Stock Analysis
Data Source: SEC EDGAR 13F
Updated Hourly

Citizens & Northn Corp (CZNC)

93 + Investors. Track Smart Money conviction in CZNC. See who's accumulating, reducing, or initiating positions.

Current Price
-- USD
Analyst Target
-- (0 analysts)
Upside
0.00%
Net Flow Q/Q
↑ +2
Streak
8Q ▲
Buyers last Q
56%

Smart Money Signals — CZNC

Based on 93 hedge funds · latest filing: 2026 Q1 · updated quarterly

📈

Buying streak — 8 quarters in a row

last 6Q
For 8 consecutive quarters, more hedge funds added CZNC than sold it. That's a consistent pattern of professional buying — not a one-time trade. When institutions keep buying quarter after quarter, it usually means they see a multi-year opportunity, not just a short-term momentum flip.
🏔️

At the ownership peak (100% of max)

100% of all-time peak
93 hedge funds hold CZNC right now — the highest count in 3.0 years. When ownership is this concentrated, any bad news can trigger a chain reaction: one big fund sells, others follow. This is a classic 'crowded trade' — high popularity doesn't equal safety.
📶

Steady growth — +19% more funds vs a year ago

fund count last 6Q
+15 new funds entered over the past year (+19% YoY). Gradual, steady growth in institutional ownership is generally a healthy signal — not a speculative rush, but consistent conviction.
🟡

Slight buying edge — 56% buying

49 buying38 selling
Last quarter: 49 funds bought or added vs 38 that reduced or exited. It's nearly a 50/50 split — some institutions are convinced, others are taking profits. This mixed picture is normal near price highs.
➡️

Steady new buyers — ~13 new funds per quarter

new funds entering per quarter
Funds opening this position for the first time: 8 → 13 → 12 → 13. A stable flow of new institutional buyers suggests ongoing interest without signs of either acceleration or slowdown.
🔒

56% of holders stayed for 2+ years

■ 56% conviction (2yr+) ■ 20% medium ■ 24% new
52 out of 93 hedge funds have held CZNC for over 2 years without selling. Long-term investors are generally harder to shake out during market stress, creating a stable ownership base that limits the risk of sudden capitulation.
📈

Growing discovery — still being found

12 → 8 → 13 → 12 → 13 new funds/Q
New funds entering each quarter: 8 → 13 → 12 → 13. A growing number of institutions are discovering CZNC each quarter. The narrative is still spreading — leaving room for ongoing capital accumulation.
🏛️

Veteran-anchored — 59% veterans vs 31% newcomers

■ 59% veterans ■ 10% 1-2yr ■ 31% new
Entry-cohort mix of 93 holders: 55 (59%) are 2+ year veterans, 9 entered 1–2 years ago, and 29 (31%) joined within the past year. A veteran-weighted cap table skews toward institutional memory over fresh momentum.
✅

Strong quality — 39% AUM from major funds

39% from top-100 AUM funds
29 of 92 holders rank in the top 100 by AUM, accounting for 39% of total institutional value held. A meaningful share of the ownership value comes from the most well-resourced institutions.
3.8
out of 10
Low Exit Risk
Exit risk score 3.8/10 — low institutional crowding. Ownership is below peak levels, holder base is relatively sticky, and buying momentum is positive.

Methodology note: these Smart Money cards use consecutive 13F disclosure snapshots, not trade-by-trade execution data. "Buying", "selling", "new holders", and "trimmed" refer to quarter-over-quarter changes in reported holders, aggregate shares, or disclosed position values between filings. They are useful for ownership regime analysis and crowding, but they do not imply exact trade timing on the filing date.

Institutional Sentiment Summary — CZNC

In 2026 Q1, 49 hedge funds were net buyers of CZNC (13 opened a new position, 36 added to an existing one), while 38 reduced or exited (27 trimmed, 11 sold completely) — a 56% buyer ratio, indicating a slight buying edge. This marks 8 consecutive quarters of net institutional buying — a persistent conviction signal. 39% of total institutional value in CZNC is held by top-100 AUM funds, reflecting strong institutional quality. Net fund flow last quarter: +2 funds (more new holders than closures). Total institutional holders: 93.

Hedge Fund Ownership: CZNC

How many hedge funds hold CZNC — quarterly history vs. share price
Quarterly hedge fund ownership of CZNC vs. share price

Market Analysis: CZNC

Analyst Price Targets

Avg. Price Target
--

Analyst Recommendations

Stock Performance

Real-time

Company Profile: CZNC

-- --

Institutional ownership data sourced from SEC EDGAR Form 13F-HR filings.

Is It Too Late to Buy Citizens & Northn Corp (CZNC) Based on Hedge Fund 13F Filings?

Signal Freshness measures how much CZNC has moved relative to its sector benchmark (XLF) since the 2026 Q1 13F filing. A stock that has barely outrun its sector is still a relatively fresh entry point — the fund's thesis has not yet been priced in by the broader market.

Since Quarter End March 31, 2026 · 83d ago
CZNC
-3.2%
XLF
+127.1%

CZNC outperformed XLF by -130.3% since March 31, 2026.

Since 13F Filing Date May 15, 2026 · 38d ago
CZNC
+6.8%
XLF
+96.6%

Since the filing became public, CZNC outperformed XLF by -89.8% .

Interpretation: The stock is tracking its sector benchmark closely. The signal remains fresh and the entry point is still near the fund's implied reference. Learn more →

Smart Money Signal ?
Limited Smart Money Interest

No strong consensus or elite conviction detected among institutional holders.

