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Analyst Tracker/Ben Gerlinger
Citi

Ben Gerlinger

Wall Street Analyst
★★★★☆
#421
on 13Foresight · ranked by our own returns
67%
Success Rate
+3.1%
Average Return
62 of 93 calls profitable · -0.4% vs benchmark
S&P 500 (SPY)
📈 Across the calls we could measure, roughly 67% of Ben Gerlinger's ratings turned a profit when each position was held for 1 year — averaging +3.1% per rating. These figures are computed by 13Foresight from historical prices, not supplied by the analyst.

Rating Distribution

75 Buy 51 Hold 11 Sell
Ben's Stock Coverage 46 ratings · 2026-08-04
Company Date Position Consensus Price Target 1-Yr Return vs S&P 500
UMBF
UMB Financial
Jul 31, 2026 HOLD Strong Buy
-6.8% avg upside
19 analysts
$162.00
10.14% Upside
+0.0% ·
PB
Prosperity Bancshares
Jul 31, 2026 HOLD Buy
+5.8% avg upside
21 analysts
$79.00
4.93% Upside
+0.0% ·
BANC
Banc of California
Jul 31, 2026 BUY Strong Buy
+5.3% avg upside
18 analysts
$22.00
14.37% Upside
+0.3% ·
COF
Capital One Financial
Jul 28, 2026 BUY Strong Buy
-3.1% avg upside
41 analysts
$295.00
35.52% Upside
-1.6% ·
SSB
SouthState Corporation
Jul 28, 2026 BUY Strong Buy
+22.5% avg upside
16 analysts
$126.00
16.83% Upside
-1.4% ·
FITB
Fifth Third Bancorp
Jul 24, 2026 HOLD Strong Buy
-4.2% avg upside
32 analysts
$59.00
3.72% Upside
-0.9% ·
TCBI
Texas Capital Bancshares
Jul 24, 2026 HOLD Hold
-11.6% avg upside
23 analysts
$107.00
5.66% Upside
-0.4% ·
ONB
Old National Bancorp Capital
Jul 24, 2026 BUY Strong Buy
+2.7% avg upside
17 analysts
$31.00
15.42% Upside
-0.3% ·
BKU
BankUnited
Jul 24, 2026 SELL Buy
+2.4% avg upside
18 analysts
$42.00
10.71% Downside
-1.3% ·
WBS
Webster Financial
Jul 23, 2026 HOLD Buy
-12.5% avg upside
30 analysts
$77.00
1.13% Downside
+2.3% ·
WTFC
Wintrust Financial
Jul 23, 2026 BUY Strong Buy
-5.1% avg upside
19 analysts
$184.00
13.69% Upside
+1.1% ·
HWC
Hancock Whitney
Jul 23, 2026 BUY Strong Buy
-14.3% avg upside
17 analysts
$87.00
11.94% Upside
+1.7% ·
EWBC
East West Bancorp
Jul 23, 2026 BUY Strong Buy
-11.3% avg upside
24 analysts
$156.00
17.97% Upside
+0.3% ·
BOKF
Bok Financial
Jul 23, 2026 HOLD Hold
-6.2% avg upside
13 analysts
$146.00
1.55% Upside
+0.1% ·
ZION
Zions Bancorporation National Association
Jul 22, 2026 HOLD Hold
-7.3% avg upside
34 analysts
$73.00
3.04% Upside
-0.5% ·
CFG
Citizens Financial
Jul 21, 2026 BUY Strong Buy
+1.3% avg upside
25 analysts
$84.00
15.49% Upside
+0.1% ·
USB
US Bancorp
Jul 21, 2026 BUY Strong Buy
+1.1% avg upside
34 analysts
$72.00
12.52% Upside
-1.1% ·
RF
Regions Financial
Jul 21, 2026 BUY Buy
-4.7% avg upside
33 analysts
$36.00
14.39% Upside
+0.4% ·
BNY
Bank of New York Mellon
Jul 21, 2026 HOLD Strong Buy
-14.5% avg upside
27 analysts
$172.00
10.07% Upside
-1.4% ·
PNC
PNC Financial
Jul 21, 2026 BUY Strong Buy
+3.0% avg upside
28 analysts
$290.00
15.13% Upside
+0.1% ·
HOMB
Home Bancshares
Jul 21, 2026 HOLD Buy
-2.1% avg upside
14 analysts
$32.00
2.23% Upside
+1.9% ·
JPM
JPMorgan Chase
Jul 21, 2026 HOLD Strong Buy
-22.9% avg upside
47 analysts
$360.00
1.99% Upside
+8.2% ·
STT
State Street
Jul 17, 2026 BUY Strong Buy
-9.1% avg upside
25 analysts
$210.00
14.38% Upside
+0.9% ·
MS
Morgan Stanley
Jul 17, 2026 HOLD Buy
-11.7% avg upside
36 analysts
$235.00
11.26% Upside
-2.6% ·
GS
Goldman Sachs Group
Jul 16, 2026 HOLD Buy
-14.1% avg upside
32 analysts
$1200.00
16.81% Upside
-7.1% ·
WFC
Wells Fargo
Jul 15, 2026 HOLD Buy
-2.4% avg upside
39 analysts
$90.00
2.36% Upside
-1.2% ·
BAC
Bank of America
Jul 15, 2026 BUY Strong Buy
-15.4% avg upside
46 analysts
$66.00
5.56% Upside
+0.6% ·
AXP
American Express
Jun 30, 2026 HOLD Buy
-13.5% avg upside
47 analysts
$355.00
3.07% Upside
-0.3% ·
NTRS
Northern
Jun 30, 2026 HOLD Hold
