M3F, Inc.

All Holdings — 2026 Q1

AI Portfolio Summary
In 2026 Q1, M3F, Inc. maintained a portfolio of 30 distinct positions. The most significant new addition to the portfolio was BRIGHTHOUSE FINANCIA, which now represents 4.16% of the total fund value. They heavily accumulated shares in PONCE FINANCIAL GROU, increasing their position by 8.0%. Conversely, M3F, Inc. completely exited their position in AVIDIA BANCORP INC.
PCA Score Concentration Risk
Risk ENB
Total Positions
30
Quarter
2026 Q1
Top Holding
WLFC (28.6%)
Top 10 Concentration
80.9%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
Showing 1-30 of 30
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
WLFC
Willis Lease Fi...
Industrials 28.58% 25.23% #1
Prev: #1
7.0 no change no change
P
S
677,248 $115,308 2012 Q1 13F Filing 2026-03-31 2026-04-28
PDLB
PONCE FINANCIAL...
Financial Services 8.30% 8.33% #2
Prev: #2
6.8 147,979 8.0%
P
S
2,003,960 $33,486 2017 Q4 13F Filing 2026-03-31 2026-04-28
AER
AERCAP HOLDINGS...
Industrials 8.09% 8.23% #3
Prev: #3
6.2 29,500 14.1%
P
S
238,000 $32,649 2025 Q1 13F Filing 2026-03-31 2026-04-28
PBFS
PIONEER BANCORP...
Financial Services 7.15% 7.53% #4 1
Prev: #5
3.9 38,119 1.9%
P
S
2,071,973 $28,842 2019 Q3 13F Filing 2026-03-31 2026-04-28
ASLE
AERSALE CORP
Industrials 6.14% 6.48% #5 1
Prev: #6
5.5 664,487 20.0%
P
S
3,983,632 $24,778 2024 Q4 13F Filing 2026-03-31 2026-04-28
NODK
NI HOLDINGS INC
Financial Services 5.28% 5.59% #6 1
Prev: #7
4.1 120,938 7.9%
P
S
1,652,020 $21,295 2017 Q1 13F Filing 2026-03-31 2026-04-28
SNFCA
SECURITY NATL F...
Financial Services 5.17% 5.53% #7 1
Prev: #8
2.6 -35,000 -1.6%
P
S
2,198,648 $20,843 2018 Q1 13F Filing 2026-03-31 2026-04-28
SWKH
SWK HLDGS CORP ...
Financial Services 4.20% 4.03% #8 1
Prev: #9
3.7 141,802 16.6%
P
S
995,256 $16,929 2021 Q1 13F Filing 2026-03-31 2026-04-28
BHF
BRIGHTHOUSE FIN...
Financial Services 4.16% #9
Prev: #—
5.2 280,000 no change
NEW
280,000 $16,766 2026 Q1 13F Filing 2026-03-31 2026-04-28
RBKB
RHINEBECK BANCO...
Financial Services 3.86% 3.35% #10
Prev: #10
2.0 -5,000 -0.5%
P
S
1,010,420 $15,581 2020 Q2 13F Filing 2026-03-31 2026-04-28
NFBK
NORTHFIELD BANC...
Financial Services 2.61% #11
Prev: #—
4.5 776,630 no change
NEW
776,630 $10,516 2013 Q1 13F Filing 2026-03-31 2026-04-28
ALRS
ALERUS FINANCIA...
Financial Services 2.45% 2.54% #12 1
Prev: #11
1.5 5,945 1.4%
P
S
417,108 $9,890 2019 Q3 13F Filing 2026-03-31 2026-04-28
PKBK
PARKE BANCORP I...
Financial Services 2.34% 2.34% #13 1
Prev: #12
1.4 -7,225 -2.1%
P
S
332,876 $9,454 2021 Q4 13F Filing 2026-03-31 2026-04-28
GDOT
Green Dot Corp
