Kelman-Lazarov, Inc.

All Holdings — 2025 Q4

AI Portfolio Summary
In 2025 Q4, Kelman-Lazarov, Inc. maintained a portfolio of 137 distinct positions. They heavily accumulated shares in SCHWAB STRATEGIC TR, increasing their position by 0.5%. The fund also reduced its exposure to GOLDMAN SACHS ETF TR by 49.9%.
PCA Score Concentration Risk
Risk ENB
Total Positions
137
Quarter
2025 Q4
Top Holding
FNDX (9.2%)
Top 10 Concentration
53.9%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
Showing 1-50 of 137
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
FNDX
SCHWAB STRATEGI...
Bond/Debt 9.16% 9.15% #1
Prev: #1
6.2 10,709 0.5%
P
S
2,356,429 $64,118,441 2016 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHG
SCHWAB STRATEGI...
ETF 8.55% 8.78% #2
Prev: #2
5.4 -21,942 -1.2%
P
S
1,834,823 $59,851,928 2016 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
MOAT
VANECK ETF TRUS...
ETF 8.22% 8.10% #3
Prev: #3
4.8 4,855 0.9%
P
S
556,020 $57,581,409 2016 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
SPLG
SPDR SERIES TRU...
ETF 4.69% 4.43% #4 1
Prev: #5
4.4 28,424 7.5%
P
S
409,641 $32,861,414 2025 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
STIP
ISHARES TR
ETF 4.43% 4.32% #5 2
Prev: #7
4.3 21,344 7.6%
P
S
303,015 $31,025,682 2022 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
GSLC
GOLDMAN SACHS E...
ETF 4.03% 4.41% #6
Prev: #6
2.1 -14,722 -6.5%
P
S
213,417 $28,250,006 2018 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHX
SCHWAB STRATEGI...
ETF 3.92% 4.01% #7 1
Prev: #8
2.1 -8,238 -0.8%
P
S
1,019,736 $27,441,088 2025 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
AVDE
AMERICAN CENTY ...
Bond/Debt 3.84% 0.95% #8 15
Prev: #23
4.5 244,826 300.3%
P
S
326,357 $26,865,714 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IJR
ISHARES TR
ETF 3.59% 3.60% #9
Prev: #9
1.9 4,904 2.4%
P
S
209,258 $25,148,622 2016 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
BOND
PIMCO ETF TR
ETF 3.46% 3.48% #10
Prev: #10
1.9 8,976 3.6%
P
S
260,274 $24,226,293 2016 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
MBB
ISHARES TR
ETF 3.32% 3.20% #11 1
Prev: #12
3.3 17,792 7.9%
P
S
244,345 $23,266,496 2023 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
FNDE
SCHWAB STRATEGI...
Bond/Debt 3.13% 3.25% #12 1
Prev: #11
1.8 2,302 0.4%
P
S
607,762 $21,915,910 2019 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
FNDC
SCHWAB STRATEGI...
Bond/Debt 3.02% 3.13% #13
Prev: #13
1.7 1,317 0.3%
P
S
475,257 $21,172,680 2018 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
BSV
VANGUARD BD IND...
Bond/Debt 3.00% 2.98% #14
Prev: #14
1.7 12,009 4.7%
P
S
266,401 $20,995,091 2016 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
GSIE
GOLDMAN SACHS E...
Bond/Debt 2.87% 5.69% #15 11
Prev: #4
1.1 -465,982 -49.9%
P
S
468,352 $20,111,024 2018 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
IJH
ISHARES TR
ETF 2.57% 2.57% #16 1
Prev: #15
1.5 7,502 2.8%
P
S
272,798 $18,004,641 2018 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
BRK/B
BERKSHIRE HATHA...
Financial Services 2.32% 2.36% #17 1
Prev: #16
1.4 536 1.7%
P
S
32,258 $16,214,484 2018 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
QLTY
GMO ETF TRUST
ETF 2.01% 1.95% #18
Prev: #18
1.3 1,932 0.5%
P
S
365,857 $14,070,842 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
PYLD
PIMCO ETF TR
ETF 1.92% 1.97% #19 2
Prev: #17
1.3 8,865 1.8%
P
S
503,900 $13,444,049 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHF
SCHWAB STRATEGI...
Bond/Debt 1.37% 1.37% #20 1
Prev: #19
1.0 1,988 0.5%
P
S
398,594 $9,582,203 2018 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VUG
VANGUARD INDEX ...
Warrant 1.12% 1.08% #21 1
Prev: #20
2.4 843 5.5%
P
S
16,045 $7,827,477 2016 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
STPZ
PIMCO ETF TR
ETF 1.03% 1.07% #22 1
Prev: #21
0.9 2,290 1.7%
P
S
135,060 $7,247,332 2016 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
SMMU
PIMCO ETF TR
ETF 1.00% 1.01% #23 1
Prev: #22
0.9 3,374 2.5%
P
S
138,186 $6,968,729 2023 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
AVEM
AMERICAN CENTY ...
