Reality Financial Planning Services, LLC

All Holdings — 2025 Q4

AI Portfolio Summary
In 2025 Q4, Reality Financial Planning Services, LLC maintained a portfolio of 20 distinct positions. The most significant new addition to the portfolio was VANGUARD INDEX FDS, which now represents 22.69% of the total fund value.
PCA Score Concentration Risk
Risk ENB
Total Positions
20
Quarter
2025 Q4
Top Holding
VTI (22.7%)
Top 10 Concentration
91.0%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
1-20 of 20
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
VTI
VANGUARD INDEX ...
ETF 22.69% #1
Prev: #—
9.5 70,679 no change
NEW
70,679 $23,696,548 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VIG
VANGUARD SPECIA...
ETF 16.92% #2
Prev: #—
9.0 80,375 no change
NEW
80,375 $17,664,917 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VYM
VANGUARD WHITEH...
ETF 16.22% #3
Prev: #—
8.5 118,038 no change
NEW
118,038 $16,940,814 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IVV
ISHARES TR
ETF 8.67% #4
Prev: #—
7.5 13,212 no change
NEW
13,212 $9,049,427 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
BND
VANGUARD BD IND...
ETF 7.51% #5
Prev: #—
7.0 105,909 no change
NEW
105,909 $7,844,680 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
USFR
WISDOMTREE TR
ETF 6.17% #6
Prev: #—
6.0 128,077 no change
NEW
128,077 $6,444,835 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
QQQ
INVESCO QQQ TR
ETF 3.36% #7
Prev: #—
4.8 5,705 no change
NEW
5,705 $3,504,639 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VOO
VANGUARD INDEX ...
ETF 3.23% #8
Prev: #—
4.8 5,376 no change
NEW
5,376 $3,371,451 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
USMV
ISHARES TR
ETF 3.15% #9
Prev: #—
4.8 34,973 no change
NEW
34,973 $3,293,058 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VPU
VANGUARD WORLD ...
ETF 3.12% #10
Prev: #—
4.7 17,584 no change
NEW
17,584 $3,253,743 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VXUS
VANGUARD STAR F...
Bond/Debt 2.50% #11
Prev: #—
4.5 34,590 no change
NEW
34,590 $2,609,470 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHO
SCHWAB STRATEGI...
ETF 1.37% #12
Prev: #—
4.0 58,563 no change
NEW
58,563 $1,427,180 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SDY
SPDR SERIES TRU...
Unknown 1.02% #13
Prev: #—
3.9 7,642 no change
NEW
7,642 $1,063,461 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VNQ
VANGUARD INDEX ...
ETF 0.98% #14
Prev: #—
3.9 11,566 no change
NEW
11,566 $1,023,475 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DVY
ISHARES TR
ETF 0.85% #15
Prev: #—
3.8 6,294 no change
NEW
6,294 $888,335 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
QQQM
INVESCO EXCH TR...
ETF 0.71% #16
Prev: #—
3.8 2,934 no change
NEW
2,934 $742,067 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
MUNI
PIMCO ETF TR
Bond/Debt 0.57% #17
Prev: #—
3.7 11,259 no change
NEW
11,259 $590,084 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
AAPL
APPLE INC
Unknown 0.34% #18
Prev: #—
3.6 1,325 no change
NEW
1,325 $360,215 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
JPM
JPMORGAN CHASE ...
Unknown 0.34% #19
Prev: #—
3.6 1,103 no change
NEW
1,103 $355,409 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
MSFT
MICROSOFT CORP
Unknown 0.28% #20
Prev: #—
3.6 605 no change
NEW
605 $292,590 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
Showing 1-20 of 20 holdings

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