Francis Financial, Inc.

All Holdings — 2025 Q4

AI Portfolio Summary
In 2025 Q4, Francis Financial, Inc. maintained a portfolio of 138 distinct positions. They heavily accumulated shares in TCW ETF TRUST, increasing their position by 11.0%. Conversely, Francis Financial, Inc. completely exited their position in SCHWAB STRATEGIC TR.
PCA Score Concentration Risk
Risk ENB
Total Positions
138
Quarter
2025 Q4
Top Holding
VOO (15.4%)
Top 10 Concentration
63.4%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
1-25 of 138
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
VOO
VANGUARD INDEX ...
ETF 15.44% 13.74% #1
Prev: #1
6.5 -102 -0.1%
P
S
126,064 $79,058,388 2017 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
BIV
VANGUARD BD IND...
Bond/Debt 9.06% 8.45% #2 1
Prev: #3
5.6 -12,348 -2.0%
P
S
595,914 $46,409,814 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
FLXR
TCW ETF TRUST
ETF 7.16% 5.90% #3 1
Prev: #4
5.9 91,712 11.0%
P
S
926,037 $36,671,073 2025 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
DFSI
DIMENSIONAL ETF...
Bond/Debt 6.21% 5.13% #4 1
Prev: #5
5.0 36,945 5.2%
P
S
741,881 $31,785,895 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VUG
VANGUARD INDEX ...
Warrant 5.59% 4.83% #5 1
Prev: #6
3.2 2,015 3.6%
P
S
58,682 $28,628,625 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
JIRE
J P MORGAN EXCH...
Bond/Debt 5.37% 4.56% #6 1
Prev: #7
4.1 18,302 5.2%
P
S
367,367 $27,508,408 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
META
META PLATFORMS ...
Communication Services 5.22% 13.57% #7 5
Prev: #2
2.1 -11,919 -22.7%
P
S
40,523 $26,748,737 2017 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IVOO
VANGUARD ADMIRA...
ETF 3.55% 3.05% #8
Prev: #8
1.9 7,566 4.9%
P
S
162,744 $18,194,802 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VYM
VANGUARD WHITEH...
ETF 3.03% 2.91% #9
Prev: #9
1.7 -8,044 -6.9%
P
S
108,113 $15,516,414 2017 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IJR
ISHARES TR
ETF 2.76% 2.45% #10
Prev: #10
1.6 2,003 1.7%
P
S
117,769 $14,153,496 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
MUNY
VANGUARD NY TAX...
ETF 2.66% 2.36% #11
Prev: #11
1.6 2,821 2.2%
P
S
131,987 $13,625,019 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
DFLV
DIMENSIONAL ETF...
ETF 2.42% 2.23% #12 1
Prev: #13
1.5 -19,551 -5.1%
P
S
362,504 $12,401,248 2023 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
BGRN
ISHARES TR
Bond/Debt 2.38% 2.27% #13 1
Prev: #12
1.5 -11,095 -4.2%
P
S
254,269 $12,188,563 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DSI
ISHARES TR
ETF 2.34% 2.10% #14
Prev: #14
1.4 -990 -1.1%
P
S
92,853 $11,962,192 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
SUSB
ISHARES TR
ETF 2.04% 1.85% #15
Prev: #15
1.3 3,364 0.8%
P
S
414,014 $10,449,710 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
VO
VANGUARD INDEX ...
ETF 1.49% 1.40% #16
Prev: #16
1.1 -589 -2.2%
P
S
26,301 $7,633,077 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
NULG
NUSHARES ETF TR
ETF 1.30% 1.22% #17 1
Prev: #18
1.0 -538 -0.8%
P
S
68,239 $6,673,775 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
AAPL
APPLE INC
Technology 1.20% 1.20% #18 1
Prev: #19
2.5 2,625 13.2%
P
S
22,539 $6,127,550 2017 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
NVDA
NVIDIA CORPORAT...
Technology 1.15% 1.39% #19 2
Prev: #17
1.0 1,168 3.9%
P
S
31,477 $5,870,463 2023 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
VTI
VANGUARD INDEX ...
ETF 1.01% 0.82% #20 4
Prev: #24
2.4 1,352 9.6%
P
S
15,387 $5,158,683 2017 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VONE
VANGUARD SCOTTS...
ETF 0.96% 0.85% #21
Prev: #21
0.9 -29 -0.2%
P
S
15,860 $4,901,375 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
DFSE
DIMENSIONAL ETF...
ETF 0.87% 0.78% #22 3
Prev: #25
0.8 143 0.1%
P
S
107,308 $4,451,138 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VTV
VANGUARD INDEX ...
ETF 0.72% 0.64% #23 3
Prev: #26
0.8 116 0.6%
P
S
19,305 $3,687,062 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
GOOGL
ALPHABET INC
Communication Services 0.67% 0.85% #24 2
