Fourthstone LLC

All Holdings — 2025 Q4

AI Portfolio Summary
In 2025 Q4, Fourthstone LLC maintained a portfolio of 85 distinct positions. The most significant new addition to the portfolio was HERITAGE FINL CORP W, which now represents 0.11% of the total fund value. They heavily accumulated shares in COLONY BANKCORP INC, increasing their position by 165.9%. The fund also reduced its exposure to CALIFORNIA BANCORP by 78.8%.
PCA Score Concentration Risk
Risk ENB
Total Positions
85
Quarter
2025 Q4
Top Holding
ORRF (6.0%)
Top 10 Concentration
46.1%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
Showing 1-50 of 85
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
ORRF
ORRSTOWN FINL S...
Financial Services 5.96% 8.85% #1
Prev: #1
4.4 -553,994 -38.1%
P
S
899,016 $31,843,147
$30.07 +17.3%
$35.15 +0.3%
2020 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
CBAN
COLONY BANKCORP...
Financial Services 5.71% 1.96% #2 12
Prev: #14
6.8 1,067,540 165.9%
P
S
1,711,213 $30,493,809
$14.42 +22.1%
$17.72 -0.6%
2019 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
CWBC
COMMUNITY WEST ...
Financial Services 5.52% 5.47% #3
Prev: #3
3.7 -151,889 -10.4%
P
S
1,310,897 $29,495,183
$17.81 +23.2%
$22.39 -2.0%
2024 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
AVBH
AVIDBANK HLDGS ...
Financial Services 5.42% 4.77% #4
Prev: #4
3.2 48,850 4.7%
P
S
1,091,019 $28,977,465 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
CARE
CARTER BANKSHAR...
Financial Services 4.55% 3.61% #5 1
Prev: #6
4.3 197,850 19.1%
P
S
1,236,393 $24,307,486 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
FXNC
FIRST NATL CORP
Financial Services 4.20% 3.55% #6 1
Prev: #7
2.2 15,026 1.7%
P
S
888,672 $22,430,081 2019 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
COSO
COASTALSOUTH BA...
Financial Services 4.18% 1.48% #7 16
Prev: #23
4.7 581,656 153.8%
P
S
959,797 $22,315,280 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
MRBK
MERIDIAN CORPOR...
Financial Services 3.69% 3.04% #8 1
Prev: #9
2.0 49,561 4.6%
P
S
1,121,775 $19,720,805 2019 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
ISTR
INVESTAR HLDG C...
Financial Services 3.48% 1.16% #9 21
Prev: #30
4.4 416,145 148.7%
P
S
695,992 $18,596,906 2019 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
EFSI
EAGLE FINL SVCS...
Financial Services 3.38% 1.88% #10 6
Prev: #16
4.4 177,132 64.0%
P
S
453,918 $18,063,667 2025 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
SHBI
SHORE BANCSHARE...
Financial Services 3.04% 1.67% #11 7
Prev: #18
4.2 350,012 61.6%
P
S
918,202 $16,233,811 2019 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
FCCO
FIRST CMNTY COR...
Financial Services 2.98% 3.09% #12 4
Prev: #8
1.7 -73,902 -12.1%
P
S
537,072 $15,924,185 2019 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
CFBK
CF BANKSHARES I...
Financial Services 2.96% 2.56% #13 1
Prev: #12
3.2 38,259 6.4%
P
S
634,535 $15,831,648 2023 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
MNSB
MAINSTREET BANC...
Financial Services 2.93% 1.90% #14 1
Prev: #15
4.2 257,859 50.6%
P
S
767,792 $15,632,245 2021 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
PKBK
PARKE BANCORP I...
Financial Services 2.91% 1.57% #15 5
Prev: #20
4.2 214,945 52.9%
P
S
620,899 $15,547,311 2021 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
FVCB
FVCBANKCORP INC
Financial Services 2.83% 2.12% #16 3
Prev: #13
3.1 178,132 19.6%
P
S
1,088,952 $15,147,322 2020 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
FRST
PRIMIS FINANCIA...
Financial Services 2.43% 1.33% #17 8
Prev: #25
3.5 225,504 31.9%
P
S
932,437 $12,970,199 2021 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
HNVR
HANOVER BANCORP...
Financial Services 2.23% 1.70% #18 1
Prev: #17
3.4 95,194 22.6%
P
S
516,702 $11,940,983 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
ATLO
AMES NATL CORP
Financial Services 1.88% 0.82% #19 21
Prev: #40
3.8 213,597 94.9%
P
S
438,696 $10,072,460 2021 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
OVLY
OAK VY BANCORP ...
Financial Services 1.72% 0.84% #20 17
Prev: #37
3.7 139,545 84.1%
P
S
305,401 $9,180,354 2019 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
MPB
MID PENN BANCOR...
Financial Services 1.69% 1.13% #21 10
Prev: #31
3.2 71,827 32.7%
P
S
291,396 $9,039,104 2021 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
FRAF
FRANKLIN FINL S...
Financial Services 1.65% 2.74% #22 11
Prev: #11
0.7 -156,016 -47.1%
P
S
175,570 $8,813,614 2021 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
LNKB
LINKBANCORP INC
Financial Services 1.65% 0.87% #23 12
Prev: #35
3.7 384,013 56.2%
P
S
1,066,836 $8,812,065 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
