Date Position Consensus Price Target 1-Yr Return
OPFI
OppFi
May 08, 2026 HOLD Buy
+35.9% avg upside
6 analysts
$11.00
31.85% Upside
·
AFRM
Affirm Holdings
May 08, 2026 HOLD Strong Buy
+3.1% avg upside
42 analysts
$75.00
5.99% Upside
+14.1%
TSE:PRL
Propel Holdings Inc
May 05, 2026 BUY Strong Buy
+26.1% avg upside
7 analysts
$33.00
37.71% Upside
·
SOFI
SoFi
Apr 30, 2026 BUY Buy
+11.0% avg upside
28 analysts
$25.00
43.41% Upside
+10.9%
PRG
PROG Holdings
Apr 30, 2026 BUY Strong Buy
+9.6% avg upside
12 analysts
$47.50
26.33% Upside
-5.4%
LC
LendingClub
Apr 28, 2026 BUY Strong Buy
-4.0% avg upside
25 analysts
$22.50
19.58% Upside
+1.4%
ENVA
Enova International
Apr 24, 2026 BUY Strong Buy
-18.3% avg upside
9 analysts
$210.00
6.48% Upside
+13.5%
RKT
Rocket Companies
Apr 23, 2026 BUY Buy
+35.8% avg upside
26 analysts
$22.50
70.20% Upside
-13.5%
WD
Walker & Dunlop
Apr 23, 2026 BUY Buy
+45.6% avg upside
11 analysts
$69.00
35.28% Upside
+2.9%
PFSI
PennyMac Financial
Apr 23, 2026 HOLD Strong Buy
+33.9% avg upside
13 analysts
$100.00
23.18% Upside
-4.6%
UWMC
UWM Holding
Apr 23, 2026 HOLD Buy
+166.9% avg upside
18 analysts
$4.00
75.40% Upside
-36.0%
CACC
Credit Acceptance
Apr 17, 2026 HOLD Hold
-29.2% avg upside
10 analysts
$540.00
4.08% Downside
+3.9%
PGY
Pagaya Technologies Ltd
Feb 09, 2026 BUY Strong Buy
+84.4% avg upside
13 analysts
$25.00
66.30% Upside
+16.4%
OMF
OneMain Holdings
Feb 06, 2026 BUY Strong Buy
+6.9% avg upside
22 analysts
$76.00
32.01% Upside
-3.0%
EZPW
EZCORP
Feb 06, 2026 HOLD Strong Buy
-25.1% avg upside
12 analysts
$26.00
14.51% Downside
+28.8%
CRMT
America's Car-Mart
Sep 04, 2025 BUY Buy
+1463.6% avg upside
5 analysts
$45.00
1936.12% Upside
-66.3%
KPLT
Katapult Holdings
Aug 14, 2025 HOLD Hold
+74.2% avg upside
2 analysts
$10.00
58.33% Upside
-52.0%
UPST
Upstart Holdings
Jun 11, 2025 HOLD Buy
+63.1% avg upside
25 analysts
$55.00
80.63% Upside
-46.3%
LPRO
Open Lending
Jun 11, 2025 HOLD Buy
+442.3% avg upside
16 analysts
$2.50
19.42% Downside
-6.2%
OPRT
Oportun Financial
Jun 11, 2025 BUY Strong Buy
+68.6% avg upside
10 analysts
$10.00
99.55% Upside
-31.9%
UPBD
Upbound Group
Dec 13, 2024 BUY Strong Buy
+108.6% avg upside
14 analysts
$38.00
117.60% Upside
-39.2%
ATLC
Atlanticus Holdings
Nov 13, 2024 BUY Strong Buy
-15.9% avg upside
9 analysts
$54.00
43.57% Downside
+15.5%
FCFS
FirstCash
Nov 13, 2024 BUY Strong Buy
-24.2% avg upside
10 analysts
$137.00
38.82% Downside
+45.8%
WRLD
World Acceptance
Nov 13, 2024 HOLD Sell
-38.8% avg upside
5 analysts
$110.00
36.64% Downside
+15.8%
RM
Regional Management
Nov 12, 2024 HOLD Buy
-24.7% avg upside
8 analysts
$30.00
18.62% Downside
+35.5%
ONIT
Onity Group
Mar 15, 2024 BUY Strong Buy
+25.7% avg upside
9 analysts
$40.00
5.24% Upside
+29.0%
RWT
Redwood
Mar 15, 2024 BUY Buy
+58.7% avg upside
13 analysts
$9.00
75.50% Upside
+17.1%
LDI
loanDepot
Mar 12, 2024 BUY Hold
+104.7% avg upside
13 analysts
$3.50
199.12% Upside
-42.1%
OCSL
Oaktree Specialty Lending
Feb 01, 2024 BUY Hold
+11.5% avg upside
