AI Portfolio Summary
In 2025 Q2, Better Money Decisions, LLC maintained a portfolio of 75 distinct positions. The most significant new addition to the portfolio was TESLA INC, which now represents 0.48% of the total fund value. They heavily accumulated shares in ISHARES TR, increasing their position by 2.4%. The fund also reduced its exposure to TOAST INC by 8.4%.
Total Positions
75
Quarter
2025 Q2
Top Holding
IEFA (10.2%)
Top 10 Concentration
60.9%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
Showing 1-50 of 75
| Stock | History | Sector / Type | Port % | Prev % | Rank / Prev | Conviction | Change | % Change | Influence | Shares | Mkt Value | Avg Cost | Price Held | 1st Owned | Source | Source Date | Date Reported |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
IEFA
ISHARES TR
|
ETF | 10.17% | 9.88% |
#1
1
Prev: #2
|
6.5 | 4,774 | 2.4% |
P
S
|
200,431 | $16,732,018 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
IGSB
ISHARES TR
|
ETF | 9.65% | 10.00% |
#2
1
Prev: #1
|
7.4 | 15,115 | 5.3% |
P
S
|
301,082 | $15,885,072 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
SPTS
SPDR SERIES TRU...
|
ETF | 8.98% | 9.37% |
#3
Prev: #3
|
6.6 | 24,181 | 5.0% |
P
S
|
504,368 | $14,772,926 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
SPEM
SPDR INDEX SHS ...
|
ETF | 6.84% | 6.63% |
#4
Prev: #4
|
3.7 | 10,852 | 4.3% |
P
S
|
263,223 | $11,250,169 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
DFAT
DIMENSIONAL ETF...
|
ETF | 6.14% | 6.11% |
#5
Prev: #5
|
5.0 | 9,430 | 5.3% |
P
S
|
187,289 | $10,106,135 | 2023 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
IJH
ISHARES TR
|
ETF | 5.31% | 5.28% |
#6
Prev: #6
|
2.6 | 5,295 | 3.9% |
P
S
|
140,957 | $8,742,169 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
VOO
VANGUARD INDEX ...
|
ETF | 4.24% | 4.52% |
#7
Prev: #7
|
2.2 | -883 | -6.7% |
P
S
|
12,299 | $6,986,224 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
FLRN
SPDR SERIES TRU...
|
ETF | 3.89% | 3.94% |
#8
Prev: #8
|
3.6 | 16,185 | 8.5% |
P
S
|
207,496 | $6,397,104 | 2021 Q2 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
SPAB
SPDR SERIES TRU...
|
ETF | 2.95% | 2.93% |
#9
1
Prev: #10
|
3.2 | 17,490 | 10.2% |
P
S
|
189,378 | $4,848,082 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
VB
VANGUARD INDEX ...
|
ETF | 2.77% | 2.83% |
#10
1
Prev: #11
|
1.6 | 142 | 0.7% |
P
S
|
19,257 | $4,563,514 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
NUDM
NUSHARES ETF TR
|
Bond/Debt | 2.73% | 2.63% |
#11
2
Prev: #13
|
1.6 | 2,585 | 2.1% |
P
S
|
126,504 | $4,489,644 | 2021 Q4 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
XVV
ISHARES TR
|
ETF | 2.57% | 2.48% |
#12
2
Prev: #14
|
1.5 | 1,841 | 2.1% |
P
S
|
88,618 | $4,226,073 | 2021 Q4 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
AAPL
APPLE INC
|
Technology | 2.50% | 2.97% |
#13
4
Prev: #9
|
1.5 | 35 | 0.2% |
P
S
|
20,034 | $4,110,360 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
VCIT
VANGUARD SCOTTS...
