Stock Analysis
Data Source: SEC EDGAR 13F
Updated Hourly

COMMUNITY FINANCIAL SYSTEM I (CBU)

243 + Investors. Track Smart Money conviction in CBU. See who's accumulating, reducing, or initiating positions.

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Current Price
-- USD
Analyst Target
-- (0 analysts)
Upside
0.00%
Net Flow Q/Q
↑ +10
Streak
1Q ▲
Buyers last Q
56%

Smart Money Signals — CBU

Based on 241 hedge funds · latest filing: 2025 Q4 · updated quarterly

📈

Buying streak — 1 quarter in a row

last 6Q
For 1 consecutive quarter, more hedge funds added CBU than sold it. That's a consistent pattern of professional buying — not a one-time trade. When institutions keep buying quarter after quarter, it usually means they see a multi-year opportunity, not just a short-term momentum flip.
🏔️

At the ownership peak (97% of max)

97% of all-time peak
241 hedge funds hold CBU right now — the highest count in 3.0 years. When ownership is this concentrated, any bad news can trigger a chain reaction: one big fund sells, others follow. This is a classic 'crowded trade' — high popularity doesn't equal safety.
📶

Steady growth — +4% more funds vs a year ago

fund count last 6Q
+9 new funds entered over the past year (+4% YoY). Gradual, steady growth in institutional ownership is generally a healthy signal — not a speculative rush, but consistent conviction.
🟡

Slight buying edge — 56% buying

125 buying97 selling
Last quarter: 125 funds bought or added vs 97 that reduced or exited. It's nearly a 50/50 split — some institutions are convinced, others are taking profits. This mixed picture is normal near price highs.
📈

More new buyers each quarter (+12 vs last Q)

new funds entering per quarter
Funds opening a new CBU position: 41 → 18 → 19 → 31. A growing influx of new institutional buyers means the asset is still gathering momentum — the consensus hasn't fully saturated yet.
🔒

69% of holders stayed for 2+ years

69% conviction (2yr+) 20% medium 11% new
166 out of 241 hedge funds have held CBU for over 2 years without selling. Long-term investors are generally harder to shake out during market stress, creating a stable ownership base that limits the risk of sudden capitulation.
📊

Peak discovery — momentum slowing

27 → 41 → 18 → 19 → 31 new funds/Q
New funds entering each quarter: 41 → 18 → 19 → 31. CBU is well-known in the hedge fund world, but fresh entries are gradually declining. The explosive phase of institutional discovery is likely behind us.
🏛️

Deep conviction — 74% of holders stayed 2+ years

74% veterans 11% 1-2yr 15% new
Of 243 current holders: 180 (74%) have held for over 2 years without selling. These are not momentum buyers — they have lived through drawdowns and stayed. A large veteran base acts as a stabilizing force during selloffs.
🏆

Elite ownership — 55% AUM from top-100 funds

55% from top-100 AUM funds
39 of 241 holders are among the 100 largest funds by AUM, controlling 55% of total institutional value in CBU. When the biggest players dominate the cap table, it signifies deep institutional support — since mega-funds deploy the most rigorous due diligence and capital.
3.1
out of 10
Low Exit Risk
Exit risk score 3.1/10 — low institutional crowding. Ownership is below peak levels, holder base is relatively sticky, and buying momentum is positive.

Methodology note: these Smart Money cards use consecutive 13F disclosure snapshots, not trade-by-trade execution data. "Buying", "selling", "new holders", and "trimmed" refer to quarter-over-quarter changes in reported holders, aggregate shares, or disclosed position values between filings. They are useful for ownership regime analysis and crowding, but they do not imply exact trade timing on the filing date.

Hedge Fund Ownership: CBU

How many hedge funds hold CBU — quarterly history vs. share price
Quarterly hedge fund ownership of CBU vs. share price

Market Analysis: CBU

Analyst Price Targets

Avg. Price Target
--

Analyst Recommendations

Stock Performance

Real-time

Company Profile: CBU

-- --
Smart Money Signal ?
Broad Consensus, Selective Conviction

Many quality funds hold this stock, but top-tier positions remain relatively small.

44 top-rated funds 0 high-conviction
Consensus
7.2
/ 10
breadth
×
Elite
0.7
/ 10
conviction
Hedge Fund Positioning: CBU
2026 Q1 Stats Unlock in 22 days 243 + Investors

Track Smart Money conviction in CBU. See who's accumulating, reducing, or initiating positions.