11 top-rated funds 0 high-conviction
Consensus
4.7
/ 10
breadth
×
Elite
0.5
/ 10
conviction
Hedge Fund Positioning: CZNC
93 + Investors

Track Smart Money conviction in CZNC. See who's accumulating, reducing, or initiating positions.

Metric All 13F Filers (2026 Q1) Prior (2025 Q4) Change
Funds Holding 93 91 2.2%
13F Shares 6M 5M 1.26%
Total Value $122M $110M 11.42%
New Positions 13 12 +1
Increased Positions 36 38 -2
Closed Positions 11 9 +2
Reduced Positions 27 23 +4
Total Calls 0 0 -
Total Puts 1 0 100%
PUT/CALL Ratio 0.0 0.0 Bullish

Statistics: CZNC

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Institutional Holders (2026 Q1)

93 + investors

Explore institutional interest and hedge fund ownership dynamics. Analyze portfolio weights, new positions, and conviction trends in CZNC. Verified SEC 13F-HR filings.

QUARTER:
Top 25 CZNC holders by conviction (% of portfolio weight) — 2026 Q1 · Source: SEC Form 13F
# Investor % of Portfolio Shares Mkt Value
1 Citizens & Northern Corp 2.00% 359,853 $8.0M
2 Pennsylvania Capital Management Inc /Adv 0.64% 99,967 $2.2M
3 Minerva Advisors LLC 0.62% 42,900 $958K
4 IVC Wealth Advisors LLC 0.55% 56,564 $1.3M
5 Stone House Investment Management, LLC 0.23% 56,373 $1.3M
6 Teton Advisors, LLC 0.19% 12,000 $268K
7 Hudock, Inc. 0.14% 43,152 $964K
8 Innova Wealth Partners 0.11% 10,067 $225K
9 Alexander Labrunerie & CO., INC. 0.09% 10,308 $230K
10 Logan Capital Management Inc 0.06% 60,260 $1.3M
11 Kintra Wealth, LLC 0.03% 16,897 $377K
12 Bridgeway Capital Management, LLC 0.02% 33,456 $747K
13 Martingale Asset Management L P 0.01% 14,619 $327K
14 Empowered Funds, LLC 0.00% 17,956 $401K
15 Connor, Clark & Lunn Investment Management Ltd. 0.00% 43,321 $968K
16 Essential Partners LLC 0.00% 261 $6K
17 Tower Research Capital LLC (TRC) 0.00% 3,307 $74K
18 Renaissance Technologies LLC 0.00% 53,441 $1.2M
19 Emerald Advisers, LLC 0.00% 2,300 $51K
20 St Germain D J Co Inc 0.00% 1,828 $41K
21 Squarepoint Ops LLC 0.00% 60,475 $1.4M
22 Strategic Wealth Partners, Ltd. 0.00% 820 $18K
23 Versant Capital Management, Inc 0.00% 563 $13K
24 EverSource Wealth Advisors, LLC 0.00% 808 $39K
25 Quantinno Capital Management LP 0.00% 30,539 $682K
Investor Ownership
History 		% of Portfolio Prev % Rank Conviction Avg Buy Price 13F Score™ 3Y / 7Y Sell Timing Shares Mkt Value Change Change % Source Quarter Filed

Frequently Asked Questions — Citizens & Northn Corp (CZNC)

What does the Smart Money Trend signal show for CZNC?

Buying streak — 8 quarters in a row: For 8 consecutive quarters, more hedge funds added CZNC than sold it. That's a consistent pattern of professional buying — not a one-time trade. When institutions keep buying quarter after quarter, it usually means they see a multi-year opportunity, not just a short-term momentum flip.

What is the institutional breadth score for CZNC?

Slight buying edge — 56% buying: Last quarter: 49 funds bought or added vs 38 that reduced or exited. It's nearly a 50/50 split — some institutions are convinced, others are taking profits. This mixed picture is normal near price highs.

What is the fund quality score for CZNC holders?

Strong quality — 39% AUM from major funds: 29 of 92 holders rank in the top 100 by AUM, accounting for 39% of total institutional value held. A meaningful share of the ownership value comes from the most well-resourced institutions.

How long have hedge funds held CZNC?

56% of holders stayed for 2+ years: 52 out of 93 hedge funds have held CZNC for over 2 years without selling. Long-term investors are generally harder to shake out during market stress, creating a stable ownership base that limits the risk of sudden capitulation.

Is it too late to buy Citizens & Northn Corp (CZNC) following the 2026 Q1 hedge fund 13F filings?

As of today, CZNC has moved +6.8% since the 2026 Q1 13F filing date (May 15, 2026), compared to +96.6% for the XLF sector ETF — an outperformance of -89.8%. Since the quarter end (March 31, 2026), CZNC has gained -3.2% vs +127.1% for XLF. The stock is tracking its sector benchmark closely. The signal remains fresh and the entry point is still near the fund's implied reference.

Where does this institutional ownership data come from?

All holdings data is sourced from SEC Form 13F filings, which institutional investment managers with over $100 million in assets are required to submit quarterly. Data is parsed directly from SEC EDGAR.

Disclaimer: The information on this page is for informational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any security. Institutional holdings data is sourced from SEC Form 13F filings and reflects positions as of the filing date. Past performance of any fund or portfolio is not indicative of future results. 13Foresight is not a registered investment adviser. Always conduct your own due diligence before making investment decisions.

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