|
Bond/Debt | 2.49% | 2.80% |
#14
2
Prev: #12
|
1.5 | -1,788 | -3.5% |
P
S
|
49,446 | $4,100,053 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
USRT
ISHARES TR
|
ETF | 1.49% | 1.60% |
#15
Prev: #15
|
1.1 | 1,745 | 4.2% |
P
S
|
43,255 | $2,446,486 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
EAGG
ISHARES TR
|
ETF | 1.30% | 1.37% |
#16
Prev: #16
|
1.0 | 1,733 | 4.0% |
P
S
|
44,950 | $2,136,913 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
HYG
ISHARES TR
|
ETF | 1.19% | 1.15% |
#17
1
Prev: #18
|
2.5 | 2,378 | 10.9% |
P
S
|
24,199 | $1,951,610 | 2023 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
SPYV
SPDR SERIES TRU...
|
Unknown | 1.17% | 1.21% |
#18
1
Prev: #17
|
1.0 | 1,062 | 3.0% |
P
S
|
36,647 | $1,918,087 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
MSFT
MICROSOFT CORP
|
Technology | 1.06% | 0.87% |
#19
3
Prev: #22
|
0.9 | 21 | 0.6% |
P
S
|
3,498 | $1,740,160 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
SUSB
ISHARES TR
|
ETF | 1.06% | 1.12% |
#20
1
Prev: #19
|
0.9 | 1,678 | 2.5% |
P
S
|
69,075 | $1,738,627 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
NVDA
NVIDIA CORPORAT...
|
Technology | 0.96% | 0.72% |
#21
6
Prev: #27
|
0.9 | 70 | 0.7% |
P
S
|
10,032 | $1,584,956 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
SPDW
SPDR INDEX SHS ...
|
ETF | 0.91% | 0.88% |
#22
1
Prev: #21
|
0.9 | 716 | 2.0% |
P
S
|
37,000 | $1,498,128 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
IAGG
ISHARES TR
|
Bond/Debt | 0.90% | 0.92% |
#23
3
Prev: #20
|
0.9 | 1,253 | 4.5% |
P
S
|
28,903 | $1,476,656 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
AMZN
AMAZON COM INC
|
Consumer Cyclical | 0.89% | 0.86% |
#24
1
Prev: #23
|
0.9 | -111 | -1.6% |
P
S
|
6,686 | $1,466,842 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
SPYG
SPDR SERIES TRU...
|
Unknown | 0.88% | 0.82% |
#25
1
Prev: #26
|
0.9 | 21 | 0.1% |
P
S
|
15,234 | $1,452,065 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
SPTM
SPDR SERIES TRU...
|
ETF | 0.87% | 0.84% |
#26
2
Prev: #24
|
0.8 | 626 | 3.4% |
P
S
|
19,177 | $1,436,200 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
XJR
ISHARES TR
|
ETF | 0.83% | 0.83% |
#27
2
Prev: #25
|
0.8 | 1,469 | 4.5% |
P
S
|
34,450 | $1,362,498 | 2022 Q2 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
IYW
ISHARES TR
|
ETF | 0.66% | 0.59% |
#28
4
Prev: #32
|
0.8 | 3 | 0.0% |
P
S
|
6,273 | $1,086,939 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
HYXF
ISHARES TR
|
ETF | 0.66% | 0.69% |
#29
1
Prev: #28
|
0.8 | 442 | 2.0% |
P
S
|
22,883 | $1,086,928 | 2024 Q2 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
IVV
ISHARES TR
|
ETF | 0.66% | 0.65% |
#30
1
Prev: #31
|
0.8 | -3 | -0.2% |
P
S
|
1,741 | $1,080,798 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
IJR
ISHARES TR
|
ETF | 0.62% | 0.66% |
#31
1
Prev: #30
|
0.7 | -120 | -1.3% |
P
S
|
9,278 | $1,014,039 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
VHT
VANGUARD WORLD ...
