Fee-Only Financial Planning, L.C.

All Holdings — 2025 Q4

AI Portfolio Summary
In 2025 Q4, Fee-Only Financial Planning, L.C. maintained a portfolio of 44 distinct positions. They heavily accumulated shares in VANGUARD INDEX FDS, increasing their position by 0.4%. Conversely, Fee-Only Financial Planning, L.C. completely exited their position in ORACLE CORP.
PCA Score Concentration Risk
Risk ENB
Total Positions
44
Quarter
2025 Q4
Top Holding
VUG (30.4%)
Top 10 Concentration
87.2%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
1-25 of 44
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
VUG
VANGUARD INDEX ...
Warrant 30.43% 30.56% #1
Prev: #1
10.0 -2,199 -2.0%
P
S
107,003 $52,202,240 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VTV
VANGUARD INDEX ...
ETF 18.55% 18.43% #2
Prev: #2
7.4 -2,785 -1.6%
P
S
166,630 $31,824,634 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VO
VANGUARD INDEX ...
ETF 8.57% 8.80% #3
Prev: #3
3.4 -678 -1.3%
P
S
50,663 $14,703,416 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VB
VANGUARD INDEX ...
ETF 6.55% 6.50% #4
Prev: #4
2.6 -247 -0.6%
P
S
43,560 $11,236,419 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VBR
VANGUARD INDEX ...
ETF 6.51% 6.44% #5
Prev: #5
2.6 -174 -0.3%
P
S
52,710 $11,163,451 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VBK
VANGUARD INDEX ...
ETF 5.29% 5.25% #6
Prev: #6
2.1 -230 -0.8%
P
S
30,017 $9,068,436 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VEU
VANGUARD INTL E...
ETF 4.31% 4.20% #7
Prev: #7
1.7 -542 -0.5%
P
S
100,413 $7,386,380 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VOO
VANGUARD INDEX ...
ETF 2.83% 2.79% #8
Prev: #8
1.1 -80 -1.0%
P
S
7,733 $4,849,674 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VOE
VANGUARD INDEX ...
ETF 2.33% 2.30% #9
Prev: #9
0.9 -100 -0.4%
P
S
22,518 $3,994,018 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VTI
VANGUARD INDEX ...
ETF 1.79% 1.75% #10
Prev: #10
2.7 35 0.4%
P
S
9,151 $3,068,056 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VXF
VANGUARD INDEX ...
ETF 1.36% 1.37% #11
Prev: #11
0.5 no change no change
P
S
11,194 $2,340,889 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VOT
VANGUARD INDEX ...
ETF 1.15% 1.21% #12
Prev: #12
0.5 -15 -0.2%
P
S
7,063 $1,971,566 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
BAC
BANK AMERICA CO...
Financial Services 1.10% 1.03% #13
Prev: #13
0.4 no change no change
P
S
34,317 $1,887,458 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
MGK
VANGUARD WORLD ...
Warrant 1.01% 0.99% #14
Prev: #14
0.4 no change no change
P
S
4,200 $1,733,634 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VEA
VANGUARD TAX-MA...
ETF 0.74% 0.71% #15 1
Prev: #16
0.3 no change no change
P
S
20,194 $1,261,550 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
PM
PHILIP MORRIS I...
Consumer Defensive 0.72% 0.73% #16 1
Prev: #15
0.3 no change no change
P
S
7,726 $1,239,250 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VDE
VANGUARD WORLD ...
ETF 0.57% 0.57% #17
Prev: #17
0.2 no change no change
P
S
7,800 $982,176 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VV
VANGUARD INDEX ...
ETF 0.54% 0.53% #18
Prev: #18
0.2 no change no change
P
S
2,925 $920,742 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
AAPL
APPLE INC
Technology 0.41% 0.38% #19 3
Prev: #22
0.2 no change no change
P
S
2,582 $701,943 2023 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
XOM
EXXON MOBIL COR...
Energy 0.40% 0.39% #20 1
Prev: #21
0.2 -118 -2.0%
P
S
5,763 $693,519 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
TFC
TRUIST FINL COR...
Financial Services 0.39% 0.36% #21 3
Prev: #24
0.2 no change no change
P
S
13,506 $664,630 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
T
AT&T INC
Communication Services 0.37% 0.42% #22 3
Prev: #19
0.1 no change no change
P
S
25,377 $630,365 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
MO
ALTRIA GROUP IN...
Consumer Defensive 0.35% 0.41% #23 3
Prev: #20
0.1 no change no change
P
S
10,553 $608,486 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
MSFT
MICROSOFT CORP
Technology 0.33% 0.37% #24 1
Prev: #23
0.1 -67 -5.5%
P
S
1,159 $560,516 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
AEP
AMERICAN ELEC P...
Utilities 0.32% 0.31% #25 1
Prev: #26
0.1 no change no change
P
S
4,769 $549,913 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
ORCL
ORACLE CORP
Technology 0.00% 0.13%
Sold All 😨
(Was: #40)
0.3 -800 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
NSC
NORFOLK SOUTHN ...
Industrials 0.00% 0.12%
Sold All 😨
(Was: #41)
0.3 -695 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
Showing 1-25 of 44 holdings

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