Pearl Planning LLC — 13F Holdings

2026 Q2  ·  58 Positions

2026 Q2 Portfolio Activity

In 2026 Q2, Pearl Planning LLC maintained a portfolio of 58 distinct positions. The most significant new addition was MICRON TECHNOLOGY INC, now representing 0.14% of the total fund value. They heavily accumulated shares in VANGUARD INDEX FDS, increasing the position by 6.4%. The fund also reduced its exposure to EA SERIES TRUST by 21.6%.
Position History hover any row below to update
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Pearl Planning LLC AUM $217M
Fund Overview SEC EDGAR
PCA Score Concentration Risk
Risk ENB
To Excel To CSV
Total Positions
58
Quarter
2026 Q2
Top Holding
VOO (14.4%)
Top 10 Concentration
72.4%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
Showing 1-50 of 58
Stock History Sector / Type Port % Prev % Rank / Prev Conviction
Freshness
Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
VOO
VANGUARD INDEX ...
ETF 14.36% 13.64% #1
Prev: #1
8.0
—
2,730 6.4%
P
S
45,453 $31,217,463
$626.02 +13.0%
$686.81 +3.0%
2025 Q4 13F Filing 2026-06-30 2026-07-21
AVDE
AMERICAN CENTY ...
Bond/Debt 10.74% 10.48% #2
Prev: #2
7.5
—
30,657 13.3%
P
S
261,773 $23,350,174 2025 Q4 13F Filing 2026-06-30 2026-07-21
JPIE
J P MORGAN EXCH...
ETF 8.29% 8.82% #3
Prev: #3
6.3
—
33,210 9.3%
P
S
391,356 $18,021,926 2026 Q1 13F Filing 2026-06-30 2026-07-21
FBND
FIDELITY MERRIM...
ETF 8.07% 8.56% #4
Prev: #4
5.7
—
34,406 9.8%
P
S
385,581 $17,540,071 2026 Q1 13F Filing 2026-06-30 2026-07-21
VTV
VANGUARD INDEX ...
ETF 7.05% 7.68% #5
Prev: #5
3.8
—
-2,863 -3.9%
P
S
70,334 $15,327,977 2025 Q4 13F Filing 2026-06-30 2026-07-21
VO
VANGUARD INDEX ...
ETF 6.79% 6.78% #6
Prev: #6
5.7
—
139,013 314.8%
P
S
183,166 $14,757,684 2025 Q4 13F Filing 2026-06-30 2026-07-21
FRDM
EA SERIES TRUST
ETF 5.67% 5.15% #7
Prev: #7
2.8
—
-7,216 -4.1%
P
S
169,045 $12,323,381 2025 Q4 13F Filing 2026-06-30 2026-07-21
DGRO
ISHARES TR
Warrant 3.96% 4.00% #8
Prev: #8
3.6
—
7,031 6.6%
P
S
113,556 $8,606,443 2025 Q4 13F Filing 2026-06-30 2026-07-21
AVUV
AMERICAN CENTY ...
ETF 3.83% 3.86% #9
Prev: #9
2.0
—
1,366 2.1%
P
S
66,705 $8,322,063 2025 Q4 13F Filing 2026-06-30 2026-07-21
ESGV
VANGUARD WORLD ...
ETF 3.69% 3.52% #10
Prev: #10
2.0
—
1,991 3.4%
P
S
60,619 $8,016,225 2025 Q4 13F Filing 2026-06-30 2026-07-21
QQQM
INVESCO EXCH TR...
ETF 3.15% 2.68% #11 1
Prev: #12
3.3
—
1,506 7.1%
P
S
22,592 $6,844,764 2025 Q4 13F Filing 2026-06-30 2026-07-21
TMSL
T ROWE PRICE EX...
Unknown 2.47% 2.35% #12 1
Prev: #13
1.5
—
2,379 2.0%
P
S
122,457 $5,369,719 2025 Q4 13F Filing 2026-06-30 2026-07-21
BOXX
EA SERIES TRUST
Unknown 2.11% 3.11% #13 2
Prev: #11
0.8
—
-10,793 -21.6%
P
S
39,213 $4,591,450 2025 Q4 13F Filing 2026-06-30 2026-07-21
QQQ
INVESCO QQQ TR
ETF 1.66% 1.54% #14 2
Prev: #16
1.2
—
-92 -1.8%
P
S
4,898 $3,607,137 2025 Q4 13F Filing 2026-06-30 2026-07-21
BSV
VANGUARD BD IND...
