2026 Q1 Portfolio Activity
In 2026 Q1, Cardinal Point Capital Management ULC maintained a portfolio of 308 distinct positions. The most significant new addition was VANGUARD INSTL INDEX FD, now representing 1.27% of the total fund value. They heavily accumulated shares in NVIDIA CORPORATION, increasing the position by 302.0%. Conversely, Cardinal Point Capital Management ULC completely exited their position in BROOKFIELD BUSINESS PARTNERS.
Position History
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Total Positions
308
Quarter
2026 Q1
Top Holding
VTI (12.0%)
Top 10 Concentration
42.7%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
Showing 1-50 of 308
Cardinal Point Capital Management ULC Full Holdings List — 2026 Q1
| Stock | History | Sector / Type | Port % | Prev % | Rank / Prev | Conviction | Change | % Change | Influence | Shares | Mkt Value | Avg Cost | Price Held | 1st Owned | Source | Source Date | Date Reported | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
VTI
VANGUARD INDEX ...
|
ETF | 12.04% | 12.75% |
#1
Prev: #1
|
8.0 |
—
|
30,152 | 5.2% |
P
S
|
611,956 | $196,321,739 |
$220.84
+66.1%
|
2023 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | ||
|
USFR
WISDOMTREE TR
|
ETF | 4.55% | 4.73% |
#2
1
Prev: #3
|
3.8 |
—
|
37,555 | 2.6% |
P
S
|
1,474,438 | $74,223,224 |
$44.38
+13.7%
|
2023 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | ||
|
VEU
VANGUARD INTL E...
|
ETF | 4.17% | 3.92% |
#3
3
Prev: #6
|
4.7 |
—
|
90,286 | 11.1% |
P
S
|
904,871 | $67,955,806 |
$55.59
+48.3%
|
2023 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | ||
|
VGIT
VANGUARD SCOTTS...
|
Bond/Debt | 4.16% | 4.26% |
#4
Prev: #4
|
2.7 |
—
|
52,401 | 4.8% |
P
S
|
1,140,442 | $67,913,297 | 2023 Q3 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
DFAX
DIMENSIONAL ETF...
|
ETF | 4.06% | 3.94% |
#5
Prev: #5
|
4.1 |
—
|
106,705 | 5.8% |
P
S
|
1,949,020 | $66,208,193 | 2024 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
AAPL
APPLE INC
|
Technology | 3.65% | 4.87% |
#6
4
Prev: #2
|
2.0 |
—
|
-39,522 | -14.4% |
P
S
|
234,645 | $59,550,569 | 2023 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
LRGF
ISHARES TR
|
ETF | 2.96% | 3.36% |
#7
Prev: #7
|
1.7 |
—
|
-9,298 | -1.3% |
P
S
|
731,889 | $48,304,665 | 2023 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
DFAC
DIMENSIONAL ETF...
|
ETF | 2.45% | 2.51% |
#8
Prev: #8
|
3.0 |
—
|
58,118 | 6.0% |
P
S
|
1,027,815 | $39,940,874 | 2023 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
MUB
ISHARES TR
|
ETF | 2.34% | 2.50% |
#9
Prev: #9
|
1.4 |
—
|
2,872 | 0.8% |
P
S
|
359,320 | $38,141,818 | 2024 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
DBMF
LITMAN GREGORY ...
|
ETF | 2.28% | 2.14% |
#10
1
Prev: #11
|
2.9 |
—
|
69,681 | 6.0% |
P
S
|
1,234,297 | $37,214,040 | 2023 Q4 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
RY
ROYAL BK CDA
|
Financial Services | 1.94% | 2.21% |
#11
1
Prev: #10
|
1.3 |
—
|
-1,520 | -0.8% |
P
S
|
196,519 | $31,704,772 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
PYLD
PIMCO ETF TR
|
ETF | 1.90% | 1.88% |
#12
1
Prev: #13
|
2.8 |
—
|
108,992 | 10.1% |
P
S
|
1,183,801 | $31,015,583 | 2024 Q2 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
GOOG
ALPHABET INC
|
Communication Services | 1.78% | 2.10% |
#13
1
Prev: #12
|
1.2 |
—
|
-1,340 | -1.3% |
P
S
|
101,201 | $29,030,626 | 2023 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
TD
TORONTO DOMINIO...