Bond/Debt 0.77% 0.78% #24
Prev: #24
0.8 263 0.4%
P
S
70,326 $5,416,474 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
MUNI
PIMCO ETF TR
Bond/Debt 0.61% 0.59% #25 1
Prev: #26
2.2 5,787 7.6%
P
S
81,905 $4,292,650 2016 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
GOOGL
ALPHABET INC
Communication Services 0.59% 0.48% #26 4
Prev: #30
0.7 -29 -0.2%
P
S
13,288 $4,159,086 2016 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
SPY
SPDR S&P 500 ET...
ETF 0.58% 0.60% #27 2
Prev: #25
0.7 -69 -1.1%
P
S
5,999 $4,090,734 2016 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VTEB
VANGUARD MUN BD...
ETF 0.58% 0.58% #28 1
Prev: #27
0.7 1,479 1.9%
P
S
80,253 $4,035,936 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
RWL
INVESCO EXCH TR...
ETF 0.53% 0.54% #29 1
Prev: #28
0.7 -456 -1.4%
P
S
32,654 $3,738,854 2019 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
VV
VANGUARD INDEX ...
ETF 0.53% 0.29% #30 10
Prev: #40
3.2 5,319 82.5%
P
S
11,767 $3,704,252 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
AAPL
APPLE INC
Technology 0.51% 0.45% #31 2
Prev: #33
2.2 1,103 9.2%
P
S
13,092 $3,559,084 2016 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
AVDS
AMERICAN CENTY ...
Bond/Debt 0.49% 0.49% #32 3
Prev: #29
0.7 324 0.7%
P
S
49,472 $3,453,662 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
BIV
VANGUARD BD IND...
Bond/Debt 0.47% 0.47% #33 2
Prev: #31
0.7 1,570 3.8%
P
S
42,537 $3,312,785 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
VCRM
VANGUARD MUN BD...
ETF 0.45% 0.42% #34 1
Prev: #35
2.2 3,884 10.4%
P
S
41,252 $3,117,414 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
VTV
VANGUARD INDEX ...
ETF 0.42% 0.43% #35 1
Prev: #34
0.7 -2 -0.0%
P
S
15,535 $2,966,966 2016 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
PTRB
PGIM ETF TR
ETF 0.39% 0.33% #36 1
Prev: #37
2.7 11,899 22.3%
P
S
65,143 $2,738,601 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
MSFT
MICROSOFT CORP
Technology 0.35% 0.28% #37 4
Prev: #41
2.6 1,420 39.0%
P
S
5,058 $2,446,336 2016 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
MA
MASTERCARD INCO...
Financial Services 0.33% 0.34% #38 2
Prev: #36
0.6 11 0.3%
P
S
4,046 $2,309,595 2016 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
FNDA
SCHWAB STRATEGI...
Bond/Debt 0.31% 0.32% #39
Prev: #39
0.6 -787 -1.1%
P
S
69,405 $2,186,937 2018 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
MDY
SPDR S&P MIDCAP...
ETF 0.27% 0.28% #40 2
Prev: #42
0.6 -24 -0.8%
P
S
3,090 $1,864,380 2016 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHA
SCHWAB STRATEGI...
ETF 0.26% 0.26% #41 2
Prev: #43
0.6 587 0.9%
P
S
64,558 $1,838,601 2023 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VOO
VANGUARD INDEX ...
ETF 0.26% 0.26% #42 3
Prev: #45
0.6 54 1.9%
P
S
2,868 $1,798,415 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IVV
ISHARES TR
ETF 0.25% 0.26% #43 1
Prev: #44
0.6 1 0.0%
P
S
2,596 $1,778,270 2016 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
SPMD
SPDR SERIES TRU...
ETF 0.24% 0.25% #44 2
Prev: #46
0.6 354 1.2%
P
S
29,376 $1,701,173 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VIG
VANGUARD SPECIA...
ETF 0.24% 0.24% #45 2
Prev: #47
0.6 4 0.1%
P
S
7,614 $1,673,400 2016 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
GNMA
ISHARES TR
Bond/Debt 0.23% 0.32% #46 8
Prev: #38
0.1 -13,172 -26.7%
P
S
36,184 $1,611,616 2023 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHM
SCHWAB STRATEGI...
ETF 0.22% 0.23% #47 1
Prev: #48
0.6 454 0.9%
P
S
52,267 $1,571,660 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
BRK/A
BERKSHIRE HATHA...
Financial Services 0.22% 0.22% #48 1
Prev: #49
1.1 no change no change
P
S
2 $1,509,600 2019 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
AVSU
AMERICAN CENTY ...
Bond/Debt 0.21% 0.13% #49 13
Prev: #62
3.1 7,540 62.8%
P
S
19,537 $1,490,695 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IYY
ISHARES TR
ETF 0.21% 0.21% #50
Prev: #50
0.6 -19 -0.2%
P
S
8,871 $1,470,871 2016 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
Showing 1-50 of 137 holdings

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