Avalon Advisory Group

All Holdings — 2025 Q4

Portfolio Concentration Analytics: 7.6
Risk-based ENB:
Total Positions
18
Quarter
2025 Q4
Top Holding
VTI (50.8%)
Top 10 Concentration
99.7%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
1-18 of 18
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
VTI
VANGUARD INDEX ...
ETF 50.75% 50.78% #1
Prev: #1
10.0 -10,796 -2.8%
P
S
370,979 $124,378,101 2019 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IEF
ISHARES TR
ETF 34.84% 32.65% #2
Prev: #2
10.0 53,050 6.4%
P
S
888,019 $85,391,948 2019 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VEU
VANGUARD INTL E...
ETF 5.88% 5.90% #3
Prev: #3
2.4 -7,858 -3.9%
P
S
195,924 $14,412,176 2019 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
ITOT
ISHARES TR
ETF 3.11% 3.45% #4
Prev: #4
1.3 -7,162 -12.3%
P
S
51,265 $7,622,593 2020 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHF
SCHWAB STRATEGI...
Bond/Debt 1.74% 1.68% #5
Prev: #5
0.7 no change no change
P
S
177,646 $4,270,610 2020 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHB
SCHWAB STRATEGI...
ETF 1.69% 1.65% #6
Prev: #6
0.7 -106 -0.1%
P
S
157,809 $4,139,330 2019 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VXUS
VANGUARD STAR F...
Bond/Debt 0.93% 1.02% #7
Prev: #7
0.4 -4,040 -11.8%
P
S
30,200 $2,278,297 2019 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VOO
VANGUARD INDEX ...
ETF 0.35% 0.34% #8 4
Prev: #12
0.1 no change no change
P
S
1,376 $863,054 2024 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
MSFT
MICROSOFT CORP
Technology 0.21% 0.29% #9 4
Prev: #13
0.1 -285 -21.0%
P
S
1,074 $519,408 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
AAPL
APPLE INC
Technology 0.16% 0.27% #10 4
Prev: #14
0.2 -1,161 -44.4%
P
S
1,452 $394,741 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
NVDA
NVIDIA CORPORAT...
Technology 0.12% 0.44% #11 3
Prev: #8
0.3 -4,250 -72.3%
P
S
1,631 $304,182 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
SPY
SPDR S&P 500 ET...
ETF 0.11% 0.11% #12 4
Prev: #16
0.0 no change no change
P
S
403 $274,814 2024 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
GOOG
ALPHABET INC
Communication Services 0.09% 0.09% #13 5
Prev: #18
0.1 -194 -22.2%
P
S
679 $213,070 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
FNB
F N B CORP
Financial Services 0.00% 0.38%
Sold All 😨
(Was: #9)
0.3 -58,430 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
FITB
FIFTH THIRD BAN...
Financial Services 0.00% 0.37%
Sold All 😨
(Was: #10)
0.3 -20,363 -100.0%
CLOSED
$— 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
BOKF
BOK FINL CORP
Financial Services 0.00% 0.36%
Sold All 😨
(Was: #11)
0.3 -8,078 -100.0%
CLOSED
$— 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
WSBC
WESBANCO INC
Financial Services 0.00% 0.14%
Sold All 😨
(Was: #15)
0.3 -11,138 -100.0%
CLOSED
$— 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
AMZN
AMAZON COM INC
Consumer Cyclical 0.00% 0.09%
Sold All 😨
(Was: #17)
0.3 -1,032 -100.0%
CLOSED
$— 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
Showing 1-18 of 18 holdings

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