AI Portfolio Summary
In 2025 Q4, Summit Financial Strategies, Inc. maintained a portfolio of 175 distinct positions. The most significant new addition to the portfolio was VANGUARD SCOTTSDALE , which now represents 0.76% of the total fund value. They heavily accumulated shares in DIMENSIONAL ETF TRUS, increasing their position by 0.8%. The fund also reduced its exposure to SCHWAB STRATEGIC TR by 16.2%.
Total Positions
175
Quarter
2025 Q4
Top Holding
DFIC (11.0%)
Top 10 Concentration
67.8%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
Showing 1-50 of 175
| Stock | History | Sector / Type | Port % | Prev % | Rank / Prev | Conviction | Change | % Change | Influence | Shares | Mkt Value | Avg Cost | Price Held | 1st Owned | Source | Source Date | Date Reported |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
DFIC
DIMENSIONAL ETF...
|
Bond/Debt | 10.97% | 10.81% |
#1
Prev: #1
|
6.5 | 29,481 | 0.8% |
P
S
|
3,874,957 | $133,531,004 | 2022 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
JCPB
J P MORGAN EXCH...
|
ETF | 9.54% | 9.29% |
#2
Prev: #2
|
7.3 | 170,964 | 7.5% |
P
S
|
2,450,460 | $116,029,287 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IVV
ISHARES TR
|
ETF | 8.32% | 8.16% |
#3
Prev: #3
|
4.8 | 5,595 | 3.9% |
P
S
|
147,751 | $101,200,415 | 2014 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
FBND
FIDELITY MERRIM...
|
ETF | 7.91% | 7.95% |
#4
Prev: #4
|
4.2 | 85,577 | 4.3% |
P
S
|
2,090,807 | $96,260,765 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SCHB
SCHWAB STRATEGI...
|
ETF | 6.86% | 7.81% |
#5
Prev: #5
|
3.7 | -359,116 | -10.1% |
P
S
|
3,183,036 | $83,491,032 | 2014 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFLV
DIMENSIONAL ETF...
|
ETF | 6.19% | 5.66% |
#6
Prev: #6
|
4.5 | 193,954 | 9.7% |
P
S
|
2,201,232 | $75,304,154 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AVEM
AMERICAN CENTY ...
|
Bond/Debt | 5.42% | 5.54% |
#7
Prev: #7
|
2.7 | -3,575 | -0.4% |
P
S
|
856,409 | $65,960,645 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IJH
ISHARES TR
|
ETF | 4.58% | 4.22% |
#8
2
Prev: #10
|
3.8 | 90,359 | 12.0% |
P
S
|
844,176 | $55,715,617 | 2014 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
PKG
PACKAGING CORP ...
|
Consumer Cyclical | 4.12% | 4.54% |
#9
1
Prev: #8
|
2.1 | 105 | 0.0% |
P
S
|
243,253 | $50,166,066 | 2015 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SCHM
SCHWAB STRATEGI...
|
ETF | 3.88% | 4.38% |
#10
1
Prev: #9
|
2.1 | -154,561 | -9.0% |
P
S
|
1,568,534 | $47,165,812 | 2014 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VBK
VANGUARD INDEX ...
|
ETF | 3.43% | 3.57% |
#11
Prev: #11
|
1.9 | -1,786 | -1.3% |
P
S
|
138,276 | $41,774,648 | 2014 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IJR
ISHARES TR
|
ETF | 2.78% | 2.62% |
#12
Prev: #12
|
3.1 | 24,498 | 9.5% |
P
S
|
281,657 | $33,849,520 | 2014 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SCHA
SCHWAB STRATEGI...
|
ETF | 2.14% | 2.39% |
#13
Prev: #13
|
1.4 | -85,974 | -8.6% |
P
S
|
912,824 | $25,997,233 | 2014 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFGR
DIMENSIONAL ETF...
|
ETF | 2.08% | 2.04% |
#14
Prev: #14
|
2.8 | 88,069 | 10.1% |
P
S
|
957,430 | $25,295,311 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFAT
DIMENSIONAL ETF...