Metric All 13F Filers (2025 Q4) Prior (2025 Q3) Change
Funds Holding 243 233 4.29%
13F Shares 40M 39M 2.77%
Total Value $2.28B $2.26B 1.04%
New Positions 31 19 +12
Increased Positions 94 86 +8
Closed Positions 21 28 -7
Reduced Positions 83 90 -7
Total Calls 1 1 -
Total Puts 1 1 -
PUT/CALL Ratio 1.0 1.0 Neutral

Statistics: CBU

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Short % of Float --

Financial Highlights

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Institutional Holders (2026 Q1)

243 + investors

Explore institutional interest and hedge fund ownership dynamics. Analyze portfolio weights, new positions, and conviction trends in CBU. Verified SEC 13F-HR filings.

Top 25 institutional holders of CBU — 2025 Q4 · Source: SEC Form 13F
# Investor % of Portfolio Shares Mkt Value
1 Ausbil Investment Management Ltd 0.68% 22,973 $1.4M
2 DEPRINCE RACE & ZOLLO INC 0.59% 530,874 $31.1M
3 Aureum Wealth Management, LLC 0.31% 7,571 $444K
4 Waldron Private Wealth LLC 0.28% 122,053 $7.2M
5 Drum Hill Capital, LLC 0.25% 4,718 $277K
6 LAWOOD & CO 0.22% 4,088 $240K
7 PEOPLES FINANCIAL SERVICES CORP. 0.14% 5,100 $299K
8 CANANDAIGUA NATIONAL CORP 0.14% 26,405 $1.5M
9 MELFA WEALTH MANAGEMENT, INC. 0.14% 4,040 $237K
10 Cornell Pochily Investment Advisors, Inc. 0.11% 6,384 $374K
11 MOODY NATIONAL BANK TRUST DIVISION 0.10% 17,265 $1.0M
12 Sterling Capital Management LLC 0.08% 70,428 $4.1M
13 Sovereign Financial Group, Inc. 0.07% 7,291 $428K
14 RIA Advisory Group LLC 0.06% 4,186 $246K
15 Hanson & Doremus Investment Management 0.05% 7,569
16 Allegheny Financial Group 0.05% 6,149 $361K
17 Inspire Investing, LLC 0.04% 8,760 $514K
18 Stone House Investment Management, LLC 0.04% 3,808 $223K
19 Pathway Financial Advisors LLC 0.03% 4,694 $279K
20 Bouchey Financial Group Ltd 0.02% 5,246 $330K
21 Louisiana State Employees Retirement System 0.02% 23,400 $1K
22 FULTON BANK, N.A. 0.02% 10,892 $639K
23 State of Alaska, Department of Revenue 0.02% 28,254 $2K
24 Abound Wealth Management 0.02% 1,218 $71K
25 Community Financial Services Group, LLC 0.01% 1,389 $82K
Investor Ownership
History
% of Portfolio Prev % Rank Conviction Avg Buy Price 13F Score™ 3Y / 7Y Sell Timing Shares Mkt Value Change Change % Source Quarter Filed

Frequently Asked Questions — COMMUNITY FINANCIAL SYSTEM I (CBU)

What does the Smart Money Trend signal show for CBU?

Buying streak — 1 quarter in a row: For 1 consecutive quarter, more hedge funds added CBU than sold it. That's a consistent pattern of professional buying — not a one-time trade. When institutions keep buying quarter after quarter, it usually means they see a multi-year opportunity, not just a short-term momentum flip.

What is the institutional breadth score for CBU?

Slight buying edge — 56% buying: Last quarter: 125 funds bought or added vs 97 that reduced or exited. It's nearly a 50/50 split — some institutions are convinced, others are taking profits. This mixed picture is normal near price highs.

What is the fund quality score for CBU holders?

Elite ownership — 55% AUM from top-100 funds: 39 of 241 holders are among the 100 largest funds by AUM, controlling 55% of total institutional value in CBU. When the biggest players dominate the cap table, it signifies deep institutional support — since mega-funds deploy the most rigorous due diligence and capital.

How long have hedge funds held CBU?

69% of holders stayed for 2+ years: 166 out of 241 hedge funds have held CBU for over 2 years without selling. Long-term investors are generally harder to shake out during market stress, creating a stable ownership base that limits the risk of sudden capitulation.

Where does this institutional ownership data come from?

All holdings data is sourced from SEC Form 13F filings, which institutional investment managers with over $100 million in assets are required to submit quarterly. Data is parsed directly from SEC EDGAR.

Disclaimer: The information on this page is for informational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any security. Institutional holdings data is sourced from SEC Form 13F filings and reflects positions as of the filing date. Past performance of any fund or portfolio is not indicative of future results. 13Foresight is not a registered investment adviser. Always conduct your own due diligence before making investment decisions.