2026 Q3 Portfolio Activity
In 2026 Q3, Cardinal Point Capital Management ULC maintained a portfolio of 310 distinct positions. The most significant new addition was BLACKROCK ETF TRUST, now representing 2.20% of the total fund value. They heavily accumulated shares in BOYD GROUP SERVICES INC, increasing the position by 249.6%. Conversely, Cardinal Point Capital Management ULC completely exited their position in VANGUARD INSTL INDEX FD.
Position History
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Total Positions
310
Quarter
2026 Q3
Top Holding
VTI (13.0%)
Top 10 Concentration
44.3%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
Showing 1-50 of 310
Cardinal Point Capital Management ULC Full Holdings List — 2026 Q3
| Stock | History | Sector / Type | Port % | Prev % | Rank / Prev | Conviction | Change | % Change | Influence | Shares | Mkt Value | Avg Cost | Price Held | 1st Owned | Source | Source Date | Date Reported | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
VTI
VANGUARD INDEX ...
|
ETF | 13.00% | 12.98% |
#1
Prev: #1
|
6.5 |
—
|
6,378 | 1.0% |
P
S
|
625,408 | $234,052,581 |
$222.84
+66.7%
|
2023 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | ||
|
AAPL
APPLE INC
|
Technology | 4.44% | 3.95% |
#2
4
Prev: #6
|
3.8 |
—
|
-1,234 | -0.5% |
P
S
|
239,840 | $79,871,375 | 2023 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
USFR
WISDOMTREE TR
|
ETF | 4.23% | 4.10% |
#3
1
Prev: #4
|
4.7 |
—
|
75,959 | 5.3% |
P
S
|
1,512,186 | $76,199,041 | 2023 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
VEU
VANGUARD INTL E...
|
ETF | 4.14% | 4.36% |
#4
2
Prev: #2
|
2.7 |
—
|
-19,203 | -2.1% |
P
S
|
899,015 | $74,591,262 | 2023 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
DFAX
DIMENSIONAL ETF...
|
ETF | 4.12% | 4.10% |
#5
2
Prev: #3
|
2.6 |
—
|
38,654 | 2.0% |
P
S
|
2,002,396 | $74,128,684 | 2024 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
VGIT
VANGUARD SCOTTS...
|
Bond/Debt | 3.90% | 3.96% |
#6
1
Prev: #5
|
2.1 |
—
|
52,927 | 4.5% |
P
S
|
1,239,418 | $70,225,443 | 2023 Q3 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
LRGF
ISHARES TR
|
ETF | 3.26% | 3.16% |
#7
Prev: #7
|
1.8 |
—
|
17,967 | 2.4% |
P
S
|
754,633 | $58,748,148 | 2023 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
DFAC
DIMENSIONAL ETF...
|
ETF | 2.64% | 2.61% |
#8
Prev: #8
|
1.6 |
—
|
32,678 | 3.1% |
P
S
|
1,070,089 | $47,565,475 | 2023 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
DBMF
IM GLOBAL PARTN...
|
ETF | 2.35% | 2.18% |
#9
2
Prev: #11
|
1.4 |
—
|
41,630 | 3.3% |
P
S
|
1,299,469 | $42,271,813 | 2023 Q4 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
IALT
BLACKROCK ETF T...
|
ETF | 2.20% | — |
#10
Prev: #—
|
4.4 |
—
|
1,324,545 | — |
NEW
|
1,324,545 | $39,550,914 | 2026 Q3 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
MUB
ISHARES TR
|
ETF | 2.10% | 2.24% |
#11
1
Prev: #10
|
1.3 |
—
|
5,529 | 1.5% |
P
S
|
373,539 | $37,764,793 | 2024 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
RY
ROYAL BK CDA
|
Financial Services | 2.07% | 2.26% |
#12
3
Prev: #9
|
1.3 |
—
|
-4,120 | -2.1% |
P
S
|
188,662 | $37,224,522 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
GOOG
ALPHABET INC
|
Communication Services | 2.02% | 2.14% |
#13
1
Prev: #12
|
1.3 |
—
|
158 | 0.1% |
P
S
|
106,831 | $36,401,597 | 2023 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
NVDA
NVIDIA CORPORAT...
