Luminvest Wealth Management LLC

All Holdings — 2025 Q4

AI Portfolio Summary
In 2025 Q4, Luminvest Wealth Management LLC maintained a portfolio of 53 distinct positions. The most significant new addition to the portfolio was VANGUARD INDEX FDS, which now represents 0.36% of the total fund value. They heavily accumulated shares in VANGUARD INDEX FDS, increasing their position by 8.0%. Conversely, Luminvest Wealth Management LLC completely exited their position in ORACLE CORP.
PCA Score Concentration Risk
Risk ENB
Total Positions
53
Quarter
2025 Q4
Top Holding
VTI (26.1%)
Top 10 Concentration
88.0%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
1-25 of 53
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
VTI
VANGUARD INDEX ...
ETF 26.10% 27.80% #1
Prev: #1
10.0 20,736 8.0%
P
S
280,640 $94,090,177 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VXUS
VANGUARD STAR F...
Bond/Debt 18.65% 18.60% #2
Prev: #2
9.5 114,039 14.7%
P
S
890,978 $67,215,383 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VEU
VANGUARD INTL E...
ETF 9.43% 10.74% #3
Prev: #3
5.8 252 0.1%
P
S
461,852 $33,973,863 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VTEB
VANGUARD MUN BD...
ETF 7.43% 7.82% #4
Prev: #4
5.0 53,251 11.1%
P
S
532,359 $26,772,346 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
BND
VANGUARD BD IND...
ETF 6.49% 6.41% #5
Prev: #5
4.7 51,517 19.5%
P
S
315,871 $23,396,558 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
BNDX
VANGUARD CHARLO...
Bond/Debt 6.11% 6.21% #6
Prev: #6
4.5 70,849 18.4%
P
S
455,930 $22,030,558 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VCIT
VANGUARD SCOTTS...
Bond/Debt 5.15% 3.53% #7
Prev: #7
4.3 92,818 72.0%
P
S
221,739 $18,570,667 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VOO
VANGUARD INDEX ...
ETF 3.92% 3.16% #8
Prev: #8
3.7 6,663 42.0%
P
S
22,518 $14,121,647 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VCSH
VANGUARD SCOTTS...
ETF 2.61% 2.68% #9
Prev: #9
3.1 17,431 17.3%
P
S
118,128 $9,418,369 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VXF
VANGUARD INDEX ...
ETF 2.14% 1.74% #10
Prev: #10
3.0 11,450 45.0%
P
S
36,911 $7,718,765 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
SPY
SPDR S&P 500 ET...
ETF 1.54% 1.35% #11
Prev: #11
2.7 1,906 30.6%
P
S
8,138 $5,549,465 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VTV
VANGUARD INDEX ...
ETF 1.30% 1.20% #12 1
Prev: #13
2.6 4,701 23.7%
P
S
24,518 $4,682,756 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VEA
VANGUARD TAX-MA...
ETF 1.16% 0.74% #13 1
Prev: #14
2.7 29,453 78.0%
P
S
67,197 $4,197,786 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
ITOT
ISHARES TR
ETF 0.88% 1.21% #14 2
Prev: #12
0.4 -4,135 -16.2%
P
S
21,351 $3,174,611 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHB
SCHWAB STRATEGI...
ETF 0.54% 0.59% #15
Prev: #15
2.2 3,453 4.9%
P
S
74,431 $1,952,322 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
VYM
VANGUARD WHITEH...
ETF 0.50% 0.58% #16
Prev: #16
0.2 no change no change
P
S
12,549 $1,801,045 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IXUS
ISHARES TR
ETF 0.47% 0.49% #17
Prev: #17
2.2 2,069 11.5%
P
S
20,116 $1,702,587 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
IWR
ISHARES TR
ETF 0.40% 0.47% #18
Prev: #18
0.2 no change no change
P
S
15,056 $1,449,441 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VTEC
VANGUARD CALIF ...
ETF 0.40% 0.39% #19 2
Prev: #21
2.2 2,303 19.1%
P
S
14,375 $1,441,231 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
NVDA
NVIDIA CORPORAT...
Technology 0.40% 0.09% #20 16
Prev: #36
2.5 6,200 423.2%
P
S
7,665 $1,429,536 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
VUG
VANGUARD INDEX ...
Warrant 0.36% #21
Prev: #—
2.1 2,677 no change
NEW
2,677 $1,305,913 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VIG
VANGUARD SPECIA...
ETF 0.36% 0.43% #22 3
Prev: #19
0.2 -212 -3.5%
P
S
5,836 $1,282,584 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SGOV
ISHARES TR
Bond/Debt 0.33% 0.41% #23 3
Prev: #20
0.1 -627 -5.0%
P
S
11,999 $1,204,441 2025 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VB
VANGUARD INDEX ...
ETF 0.33% 0.30% #24 2
Prev: #22
2.2 923 25.2%
P
S
4,590 $1,183,948 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
IJH
ISHARES TR
ETF 0.22% 0.25% #25 1
Prev: #24
0.1 no change no change
P
S
11,914 $786,335 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
ORCL
ORACLE CORP
Technology 0.00% 0.08%
Sold All 😨
(Was: #38)
0.3 -884 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VPL
VANGUARD INTL E...
ETF 0.00% 0.07%
Sold All 😨
(Was: #44)
0.3 -2,448 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
AMZN
AMAZON COM INC
Consumer Cyclical 0.00% 0.07%
Sold All 😨
(Was: #46)
0.3 -953 -100.0%
CLOSED
$— 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
Showing 1-25 of 53 holdings

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