Werba Rubin Papier Wealth Management

All Holdings — 2025 Q4

AI Portfolio Summary
In 2025 Q4, Werba Rubin Papier Wealth Management maintained a portfolio of 275 distinct positions. They heavily accumulated shares in VANGUARD BD INDEX FD, increasing their position by 43.8%. The fund also reduced its exposure to SPDR S&P 500 ETF TR by 19.0%.
PCA Score Concentration Risk
Risk ENB
Total Positions
275
Quarter
2025 Q4
Top Holding
BND (7.2%)
Top 10 Concentration
43.9%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
Showing 1-50 of 275
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
BND
VANGUARD BD IND...
ETF 7.24% 3.01% #1 8
Prev: #9
7.4 109,775 43.8%
P
S
360,595 $26,709,296 2023 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
NVDA
NVIDIA CORPORAT...
Technology 6.74% 3.98% #2 4
Prev: #6
4.7 1,428 1.1%
P
S
133,352 $24,870,217 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VUG
VANGUARD INDEX ...
Warrant 5.73% 3.28% #3 4
Prev: #7
3.8 1,048 2.5%
P
S
43,375 $21,160,864 2023 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
VTV
VANGUARD INDEX ...
ETF 5.68% 3.22% #4 4
Prev: #8
3.3 3,062 2.9%
P
S
109,844 $20,979,068 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHQ
SCHWAB STRATEGI...
ETF 4.15% 2.65% #5 5
Prev: #10
2.7 -24,613 -4.9%
P
S
482,748 $15,303,101 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
IEF
ISHARES TR
ETF 3.73% 1.88% #6 6
Prev: #12
3.5 22,423 18.6%
P
S
142,988 $13,749,764 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
DFIV
DIMENSIONAL ETF...
Bond/Debt 3.27% 1.79% #7 6
Prev: #13
1.8 1,830 0.8%
P
S
241,881 $12,069,851 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFSD
DIMENSIONAL ETF...
ETF 2.87% 0.38% #8 36
Prev: #44
4.1 172,530 354.2%
P
S
221,243 $10,608,589 2025 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
DFUV
DIMENSIONAL ETF...
ETF 2.36% 1.35% #9 5
Prev: #14
1.4 -506 -0.3%
P
S
186,562 $8,691,921 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
CGCB
CAPITAL GRP FIX...
Bond/Debt 2.14% 1.26% #10 5
Prev: #15
1.4 4,618 1.6%
P
S
298,429 $7,914,347 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
DFAI
DIMENSIONAL ETF...
Bond/Debt 1.97% 1.11% #11 6
Prev: #17
1.3 1,951 1.0%
P
S
191,195 $7,286,447 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
PRCT
PROCEPT BIOROBO...
Healthcare 1.79% 1.21% #12 4
Prev: #16
1.7 no change no change
P
S
210,000 $6,606,600 2025 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VOO
VANGUARD INDEX ...
ETF 1.65% 0.88% #13 9
Prev: #22
2.7 855 9.6%
P
S
9,739 $6,107,584 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
MSFT
MICROSOFT CORP
Technology 1.64% 0.90% #14 6
Prev: #20
2.7 1,698 15.7%
P
S
12,492 $6,041,302 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VIGI
VANGUARD WHITEH...
Bond/Debt 1.58% 0.88% #15 6
Prev: #21
1.1 2,737 4.5%
P
S
63,659 $5,821,647 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHV
SCHWAB STRATEGI...
ETF 1.52% 0.94% #16 3
Prev: #19
1.1 -10,238 -5.1%
P
S
189,715 $5,617,474 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFAC
DIMENSIONAL ETF...
ETF 1.45% 0.80% #17 6
Prev: #23
1.1 6,357 4.9%
P
S
135,208 $5,352,883 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
GOOG
ALPHABET INC
Communication Services 1.28% 0.56% #18 14
Prev: #32
2.5 814 5.7%
P
S
14,996 $4,705,637 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
GOOGL
ALPHABET INC
Communication Services 1.25% 0.54% #19 14
Prev: #33
2.5 1,027 7.5%
P
S
14,751 $4,617,165 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFUS
DIMENSIONAL ETF...
ETF 1.17% 0.68% #20 4
Prev: #24
1.0 62 0.1%
P
S
58,365 $4,328,937 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VWO
VANGUARD INTL E...
ETF 1.06% 0.59% #21 7
Prev: #28
2.4 4,896 7.2%
P
S
72,459 $3,895,414 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
EMXC
ISHARES INC
ETF 1.02% 0.57% #22 7
Prev: #29
0.9 -197 -0.4%
P
S
51,748 $3,761,020 2023 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
META
META PLATFORMS ...
Communication Services 1.02% 0.60% #23 4
Prev: #27
2.4 639 12.6%
P
S
5,692 $3,757,470 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VBR