|
Technology | 1.96% | 1.74% |
#14
2
Prev: #16
|
1.3 |
—
|
661 | 0.4% |
P
S
|
154,397 | $35,261,134 | 2024 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
PYLD
PIMCO ETF TR
|
ETF | 1.92% | 1.91% |
#15
1
Prev: #14
|
2.8 |
—
|
94,518 | 7.5% |
P
S
|
1,362,834 | $34,602,346 | 2024 Q2 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
TD
TORONTO DOMINIO...
|
Financial Services | 1.84% | 1.97% |
#16
3
Prev: #13
|
1.2 |
—
|
-5,488 | -1.9% |
P
S
|
280,539 | $33,086,076 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
BMO
BANK OF MONTREA...
|
Financial Services | 1.59% | 1.75% |
#17
2
Prev: #15
|
1.1 |
—
|
-4,423 | -2.5% |
P
S
|
171,122 | $28,701,651 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
MINO
PIMCO ETF TR
|
ETF | 1.45% | 1.53% |
#18
1
Prev: #17
|
1.1 |
—
|
24,835 | 4.2% |
P
S
|
614,813 | $26,184,886 | 2025 Q3 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
SU
SUNCOR ENERGY I...
|
Energy | 1.39% | 1.13% |
#19
2
Prev: #21
|
1.1 |
—
|
-3,326 | -0.9% |
P
S
|
366,692 | $24,940,639 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
MSFT
MICROSOFT CORP
|
Technology | 1.34% | 1.01% |
#20
8
Prev: #28
|
1.0 |
—
|
-1,023 | -2.1% |
P
S
|
46,916 | $24,063,143 | 2023 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
IAU
ISHARES GOLD TR
|
ETF | 1.29% | 1.26% |
#21
2
Prev: #19
|
1.0 |
—
|
1,579 | 0.5% |
P
S
|
296,909 | $23,188,554 | 2023 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
JPM
JPMORGAN CHASE ...
|
Financial Services | 1.11% | 1.13% |
#22
2
Prev: #20
|
0.9 |
—
|
-525 | -0.9% |
P
S
|
60,439 | $19,994,998 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
MFC
MANULIFE FINL C...
|
Financial Services | 1.09% | 1.07% |
#23
Prev: #23
|
0.9 |
—
|
-6,476 | -1.4% |
P
S
|
459,450 | $19,637,051 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
JNJ
JOHNSON & JOHNS...
|
Healthcare | 1.07% | 1.05% |
#24
2
Prev: #26
|
0.9 |
—
|
-183 | -0.3% |
P
S
|
72,580 | $19,214,829 | 2023 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
BNS
BANK NOVA SCOTI...
|
Financial Services | 1.06% | 1.05% |
#25
Prev: #25
|
0.9 |
—
|
-5,154 | -2.4% |
P
S
|
209,249 | $19,085,799 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
TFLO
ISHARES TR
|
ETF | 1.00% | 1.07% |
#26
4
Prev: #22
|
0.9 |
—
|
-18,876 | -5.1% |
P
S
|
354,220 | $17,948,327 | 2023 Q2 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
WMT
WALMART INC
|
Consumer Defensive | 0.99% | 1.02% |
#27
Prev: #27
|
2.4 |
—
|
11,525 | 7.2% |
P
S
|
170,966 | $17,766,787 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
CSCO
CISCO SYS INC
|
Technology | 0.94% | 1.06% |
#28
4
Prev: #24
|
0.9 |
—
|
-2,000 | -1.3% |
P
S
|
157,168 | $16,916,008 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
CNI
CANADIAN NATL R...
|
Industrials | 0.90% | 0.91% |
#29
2
Prev: #31
|
0.9 |
—
|
-15 | -0.0% |
P
S
|
134,972 | $16,115,264 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
NEM
NEWMONT CORP
|
Basic Materials | 0.89% | 0.75% |
#30
5
Prev: #35
|
0.9 |
—
|
-2,610 | -1.8% |
P
S
|
138,803 | $16,009,574 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
ENB
ENBRIDGE INC
|
Energy | 0.87% | 0.98% |
#31
2
Prev: #29
|
0.8 |
—
|
13,064 | 4.1% |
P
S
|
334,206 | $15,581,990 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
SUNC
SUNOCOCORP LLC
|
Energy | 0.81% | 0.77% |
#32
Prev: #32
|
0.8 |
—
|
-1,904 | -0.9% |
P
S
|
199,926 | $14,622,587 | 2025 Q4 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
TRP
TC ENERGY CORP
|
Energy | 0.80% | 0.94% |
#33
3
Prev: #30
|
0.8 |
—
|
-2,709 | -1.1% |
P
S
|
249,363 | $14,480,559 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
AEM
AGNICO EAGLE MI...
