Stock Analysis
Data Source: SEC EDGAR 13F
Updated Hourly

Community Financial System I (CBU)

259 + Investors. Track Smart Money conviction in CBU. See who's accumulating, reducing, or initiating positions.

Current Price
-- USD
Analyst Target
-- (0 analysts)
Upside
0.00%
Net Flow Q/Q
↑ +1
Streak
2Q ▲
Buyers last Q
56%

Smart Money Signals — CBU

Based on 261 hedge funds · latest filing: 2026 Q1 · updated quarterly

📈

Buying streak — 2 quarters in a row

last 6Q
For 2 consecutive quarters, more hedge funds added CBU than sold it. That's a consistent pattern of professional buying — not a one-time trade. When institutions keep buying quarter after quarter, it usually means they see a multi-year opportunity, not just a short-term momentum flip.
🏔️

At the ownership peak (98% of max)

98% of all-time peak
261 hedge funds hold CBU right now — the highest count in 3.0 years. When ownership is this concentrated, any bad news can trigger a chain reaction: one big fund sells, others follow. This is a classic 'crowded trade' — high popularity doesn't equal safety.
〰️

Stable — ownership unchanged year-over-year

fund count last 6Q
The number of hedge funds holding CBU is almost the same as a year ago (-4 funds, -2% change). No significant rush to buy or sell — institutional backing is holding steady.
🟡

Slight buying edge — 56% buying

138 buying109 selling
Last quarter: 138 funds bought or added vs 109 that reduced or exited. It's nearly a 50/50 split — some institutions are convinced, others are taking profits. This mixed picture is normal near price highs.
➡️

Steady new buyers — ~38 new funds per quarter

new funds entering per quarter
Funds opening this position for the first time: 19 → 20 → 33 → 38. A stable flow of new institutional buyers suggests ongoing interest without signs of either acceleration or slowdown.
🔒

65% of holders stayed for 2+ years

■ 65% conviction (2yr+) ■ 18% medium ■ 17% new
170 out of 261 hedge funds have held CBU for over 2 years without selling. Long-term investors are generally harder to shake out during market stress, creating a stable ownership base that limits the risk of sudden capitulation.
🚀

Acceleration phase — new buyers rushing in

43 → 19 → 20 → 33 → 38 new funds/Q
New funds entering each quarter: 19 → 20 → 33 → 38. The pace of institutional discovery is accelerating sharply. This is the 'hot idea' phase — the thesis is being passed from fund to fund. You are not late — the accumulation wave is still building.
🏛️

Veteran-anchored — 70% veterans vs 19% newcomers

■ 70% veterans ■ 11% 1-2yr ■ 19% new
Entry-cohort mix of 263 holders: 185 (70%) are 2+ year veterans, 29 entered 1–2 years ago, and 49 (19%) joined within the past year. A veteran-weighted cap table skews toward institutional memory over fresh momentum.
🏆

Elite ownership — 51% AUM from top-100 funds

51% from top-100 AUM funds
45 of 260 holders are among the 100 largest funds by AUM, controlling 51% of total institutional value in CBU. When the biggest players dominate the cap table, it signifies deep institutional support — since mega-funds deploy the most rigorous due diligence and capital.
3.3
out of 10
Low Exit Risk
Exit risk score 3.3/10 — low institutional crowding. Ownership is below peak levels, holder base is relatively sticky, and buying momentum is positive.

Methodology note: these Smart Money cards use consecutive 13F disclosure snapshots, not trade-by-trade execution data. "Buying", "selling", "new holders", and "trimmed" refer to quarter-over-quarter changes in reported holders, aggregate shares, or disclosed position values between filings. They are useful for ownership regime analysis and crowding, but they do not imply exact trade timing on the filing date.

Institutional Sentiment Summary — CBU

In 2026 Q1, 138 hedge funds were net buyers of CBU (38 opened a new position, 100 added to an existing one), while 109 reduced or exited (72 trimmed, 37 sold completely) — a 56% buyer ratio, indicating a slight buying edge. Net buying has persisted for two consecutive quarters, a positive momentum signal. 51% of total institutional value in CBU is held by top-100 AUM funds, reflecting elite-tier ownership quality. Net fund flow last quarter: +1 funds (more new holders than closures). Total institutional holders: 261.

Hedge Fund Ownership: CBU

How many hedge funds hold CBU — quarterly history vs. share price
Quarterly hedge fund ownership of CBU vs. share price

Market Analysis: CBU

Analyst Price Targets

Avg. Price Target
--

Analyst Recommendations

Stock Performance

Real-time

Company Profile: CBU

-- --

Institutional ownership data sourced from SEC EDGAR Form 13F-HR filings.

Is It Too Late to Buy Community Financial System I (CBU) Based on Hedge Fund 13F Filings?

Signal Freshness measures how much CBU has moved relative to its sector benchmark (XLF) since the 2026 Q1 13F filing. A stock that has barely outrun its sector is still a relatively fresh entry point — the fund's thesis has not yet been priced in by the broader market.

Since Quarter End March 31, 2026 · 75d ago
CBU
+12.8%
XLF
+8.0%

CBU outperformed XLF by +4.8% since March 31, 2026.

Since 13F Filing Date May 15, 2026 · 30d ago
CBU
+7.2%
XLF
+4.4%

Since the filing became public, CBU outperformed XLF by +2.8% .

Interpretation: The stock is tracking its sector benchmark closely. The signal remains fresh and the entry point is still near the fund's implied reference. Learn more →

Smart Money Signal ?
Limited Smart Money Interest

No strong consensus or elite conviction detected among institutional holders.