|
ETF | 0.59% | 0.69% |
#32
3
Prev: #29
|
0.7 | 15 | 0.4% |
P
S
|
3,897 | $967,782 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
NUEM
NUSHARES ETF TR
|
ETF | 0.55% | 0.52% |
#33
2
Prev: #35
|
0.7 | 601 | 2.2% |
P
S
|
27,458 | $911,870 | 2022 Q2 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
XJH
ISHARES TR
|
ETF | 0.55% | 0.54% |
#34
1
Prev: #33
|
0.7 | 850 | 4.1% |
P
S
|
21,743 | $902,335 | 2022 Q2 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
NFLX
NETFLIX INC
|
ETF | 0.54% | 0.42% |
#35
5
Prev: #40
|
1.2 | no change | no change |
P
S
|
669 | $895,878 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
JPM
JPMORGAN CHASE ...
|
Financial Services | 0.52% | 0.48% |
#36
1
Prev: #37
|
0.7 | 14 | 0.5% |
P
S
|
2,967 | $860,163 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
NULV
NUSHARES ETF TR
|
ETF | 0.52% | 0.54% |
#37
3
Prev: #34
|
0.7 | 685 | 3.5% |
P
S
|
20,516 | $859,921 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
TSLA
TESLA INC
|
Consumer Cyclical | 0.48% | — |
#38
Prev: #—
|
3.7 | 2,486 | no change |
NEW
|
2,486 | $789,703 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
BGRN
ISHARES TR
|
Bond/Debt | 0.47% | 0.50% |
#39
3
Prev: #36
|
0.7 | 362 | 2.3% |
P
S
|
16,112 | $768,065 | 2022 Q2 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
GOOGL
ALPHABET INC
|
Communication Services | 0.44% | 0.43% |
#40
1
Prev: #39
|
0.7 | 20 | 0.5% |
P
S
|
4,140 | $729,654 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
VIG
VANGUARD SPECIA...
|
ETF | 0.41% | 0.43% |
#41
3
Prev: #38
|
1.2 | no change | no change |
P
S
|
3,323 | $680,134 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
TOST
TOAST INC
|
Technology | 0.40% | 0.36% |
#42
2
Prev: #44
|
0.7 | -1,382 | -8.4% |
P
S
|
15,021 | $665,280 | 2025 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
VTI
VANGUARD INDEX ...
|
ETF | 0.40% | 0.40% |
#43
1
Prev: #42
|
0.7 | -32 | -1.5% |
P
S
|
2,167 | $658,622 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
DFAC
DIMENSIONAL ETF...
|
ETF | 0.40% | 0.42% |
#44
3
Prev: #41
|
0.7 | -668 | -3.5% |
P
S
|
18,203 | $652,392 | 2021 Q2 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
VYM
VANGUARD WHITEH...
|
ETF | 0.35% | 0.39% |
#45
2
Prev: #43
|
0.6 | -172 | -3.8% |
P
S
|
4,329 | $577,149 | 2021 Q3 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
META
META PLATFORMS ...
|
Communication Services | 0.32% | 0.27% |
#46
8
Prev: #54
|
0.6 | 5 | 0.7% |
P
S
|
709 | $523,045 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
PHYL
PGIM ETF TR
|
ETF | 0.31% | 0.34% |
#47
2
Prev: #45
|
0.6 | -442 | -3.0% |
P
S
|
14,250 | $505,730 | 2024 Q4 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
IYJ
ISHARES TR
|
ETF | 0.30% | 0.31% |
#48
1
Prev: #49
|
0.6 | 7 | 0.2% |
P
S
|
3,518 | $500,642 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
MGV
VANGUARD WORLD ...
|
ETF | 0.29% | — |
#49
Prev: #—
|
3.6 | 3,636 | no change |
NEW
|
3,636 | $477,043 | 2025 Q2 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) | |||
|
BRK/B
BERKSHIRE HATHA...
|
Financial Services | 0.28% | 0.34% |
#50
4
Prev: #46
|
0.6 | 3 | 0.3% |
P
S
|
949 | $460,996 | 2021 Q1 | 13F Filing | 2025-06-30 | 2025-08-14 (Est.) |
Showing 1-50 of 75 holdings