Montecito Bank & Trust

All Holdings — 2025 Q4

AI Portfolio Summary
In 2025 Q4, Montecito Bank & Trust maintained a portfolio of 280 distinct positions. They heavily accumulated shares in VANGUARD SHORT-TERM , increasing their position by 3.3%. Conversely, Montecito Bank & Trust completely exited their position in ISHARES IBONDS DEC 2.
PCA Score Concentration Risk
Risk ENB
Total Positions
280
Quarter
2025 Q4
Top Holding
IWF (5.6%)
Top 10 Concentration
30.0%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
1-25 of 280
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
IWF
ISHARES RUSSELL...
ETF 5.60% 5.44% #1 1
Prev: #2
2.2 -582 -0.8%
P
S
74,216 $35,126,433 2008 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
NVDA
NVIDIA CORP
Technology 5.21% 5.64% #2 1
Prev: #1
2.1 -19,209 -9.9%
P
S
175,341 $32,701,097 2014 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
MSFT
MICROSOFT CORP
Technology 3.29% 3.76% #3
Prev: #3
1.3 -4,117 -8.8%
P
S
42,659 $20,630,745 2008 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
IVV
ISHARES CORE S&...
ETF 2.92% 2.81% #4
Prev: #4
1.2 -294 -1.1%
P
S
26,745 $18,318,720 2008 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
BIV
VANGUARD INTERM...
ETF 2.34% 2.33% #5
Prev: #5
0.9 -3,452 -1.8%
P
S
188,602 $14,688,323 2016 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
AGG
ISHARES CORE U....
ETF 2.26% 2.22% #6
Prev: #6
0.9 -660 -0.5%
P
S
141,826 $14,165,580 2010 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
GOOGL
ALPHABET INC-CL...
Communication Services 2.18% 2.02% #7 2
Prev: #9
0.9 -9,649 -18.1%
P
S
43,723 $13,685,299 2015 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VGSH
VANGUARD SHORT-...
ETF 2.16% 2.04% #8
Prev: #8
2.9 7,432 3.3%
P
S
230,848 $13,557,703 2013 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
SPY
SPDR S&P 500 ET...
ETF 2.14% 2.06% #9 2
Prev: #7
0.9 -190 -1.0%
P
S
19,672 $13,414,730 2008 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
IJH
ISHARES CORE S&...
ETF 1.92% 1.89% #10
Prev: #10
0.8 -4,051 -2.2%
P
S
182,328 $12,033,648 2008 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
IEFA
ISHARES CORE MS...
ETF 1.88% 1.82% #11 1
Prev: #12
0.8 -1,888 -1.4%
P
S
132,033 $11,811,673 2016 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
GOVT
ISHARES U.S. TR...
ETF 1.83% 1.87% #12 1
Prev: #11
0.7 -23,502 -4.5%
P
S
498,425 $11,476,236 2018 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
QUAL
ISHARES MSCI US...
ETF 1.80% 1.76% #13
Prev: #13
0.7 -1,400 -2.4%
P
S
56,779 $11,277,445 2015 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IWD
ISHARES RUSSELL...
ETF 1.64% 1.55% #14
Prev: #14
0.7 -318 -0.6%
P
S
48,839 $10,272,796 2008 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
LLY
ELI LILLY & CO
Healthcare 1.58% 1.16% #15 5
Prev: #20
0.7 -574 -5.9%
P
S
9,236 $9,925,745 2014 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VOO
VANGUARD S&P 50...
ETF 1.43% 0.46% #16 32
Prev: #48
2.9 9,429 193.5%
P
S
14,302 $8,969,213 2016 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
JPM
JPMORGAN CHASE ...
Financial Services 1.35% 1.40% #17 2
Prev: #15
0.6 -2,278 -8.0%
P
S
26,208 $8,444,742 2012 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
VIGI
VANGUARD INTL D...
ETF 1.34% 1.33% #18 2
Prev: #16
0.5 -3,817 -4.0%
P
S
91,712 $8,387,063 2019 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
KO
COCA-COLA CO/TH...
Consumer Defensive 1.20% 1.11% #19 3