Prev: #22
0.8 -2,121 -16.3%
P
S
10,909 $3,414,552 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
MUB
ISHARES TR
ETF 0.65% 0.49% #25 3
Prev: #28
2.8 5,223 20.4%
P
S
30,888 $3,308,414 2023 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
FNDX
SCHWAB STRATEGI...
Bond/Debt 0.00% 0.10%
Sold All 😨
(Was: #67)
0.0 -20,787 -100.0%
CLOSED
$— 2024 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
ORCL
ORACLE CORP
Technology 0.00% 0.09%
Sold All 😨
(Was: #69)
0.0 -1,023 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VCLT
VANGUARD SCOTTS...
ETF 0.00% 0.08%
Sold All 😨
(Was: #78)
0.0 -5,557 -100.0%
CLOSED
$— 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
PG
PROCTER AND GAM...
Consumer Defensive 0.00% 0.07%
Sold All 😨
(Was: #85)
0.0 -1,484 -100.0%
CLOSED
$— 2024 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
BSX
BOSTON SCIENTIF...
Healthcare 0.00% 0.07%
Sold All 😨
(Was: #86)
0.0 -2,021 -100.0%
CLOSED
$— 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
NFG
NATIONAL FUEL G...
Energy 0.00% 0.07%
Sold All 😨
(Was: #87)
0.0 -2,043 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
L
LOEWS CORP
Financial Services 0.00% 0.06%
Sold All 😨
(Was: #92)
0.0 -1,802 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
UNH
UNITEDHEALTH GR...
Healthcare 0.00% 0.06%
Sold All 😨
(Was: #94)
0.0 -585 -100.0%
CLOSED
$— 2023 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
PEP
PEPSICO INC
Consumer Defensive 0.00% 0.05%
Sold All 😨
(Was: #99)
0.0 -1,106 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
ABT
ABBOTT LABS
Healthcare 0.00% 0.05%
Sold All 😨
(Was: #101)
0.0 -1,095 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
KO
COCA COLA CO
Consumer Defensive 0.00% 0.05%
Sold All 😨
(Was: #105)
0.0 -2,506 -100.0%
CLOSED
$— 2022 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
CVX
CHEVRON CORP NE...
Energy 0.00% 0.05%
Sold All 😨
(Was: #106)
0.0 -1,248 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
T
AT&T INC
Communication Services 0.00% 0.05%
Sold All 😨
(Was: #107)
0.0 -5,756 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
AMAT
APPLIED MATLS I...
Technology 0.00% 0.05%
Sold All 😨
(Was: #108)
0.0 -736 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
KLAC
KLA CORP
Technology 0.00% 0.05%
Sold All 😨
(Was: #111)
0.0 -138 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
C
CITIGROUP INC
Financial Services 0.00% 0.04%
Sold All 😨
(Was: #113)
0.0 -1,451 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
SAP
SAP SE
Technology 0.00% 0.04%
Sold All 😨
(Was: #114)
0.0 -529 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VST
VISTRA CORP
Utilities 0.00% 0.04%
Sold All 😨
(Was: #115)
0.0 -627 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
CEG
CONSTELLATION E...
Utilities 0.00% 0.04%
Sold All 😨
(Was: #116)
0.0 -391 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
CRM
SALESFORCE INC
Technology 0.00% 0.04%
Sold All 😨
(Was: #118)
0.0 -633 -100.0%
CLOSED
$— 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
BKNG
BOOKING HOLDING...
Consumer Cyclical 0.00% 0.04%
Sold All 😨
(Was: #120)
0.0 -22 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
NOW
SERVICENOW INC
Technology 0.00% 0.04%
Sold All 😨
(Was: #121)
0.0 -130 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
PM
PHILIP MORRIS I...
Consumer Defensive 0.00% 0.04%
Sold All 😨
(Was: #122)
0.0 -729 -100.0%
CLOSED
$— 2017 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
ANET
ARISTA NETWORKS...
Technology 0.00% 0.04%
Sold All 😨
(Was: #123)
0.0 -766 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
GEV
GE VERNOVA INC
Industrials 0.00% 0.04%
Sold All 😨
(Was: #124)
0.0 -258 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
LAUR
LAUREATE EDUCAT...
Consumer Defensive 0.00% 0.04%
Sold All 😨
(Was: #125)
0.0 -3,242 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
COF
CAPITAL ONE FIN...
Financial Services 0.00% 0.04%
Sold All 😨
(Was: #129)
0.0 -499 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
Showing 1-25 of 138 holdings

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