Bond/Debt 1.66% 1.66% #15 1
Prev: #14
2.7
—
6,730 17.0%
P
S
46,281 $3,605,745 2025 Q4 13F Filing 2026-06-30 2026-07-21
VCEB
VANGUARD WORLD ...
ETF 1.60% 1.39% #16 1
Prev: #17
3.1
—
13,911 33.5%
P
S
55,415 $3,477,831 2025 Q4 13F Filing 2026-06-30 2026-07-21
QQMG
INVESCO EXCH TR...
Unknown 1.47% 1.20% #17 1
Prev: #18
2.6
—
5,646 9.9%
P
S
62,588 $3,206,383 2025 Q4 13F Filing 2026-06-30 2026-07-21
BIL
SPDR SERIES TRU...
ETF 1.37% 1.65% #18 3
Prev: #15
1.0
—
-1,113 -3.3%
P
S
32,596 $2,987,092 2025 Q4 13F Filing 2026-06-30 2026-07-21
ESML
ISHARES TR
ETF 1.20% 1.09% #19 1
Prev: #20
2.5
—
3,511 8.1%
P
S
46,809 $2,618,019 2025 Q4 13F Filing 2026-06-30 2026-07-21
MUB
ISHARES TR
ETF 0.85% 0.97% #20 1
Prev: #21
0.8
—
12 0.1%
P
S
17,146 $1,845,253 2025 Q4 13F Filing 2026-06-30 2026-07-21
BND
VANGUARD BD IND...
ETF 0.79% 1.09% #21 2
Prev: #19
0.8
—
-4,274 -15.5%
P
S
23,389 $1,717,002 2025 Q4 13F Filing 2026-06-30 2026-07-21
IDMO
INVESCO EXCH TR...
Bond/Debt 0.70% 0.49% #22 2
Prev: #24
3.3
—
8,564 51.0%
P
S
25,372 $1,529,663 2025 Q4 13F Filing 2026-06-30 2026-07-21
QUAL
ISHARES TR
ETF 0.53% 0.58% #23
Prev: #23
0.7
—
-476 -8.4%
P
S
5,202 $1,141,475 2025 Q4 13F Filing 2026-06-30 2026-07-21
BIV
VANGUARD BD IND...
Bond/Debt 0.50% 0.62% #24 2
Prev: #22
0.7
—
-878 -5.8%
P
S
14,191 $1,088,441 2025 Q4 13F Filing 2026-06-30 2026-07-21
VB
VANGUARD INDEX ...
ETF 0.48% 0.48% #25
Prev: #25
0.7
—
3 0.1%
P
S
3,445 $1,044,252 2025 Q4 13F Filing 2026-06-30 2026-07-21
IVV
ISHARES TR
ETF 0.46% 0.47% #26
Prev: #26
0.7
—
-4 -0.3%
P
S
1,348 $1,009,678 2025 Q4 13F Filing 2026-06-30 2026-07-21
VEA
VANGUARD TAX-MA...
ETF 0.40% 0.41% #27
Prev: #27
0.7
—
252 2.1%
P
S
12,329 $878,421 2025 Q4 13F Filing 2026-06-30 2026-07-21
AVSC
AMERICAN CENTY ...
ETF 0.38% 0.38% #28 1
Prev: #29
1.2
—
no change no change
P
S
11,305 $829,109 2025 Q4 13F Filing 2026-06-30 2026-07-21
XMHQ
INVESCO EXCHANG...
ETF 0.36% 0.37% #29 1
Prev: #30
0.6
—
127 1.9%
P
S
6,907 $779,699 2025 Q4 13F Filing 2026-06-30 2026-07-21
AGG
ISHARES TR
ETF 0.34% 0.39% #30 2
Prev: #28
0.6
—
32 0.4%
P
S
7,459 $738,292 2025 Q4 13F Filing 2026-06-30 2026-07-21
IJH
ISHARES TR
ETF 0.33% 0.37% #31
Prev: #31
0.6
—
-765 -7.5%
P
S
9,423 $726,610 2025 Q4 13F Filing 2026-06-30 2026-07-21
AAPL
APPLE INC
Technology 0.33% 0.34% #32 1
Prev: #33
0.6
—
15 0.6%
P
S
2,486 $719,390 2025 Q4 13F Filing 2026-06-30 2026-07-21
IBM
INTERNATIONAL B...
