AI Portfolio Summary
In 2025 Q4, Lutz Financial Services LLC maintained a portfolio of 103 distinct positions. They heavily accumulated shares in VANGUARD INDEX FDS, increasing their position by 2.7%. Conversely, Lutz Financial Services LLC completely exited their position in ORACLE CORP.
Total Positions
103
Quarter
2025 Q4
Top Holding
VOO (10.8%)
Top 10 Concentration
59.0%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
1-25 of 103
| Stock | History | Sector / Type | Port % | Prev % | Rank / Prev | Conviction | Change | % Change | Influence | Shares | Mkt Value | Avg Cost | Price Held | 1st Owned | Source | Source Date | Date Reported |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
VOO
VANGUARD INDEX ...
|
ETF | 10.81% | 10.95% |
#1
Prev: #1
|
6.3 | 6,616 | 2.7% |
P
S
|
253,536 | $159,000,379 | 2018 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SPYV
SPDR SERIES TRU...
|
Unknown | 9.23% | 9.08% |
#2
Prev: #2
|
5.7 | 121,475 | 5.4% |
P
S
|
2,387,903 | $135,656,798 | 2018 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IJH
ISHARES TR
|
ETF | 7.08% | 7.03% |
#3
Prev: #3
|
4.9 | 89,867 | 6.0% |
P
S
|
1,578,398 | $104,174,277 | 2018 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
BND
VANGUARD BD IND...
|
ETF | 6.87% | 6.81% |
#4
Prev: #4
|
4.8 | 98,264 | 7.8% |
P
S
|
1,362,944 | $100,953,289 | 2018 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VTEB
VANGUARD MUN BD...
|
ETF | 5.09% | 4.84% |
#5
Prev: #5
|
4.1 | 151,071 | 11.3% |
P
S
|
1,486,795 | $74,770,965 | 2022 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
MDYV
SPDR SERIES TRU...
|
ETF | 4.51% | 4.38% |
#6
Prev: #6
|
3.8 | 57,250 | 7.9% |
P
S
|
783,438 | $66,318,091 | 2019 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VCSH
VANGUARD SCOTTS...
|
ETF | 4.44% | 4.31% |
#7
Prev: #7
|
3.8 | 73,823 | 9.9% |
P
S
|
819,525 | $65,340,770 | 2018 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SCHP
SCHWAB STRATEGI...
|
ETF | 3.98% | 3.88% |
#8
Prev: #8
|
3.6 | 216,519 | 10.9% |
P
S
|
2,206,735 | $58,456,436 | 2018 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
MBB
ISHARES TR
|
ETF | 3.87% | 3.71% |
#9
Prev: #9
|
3.6 | 58,624 | 10.9% |
P
S
|
597,581 | $56,901,754 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SPY
SPDR S&P 500 ET...
|
ETF | 3.10% | 3.36% |
#10
Prev: #10
|
1.3 | -2,844 | -4.1% |
P
S
|
66,871 | $45,600,846 | 2018 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
MUB
ISHARES TR
|
ETF | 2.56% | 2.61% |
#11
Prev: #11
|
3.0 | 12,434 | 3.7% |
P
S
|
351,298 | $37,627,565 | 2019 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFAC
DIMENSIONAL ETF...
|
ETF | 2.42% | 2.34% |
#12
Prev: #12
|
3.0 | 60,481 | 7.2% |
P
S
|
896,946 | $35,510,083 | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFIC
DIMENSIONAL ETF...
|
Bond/Debt | 1.85% | 1.79% |
#13
1
Prev: #14
|
2.8 | 35,952 | 4.8% |
P
S
|
791,288 | $27,267,803 | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IGSB
ISHARES TR
|
ETF | 1.75% | 1.84% |
#14
1
Prev: #13
|
2.7 | 6,407 | 1.3% |
P
S
|
486,755 | $25,739,624 | 2018 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IJR
ISHARES TR
|
ETF | 1.56% | 1.55% |
#15
1
Prev: #16
|
2.6 | 11,119 | 6.2% |
P
S
|
191,033 | $22,958,406 | 2018 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IVE
ISHARES TR
|
ETF | 1.54% | 1.64% |
#16
1
Prev: #15
|
0.6 | -2,905 | -2.6% |
P
S
|
106,970 | $22,685,186 | 2018 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AGG
ISHARES TR
|
ETF | 1.49% | 1.53% |
#17
Prev: #17
|
2.6 | 9,007 | 4.3% |
P
S
|
219,891 | $21,962,726 | 2018 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DUHP
DIMENSIONAL ETF...
|
ETF | 1.45% | 1.41% |
#18
2
Prev: #20
|
2.6 | 48,026 | 9.3% |
P
S
|
562,375 | $21,387,125 | 2022 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
BSV
VANGUARD BD IND...
|
Bond/Debt | 1.44% | 1.45% |
#19
1
Prev: #18
|
2.6 | 13,512 | 5.3% |
P
S
|
268,024 | $21,122,953 | 2018 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SCHM
SCHWAB STRATEGI...
|
ETF | 1.37% | 1.45% |
#20
1
Prev: #19
|
0.6 | -4,674 | -0.7% |
P
S
|
670,307 | $20,156,157 | 2018 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SCHX
SCHWAB STRATEGI...
|
ETF | 1.33% | 1.40% |
#21
Prev: #21
|
0.5 | -7,824 | -1.1% |
P
S
|
728,336 | $19,599,532 | 2020 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFAS
DIMENSIONAL ETF...
|
ETF | 1.12% | 1.15% |
#22
Prev: #22
|
2.5 | 4,708 | 2.0% |
P
S
|
237,201 | $16,525,803 | 2021 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IVV
ISHARES TR
|
ETF | 1.12% | 1.15% |
#23
Prev: #23
|
2.4 | 224 | 0.9% |
P
S
|
23,966 | $16,415,257 | 2018 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VOE
VANGUARD INDEX ...
|
ETF | 1.08% | 1.13% |
#24
Prev: #24
|
2.4 | 43 | 0.0% |
P
S
|
89,461 | $15,867,841 | 2018 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IJJ
ISHARES TR
|
ETF | 1.07% | 1.13% |
#25
Prev: #25
|
0.4 | -104 | -0.1% |
P
S
|
120,056 | $15,798,173 | 2018 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
ORCL
ORACLE CORP
|
Technology | 0.00% | 0.02% |
Sold All 😨
(Was: #92) |
0.3 | -855 | -100.0% |
CLOSED
|
— | $— | 2025 Q3 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) |
Showing 1-25 of 103 holdings