Financial Services 2.08% #14
Prev: #—
4.3 748,806 no change
NEW
748,806 $8,402 2026 Q1 13F Filing 2026-03-31 2026-04-28
CBFV
CB FINL SVCS IN...
Financial Services 1.45% 1.57% #15 1
Prev: #14
1.1 7,425 4.5%
P
S
171,439 $5,860 2015 Q4 13F Filing 2026-03-31 2026-04-28
WASH
Washington Trus...
Financial Services 1.38% 1.35% #16 1
Prev: #15
1.6 no change no change
P
S
166,485 $5,571 2025 Q4 13F Filing 2026-03-31 2026-04-28
MGYR
MAGYAR BANCORP ...
Financial Services 1.22% 1.33% #17 1
Prev: #16
1.0 3,544 1.3%
P
S
283,894 $4,914 2021 Q3 13F Filing 2026-03-31 2026-04-28
SSBI
SUMMIT STATE BA...
Financial Services 1.17% 1.13% #18 1
Prev: #19
1.5 no change no change
P
S
354,229 $4,736 2024 Q4 13F Filing 2026-03-31 2026-04-28
PROV
PROVIDENT FINL ...
Financial Services 1.14% 1.31% #19 2
Prev: #17
1.0 -15,000 -5.0%
P
S
284,594 $4,588 2015 Q4 13F Filing 2026-03-31 2026-04-28
BSBK
BOGOTA FINANCIA...
Financial Services 1.04% 1.15% #20 2
Prev: #18
1.4 no change no change
P
S
493,732 $4,197 2020 Q1 13F Filing 2026-03-31 2026-04-28
BYFC
BROADWAY FINANC...
Financial Services 0.85% 0.93% #21
Prev: #21
0.8 16,117 3.5%
P
S
474,685 $3,446 2024 Q1 13F Filing 2026-03-31 2026-04-28
AL
Air Lease Corp
Industrials 0.63% 7.91% #22 18
Prev: #4
0.3 -409,350 -91.3%
P
S
39,051 $2,536 2025 Q1 13F Filing 2026-03-31 2026-04-28
FBIZ
FIRST BUS FINL ...
Financial Services 0.40% 0.88% #23 1
Prev: #22
0.2 -29,252 -49.6%
P
S
29,685 $1,601 2012 Q4 13F Filing 2026-03-31 2026-04-28
WSBK
WINCHESTER BANC...
Financial Services 0.08% 0.41% #24 1
Prev: #23
0.0 -119,400 -82.9%
P
S
24,586 $312 2025 Q2 13F Filing 2026-03-31 2026-04-28
NSTS
NSTS BANCORP IN...
Financial Services 0.08% 0.09% #25 1
Prev: #24
1.0 no change no change
P
S
26,664 $311 2023 Q2 13F Filing 2026-03-31 2026-04-28
SHFS
SHF HOLDINGS IN...
Financial Services 0.06% 0.09% #26 1
Prev: #25
1.0 no change no change
P
S
308,000 $256 2025 Q2 13F Filing 2026-03-31 2026-04-28
VABK
VIRGINIA NATION...
Financial Services 0.05% #27
Prev: #—
3.5 5,769 no change
NEW
5,769 $220 2026 Q1 13F Filing 2026-03-31 2026-04-28
AUBN
AUBURN NATL BAN...
Financial Services 0.05% #28
Prev: #—
3.5 9,151 no change
NEW
9,151 $218 2021 Q2 13F Filing 2026-03-31 2026-04-28
AVBC
AVIDIA BANCORP ...
Financial Services 0.00% 1.03%
Sold All 😨
(Was: #20)
0.0 -222,361 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2026-03-31 2026-04-28
BFIN
BankFinancial C...
Financial Services 0.00% 1.62%
Sold All 😨
(Was: #13)
0.0 -491,747 -100.0%
CLOSED
$— 2010 Q4 13F Filing 2026-03-31 2026-04-28
Showing 1-30 of 30 holdings

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