|
ETF | 2.02% | 1.93% |
#15
Prev: #15
|
2.8 | 24,967 | 6.4% |
P
S
|
412,629 | $24,567,920 | 2021 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AAPL
APPLE INC
|
Technology | 1.54% | 1.49% |
#16
Prev: #16
|
1.1 | 536 | 0.8% |
P
S
|
68,912 | $18,734,326 | 2014 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
BRK/B
BERKSHIRE HATHA...
|
Financial Services | 1.07% | 1.14% |
#17
Prev: #17
|
0.9 | -402 | -1.5% |
P
S
|
26,009 | $13,073,188 | 2014 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
MSFT
MICROSOFT CORP
|
Technology | 0.85% | 0.95% |
#18
Prev: #18
|
0.8 | -65 | -0.3% |
P
S
|
21,377 | $10,338,290 | 2014 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SCHZ
SCHWAB STRATEGI...
|
ETF | 0.80% | 0.94% |
#19
Prev: #19
|
0.8 | -50,855 | -10.9% |
P
S
|
414,423 | $9,685,058 | 2014 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
WMT
WALMART INC
|
Consumer Defensive | 0.77% | 0.74% |
#20
1
Prev: #21
|
0.8 | -26 | -0.0% |
P
S
|
83,659 | $9,320,444 | 2018 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VOO
VANGUARD INDEX ...
|
ETF | 0.76% | 0.76% |
#21
1
Prev: #20
|
0.8 | 348 | 2.4% |
P
S
|
14,819 | $9,293,193 | 2019 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VONG
VANGUARD SCOTTS...
|
ETF | 0.76% | — |
#22
Prev: #—
|
3.8 | 76,027 | no change |
NEW
|
76,027 | $9,256,287 | 2025 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
JMUB
J P MORGAN EXCH...
|
ETF | 0.55% | 0.52% |
#23
Prev: #23
|
2.2 | 12,192 | 10.2% |
P
S
|
132,043 | $6,668,172 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SCHF
SCHWAB STRATEGI...
|
Bond/Debt | 0.44% | 0.53% |
#24
2
Prev: #22
|
0.7 | -43,280 | -16.2% |
P
S
|
224,678 | $5,401,260 | 2014 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
EFA
ISHARES TR
|
ETF | 0.42% | 0.44% |
#25
1
Prev: #24
|
0.7 | -2,128 | -3.8% |
P
S
|
53,433 | $5,131,130 | 2014 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VEA
VANGUARD TAX-MA...
|
ETF | 0.40% | 0.40% |
#26
1
Prev: #25
|
0.7 | -1,244 | -1.6% |
P
S
|
77,241 | $4,825,219 | 2020 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IWB
ISHARES TR
|
ETF | 0.39% | 0.40% |
#27
1
Prev: #26
|
0.7 | -42 | -0.3% |
P
S
|
12,743 | $4,758,746 | 2022 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
TSLA
TESLA INC
|
Consumer Cyclical | 0.37% | 0.39% |
#28
1
Prev: #27
|
0.6 | -167 | -1.6% |
P
S
|
10,057 | $4,523,023 | 2020 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFUV
DIMENSIONAL ETF...
|
ETF | 0.37% | 0.37% |
#29
1
Prev: #28
|
1.1 | no change | no change |
P
S
|
96,558 | $4,498,637 | 2022 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SCHX
SCHWAB STRATEGI...
|
ETF | 0.35% | 0.36% |
#30
1
Prev: #29
|
1.1 | no change | no change |
P
S
|
158,218 | $4,257,636 | 2015 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IWF
ISHARES TR
|
ETF | 0.35% | 0.32% |
#31
Prev: #31
|
2.1 | 947 | 11.8% |
P
S
|
8,951 | $4,236,332 | 2014 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
JAAA
JANUS DETROIT S...
|
ETF | 0.33% | 0.29% |
#32
2
Prev: #34
|
2.1 | 13,190 | 19.6% |
P
S
|
80,435 | $4,068,424 | 2024 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
GLD
SPDR GOLD TR
|
ETF | 0.33% | 0.31% |
#33
1
Prev: #32
|
0.6 | 20 | 0.2% |
P
S
|
10,255 | $4,064,159 | 2014 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VWO
VANGUARD INTL E...
