AI Portfolio Summary
In 2025 Q4, Tandem Financial, LLC maintained a portfolio of 96 distinct positions. The most significant new addition to the portfolio was CORECIVIC INC, which now represents 1.60% of the total fund value. They heavily accumulated shares in VANGUARD SCOTTSDALE , increasing their position by 21.2%. Conversely, Tandem Financial, LLC completely exited their position in VANGUARD BD INDEX FD.
Total Positions
96
Quarter
2025 Q4
Top Holding
VGLT (10.2%)
Top 10 Concentration
65.8%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
1-25 of 96
| Stock | History | Sector / Type | Port % | Prev % | Rank / Prev | Conviction | Change | % Change | Influence | Shares | Mkt Value | Avg Cost | Price Held | 1st Owned | Source | Source Date | Date Reported |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
VGLT
VANGUARD SCOTTS...
|
ETF | 10.18% | 2.68% |
#1
8
Prev: #9
|
8.5 | 26,882 | 21.2% |
P
S
|
153,416 | $8,491,557 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
GDX
VANECK ETF TRUS...
|
ETF | 9.07% | 5.36% |
#2
1
Prev: #3
|
7.1 | 34,434 | 18.2% |
P
S
|
223,196 | $7,568,583 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IWF
ISHARES TR
|
ETF | 8.95% | 1.76% |
#3
12
Prev: #15
|
7.6 | 8,484 | 84.0% |
P
S
|
18,588 | $7,464,683 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IWD
ISHARES TR
|
ETF | 8.17% | 1.52% |
#4
14
Prev: #18
|
6.8 | 16,766 | 83.6% |
P
S
|
36,825 | $6,817,488 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
KNG
FIRST TR EXCHAN...
|
ETF | 8.00% | 1.08% |
#5
20
Prev: #25
|
6.7 | 73,998 | 125.8% |
P
S
|
132,836 | $6,669,692 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IMCG
ISHARES TR
|
ETF | 5.92% | 2.90% |
#6
1
Prev: #7
|
2.4 | -28,816 | -30.6% |
P
S
|
65,401 | $4,939,712 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SPY
SPDR S&P 500 ET...
|
ETF | 5.62% | 4.04% |
#7
3
Prev: #4
|
2.2 | -8,295 | -51.0% |
P
S
|
7,975 | $4,689,256 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VBK
VANGUARD INDEX ...
|
ETF | 4.32% | 0.35% |
#8
38
Prev: #46
|
4.7 | 9,722 | 309.1% |
P
S
|
12,867 | $3,603,533 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
GLD
SPDR GOLD TR
|
ETF | 2.98% | 1.29% |
#9
12
Prev: #21
|
1.7 | 486 | 5.0% |
P
S
|
10,267 | $2,485,949 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
PM
PHILIP MORRIS I...
|
Unknown | 2.60% | 0.86% |
#10
21
Prev: #31
|
3.5 | 3,600 | 25.3% |
P
S
|
17,838 | $2,170,885 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AAPL
APPLE INC
|
Unknown | 2.58% | 0.84% |
#11
23
Prev: #34
|
1.5 | -304 | -3.4% |
P
S
|
8,608 | $2,155,619 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
ITA
ISHARES TR
|
ETF | 2.56% | 1.03% |
#12
14
Prev: #26
|
3.0 | 1,425 | 10.7% |
P
S
|
14,712 | $2,138,321 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
MSFT
MICROSOFT CORP
|
Unknown | 2.55% | 0.97% |
#13
15
Prev: #28
|
1.5 | 21 | 0.4% |
P
S
|
5,037 | $2,123,292 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
FLXR
TCW ETF TRUST
|
ETF | 1.91% | 0.85% |
#14
18
Prev: #32
|
0.8 | -16,314 | -28.3% |
P
S
|
41,234 | $1,594,932 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
URNM
SPROTT FDS TR
|
ETF | 1.70% | 0.85% |
#15
18
Prev: #33
|
1.2 | -2,523 | -6.7% |
P
S
|
35,147 | $1,416,756 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
CXW
CORECIVIC INC
|
Unknown | 1.60% | — |
#16
Prev: #—
|
4.1 | 61,523 | no change |
NEW
|
61,523 | $1,337,511 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
URA
GLOBAL X FDS
|
ETF | 1.56% | — |
#17
Prev: #—
|
4.1 | 47,373 | no change |
NEW
|
47,373 | $1,303,918 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
NUV
NUVEEN MUN VALU...
|
Unknown | 1.32% | 0.46% |
#18
18
Prev: #36
|
1.0 | -8,968 | -6.5% |
P
S
|
128,097 | $1,100,354 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IWM
ISHARES TR
|
ETF | 1.22% | 1.27% |
#19
3
Prev: #22
|
0.5 | -9,534 | -67.4% |
P
S
|
4,608 | $1,018,203 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
XSW
SPDR SERIES TRU...