|
Basic Materials | 0.79% | 0.62% |
#34
6
Prev: #40
|
2.3 |
—
|
6,178 | 8.7% |
P
S
|
77,014 | $14,145,650 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
PM
PHILIP MORRIS I...
|
Consumer Defensive | 0.77% | 0.75% |
#35
1
Prev: #34
|
0.8 |
—
|
-785 | -1.1% |
P
S
|
72,601 | $13,853,723 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
GDX
VANECK ETF TRUS...
|
ETF | 0.72% | 0.64% |
#36
3
Prev: #39
|
0.8 |
—
|
-1,160 | -0.8% |
P
S
|
147,421 | $12,943,564 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
BRK/B
BERKSHIRE HATHA...
|
Financial Services | 0.70% | 0.76% |
#37
4
Prev: #33
|
0.8 |
—
|
-1,310 | -4.9% |
P
S
|
25,435 | $12,665,428 | 2023 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
FTLS
FIRST TR EXCH T...
|
ETF | 0.64% | 0.64% |
#38
1
Prev: #37
|
0.8 |
—
|
-2,548 | -1.7% |
P
S
|
151,160 | $11,592,453 | 2023 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
CNQ
CANADIAN NAT RE...
|
Energy | 0.64% | 0.52% |
#39
9
Prev: #48
|
2.3 |
—
|
12,142 | 5.2% |
P
S
|
244,250 | $11,522,168 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
GOOGL
ALPHABET INC
|
Communication Services | 0.60% | 0.64% |
#40
2
Prev: #38
|
0.7 |
—
|
-256 | -0.8% |
P
S
|
31,228 | $10,744,954 | 2024 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
RCI
ROGERS COMMUNIC...
|
Communication Services | 0.59% | 0.61% |
#41
1
Prev: #42
|
0.7 |
—
|
13,919 | 4.2% |
P
S
|
345,009 | $10,655,691 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
CVS
CVS HEALTH CORP
|
Healthcare | 0.59% | 0.73% |
#42
6
Prev: #36
|
1.2 |
—
|
no change | no change |
P
S
|
123,764 | $10,605,337 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
DFSU
DIMENSIONAL ETF...
|
ETF | 0.59% | 0.48% |
#43
9
Prev: #52
|
2.7 |
—
|
41,006 | 22.5% |
P
S
|
223,570 | $10,545,556 | 2024 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
ORCL
ORACLE CORP
|
Technology | 0.57% | 0.58% |
#44
1
Prev: #45
|
2.2 |
—
|
4,102 | 5.8% |
P
S
|
74,358 | $10,209,394 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
OTEX
OPEN TEXT CORP
|
Technology | 0.55% | 0.56% |
#45
1
Prev: #46
|
0.7 |
—
|
-5,747 | -1.3% |
P
S
|
441,702 | $9,934,248 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
AMZN
AMAZON COM INC
|
Consumer Cyclical | 0.55% | 0.51% |
#46
3
Prev: #49
|
0.7 |
—
|
1,694 | 4.4% |
P
S
|
39,791 | $9,913,869 | 2023 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
PFE
PFIZER INC
|
Healthcare | 0.53% | 0.45% |
#47
7
Prev: #54
|
0.7 |
—
|
4,949 | 1.5% |
P
S
|
337,011 | $9,611,554 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
IBM
INTERNATIONAL B...
|
Technology | 0.52% | 0.62% |
#48
7
Prev: #41
|
2.2 |
—
|
3,398 | 8.7% |
P
S
|
42,431 | $9,331,850 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
BBUC
BROOKFIELD BUSI...
|
Industrials | 0.51% | 0.60% |
#49
6
Prev: #43
|
0.7 |
—
|
2,073 | 0.6% |
P
S
|
357,043 | $9,112,297 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 | |||
|
PEP
PEPSICO INC
|
Consumer Defensive | 0.51% | 0.55% |
#50
3
Prev: #47
|
0.7 |
—
|
27 | 0.0% |
P
S
|
71,858 | $9,105,846 | 2025 Q1 | 13F Filing | 2026-09-30 | 2026-10-21 |
Showing 1-50 of 310 holdings