OLIO Financial Planning

All Holdings — 2025 Q4

AI Portfolio Summary
In 2025 Q4, OLIO Financial Planning maintained a portfolio of 75 distinct positions. They heavily accumulated shares in DIMENSIONAL ETF TRUS, increasing their position by 3.8%. Conversely, OLIO Financial Planning completely exited their position in VANGUARD BD INDEX FD.
PCA Score Concentration Risk
Risk ENB
Total Positions
75
Quarter
2025 Q4
Top Holding
DFUS (17.8%)
Top 10 Concentration
87.6%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
1-25 of 75
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
DFUS
DIMENSIONAL ETF...
ETF 17.81% 17.53% #1
Prev: #1
9.1 31,450 3.8%
P
S
856,242 $63,507,487 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VTV
VANGUARD INDEX ...
ETF 17.46% 17.35% #2
Prev: #2
9.0 8,855 2.8%
P
S
325,982 $62,259,257 2021 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VEA
VANGUARD TAX-MA...
ETF 14.48% 14.26% #3
Prev: #3
7.8 15,599 1.9%
P
S
826,598 $51,637,559 2021 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
FBND
FIDELITY MERRIM...
ETF 12.60% 12.51% #4
Prev: #4
7.1 53,318 5.8%
P
S
975,741 $44,923,093 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VTI
VANGUARD INDEX ...
ETF 11.17% 11.97% #5
Prev: #5
4.5 -5,570 -4.5%
P
S
118,730 $39,806,486 2021 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VOE
VANGUARD INDEX ...
ETF 4.86% 4.81% #6
Prev: #6
4.0 3,700 3.9%
P
S
97,602 $17,311,646 2021 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFAT
DIMENSIONAL ETF...
ETF 3.78% 3.61% #7
Prev: #7
3.5 14,980 7.1%
P
S
226,387 $13,479,060 2023 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VEU
VANGUARD INTL E...
ETF 2.96% 2.94% #8
Prev: #8
3.2 2,788 2.0%
P
S
143,360 $10,545,530 2021 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHD
SCHWAB STRATEGI...
ETF 1.23% 1.27% #9
Prev: #9
2.5 900 0.6%
P
S
159,440 $4,373,438 2021 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VTEB
VANGUARD MUN BD...
ETF 1.20% 1.21% #10
Prev: #10
2.5 2,537 3.1%
P
S
85,142 $4,281,816 2021 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SPEM
SPDR INDEX SHS ...
ETF 0.89% 0.87% #11 1
Prev: #12
2.4 3,995 6.3%
P
S
67,587 $3,163,738 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VBR
VANGUARD INDEX ...
ETF 0.83% 0.91% #12 1
Prev: #11
0.3 -786 -5.3%
P
S
14,048 $2,975,171 2021 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
AAPL
APPLE INC
Technology 0.79% 0.62% #13 2
Prev: #15
2.4 2,087 25.2%
P
S
10,367 $2,818,370 2021 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SPSB
SPDR SERIES TRU...
ETF 0.65% 0.66% #14 1
Prev: #13
2.3 2,975 4.0%
P
S
76,703 $2,316,424 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VWO
VANGUARD INTL E...
ETF 0.61% 0.65% #15 1
Prev: #14
0.2 -459 -1.1%
P
S
40,726 $2,189,425 2021 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
ESGD
ISHARES TR
ETF 0.60% 0.59% #16
Prev: #16
2.3 955 4.4%
P
S
22,574 $2,146,562 2021 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VXUS
VANGUARD STAR F...
Bond/Debt 0.48% 0.50% #17
Prev: #17
0.2 -152 -0.7%
P
S
22,843 $1,723,283 2021 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
ESGU
ISHARES TR
ETF 0.42% 0.36% #18 2
Prev: #20
2.2 1,552 18.2%
P
S
10,084 $1,502,315 2021 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VO
VANGUARD INDEX ...
ETF 0.40% 0.41% #19
Prev: #19
2.2 55 1.1%
P
S
4,866 $1,412,128 2021 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHE
SCHWAB STRATEGI...
ETF 0.37% 0.44% #20 2
Prev: #18
0.2 -5,175 -11.5%
P
S
39,868 $1,305,688 2021 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
BRK/B
BERKSHIRE HATHA...
Financial Services 0.27% 0.30% #21
Prev: #21
0.1 -83 -4.1%
P
S
1,949 $979,665 2021 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
JMST
J P MORGAN EXCH...
ETF 0.27% 0.25% #22
Prev: #22
2.1 1,701 10.1%
P
S
18,564 $945,651 2022 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
AMZN
AMAZON COM INC
Consumer Cyclical 0.25% 0.24% #23 2
Prev: #25
2.1 48 1.3%
P
S
3,837 $885,657 2021 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
EMXC
ISHARES INC
ETF 0.25% 0.24% #24 3
Prev: #27
0.1 no change no change
P
S
12,080 $877,975 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VOO
VANGUARD INDEX ...
ETF 0.24% 0.25% #25 1
Prev: #24
0.1 no change no change
P
S
1,366 $856,390 2023 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
BIV
VANGUARD BD IND...
Bond/Debt 0.00% 0.17%
Sold All 😨
(Was: #34)
0.3 -7,466 -100.0%
CLOSED
$— 2021 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
NFLX
NETFLIX INC
ETF 0.00% 0.07%
Sold All 😨
(Was: #60)
0.3 -200 -100.0%
CLOSED
$— 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
TENB
TENABLE HLDGS I...
Technology 0.00% 0.06%
Sold All 😨
(Was: #64)
0.3 -7,500 -100.0%
CLOSED
$— 2021 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VB
VANGUARD INDEX ...
ETF 0.00% 0.06%
Sold All 😨
(Was: #66)
0.3 -796 -100.0%
CLOSED
$— 2021 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
Showing 1-25 of 75 holdings

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