-10.9% avg upside
22 analysts
$172.00
5.61% Downside
+4.8% ·
CFR
Cullen/Frost Bankers
Jun 30, 2026 SELL Buy
-10.7% avg upside
20 analysts
$145.00
14.15% Downside
-7.6% ·
TFC
Truist Financial
Jun 30, 2026 HOLD Buy
+6.5% avg upside
35 analysts
$54.00
4.06% Upside
+4.2% ·
PNFP
Pinnacle Financial Partners
Jun 25, 2026 BUY Buy
+5.9% avg upside
31 analysts
$126.00
17.17% Upside
+6.6% ·
WAL
Western Alliance
Jun 25, 2026 BUY Strong Buy
+9.2% avg upside
27 analysts
$98.00
18.30% Upside
-0.9% ·
BPOP
Popular
Jun 25, 2026 BUY Strong Buy
-11.9% avg upside
18 analysts
$188.00
8.34% Upside
+4.8% ·
FLG
Flagstar Financial
Jun 25, 2026 BUY Buy
+2.0% avg upside
31 analysts
$18.00
26.64% Upside
-5.8% ·
ALLY
Ally Financial
Jun 23, 2026 BUY Strong Buy
+12.3% avg upside
28 analysts
$58.00
31.59% Upside
-1.9% ·
FCNCA
First Citizens BancShares
May 08, 2026 HOLD Buy
+1.9% avg upside
18 analysts
$2100.00
5.25% Downside
+12.1% ·
COLB
Columbia Banking System
Feb 24, 2026 HOLD Buy
+1.8% avg upside
18 analysts
$32.00
1.63% Upside
+8.1% ·
FHN
First Horizon
Feb 24, 2026 BUY Buy
-10.4% avg upside
31 analysts
$28.50
10.50% Upside
+8.5% ·
VLY
Valley National Bancorp
Feb 02, 2026 BUY Strong Buy
-0.5% avg upside
24 analysts
$16.00
10.33% Upside
+15.2% ·
OZK
Bank OZK
Jan 05, 2026 SELL Hold
-2.3% avg upside
18 analysts
$40.00
22.63% Downside
-12.2% ·
FNWD
Finward Bancorp
Apr 27, 2023 HOLD Buy
-22.0% avg upside
4 analysts
$30.00
33.45% Downside
-12.3% ·
BSRR
Sierra Bancorp
Jan 31, 2023 HOLD Buy
-17.0% avg upside
7 analysts
$24.00
40.68% Downside
+3.4% ·
ALRS
Alerus Financial
Jan 26, 2023 HOLD Buy
-13.6% avg upside
8 analysts
$21.00
38.41% Downside
+21.9% ·
CIVB
Civista Bancshares
Jul 29, 2022 HOLD Buy
-8.6% avg upside
12 analysts
$25.00
14.31% Downside
-9.7% ·
BY
Byline Bancorp
Sep 13, 2021 BUY Buy
-12.1% avg upside
9 analysts
$28.00
29.64% Downside
-5.7% ·
🔒 41 more ratings — with price targets, crowd consensus and our measured returns.
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Ben Gerlinger — Frequently Asked Questions
How accurate are Ben Gerlinger's stock ratings?
Based on the calls 13Foresight could measure, about 67% of Ben's ratings were profitable over a one-year hold, with an average return of +3.1% per rating, or -0.4% versus the S&P 500. We score every analyst the same way, from historical prices. Each return is measured in the stock's own trading currency, so for non-US listings the S&P 500 comparison leaves out currency moves.
How is Ben ranked on 13Foresight?
Ben Gerlinger is currently ranked #421 with a 4-star rating. Our rank blends hit rate, average return versus the market, and how many calls we have to judge — so a long, consistent record outweighs a few lucky picks. It is our own calculation, updated daily.
Which stocks does Ben cover?
Ben most recently has ratings on UMBF, PB, BANC, COF, SSB, FITB, TCBI, ONB, BKU, WBS, WTFC, HWC and 34 more. See the full coverage table above for positions, price targets and our measured returns.
Where can I see other analyst ratings?
Browse the full analyst leaderboard to compare Wall Street analysts ranked by their measured performance, success rate and average return.

Disclaimer: 13Foresight compiles analyst ratings and price targets from publicly available sources. Performance metrics, rankings and star ratings shown here are calculated independently by 13Foresight from historical market prices and may differ from figures published elsewhere. This information may be incomplete, delayed or inaccurate, is provided for research and informational purposes only, and is not investment advice. The underlying ratings and opinions are those of the respective analysts and their firms; 13Foresight accepts no liability for any decisions made based on this data.