Clarity Retirement & Wealth, LLC

All Holdings — 2025 Q4

AI Portfolio Summary
In 2025 Q4, Clarity Retirement & Wealth, LLC maintained a portfolio of 33 distinct positions. The most significant new addition to the portfolio was FIDELITY COVINGTON T, which now represents 17.48% of the total fund value.
PCA Score Concentration Risk
Risk ENB
Total Positions
33
Quarter
2025 Q4
Top Holding
FBCG (17.5%)
Top 10 Concentration
83.5%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
1-25 of 33
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
FBCG
FIDELITY COVING...
Warrant 17.48% #1
Prev: #—
9.5 362,096 no change
NEW
362,096 $19,857,350 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
CGDV
CAPITAL GROUP D...
Unknown 13.43% #2
Prev: #—
9.0 349,717 no change
NEW
349,717 $15,261,653 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SPLG
SPDR SERIES TRU...
ETF 10.53% #3
Prev: #—
8.5 149,175 no change
NEW
149,175 $11,966,784 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
FENI
FIDELITY COVING...
Bond/Debt 9.43% #4
Prev: #—
7.8 292,892 no change
NEW
292,892 $10,713,991 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
FBND
FIDELITY MERRIM...
ETF 9.00% #5
Prev: #—
7.6 222,175 no change
NEW
222,175 $10,228,942 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
FIGB
FIDELITY MERRIM...
Bond/Debt 7.35% #6
Prev: #—
6.4 192,290 no change
NEW
192,290 $8,351,155 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
FDEM
FIDELITY COVING...
ETF 5.49% #7
Prev: #—
5.7 201,958 no change
NEW
201,958 $6,236,464 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
HEFA
ISHARES TR
ETF 5.08% #8
Prev: #—
5.5 139,561 no change
NEW
139,561 $5,772,228 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
TFLR
T ROWE PRICE ET...
ETF 3.20% #9
Prev: #—
4.8 70,821 no change
NEW
70,821 $3,640,509 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
FFSM
FIDELITY COVING...
Bond/Debt 2.46% #10
Prev: #—
4.5 91,006 no change
NEW
91,006 $2,792,974 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
HELO
J P MORGAN EXCH...
Unknown 2.24% #11
Prev: #—
4.4 38,388 no change
NEW
38,388 $2,550,117 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
ALLW
SSGA ACTIVE TR
Unknown 2.12% #12
Prev: #—
4.3 87,684 no change
NEW
87,684 $2,410,433 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
PHYL
PGIM ETF TR
ETF 1.96% #13
Prev: #—
4.3 62,846 no change
NEW
62,846 $2,229,776 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IVV
ISHARES TR
ETF 1.78% #14
Prev: #—
4.2 2,957 no change
NEW
2,957 $2,025,368 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SPTL
SPDR SERIES TRU...
ETF 1.20% #15
Prev: #—
4.0 51,699 no change
NEW
51,699 $1,368,481 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SPIN
SSGA ACTIVE TR
Unknown 1.11% #16
Prev: #—
3.9 39,021 no change
NEW
39,021 $1,264,538 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
PRIV
SSGA ACTIVE TR
Unknown 0.96% #17
Prev: #—
3.9 42,858 no change
NEW
42,858 $1,089,232 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
FNDE
SCHWAB STRATEGI...
Bond/Debt 0.81% #18
Prev: #—
3.8 25,457 no change
NEW
25,457 $917,979 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
XMHQ
INVESCO EXCHANG...
ETF 0.51% #19
Prev: #—
3.7 5,686 no change
NEW
5,686 $582,360 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
HGER
HARBOR ETF TRUS...
ETF 0.47% #20
Prev: #—
3.7 21,478 no change
NEW
21,478 $533,084 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VB
VANGUARD INDEX ...
ETF 0.34% #21
Prev: #—
3.6 1,499 no change
NEW
1,499 $386,667 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
QQQ
INVESCO QQQ TR
ETF 0.32% #22
Prev: #—
3.6 584 no change
NEW
584 $358,757 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
XLK
SELECT SECTOR S...
Unknown 0.29% #23
Prev: #—
3.6 2,325 no change
NEW
2,325 $334,730 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
RWO
SPDR INDEX SHS ...
ETF 0.27% #24
Prev: #—
3.6 6,886 no change
NEW
6,886 $310,008 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
HSCZ
ISHARES TR
ETF 0.27% #25
Prev: #—
3.6 7,811 no change
NEW
7,811 $303,944 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
Showing 1-25 of 33 holdings

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