Valpey Financial Services, LLC

All Holdings — 2025 Q4

AI Portfolio Summary
In 2025 Q4, Valpey Financial Services, LLC maintained a portfolio of 73 distinct positions. They heavily accumulated shares in SCHWAB STRATEGIC TR, increasing their position by 3085.3%. Conversely, Valpey Financial Services, LLC completely exited their position in APPLE INC.
PCA Score Concentration Risk
Risk ENB
Total Positions
73
Quarter
2025 Q4
Top Holding
SCHG (8.8%)
Top 10 Concentration
61.2%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
1-25 of 73
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
SCHG
SCHWAB STRATEGI...
ETF 8.81% 5.25% #1 2
Prev: #3
8.5 7,752,527 3085.3%
P
S
8,003,802 $245,365 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHF
SCHWAB STRATEGI...
Bond/Debt 7.94% 3.41% #2 7
Prev: #9
7.7 5,093,825 2277.5%
P
S
5,317,481 $221,193 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHO
SCHWAB STRATEGI...
ETF 7.73% 3.22% #3 8
Prev: #11
7.1 5,044,981 2499.8%
P
S
5,246,793 $215,297 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHV
SCHWAB STRATEGI...
ETF 7.58% 3.95% #4 1
Prev: #5
6.5 6,043,804 2913.4%
P
S
6,251,249 $211,120 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHZ
SCHWAB STRATEGI...
ETF 5.76% 2.40% #5 11
Prev: #16
5.8 3,592,488 2295.2%
P
S
3,749,009 $160,420 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHM
SCHWAB STRATEGI...
ETF 5.05% 2.75% #6 8
Prev: #14
5.0 4,082,734 2876.4%
P
S
4,224,671 $140,495 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
BNDX
VANGUARD CHARLO...
Bond/Debt 5.02% 4.27% #7 3
Prev: #4
5.0 6,619,543 5019.1%
P
S
6,751,430 $139,723 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHA
SCHWAB STRATEGI...
ETF 4.59% 2.38% #8 9
Prev: #17
4.8 3,508,286 2689.1%
P
S
3,638,749 $127,765 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
SPDW
SPDR INDEX SHS ...
ETF 4.45% 3.46% #9 1
Prev: #8
4.8 5,383,378 4353.3%
P
S
5,507,040 $124,004 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
BKLN
INVESCO EXCH TR...
ETF 4.23% 1.54% #10 14
Prev: #24
4.7 2,364,365 2109.5%
P
S
2,476,445 $117,926 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
VXUS
VANGUARD STAR F...
Bond/Debt 2.88% 3.81% #11 5
Prev: #6
4.2 5,963,412 7516.6%
P
S
6,042,749 $80,100 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
VEU
VANGUARD INTL E...
ETF 2.69% 3.54% #12 5
Prev: #7
4.1 5,443,635 7182.6%
P
S
5,519,424 $75,033 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHP
SCHWAB STRATEGI...
ETF 2.67% 1.23% #13 16
Prev: #29
4.1 1,901,111 2722.6%
P
S
1,970,938 $74,403 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
BND
VANGUARD BD IND...
ETF 2.54% 3.26% #14 4
Prev: #10
4.0 5,169,861 7708.3%
P
S
5,236,930 $70,702 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
BSV
VANGUARD BD IND...
Bond/Debt 2.21% 3.09% #15 3
Prev: #12
3.9 4,799,744 8019.6%
P
S
4,859,594 $61,662 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
VTV
VANGUARD INDEX ...
ETF 1.58% 5.36% #16 14
Prev: #2
3.6 8,345,202 19007.8%
P
S
8,389,106 $43,924 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
SPYV
SPDR SERIES TRU...
Unknown 1.35% 1.30% #17 11
Prev: #28
3.5 2,097,544 5865.0%
P
S
2,133,308 $37,552 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
VONV
VANGUARD SCOTTS...
ETF 1.35% 2.18% #18 1
Prev: #19
3.5 3,421,345 9192.2%
P
S
3,458,565 $37,471 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
VTC
VANGUARD SCOTTS...
ETF 1.33% 1.85% #19 3
Prev: #22
3.5 2,839,879 7873.0%
P
S
2,875,950 $37,042 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
IUSV
ISHARES TR
ETF 1.04% 1.91% #20
Prev: #20
3.4 2,933,063 10060.9%
P
S
2,962,216 $28,888 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
AGG
ISHARES TR
ETF 1.03% 1.88% #21
Prev: #21
3.4 2,844,222 9942.1%
P
S
2,872,830 $28,763 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
VWO
VANGUARD INTL E...
ETF 1.00% 0.94% #22 10
Prev: #32
3.4 1,466,348 5540.7%
P
S
1,492,813 $27,768 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
IJH
ISHARES TR
ETF 0.92% 1.12% #23 8
Prev: #31
3.4 1,672,709 6393.9%
P
S
1,698,870 $25,740 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
TIP
ISHARES TR
ETF 0.79% 1.59% #24 1
Prev: #23
3.3 2,407,090 10997.3%
P
S
2,428,978 $22,100 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
IAGG
ISHARES TR
Bond/Debt 0.79% 0.67% #25 12
Prev: #37
3.3 1,080,574 5384.0%
P
S
1,100,644 $22,008 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
AAPL
APPLE INC
Unknown 0.00% 0.59%
Sold All 😨
(Was: #42)
0.0 -3,521 -100.0%
CLOSED
$— 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
Showing 1-25 of 73 holdings

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