Stock Analysis
Data Source: SEC EDGAR 13F
Updated Hourly

VELOCITY FINL INC COM (VEL)

110 + Investors. Track Smart Money conviction in VEL. See who's accumulating, reducing, or initiating positions.

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Current Price
-- USD
Analyst Target
-- (0 analysts)
Upside
0.00%
Net Flow Q/Q
↑ +4
Streak
6Q ▲
Buyers last Q
58%

Smart Money Signals — VEL

Based on 105 hedge funds · latest filing: 2025 Q4 · updated quarterly

📈

Buying streak — 6 quarters in a row

last 6Q
For 6 consecutive quarters, more hedge funds added VEL than sold it. That's a consistent pattern of professional buying — not a one-time trade. When institutions keep buying quarter after quarter, it usually means they see a multi-year opportunity, not just a short-term momentum flip.
🏔️

At the ownership peak (100% of max)

100% of all-time peak
105 hedge funds hold VEL right now — the highest count in 3.0 years. When ownership is this concentrated, any bad news can trigger a chain reaction: one big fund sells, others follow. This is a classic 'crowded trade' — high popularity doesn't equal safety.
🚀

Fast accumulation — +44% more funds vs a year ago

fund count last 6Q
+32 new funds entered over the past year (+44% YoY). That's a rapid rush of institutional money. Fast accumulation often signals a major thesis — but it also means the stock could fall quickly if that thesis breaks.
🟡

Slight buying edge — 58% buying

61 buying45 selling
Last quarter: 61 funds bought or added vs 45 that reduced or exited. It's nearly a 50/50 split — some institutions are convinced, others are taking profits. This mixed picture is normal near price highs.
➡️

Steady new buyers — ~17 new funds per quarter

new funds entering per quarter
Funds opening this position for the first time: 18 → 20 → 20 → 17. A stable flow of new institutional buyers suggests ongoing interest without signs of either acceleration or slowdown.
🔒

43% of holders stayed for 2+ years

43% conviction (2yr+) 25% medium 32% new
45 out of 105 hedge funds have held VEL for over 2 years without selling. Long-term investors are generally harder to shake out during market stress, creating a stable ownership base that limits the risk of sudden capitulation.
💰

Value +30% but shares only +1% — price-driven

Value
+29%
Shares
+1%
Last quarter: the total dollar value of institutional holdings rose +30%, but actual share count only changed +1%. The gap is explained by the stock's price rising — not new buying. Strong value growth with weak share growth means the rally is price momentum, not fresh institutional demand.
➡️

Steady discovery — ~17 new funds/quarter

14 → 18 → 20 → 20 → 17 new funds/Q
New funds entering each quarter: 18 → 20 → 20 → 17. Consistent flow of new institutional buyers without clear acceleration or slowdown.
🏛️

Deep conviction — 50% of holders stayed 2+ years

50% veterans 12% 1-2yr 38% new
Of 110 current holders: 55 (50%) have held for over 2 years without selling. These are not momentum buyers — they have lived through drawdowns and stayed. A large veteran base acts as a stabilizing force during selloffs.
🏆

Elite ownership — 100% AUM from top-100 funds

100% from top-100 AUM funds
25 of 105 holders are among the 100 largest funds by AUM, controlling 100% of total institutional value in VEL. When the biggest players dominate the cap table, it signifies deep institutional support — since mega-funds deploy the most rigorous due diligence and capital.
4.3
out of 10
Moderate Exit Risk
Exit risk score 4.3/10 — some crowding factors present, but no critical concentration. Watch ownership trend over the next 1–2 quarters for direction.

Methodology note: these Smart Money cards use consecutive 13F disclosure snapshots, not trade-by-trade execution data. "Buying", "selling", "new holders", and "trimmed" refer to quarter-over-quarter changes in reported holders, aggregate shares, or disclosed position values between filings. They are useful for ownership regime analysis and crowding, but they do not imply exact trade timing on the filing date.

Hedge Fund Ownership: VEL

How many hedge funds hold VEL — quarterly history vs. share price
Quarterly hedge fund ownership of VEL vs. share price

Market Analysis: VEL

Analyst Price Targets

Avg. Price Target
--

Analyst Recommendations

Stock Performance

Real-time

Company Profile: VEL

-- --
Smart Money Signal ?
Limited Smart Money Interest

No strong consensus or elite conviction detected among institutional holders.

23 top-rated funds 2 high-conviction
Consensus
6.0
/ 10
breadth
×
Elite
2.7
/ 10
conviction
Hedge Fund Positioning: VEL
2026 Q1 Stats Unlock in 17 days 110 + Investors

Track Smart Money conviction in VEL. See who's accumulating, reducing, or initiating positions.

