Stock Analysis
Data Source: SEC EDGAR 13F
Updated Hourly

Velocity Finl Inc (VEL)

101 + Investors. Track Smart Money conviction in VEL. See who's accumulating, reducing, or initiating positions.

Current Price
-- USD
Analyst Target
-- (0 analysts)
Upside
0.00%
Net Flow Q/Q
↓ -6
Streak
1Q ▼
Buyers last Q
48%

Smart Money Signals — VEL

Based on 101 hedge funds · latest filing: 2026 Q1 · updated quarterly

📉

Selling streak — 1 quarter in a row

last 6Q
For 1 consecutive quarter, more hedge funds reduced or closed their VEL positions than added to them. Sustained institutional selling is a meaningful warning sign — these are professionals with deep research teams collectively deciding to exit.
📊

High ownership — 94% of 3.0Y peak

94% of all-time peak
101 funds currently hold this stock — 94% of the 3.0-year high of 107 funds (reached 2025 Q4). Ownership is elevated but not yet at maximum concentration. Room to grow, but watch if the trend reverses.
📶

Steady growth — +19% more funds vs a year ago

fund count last 6Q
+16 new funds entered over the past year (+19% YoY). Gradual, steady growth in institutional ownership is generally a healthy signal — not a speculative rush, but consistent conviction.
🟠

More sellers than buyers — 48% buying

52 buying57 selling
Last quarter: 57 funds reduced or exited vs 52 that bought or added. When more than half of active funds are selling, it's a caution flag — especially if the stock price hasn't moved down yet.
➡️

Steady new buyers — ~17 new funds per quarter

new funds entering per quarter
Funds opening this position for the first time: 21 → 21 → 17 → 17. A stable flow of new institutional buyers suggests ongoing interest without signs of either acceleration or slowdown.
🔒

42% of holders stayed for 2+ years

■ 42% conviction (2yr+) ■ 32% medium ■ 27% new
42 out of 101 hedge funds have held VEL for over 2 years without selling. Long-term investors are generally harder to shake out during market stress, creating a stable ownership base that limits the risk of sudden capitulation.
💎

Buying through price weakness — shares +2%, value -99%

Value
-99%
Shares
+1%
Last quarter: funds added +2% more shares while total portfolio value only changed -99%. Institutions were buying while the price was falling — a high-conviction accumulation signal. They're deliberately loading up on the dip.
📊

Peak discovery — momentum slowing

18 → 21 → 21 → 17 → 17 new funds/Q
New funds entering each quarter: 21 → 21 → 17 → 17. VEL is well-known in the hedge fund world, but fresh entries are gradually declining. The explosive phase of institutional discovery is likely behind us.
🏛️

Veteran-anchored — 47% veterans vs 39% newcomers

■ 47% veterans ■ 13% 1-2yr ■ 39% new
Entry-cohort mix of 104 holders: 49 (47%) are 2+ year veterans, 14 entered 1–2 years ago, and 41 (39%) joined within the past year. A veteran-weighted cap table skews toward institutional memory over fresh momentum.
📋

Smaller funds dominant — 7% AUM from top-100

7% from top-100 AUM funds
30 of 98 holders rank in the top 100 by AUM, but together hold only 7% of total institutional value. The stock is held primarily by smaller and mid-sized funds.
3.7
out of 10
Low Exit Risk
Exit risk score 3.7/10 — low institutional crowding. Ownership is below peak levels, holder base is relatively sticky, and buying momentum is positive.

Methodology note: these Smart Money cards use consecutive 13F disclosure snapshots, not trade-by-trade execution data. "Buying", "selling", "new holders", and "trimmed" refer to quarter-over-quarter changes in reported holders, aggregate shares, or disclosed position values between filings. They are useful for ownership regime analysis and crowding, but they do not imply exact trade timing on the filing date.

Institutional Sentiment Summary — VEL

In 2026 Q1, 52 hedge funds were net buyers of VEL (17 opened a new position, 35 added to an existing one), while 57 reduced or exited (34 trimmed, 23 sold completely) — a 48% buyer ratio, indicating roughly balanced activity. Net fund flow last quarter: -6 funds (more exits than new entries). Total institutional holders: 101.

Hedge Fund Ownership: VEL

How many hedge funds hold VEL — quarterly history vs. share price
Quarterly hedge fund ownership of VEL vs. share price

Market Analysis: VEL

Analyst Price Targets

Avg. Price Target
--

Analyst Recommendations

Stock Performance

Real-time

Company Profile: VEL

-- --

Institutional ownership data sourced from SEC EDGAR Form 13F-HR filings.

Is It Too Late to Buy Velocity Finl Inc (VEL) Based on Hedge Fund 13F Filings?

Signal Freshness measures how much VEL has moved relative to its sector benchmark (XLF) since the 2026 Q1 13F filing. A stock that has barely outrun its sector is still a relatively fresh entry point — the fund's thesis has not yet been priced in by the broader market.

Since Quarter End March 31, 2026 · 82d ago
VEL
-3.0%
XLF
+8.5%

VEL outperformed XLF by -11.5% since March 31, 2026.

Since 13F Filing Date May 15, 2026 · 37d ago
VEL
+3.4%
XLF
+4.8%

Since the filing became public, VEL outperformed XLF by -1.4% .

Interpretation: The stock is tracking its sector benchmark closely. The signal remains fresh and the entry point is still near the fund's implied reference. Learn more →

Smart Money Signal ?
Limited Smart Money Interest

No strong consensus or elite conviction detected among institutional holders.

14 top-rated funds 2 high-conviction
Consensus
5.1
/ 10
breadth
×
Elite
2.8
/ 10
conviction
Hedge Fund Positioning: VEL
101 + Investors

Track Smart Money conviction in VEL. See who's accumulating, reducing, or initiating positions.