VANGUARD INDEX ...
ETF 0.95% 0.57% #24 6
Prev: #30
0.9 -221 -1.3%
P
S
16,555 $3,506,182 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SPY
SPDR S&P 500 ET...
ETF 0.91% 0.66% #25
Prev: #25
0.9 -1,162 -19.0%
P
S
4,951 $3,376,455 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VTI
VANGUARD INDEX ...
ETF 0.84% 0.49% #26 8
Prev: #34
0.8 -2 -0.0%
P
S
9,238 $3,097,090 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VOE
VANGUARD INDEX ...
ETF 0.78% 0.46% #27 9
Prev: #36
0.8 -12 -0.1%
P
S
16,260 $2,884,023 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VOT
VANGUARD INDEX ...
ETF 0.76% 0.45% #28 10
Prev: #38
2.3 521 5.5%
P
S
10,031 $2,800,042 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
DFAT
DIMENSIONAL ETF...
ETF 0.75% 0.43% #29 11
Prev: #40
0.8 441 1.0%
P
S
46,561 $2,772,254 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
GLD
SPDR GOLD TR
ETF 0.73% 0.31% #30 19
Prev: #49
2.8 1,325 24.3%
P
S
6,771 $2,683,415 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHG
SCHWAB STRATEGI...
ETF 0.72% 0.43% #31 10
Prev: #41
0.8 -2,177 -2.6%
P
S
81,492 $2,658,283 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
V
VISA INC
Financial Services 0.66% 0.36% #32 14
Prev: #46
2.3 421 6.4%
P
S
6,970 $2,444,416 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
MQ
MARQETA INC
Technology 0.63% 0.42% #33 9
Prev: #42
1.3 no change no change
P
S
493,118 $2,342,311 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
TSLA
TESLA INC
Consumer Cyclical 0.62% 0.33% #34 14
Prev: #48
2.2 451 9.8%
P
S
5,072 $2,281,164 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IVV
ISHARES TR
ETF 0.59% 0.37% #35 10
Prev: #45
0.7 -181 -5.3%
P
S
3,204 $2,194,596 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFAU
DIMENSIONAL ETF...
ETF 0.57% 0.28% #36 16
Prev: #52
2.2 7,222 19.2%
P
S
44,859 $2,099,389 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VBK
VANGUARD INDEX ...
ETF 0.53% 0.30% #37 13
Prev: #50
0.7 234 3.7%
P
S
6,506 $1,965,545 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
JPM
JPMORGAN CHASE ...
Financial Services 0.51% 0.30% #38 13
Prev: #51
0.7 47 0.8%
P
S
5,868 $1,890,705 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
COST
COSTCO WHSL COR...
Consumer Defensive 0.51% 0.35% #39 8
Prev: #47
0.7 -144 -6.2%
P
S
2,179 $1,878,905 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
XOM
EXXON MOBIL COR...
Energy 0.47% 0.25% #40 14
Prev: #54
0.7 609 4.4%
P
S
14,495 $1,744,346 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFAE
DIMENSIONAL ETF...
ETF 0.43% 0.24% #41 14
Prev: #55
0.7 1,159 2.5%
P
S
48,452 $1,578,086 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SNOW
SNOWFLAKE INC
Technology 0.43% 0.26% #42 11
Prev: #53
0.7 -84 -1.2%
P
S
7,168 $1,572,299 2023 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
BIV
VANGUARD BD IND...
Bond/Debt 0.41% 0.21% #43 18
Prev: #61
2.2 2,618 15.4%
P
S
19,626 $1,528,468 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFCF
DIMENSIONAL ETF...
ETF 0.41% 0.11% #44 52
Prev: #96
3.2 18,839 115.7%
P
S
35,121 $1,494,729 2025 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
BSJQ
INVESCO EXCH TR...
ETF 0.39% 0.23% #45 11
Prev: #56
0.7 164 0.3%
P
S
61,989 $1,446,826 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
CGSD
CAPITAL GRP FIX...
ETF 0.39% 0.22% #46 12
Prev: #58
0.7 1,929 3.6%
P
S
55,315 $1,438,738 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
DISV
DIMENSIONAL ETF...
Bond/Debt 0.38% 0.21% #47 16
Prev: #63
0.7 17 0.0%
P
S
37,004 $1,406,169 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFIC
DIMENSIONAL ETF...
Bond/Debt 0.38% 0.21% #48 14
Prev: #62
0.7 33 0.1%
P
S
40,414 $1,392,680 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IWY
ISHARES TR
ETF 0.38% 0.22% #49 10
Prev: #59
1.2 no change no change
P
S
5,024 $1,391,347 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
CRM
SALESFORCE INC
Technology 0.37% 0.18% #50 21
Prev: #71
2.1 307 6.4%
P
S
5,108 $1,353,211 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
Showing 1-50 of 275 holdings

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