Prev: #22
0.5 -751 -0.7%
P
S
107,406 $7,508,753 2008 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VCSH
VANGUARD SHORT-...
ETF 1.18% 1.26% #20 2
Prev: #18
0.5 -8,182 -8.1%
P
S
93,042 $7,418,239 2018 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
ABBV
ABBVIE INC
Healthcare 1.16% 1.23% #21 2
Prev: #19
0.5 -2,590 -7.5%
P
S
31,739 $7,252,044 2013 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
COST
COSTCO WHOLESAL...
Consumer Defensive 1.15% 1.33% #22 5
Prev: #17
0.5 -853 -9.2%
P
S
8,374 $7,221,235 2010 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
EFV
ISHARES MSCI EA...
ETF 1.07% 0.98% #23
Prev: #23
2.4 1,055 1.1%
P
S
94,039 $6,715,325 2021 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
AVGO
BROADCOM INC
Technology 0.98% 1.14% #24 3
Prev: #21
0.5 -4,515 -20.3%
P
S
17,780 $6,153,658 2016 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IJR
ISHARES CORE S&...
ETF 0.96% 0.96% #25 1
Prev: #24
0.4 -1,824 -3.5%
P
S
50,290 $6,043,852 2008 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
IBDQ
ISHARES IBONDS ...
ETF 0.00% 0.21%
Sold All 😨
(Was: #111)
0.3 -54,228 -100.0%
CLOSED
$— 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
FI
FISERV INC
Unknown 0.00% 0.18%
Sold All 😨
(Was: #123)
0.3 -9,201 -100.0%
CLOSED
$— 2008 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
IBTF
ISHARES IBONDS ...
ETF 0.00% 0.15%
Sold All 😨
(Was: #141)
0.3 -42,706 -100.0%
CLOSED
$— 2023 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
ESML
ISHARES ESG AWA...
ETF 0.00% 0.07%
Sold All 😨
(Was: #220)
0.3 -9,370 -100.0%
CLOSED
$— 2021 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
ZTS
ZOETIS INC
Healthcare 0.00% 0.05%
Sold All 😨
(Was: #234)
0.3 -2,396 -100.0%
CLOSED
$— 2021 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
EQIX
EQUINIX INC
Real Estate 0.00% 0.05%
Sold All 😨
(Was: #236)
0.3 -434 -100.0%
CLOSED
$— 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
KMB
KIMBERLY-CLARK ...
Consumer Defensive 0.00% 0.05%
Sold All 😨
(Was: #244)
0.3 -2,344 -100.0%
CLOSED
$— 2010 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
CMG
CHIPOTLE MEXICA...
Consumer Cyclical 0.00% 0.04%
Sold All 😨
(Was: #246)
0.3 -7,335 -100.0%
CLOSED
$— 2023 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
DD
DUPONT DE NEMOU...
Basic Materials 0.00% 0.04%
Sold All 😨
(Was: #249)
0.3 -3,626 -100.0%
CLOSED
$— 2008 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
XLI
INDUSTRIAL SELE...
Unknown 0.00% 0.04%
Sold All 😨
(Was: #252)
0.3 -1,750 -100.0%
CLOSED
$— 2010 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
GIS
GENERAL MILLS I...
Consumer Defensive 0.00% 0.04%
Sold All 😨
(Was: #259)
0.3 -4,994 -100.0%
CLOSED
$— 2010 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
EXR
EXTRA SPACE STO...
Real Estate 0.00% 0.04%
Sold All 😨
(Was: #261)
0.3 -1,686 -100.0%
CLOSED
$— 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
URI
UNITED RENTALS ...
Industrials 0.00% 0.04%
Sold All 😨
(Was: #262)
0.3 -245 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
SPGI
S&P GLOBAL INC
Financial Services 0.00% 0.03%
Sold All 😨
(Was: #271)
0.3 -431 -100.0%
CLOSED
$— 2021 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VGLT
VANGUARD LONG-T...
ETF 0.00% 0.03%
Sold All 😨
(Was: #272)
0.3 -3,633 -100.0%
CLOSED
$— 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
Showing 1-25 of 280 holdings

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