FNWB
FIRST NORTHWEST...
Financial Services 1.65% 1.23% #24 4
Prev: #28
2.7 70,337 8.1%
P
S
939,429 $8,811,844 2021 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
OVBC
OHIO VY BANC CO...
Financial Services 1.49% 0.48% #25 26
Prev: #51
3.6 125,773 172.2%
P
S
198,804 $7,948,184 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
FISI
FINANCIAL INSTN...
Financial Services 1.48% 1.57% #26 7
Prev: #19
0.6 -67,701 -21.0%
P
S
254,501 $7,932,796 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
NKSH
NATIONAL BANKSH...
Financial Services 1.42% 0.68% #27 17
Prev: #44
3.6 97,641 76.0%
P
S
226,138 $7,582,407 2021 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
CCNE
CNB FINL CORP P...
Financial Services 1.37% 0.71% #28 14
Prev: #42
3.5 117,100 72.1%
P
S
279,557 $7,316,007 2025 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
EBMT
EAGLE BANCORP M...
Financial Services 1.28% 0.29% #29 31
Prev: #60
3.5 250,681 272.3%
P
S
342,748 $6,820,685 2019 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
UBFO
UNITED SEC BANC...
Financial Services 1.20% 0.93% #30 3
Prev: #33
2.5 82,097 14.8%
P
S
637,917 $6,423,824 2021 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
SFST
SOUTHERN FIRST ...
Financial Services 1.19% 1.26% #31 4
Prev: #27
0.5 -35,514 -22.4%
P
S
123,240 $6,349,325 2020 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
BOTJ
BANK OF THE JAM...
Financial Services 1.12% 0.82% #32 7
Prev: #39
2.4 30,126 10.3%
P
S
321,908 $5,981,051 2023 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
PROV
PROVIDENT FINL ...
Financial Services 1.05% 0.65% #33 12
Prev: #45
3.4 121,329 52.6%
P
S
352,151 $5,602,722 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
PEBK
PEOPLES BANCORP...
Financial Services 1.05% 0.42% #34 18
Prev: #52
3.4 78,921 104.4%
P
S
154,533 $5,594,095 2020 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
OBT
ORANGE CNTY BAN...
Financial Services 1.03% 0.32% #35 23
Prev: #58
3.4 121,402 169.9%
P
S
192,846 $5,505,753 2021 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
BCAL
CALIFORNIA BANC...
Financial Services 0.96% 3.89% #36 31
Prev: #5
0.4 -1,025,962 -78.8%
P
S
275,432 $5,142,315 2023 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
PLBC
PLUMAS BANCORP
Financial Services 0.86% 0.35% #37 20
Prev: #57
3.3 57,167 125.9%
P
S
102,585 $4,584,524 2019 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
BHRB
BURKE HERBERT F...
Financial Services 0.85% 1.52% #38 17
Prev: #21
0.3 -65,098 -47.3%
P
S
72,663 $4,527,632 2024 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
WNEB
WESTERN NEW ENG...
Financial Services 0.76% 0.62% #39 7
Prev: #46
2.3 32,560 11.3%
P
S
319,953 $4,037,807 2021 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
TSBK
TIMBERLAND BANC...
Financial Services 0.73% 0.21% #40 23
Prev: #63
3.3 74,011 207.5%
P
S
109,687 $3,926,795 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
BFST
BUSINESS FIRST ...
Financial Services 0.65% 0.69% #41 2
Prev: #43
0.8 -31,855 -19.4%
P
S
132,169 $3,454,898 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
WSBF
WATERSTONE FINL...
Financial Services 0.62% 0.36% #42 14
Prev: #56
3.2 71,143 55.3%
P
S
199,702 $3,305,068 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
CZWI
CITIZENS CMNTY ...
Financial Services 0.56% 1.51% #43 21
Prev: #22
0.2 -357,010 -68.0%
P
S
168,029 $2,994,277 2019 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
JMSB
JOHN MARSHALL B...
Financial Services 0.42% 0.37% #44 11
Prev: #55
2.2 7,233 6.9%
P
S
111,874 $2,236,361 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
FUNC
FIRST UTD CORP
Financial Services 0.26% 0.89% #45 11
Prev: #34
0.1 -97,866 -72.3%
P
S
37,500 $1,404,000 2019 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
BPRN
PRINCETON BANCO...
Financial Services 0.25% 0.16% #46 24
Prev: #70
2.6 10,172 36.8%
P
S
37,789 $1,310,900 2020 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
NFBK
NORTHFIELD BANC...
Financial Services 0.22% 0.19% #47 18
Prev: #65
2.1 12,983 14.8%
P
S
100,785 $1,151,973 2024 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
HFWA
HERITAGE FINL C...
Financial Services 0.11% #48
Prev: #—
3.5 25,100 no change
NEW
25,100 $593,615 2023 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
NWFL
NORWOOD FINANCI...
Financial Services 0.10% 0.38% #49 5
Prev: #54
0.0 -64,307 -76.8%
P
S
19,457 $545,769 2021 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
RVSB
RIVERVIEW BANCO...
Financial Services 0.09% 0.18% #50 16
Prev: #66
0.0 -89,318 -48.1%
P
S
96,556 $484,711 2021 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
Showing 1-50 of 85 holdings

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