|
Financial Services | 1.67% | 1.83% |
#14
Prev: #14
|
1.2 |
—
|
-3,897 | -1.3% |
P
S
|
293,001 | $27,309,447 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
IAU
ISHARES GOLD TR
|
ETF | 1.64% | 1.58% |
#15
1
Prev: #16
|
1.2 |
—
|
4,986 | 1.7% |
P
S
|
303,426 | $26,749,992 | 2023 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
NVDA
NVIDIA CORPORAT...
|
Technology | 1.64% | 0.46% |
#16
37
Prev: #53
|
3.7 |
—
|
114,989 | 302.0% |
P
S
|
153,068 | $26,696,485 | 2024 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
MINO
PIMCO ETF TR
|
ETF | 1.62% | 1.65% |
#17
2
Prev: #15
|
2.6 |
—
|
30,320 | 5.5% |
P
S
|
585,778 | $26,459,592 | 2025 Q3 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
TFLO
ISHARES TR
|
ETF | 1.60% | 1.28% |
#18
Prev: #18
|
3.1 |
—
|
125,727 | 32.3% |
P
S
|
514,649 | $26,056,703 | 2023 Q2 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
SU
SUNCOR ENERGY I...
|
Energy | 1.53% | 1.15% |
#19
3
Prev: #22
|
1.1 |
—
|
-16,841 | -4.3% |
P
S
|
378,476 | $24,982,837 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
BMO
BANK MONTREAL M...
|
Financial Services | 1.46% | 1.52% |
#20
3
Prev: #17
|
1.1 |
—
|
-1,814 | -1.0% |
P
S
|
176,674 | $23,881,853 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
VBIL
VANGUARD INSTL ...
|
ETF | 1.27% | — |
#21
Prev: #—
|
4.0 |
—
|
273,105 | — |
NEW
|
273,105 | $20,660,393 | 2026 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
WMT
WALMART INC
|
Consumer Defensive | 1.25% | 1.24% |
#22
2
Prev: #20
|
1.0 |
—
|
-6,078 | -3.6% |
P
S
|
164,402 | $20,432,327 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
CSCO
CISCO SYS INC
|
Technology | 1.13% | 1.23% |
#23
2
Prev: #21
|
1.0 |
—
|
-6,556 | -2.7% |
P
S
|
237,609 | $18,436,110 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
JNJ
JOHNSON & JOHNS...
|
Healthcare | 1.11% | 1.03% |
#24
1
Prev: #25
|
0.9 |
—
|
-2,342 | -3.1% |
P
S
|
74,043 | $18,099,071 | 2023 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
JPM
JPMORGAN CHASE ...
|
Financial Services | 1.10% | 1.27% |
#25
6
Prev: #19
|
0.9 |
—
|
732 | 1.2% |
P
S
|
60,898 | $17,913,628 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
ENB
ENBRIDGE INC
|
Energy | 1.09% | 1.03% |
#26
Prev: #26
|
0.9 |
—
|
331 | 0.1% |
P
S
|
328,162 | $17,753,567 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
MSFT
MICROSOFT CORP
|
Technology | 1.07% | 0.90% |
#27
2
Prev: #29
|
3.4 |
—
|
18,624 | 65.3% |
P
S
|
47,128 | $17,445,549 | 2023 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
MFC
MANULIFE FINL C...
|
Financial Services | 0.99% | 1.10% |
#28
5
Prev: #23
|
0.9 |
—
|
6,686 | 1.4% |
P
S
|
471,351 | $16,204,276 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
TRP
TC ENERGY CORP
|
Energy | 0.97% | 0.92% |
#29
1
Prev: #28
|
0.9 |
—
|
-1,379 | -0.5% |
P
S
|
252,721 | $15,793,476 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
NEM
NEWMONT CORP
|
Basic Materials | 0.95% | 0.92% |
#30
3
Prev: #27
|
0.9 |
—
|
2,080 | 1.5% |
P
S
|
142,570 | $15,433,203 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
BNS
BANK NOVA SCOTI...
|
Financial Services | 0.91% | 1.06% |
#31
7
Prev: #24
|
0.9 |
—
|
-4,436 | -2.0% |
P
S
|
215,525 | $14,916,214 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
AEM
AGNICO EAGLE MI...
|
Basic Materials | 0.86% | 0.77% |
#32
4
Prev: #36
|
0.8 |
—
|
-285 | -0.4% |
P
S
|
69,101 | $13,998,170 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
CNI
CANADIAN NATL R...