17 analysts
$22.00
90.05% Upside
-7.0%
GLAD
Gladstone Capital
Jul 05, 2023 BUY Buy
-4.5% avg upside
11 analysts
$22.00
16.15% Upside
+30.7%
TRIN
Trinity Capital
Jul 05, 2023 BUY Strong Buy
+0.9% avg upside
11 analysts
$15.00
10.51% Downside
+10.2%
CSWC
Capital Southwest
Apr 13, 2023 BUY Strong Buy
+1.6% avg upside
10 analysts
$23.00
0.76% Upside
+50.2%
CODI
Compass Diversified Holdings
Dec 23, 2022 BUY Strong Buy
+116.2% avg upside
13 analysts
$26.00
162.06% Upside
+29.9%
GAIN
Gladstone Investment
Oct 13, 2022 HOLD Buy
-6.2% avg upside
8 analysts
$12.00
19.33% Downside
+17.3%
PNNT
Pennantpark Investment
Oct 13, 2022 HOLD Hold
+57.9% avg upside
14 analysts
$6.00
66.68% Upside
+30.2%
BBDC
Barings BDC
Aug 10, 2022 BUY Strong Buy
+42.7% avg upside
10 analysts
$12.50
51.69% Upside
-3.0%
MFIC
MidCap Financial Investment Corporation
Nov 04, 2021 BUY Buy
+12.3% avg upside
17 analysts
$16.00
61.39% Upside
+0.0%
CPSS
Consumer Portfolio Services
Oct 28, 2021 BUY Strong Buy
-25.0% avg upside
5 analysts
$8.00
17.03% Downside
-3.3%
PFX
PhenixFIN Corporation
May 11, 2018 HOLD Buy
-80.2% avg upside
9 analysts
$4.00
90.80% Downside
-8.3%
ALLY
Ally Financial
May 10, 2016 BUY Strong Buy
+5.2% avg upside
27 analysts
+14.5%
🔒 35 more ratings — with price targets, crowd consensus and our measured returns.
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Kyle Joseph — Frequently Asked Questions
How accurate are Kyle Joseph's stock ratings?
Based on the calls 13Foresight could measure, about 55% of Kyle's ratings were profitable over a one-year hold, with an average return of +1.6% per rating, or -9.9% versus the S&P 500. We score every analyst the same way, from historical prices.
How is Kyle ranked on 13Foresight?
Kyle Joseph is currently ranked #1595 with a 3-star rating. Our rank blends hit rate, average return versus the market, and how many calls we have to judge — so a long, consistent record outweighs a few lucky picks. It is our own calculation, updated daily.
Which stocks does Kyle cover?
Kyle most recently has ratings on OPFI, AFRM, TSE:PRL, SOFI, PRG, LC, ENVA, RKT, WD, PFSI, UWMC, CACC and 28 more. See the full coverage table above for positions, price targets and our measured returns.
Where can I see other analyst ratings?
Browse the full analyst leaderboard to compare Wall Street analysts ranked by their measured performance, success rate and average return.

Disclaimer: 13Foresight compiles analyst ratings and price targets from publicly available sources. Performance metrics, rankings and star ratings shown here are calculated independently by 13Foresight from historical market prices and may differ from figures published elsewhere. This information may be incomplete, delayed or inaccurate, is provided for research and informational purposes only, and is not investment advice. The underlying ratings and opinions are those of the respective analysts and their firms; 13Foresight accepts no liability for any decisions made based on this data.