Metric All 13F Filers (2025 Q4) Prior (2025 Q3) Change
Funds Holding 110 110 -
13F Shares 39M 39M 1.09%
Total Value $127.23B $98.15B 29.63%
New Positions 18 20 -2
Increased Positions 49 50 -1
Closed Positions 15 14 +1
Reduced Positions 40 50 -10
Total Calls 3 5 -40.0%
Total Puts 3 5 -40.0%
PUT/CALL Ratio 1.0 1.0 Neutral

Statistics: VEL

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Valuation Measures Data as of: --

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PEG Ratio (5yr expected) --
Price/Sales (ttm) --
Price/Book (mrq) --
Enterprise Value/Revenue --
Enterprise Value/EBITDA --
Beta (5Y Monthly) --
Short Ratio (Days to Cover) --
Short % of Float --

Financial Highlights

Profitability
Profit Margin --
Return on Assets (ttm) --
Return on Equity (ttm) --
Income Statement & Cash Flow
Revenue (ttm) --
Net Income Avi to Common (ttm) --
Diluted EPS (ttm) --
Total Cash (mrq) --
Total Debt/Equity (mrq) --
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Institutional Holders (2026 Q1)

110 + investors

Explore institutional interest and hedge fund ownership dynamics. Analyze portfolio weights, new positions, and conviction trends in VEL. Verified SEC 13F-HR filings.

Top 21 institutional holders of VEL — 2025 Q4 · Source: SEC Form 13F
# Investor % of Portfolio Shares Mkt Value
1 Snow Phipps Group, LLC 76.06% 13,353,103 $241.6M
2 Beach Point Capital Management LP 46.69% 6,558,512 $118.6M
3 Yorktown Management & Research Co Inc 0.20% 13,000 $235K
4 Beach Point Capital Management LP 0.15% 3,174 $382K
5 R Squared Ltd 0.13% 12,804 $232K
6 Sterling Capital Management LLC 0.00% 11,123 $201K
7 Versant Capital Management, Inc 0.00% 1,269 $23K
8 HARBOR CAPITAL ADVISORS, INC. 0.00% 1,044
9 HSBC HOLDINGS PLC 0.00% 86,750 $1.6M
10 Police & Firemen's Retirement System of New Jersey 0.00% 2,021 $37K
11 GAMMA Investing LLC 0.00% 227 $4K
12 True Wealth Design, LLC 0.00% 18
13 Bell Investment Advisors, Inc 0.00% 29
14 IFP Advisors, Inc 0.00% 106 $2K
15 Trust Co 0.00% 17
16 SIGNATUREFD, LLC 0.00% 92 $2K
17 SJS Investment Consulting Inc. 0.00% 5
18 Root Financial Partners, LLC 0.00% 12
19 NISA INVESTMENT ADVISORS, LLC 0.00% 100 $2K
20 Farther Finance Advisors, LLC 0.00% 17
21 FIFTH THIRD BANCORP 0.00% 83 $2K
Investor Ownership
History
% of Portfolio Prev % Rank Conviction Avg Buy Price 13F Score™ 3Y / 7Y Sell Timing Shares Mkt Value Change Change % Source Quarter Filed

Frequently Asked Questions — VELOCITY FINL INC COM (VEL)

What does the Smart Money Trend signal show for VEL?

Buying streak — 6 quarters in a row: For 6 consecutive quarters, more hedge funds added VEL than sold it. That's a consistent pattern of professional buying — not a one-time trade. When institutions keep buying quarter after quarter, it usually means they see a multi-year opportunity, not just a short-term momentum flip.

What is the institutional breadth score for VEL?

Slight buying edge — 58% buying: Last quarter: 61 funds bought or added vs 45 that reduced or exited. It's nearly a 50/50 split — some institutions are convinced, others are taking profits. This mixed picture is normal near price highs.

What is the fund quality score for VEL holders?

Elite ownership — 100% AUM from top-100 funds: 25 of 105 holders are among the 100 largest funds by AUM, controlling 100% of total institutional value in VEL. When the biggest players dominate the cap table, it signifies deep institutional support — since mega-funds deploy the most rigorous due diligence and capital.

How long have hedge funds held VEL?

43% of holders stayed for 2+ years: 45 out of 105 hedge funds have held VEL for over 2 years without selling. Long-term investors are generally harder to shake out during market stress, creating a stable ownership base that limits the risk of sudden capitulation.

Where does this institutional ownership data come from?

All holdings data is sourced from SEC Form 13F filings, which institutional investment managers with over $100 million in assets are required to submit quarterly. Data is parsed directly from SEC EDGAR.

Disclaimer: The information on this page is for informational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any security. Institutional holdings data is sourced from SEC Form 13F filings and reflects positions as of the filing date. Past performance of any fund or portfolio is not indicative of future results. 13Foresight is not a registered investment adviser. Always conduct your own due diligence before making investment decisions.