|
Industrials | 0.85% | 0.86% |
#33
1
Prev: #32
|
0.8 |
—
|
2,641 | 2.0% |
P
S
|
135,114 | $13,878,822 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
GDX
VANECK ETF TRUS...
|
ETF | 0.84% | 0.86% |
#34
1
Prev: #33
|
0.8 |
—
|
-2,840 | -1.9% |
P
S
|
149,831 | $13,749,991 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
RCI
ROGERS COMMUNIC...
|
Communication Services | 0.78% | 0.81% |
#35
1
Prev: #34
|
0.8 |
—
|
5,011 | 1.5% |
P
S
|
333,058 | $12,783,272 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
SUNC
SUNOCOCORP LLC
|
Energy | 0.77% | 0.66% |
#36
5
Prev: #41
|
0.8 |
—
|
-640 | -0.3% |
P
S
|
203,513 | $12,546,577 | 2025 Q4 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
PM
PHILIP MORRIS I...
|
Consumer Defensive | 0.74% | 0.80% |
#37
2
Prev: #35
|
0.8 |
—
|
-3,169 | -4.1% |
P
S
|
73,201 | $12,103,053 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
BRK/B
BERKSHIRE HATHA...
|
Financial Services | 0.72% | 0.87% |
#38
7
Prev: #31
|
0.8 |
—
|
-1,878 | -7.1% |
P
S
|
24,521 | $11,750,463 | 2023 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
CNQ
CANADIAN NAT RE...
|
Energy | 0.69% | 0.51% |
#39
12
Prev: #51
|
0.8 |
—
|
1,973 | 0.9% |
P
S
|
230,194 | $11,206,661 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
N/A
BROOKFIELD BUSI...
|
|
Unknown | 0.68% | — |
#40
Prev: #—
|
3.8 |
—
|
353,005 | — |
NEW
|
353,005 | $11,112,604 | — | 13F Filing | 2026-03-31 | 2026-04-20 | ||
|
PEP
PEPSICO INC
|
Consumer Defensive | 0.68% | 0.67% |
#41
1
Prev: #40
|
0.8 |
—
|
314 | 0.4% |
P
S
|
71,531 | $11,108,049 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
VTEB
VANGUARD MUN BD...
|
ETF | 0.67% | — |
#42
Prev: #—
|
3.8 |
—
|
220,196 | — |
NEW
|
220,196 | $10,985,578 | 2026 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
FTLS
FIRST TR EXCH T...
|
ETF | 0.64% | 0.63% |
#43
Prev: #43
|
2.3 |
—
|
11,835 | 8.7% |
P
S
|
147,400 | $10,371,079 | 2023 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
ORCL
ORACLE CORP
|
Technology | 0.63% | 0.89% |
#44
14
Prev: #30
|
0.8 |
—
|
266 | 0.4% |
P
S
|
69,848 | $10,275,339 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
FDX
FEDEX CORP
|
Industrials | 0.63% | 0.54% |
#45
1
Prev: #46
|
0.8 |
—
|
-135 | -0.5% |
P
S
|
28,707 | $10,224,859 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
OTEX
OPEN TEXT CORP
|
Technology | 0.61% | 0.55% |
#46
1
Prev: #45
|
3.2 |
—
|
190,405 | 74.2% |
P
S
|
446,889 | $9,938,704 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
GOOGL
ALPHABET INC
|
Communication Services | 0.58% | 0.70% |
#47
9
Prev: #38
|
0.7 |
—
|
-1,159 | -3.4% |
P
S
|
33,041 | $9,501,238 | 2024 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
PFE
PFIZER INC
|
Healthcare | 0.57% | 0.53% |
#48
Prev: #48
|
0.7 |
—
|
5,450 | 1.7% |
P
S
|
329,107 | $9,241,325 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
IBM
INTERNATIONAL B...
|
Technology | 0.55% | 0.72% |
#49
12
Prev: #37
|
0.7 |
—
|
313 | 0.8% |
P
S
|
37,304 | $9,042,117 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 | |||
|
CVS
CVS HEALTH CORP
|
Healthcare | 0.54% | 0.64% |
#50
8
Prev: #42
|
0.7 |
—
|
185 | 0.2% |
P
S
|
122,740 | $8,815,187 | 2025 Q1 | 13F Filing | 2026-03-31 | 2026-04-20 |
Showing 1-50 of 308 holdings