|
ETF | 1.20% | 1.35% |
#20
Prev: #20
|
0.5 | -12,988 | -71.0% |
P
S
|
5,309 | $1,003,205 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
EMLP
FIRST TR EXCHAN...
|
ETF | 1.09% | 0.38% |
#21
21
Prev: #42
|
0.9 | -1,445 | -5.4% |
P
S
|
25,538 | $910,430 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
CARR
CARRIER GLOBAL ...
|
Unknown | 1.01% | 0.23% |
#22
37
Prev: #59
|
2.4 | 1,811 | 17.3% |
P
S
|
12,253 | $839,177 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
JEPI
J P MORGAN EXCH...
|
ETF | 0.91% | 0.34% |
#23
26
Prev: #49
|
0.9 | -2,724 | -17.3% |
P
S
|
13,064 | $756,730 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
GOOGL
ALPHABET INC
|
Unknown | 0.90% | 0.38% |
#24
19
Prev: #43
|
0.9 | -181 | -4.4% |
P
S
|
3,975 | $752,468 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
JEPQ
J P MORGAN EXCH...
|
Unknown | 0.87% | 0.30% |
#25
26
Prev: #51
|
0.8 | -1,401 | -9.9% |
P
S
|
12,821 | $728,693 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
BIV
VANGUARD BD IND...
|
Bond/Debt | 0.00% | 7.96% |
Sold All 😨
(Was: #2) |
0.0 | -274,110 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
FNDE
SCHWAB STRATEGI...
|
Bond/Debt | 0.00% | 3.79% |
Sold All 😨
(Was: #5) |
0.0 | -281,461 | -100.0% |
CLOSED
|
— | $— | 2025 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
QQQ
INVESCO QQQ TR
|
ETF | 0.00% | 3.65% |
Sold All 😨
(Was: #6) |
0.0 | -16,329 | -100.0% |
CLOSED
|
— | $— | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
JQUA
J P MORGAN EXCH...
|
ETF | 0.00% | 2.74% |
Sold All 😨
(Was: #8) |
0.0 | -116,943 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AAAU
GOLDMAN SACHS P...
|
ETF | 0.00% | 2.32% |
Sold All 😨
(Was: #10) |
0.0 | -163,270 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
ILCV
ISHARES TR
|
ETF | 0.00% | 2.20% |
Sold All 😨
(Was: #11) |
0.0 | -65,638 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
CLOI
VANECK ETF TRUS...
|
ETF | 0.00% | 2.17% |
Sold All 😨
(Was: #12) |
0.0 | -109,657 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
JBND
J P MORGAN EXCH...
|
Bond/Debt | 0.00% | 2.11% |
Sold All 😨
(Was: #13) |
0.0 | -104,880 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
BNDX
VANGUARD CHARLO...
|
Bond/Debt | 0.00% | 1.86% |
Sold All 😨
(Was: #14) |
0.0 | -100,946 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
PWR
QUANTA SVCS INC
|
Unknown | 0.00% | 1.71% |
Sold All 😨
(Was: #16) |
0.0 | -11,115 | -100.0% |
CLOSED
|
— | $— | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IUS
INVESCO EXCH TR...
|
ETF | 0.00% | 1.53% |
Sold All 😨
(Was: #17) |
0.0 | -74,597 | -100.0% |
CLOSED
|
— | $— | 2025 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFAU
DIMENSIONAL ETF...
|
ETF | 0.00% | 1.37% |
Sold All 😨
(Was: #19) |
0.0 | -80,439 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VEA
VANGUARD TAX-MA...
|
ETF | 0.00% | 0.99% |
Sold All 😨
(Was: #27) |
0.0 | -44,312 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFAC
DIMENSIONAL ETF...
|
ETF | 0.00% | 0.92% |
Sold All 😨
(Was: #29) |
0.0 | -63,795 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFIC
DIMENSIONAL ETF...
|
Bond/Debt | 0.00% | 0.86% |
Sold All 😨
(Was: #30) |
0.0 | -70,458 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFAE
DIMENSIONAL ETF...
|
ETF | 0.00% | 0.69% |
Sold All 😨
(Was: #35) |
0.0 | -58,485 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
GPIQ
GOLDMAN SACHS E...
|
ETF | 0.00% | 0.46% |
Sold All 😨
(Was: #37) |
0.0 | -23,431 | -100.0% |
CLOSED
|
— | $— | 2025 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DUHP
DIMENSIONAL ETF...
|
ETF | 0.00% | 0.44% |
Sold All 😨
(Was: #38) |
0.0 | -31,614 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFGP
DIMENSIONAL ETF...
|
ETF | 0.00% | 0.41% |
Sold All 😨
(Was: #39) |
0.0 | -20,009 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SPAB
SPDR SERIES TRU...