Metric All 13F Filers (2026 Q1) Prior (2025 Q4) Change
Funds Holding 101 107 -5.61%
13F Shares 40M 39M 1.55%
Total Value $716M $127.23B -99.44%
New Positions 17 17 -
Increased Positions 33 43 -10
Closed Positions 23 14 +9
Reduced Positions 33 30 +3
Total Calls 1 3 -66.67%
Total Puts 5 3 66.67%
PUT/CALL Ratio 5.0 1.0 Bearish

Statistics: VEL

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Valuation Measures Data as of: --

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PEG Ratio (5yr expected) --
Price/Sales (ttm) --
Price/Book (mrq) --
Enterprise Value/Revenue --
Enterprise Value/EBITDA --
Beta (5Y Monthly) --
Short Ratio (Days to Cover) --
Short % of Float --

Financial Highlights

Profitability
Profit Margin --
Return on Assets (ttm) --
Return on Equity (ttm) --
Income Statement & Cash Flow
Revenue (ttm) --
Net Income Avi to Common (ttm) --
Diluted EPS (ttm) --
Total Cash (mrq) --
Total Debt/Equity (mrq) --
Levered Free Cash Flow (ttm) --

Institutional Holders (2026 Q1)

101 + investors

Explore institutional interest and hedge fund ownership dynamics. Analyze portfolio weights, new positions, and conviction trends in VEL. Verified SEC 13F-HR filings.

QUARTER:
Top 25 VEL holders by conviction (% of portfolio weight) — 2026 Q1 · Source: SEC Form 13F
# Investor % of Portfolio Shares Mkt Value
1 Snow Phipps Group, LLC 76.06% 13,353,103 $241.6M
2 Beach Point Capital Management LP 46.69% 6,558,512 $118.6M
3 Allianz Asset Management GmbH 0.24% 12,637,764 $228.6M
4 Yorktown Management & Research Co Inc 0.20% 13,000 $235K
5 Hbk Investments L P 0.14% 737,500 $13.3M
6 R Squared Ltd 0.13% 12,804 $232K
7 Nfj Investment Group, LLC 0.05% 72,611 $1.3M
8 PDT Partners, LLC 0.02% 19,718 $357K
9 Campbell & CO Investment Adviser LLC 0.02% 19,796 $358K
10 Adage Capital Partners GP, L.L.C. 0.01% 482,715 $8.7M
11 XTX Topco Ltd 0.01% 37,986 $687K
12 Bridgeway Capital Management, LLC 0.01% 31,167 $564K
13 Nomura Holdings Inc 0.01% 112,500 $2.0M
14 Sterling Capital Management LLC 0.00% 11,123 $201K
15 Empowered Funds, LLC 0.00% 29,169 $528K
16 Trexquant Investment LP 0.00% 24,262 $439K
17 American Century Companies Inc 0.00% 285,369 $5.2M
18 Man Group plc 0.00% 76,382 $1.4M
19 Alps Advisors Inc 0.00% 28,447 $515K
20 Versant Capital Management, Inc 0.00% 1,269 $23K
21 Tudor Investment Corp Et Al 0.00% 65,100 $1.2M
22 Qube Research & Technologies Ltd 0.00% 105,861 $1.9M
23 Tudor Investment Corp Et Al 0.00% 58,902 $1.1M
24 Essential Partners LLC 0.00% 260 $5K
25 Quantinno Capital Management LP 0.00% 35,244 $638K
Investor Ownership
History 		% of Portfolio Prev % Rank Conviction Avg Buy Price 13F Score™ 3Y / 7Y Sell Timing Shares Mkt Value Change Change % Source Quarter Filed

Frequently Asked Questions — Velocity Finl Inc (VEL)

What does the Smart Money Trend signal show for VEL?

Selling streak — 1 quarter in a row: For 1 consecutive quarter, more hedge funds reduced or closed their VEL positions than added to them. Sustained institutional selling is a meaningful warning sign — these are professionals with deep research teams collectively deciding to exit.

What is the institutional breadth score for VEL?

More sellers than buyers — 48% buying: Last quarter: 57 funds reduced or exited vs 52 that bought or added. When more than half of active funds are selling, it's a caution flag — especially if the stock price hasn't moved down yet.

What is the fund quality score for VEL holders?

Smaller funds dominant — 7% AUM from top-100: 30 of 98 holders rank in the top 100 by AUM, but together hold only 7% of total institutional value. The stock is held primarily by smaller and mid-sized funds.

How long have hedge funds held VEL?

42% of holders stayed for 2+ years: 42 out of 101 hedge funds have held VEL for over 2 years without selling. Long-term investors are generally harder to shake out during market stress, creating a stable ownership base that limits the risk of sudden capitulation.

Is it too late to buy Velocity Finl Inc (VEL) following the 2026 Q1 hedge fund 13F filings?

As of today, VEL has moved +3.4% since the 2026 Q1 13F filing date (May 15, 2026), compared to +4.8% for the XLF sector ETF — an outperformance of -1.4%. Since the quarter end (March 31, 2026), VEL has gained -3.0% vs +8.5% for XLF. The stock is tracking its sector benchmark closely. The signal remains fresh and the entry point is still near the fund's implied reference.

Where does this institutional ownership data come from?

All holdings data is sourced from SEC Form 13F filings, which institutional investment managers with over $100 million in assets are required to submit quarterly. Data is parsed directly from SEC EDGAR.

Disclaimer: The information on this page is for informational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any security. Institutional holdings data is sourced from SEC Form 13F filings and reflects positions as of the filing date. Past performance of any fund or portfolio is not indicative of future results. 13Foresight is not a registered investment adviser. Always conduct your own due diligence before making investment decisions.

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