CBU β€” COMMUNITY FINANCIAL SYSTEM I

Ownership history in True Wealth Design, LLC  Β·  3 quarters on record

This page tracks every 13F SEC filing in which True Wealth Design, LLC reported a position in COMMUNITY FINANCIAL SYSTEM I (CBU). Data includes quarterly share count, position size as % of portfolio, estimated market value, and end-of-quarter stock price β€” sourced directly from SEC EDGAR 13F filings.

Position Intelligence

True Wealth Design, LLC Γ— CBU AI Analytics

πŸ“‰ True Wealth Design, LLC underperformed the S&P 500 by –28.3% annually on this CBU position. Average cost basis: $55.07. Maximum drawdown during holding period: –0.0%.

πŸ“ˆ Position Alpha vs SPY
-28.3%
annualised excess return

❌ Significantly underperformed the S&P 500 by 28.3% ann.
2 quarters analyzed

πŸ’° Entry Quality
$55.07
+4.8% vs current ($57.71)

Best entry: $55.07 (2025 Q1)  Β·  Worst: $55.07 (2025 Q1)

πŸ›‘οΈ Drawdown Resilience
–0.0%
max drawdown while held

πŸ’Ž No drawdown exceeding 20% during the holding period β€” exceptionally stable.

πŸ’ͺ Fund Conviction
100%
buy-side decisions

1 add Β· 0 trims. πŸ‚ Consistently bullish β€” fund kept accumulating this position.

πŸ“‘ Position Trajectory
β†’ Stable
last 4–5 quarters trend

βš–οΈ Portfolio weight has remained relatively stable β€” conviction maintained.
Currently 0.0% of portfolio

⚠ Based on quarterly 13F SEC filings and end-of-quarter closing prices. Timing score = accuracy of add/trim decisions vs next-quarter price direction. Alpha = mean quarterly excess return Γ— 4 (annualised). Not investment advice.

% of Fund (quarterly)    CBU price (monthly, adj. close)
πŸ“‹ Quarterly Holdings History 3 quarters  β–Ύ
Quarter Action Shares Change Chg % % of Fund Mkt Value Price (EOQ)
2025 Q3 UNCHANGED 1 β€” 0% 0.00% $59 $57.71
2025 Q2 UNCHANGED 1 β€” 0% 0.00% $57 $55.53
2025 Q1 INITIATED 1 β€” β€” 0.00% $57 $55.07

🏒 Other funds also holding CBU

As of 2025 Q4 β€” sorted by position size

Riggs Asset Managment Co. Inc. 3Y 7Y 4.65% NFJ INVESTMENT GROUP, LLC 3Y 1.44% Ausbil Investment Management Ltd 3Y 0.63% DEPRINCE RACE & ZOLLO INC 3Y 7Y 0.53% Alliance Wealth Advisors, LLC 3Y 0.52% Waldron Private Wealth LLC 3Y 7Y 0.48% SEGALL BRYANT & HAMILL, LLC 3Y 7Y 0.29% BASSWOOD CAPITAL MANAGEMENT, L.L.C. 3Y 7Y 0.28% Hilton Capital Management, LLC 3Y 7Y 0.28% Minerva Advisors LLC 3Y 7Y 0.25%
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