|
ETF | 0.00% | 0.40% |
Sold All 😨
(Was: #40) |
0.0 | -41,431 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VUG
VANGUARD INDEX ...
|
Warrant | 0.00% | 0.39% |
Sold All 😨
(Was: #41) |
0.0 | -2,177 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
GPIX
GOLDMAN SACHS E...
|
ETF | 0.00% | 0.35% |
Sold All 😨
(Was: #45) |
0.0 | -18,060 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IEF
ISHARES TR
|
ETF | 0.00% | 0.35% |
Sold All 😨
(Was: #47) |
0.0 | -9,671 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SCHD
SCHWAB STRATEGI...
|
ETF | 0.00% | 0.34% |
Sold All 😨
(Was: #48) |
0.0 | -33,435 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFIV
DIMENSIONAL ETF...
|
Bond/Debt | 0.00% | 0.29% |
Sold All 😨
(Was: #53) |
0.0 | -17,194 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
XLK
SELECT SECTOR S...
|
Unknown | 0.00% | 0.27% |
Sold All 😨
(Was: #56) |
0.0 | -2,596 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFEV
DIMENSIONAL ETF...
|
ETF | 0.00% | 0.24% |
Sold All 😨
(Was: #57) |
0.0 | -20,419 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VCLT
VANGUARD SCOTTS...
|
ETF | 0.00% | 0.24% |
Sold All 😨
(Was: #58) |
0.0 | -8,342 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
GRNY
TIDAL TRUST I
|
Unknown | 0.00% | 0.22% |
Sold All 😨
(Was: #61) |
0.0 | -23,851 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
MLPX
GLOBAL X FDS
|
ETF | 0.00% | 0.22% |
Sold All 😨
(Was: #62) |
0.0 | -9,371 | -100.0% |
CLOSED
|
— | $— | 2025 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFSV
DIMENSIONAL ETF...
|
ETF | 0.00% | 0.19% |
Sold All 😨
(Was: #65) |
0.0 | -16,358 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
JMUB
J P MORGAN EXCH...
|
ETF | 0.00% | 0.19% |
Sold All 😨
(Was: #66) |
0.0 | -10,016 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VTV
VANGUARD INDEX ...
|
ETF | 0.00% | 0.19% |
Sold All 😨
(Was: #67) |
0.0 | -2,686 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VTEB
VANGUARD MUN BD...
|
ETF | 0.00% | 0.16% |
Sold All 😨
(Was: #71) |
0.0 | -8,764 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DGRO
ISHARES TR
|
Warrant | 0.00% | 0.14% |
Sold All 😨
(Was: #74) |
0.0 | -5,345 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SPY
PUT
SPDR S&P 500 ET...
|
PUT Option | 0.00% | 0.12% |
Sold All 😨
(Was: #75) |
0.0 | -500 | -100.0% |
CLOSED
|
— | $— | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IJR
ISHARES TR
|
ETF | 0.00% | 0.12% |
Sold All 😨
(Was: #76) |
0.0 | -2,759 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SCHV
SCHWAB STRATEGI...
|
ETF | 0.00% | 0.12% |
Sold All 😨
(Was: #77) |
0.0 | -11,213 | -100.0% |
CLOSED
|
— | $— | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VONE
VANGUARD SCOTTS...
|
ETF | 0.00% | 0.12% |
Sold All 😨
(Was: #78) |
0.0 | -1,064 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
PZA
INVESCO EXCH TR...
|
ETF | 0.00% | 0.10% |
Sold All 😨
(Was: #79) |
0.0 | -11,967 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VBR
VANGUARD INDEX ...
|
ETF | 0.00% | 0.09% |
Sold All 😨
(Was: #80) |
0.0 | -1,205 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
KKR
KKR & CO INC
|
Unknown | 0.00% | 0.09% |
Sold All 😨
(Was: #82) |
0.0 | -1,801 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
JNJ
JOHNSON & JOHNS...
|
Unknown | 0.00% | 0.08% |
Sold All 😨
(Was: #83) |
0.0 | -1,179 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
MLN
VANECK ETF TRUS...
|
ETF | 0.00% | 0.08% |
Sold All 😨
(Was: #86) |
0.0 | -12,371 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
WMT
WALMART INC
|
Unknown | 0.00% | 0.08% |
Sold All 😨
(Was: #87) |
0.0 | -2,083 | -100.0% |
CLOSED
|
— | $— | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
MDST
ULTIMUS MANAGER...
|
Bond/Debt | 0.00% | 0.08% |
Sold All 😨
(Was: #88) |
0.0 | -7,623 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AVGO
BROADCOM INC
|
Unknown | 0.00% | 0.07% |
Sold All 😨
(Was: #89) |
0.0 | -608 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) |
Showing 1-25 of 96 holdings