|
ETF | 0.30% | 0.34% |
#34
4
Prev: #30
|
0.6 | -4,954 | -6.7% |
P
S
|
68,523 | $3,683,810 | 2021 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SPY
SPDR S&P 500 ET...
|
ETF | 0.30% | 0.30% |
#35
2
Prev: #33
|
0.6 | 129 | 2.5% |
P
S
|
5,362 | $3,656,684 | 2014 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
JPM
JPMORGAN CHASE ...
|
Financial Services | 0.28% | 0.28% |
#36
1
Prev: #35
|
2.1 | 543 | 5.3% |
P
S
|
10,754 | $3,465,112 | 2014 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
CIVB
CIVISTA BANCSHA...
|
Financial Services | 0.26% | 0.25% |
#37
2
Prev: #39
|
0.6 | -242 | -0.2% |
P
S
|
142,614 | $3,168,883 | 2022 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SCHP
SCHWAB STRATEGI...
|
ETF | 0.25% | 0.25% |
#38
Prev: #38
|
0.6 | 5,261 | 4.8% |
P
S
|
115,058 | $3,047,886 | 2021 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
BRK/A
BERKSHIRE HATHA...
|
Financial Services | 0.25% | 0.26% |
#39
2
Prev: #37
|
1.1 | no change | no change |
P
S
|
4 | $3,019,200 | 2014 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IWR
ISHARES TR
|
ETF | 0.25% | 0.26% |
#40
4
Prev: #36
|
0.6 | -83 | -0.3% |
P
S
|
31,312 | $3,014,406 | 2022 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
EFV
ISHARES TR
|
ETF | 0.24% | 0.25% |
#41
1
Prev: #40
|
0.6 | -1,251 | -3.0% |
P
S
|
41,008 | $2,928,381 | 2020 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VO
VANGUARD INDEX ...
|
ETF | 0.24% | 0.24% |
#42
1
Prev: #41
|
0.6 | 419 | 4.3% |
P
S
|
10,081 | $2,925,719 | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AVLV
AMERICAN CENTY ...
|
ETF | 0.23% | 0.23% |
#43
1
Prev: #42
|
0.6 | -233 | -0.6% |
P
S
|
36,588 | $2,772,273 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
PRK
PARK NATL CORP
|
Financial Services | 0.19% | 0.22% |
#44
1
Prev: #43
|
1.1 | no change | no change |
P
S
|
15,447 | $2,350,718 | 2017 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
NVDA
NVIDIA CORPORAT...
|
Technology | 0.19% | 0.19% |
#45
1
Prev: #44
|
2.1 | 637 | 5.4% |
P
S
|
12,500 | $2,331,330 | 2021 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
GOOGL
ALPHABET INC
|
Communication Services | 0.19% | 0.15% |
#46
1
Prev: #47
|
0.6 | 270 | 3.9% |
P
S
|
7,248 | $2,268,582 | 2020 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
ABBV
ABBVIE INC
|
Healthcare | 0.18% | 0.19% |
#47
2
Prev: #45
|
0.6 | -15 | -0.2% |
P
S
|
9,479 | $2,165,770 | 2015 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IWD
ISHARES TR
|
ETF | 0.17% | 0.17% |
#48
2
Prev: #46
|
0.6 | 268 | 2.8% |
P
S
|
9,975 | $2,098,142 | 2021 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
LLY
ELI LILLY & CO
|
Healthcare | 0.16% | 0.13% |
#49
4
Prev: #53
|
0.6 | -110 | -5.7% |
P
S
|
1,820 | $1,955,874 | 2021 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AMZN
AMAZON COM INC
|
Consumer Cyclical | 0.16% | 0.15% |
#50
2
Prev: #48
|
2.1 | 646 | 8.4% |
P
S
|
8,365 | $1,930,906 | 2017 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) |
Showing 1-50 of 175 holdings