20 top-rated funds 0 high-conviction
Consensus
5.7
/ 10
breadth
×
Elite
0.9
/ 10
conviction
Hedge Fund Positioning: CBU
259 + Investors

Track Smart Money conviction in CBU. See who's accumulating, reducing, or initiating positions.

Metric All 13F Filers (2026 Q1) Prior (2025 Q4) Change
Funds Holding 259 260 -0.38%
13F Shares 40M 40M -1.63%
Total Value $2.29B $2.29B 0.08%
New Positions 36 33 +3
Increased Positions 100 98 +2
Closed Positions 37 22 +15
Reduced Positions 71 83 -12
Total Calls 1 1 -
Total Puts 2 1 100.0%
PUT/CALL Ratio 2.0 1.0 Bearish

Statistics: CBU

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Financial Highlights

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Institutional Holders (2026 Q1)

259 + investors

Explore institutional interest and hedge fund ownership dynamics. Analyze portfolio weights, new positions, and conviction trends in CBU. Verified SEC 13F-HR filings.

QUARTER:
Top 25 CBU holders by conviction (% of portfolio weight) — 2026 Q1 · Source: SEC Form 13F
# Investor % of Portfolio Shares Mkt Value
1 Riggs Asset Managment Co. Inc. 5.04% 417,156 $24.5M
2 Nfj Investment Group, LLC 1.51% 679,956 $39.9M
3 Community Bank, N.A. 0.70% 100,312 $5.9M
4 Ausbil Investment Management Ltd 0.68% 22,973 $1.4M
5 Deprince Race & Zollo Inc 0.59% 530,874 $31.1M
6 Alliance Wealth Advisors, LLC 0.53% 20,825 $1.2M
7 Hilton Capital Management, LLC 0.33% 74,119 $4.3M
8 Aureum Wealth Management, LLC 0.31% 7,571 $444K
9 Waldron Private Wealth LLC 0.28% 122,053 $7.2M
10 Drum Hill Capital, LLC 0.25% 4,718 $277K
11 Lawood & Co 0.22% 4,088 $240K
12 Jacobi Capital Management LLC 0.21% 62,908 $3.7M
13 Carl P. Sherr & Co., LLC 0.20% 7,110 $417K
14 Neuberger Berman Group LLC 0.17% 3,715,425 $217.9M
15 Numerai GP LLC 0.16% 26,418 $1.5M
16 Logan Capital Management Inc 0.14% 56,000 $3.3M
17 Peoples Financial Services CORP. 0.14% 5,100 $299K
18 Canandaigua National Corp 0.14% 26,405 $1.5M
19 Melfa Wealth Management, INC. 0.14% 4,040 $237K
20 Marshall & Sterling Wealth Advisors Inc. 0.12% 3,000 $176K
21 Cornell Pochily Investment Advisors, Inc. 0.11% 6,384 $374K
22 Moody National Bank Trust Division 0.10% 17,265 $1.0M
23 Meridian Wealth Partners, LLC 0.09% 10,890 $639K
24 Sterling Capital Management LLC 0.08% 70,428 $4.1M
25 Sovereign Financial Group, Inc. 0.07% 7,291 $428K
Investor Ownership
History 		% of Portfolio Prev % Rank Conviction Avg Buy Price 13F Score™ 3Y / 7Y Sell Timing Shares Mkt Value Change Change % Source Quarter Filed

Frequently Asked Questions — Community Financial System I (CBU)

What does the Smart Money Trend signal show for CBU?

Buying streak — 2 quarters in a row: For 2 consecutive quarters, more hedge funds added CBU than sold it. That's a consistent pattern of professional buying — not a one-time trade. When institutions keep buying quarter after quarter, it usually means they see a multi-year opportunity, not just a short-term momentum flip.

What is the institutional breadth score for CBU?

Slight buying edge — 56% buying: Last quarter: 138 funds bought or added vs 109 that reduced or exited. It's nearly a 50/50 split — some institutions are convinced, others are taking profits. This mixed picture is normal near price highs.

What is the fund quality score for CBU holders?

Elite ownership — 51% AUM from top-100 funds: 45 of 260 holders are among the 100 largest funds by AUM, controlling 51% of total institutional value in CBU. When the biggest players dominate the cap table, it signifies deep institutional support — since mega-funds deploy the most rigorous due diligence and capital.

How long have hedge funds held CBU?

65% of holders stayed for 2+ years: 170 out of 261 hedge funds have held CBU for over 2 years without selling. Long-term investors are generally harder to shake out during market stress, creating a stable ownership base that limits the risk of sudden capitulation.

Is it too late to buy Community Financial System I (CBU) following the 2026 Q1 hedge fund 13F filings?

As of today, CBU has moved +7.2% since the 2026 Q1 13F filing date (May 15, 2026), compared to +4.4% for the XLF sector ETF — an outperformance of +2.8%. Since the quarter end (March 31, 2026), CBU has gained +12.8% vs +8.0% for XLF. The stock is tracking its sector benchmark closely. The signal remains fresh and the entry point is still near the fund's implied reference.

Where does this institutional ownership data come from?

All holdings data is sourced from SEC Form 13F filings, which institutional investment managers with over $100 million in assets are required to submit quarterly. Data is parsed directly from SEC EDGAR.

Disclaimer: The information on this page is for informational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any security. Institutional holdings data is sourced from SEC Form 13F filings and reflects positions as of the filing date. Past performance of any fund or portfolio is not indicative of future results. 13Foresight is not a registered investment adviser. Always conduct your own due diligence before making investment decisions.

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