Technology 0.33% 0.36% #33 1
Prev: #32
0.6
—
-200 -7.3%
P
S
2,554 $718,153 2025 Q4 13F Filing 2026-06-30 2026-07-21
IWF
ISHARES TR
ETF 0.32% 0.32% #34
Prev: #34
3.1
—
4,255 300.1%
P
S
5,673 $704,382 2025 Q4 13F Filing 2026-06-30 2026-07-21
IEFA
ISHARES TR
ETF 0.25% 0.27% #35
Prev: #35
0.6
—
-18 -0.3%
P
S
5,569 $537,854 2025 Q4 13F Filing 2026-06-30 2026-07-21
ILCV
ISHARES TR
ETF 0.25% 0.26% #36
Prev: #36
1.1
—
no change no change
P
S
5,279 $534,446 2025 Q4 13F Filing 2026-06-30 2026-07-21
ORCL
ORACLE CORP
Technology 0.20% 0.24% #37
Prev: #37
0.6
—
-40 -1.3%
P
S
2,983 $437,159 2025 Q4 13F Filing 2026-06-30 2026-07-21
MSFT
MICROSOFT CORP
Technology 0.20% 0.21% #38 2
Prev: #40
2.1
—
60 5.5%
P
S
1,145 $427,065 2025 Q4 13F Filing 2026-06-30 2026-07-21
XLK
SELECT SECTOR S...
ETF 0.20% 0.16% #39 6
Prev: #45
1.1
—
no change no change
P
S
2,232 $425,241 2025 Q4 13F Filing 2026-06-30 2026-07-21
VOTE
TCW ETF TRUST
ETF 0.19% 0.19% #40 1
Prev: #41
1.1
—
no change no change
P
S
4,761 $419,786 2025 Q4 13F Filing 2026-06-30 2026-07-21
RSG
REPUBLIC SVCS I...
Industrials 0.18% 0.22% #41 2
Prev: #39
0.6
—
-6 -0.3%
P
S
1,863 $396,968 2025 Q4 13F Filing 2026-06-30 2026-07-21
META
META PLATFORMS ...
Communication Services 0.18% 0.22% #42 4
Prev: #38
0.6
—
-32 -4.4%
P
S
700 $394,280 2025 Q4 13F Filing 2026-06-30 2026-07-21
NVDA
NVIDIA CORPORAT...
Technology 0.17% 0.16% #43 3
Prev: #46
2.1
—
220 13.2%
P
S
1,884 $376,976 2025 Q4 13F Filing 2026-06-30 2026-07-21
VBR
VANGUARD INDEX ...
ETF 0.17% 0.17% #44 1
Prev: #43
0.6
—
-7 -0.5%
P
S
1,483 $360,354 2025 Q4 13F Filing 2026-06-30 2026-07-21
FEOE
RBB FUND TRUST
ETF 0.15% 0.17% #45 1
Prev: #44
1.1
—
no change no change
P
S
6,306 $336,740 2025 Q4 13F Filing 2026-06-30 2026-07-21
ISTB
ISHARES TR
ETF 0.15% 0.18% #46 4
Prev: #42
1.1
—
no change no change
P
S
6,883 $332,105 2025 Q4 13F Filing 2026-06-30 2026-07-21
GOOGL
ALPHABET INC
Communication Services 0.14% 0.11% #47 5
Prev: #52
2.1
—
123 17.0%
P
S
848 $303,117 2025 Q4 13F Filing 2026-06-30 2026-07-21
AMZN
AMAZON COM INC
Consumer Cyclical 0.14% 0.12% #48 2
Prev: #50
2.1
—
191 17.9%
P
S
1,261 $300,568 2025 Q4 13F Filing 2026-06-30 2026-07-21
MU
MICRON TECHNOLO...
Technology 0.14% — #49
Prev: #—
3.6
—
260 —
NEW
 260 $300,242 2026 Q2 13F Filing 2026-06-30 2026-07-21
VTI
VANGUARD INDEX ...
ETF 0.14% 0.14% #50 3
Prev: #47
0.6
—
-8 -1.0%
P
S
800 $296,098 2025 Q4 13F Filing 2026-06-30 2026-07-21
Showing 1-50 of 58 holdings

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