Townsend Financial Planning, LLC

All Holdings — 2025 Q4

AI Portfolio Summary
In 2025 Q4, Townsend Financial Planning, LLC maintained a portfolio of 26 distinct positions. The most significant new addition to the portfolio was ISHARES TR, which now represents 26.58% of the total fund value.
PCA Score Concentration Risk
Risk ENB
Total Positions
26
Quarter
2025 Q4
Top Holding
IVV (26.6%)
Top 10 Concentration
90.4%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
1-25 of 26
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
IVV
ISHARES TR
ETF 26.58% #1
Prev: #—
10.0 38,783 no change
NEW
38,783 $26,564,120 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IJH
ISHARES TR
ETF 11.79% #2
Prev: #—
6.7 178,486 no change
NEW
178,486 $11,780,048 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
AGG
ISHARES TR
ETF 11.74% #3
Prev: #—
6.7 117,451 no change
NEW
117,451 $11,730,960 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IJR
ISHARES TR
ETF 6.98% #4
Prev: #—
4.8 58,014 no change
NEW
58,014 $6,972,167 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IUSV
ISHARES TR
ETF 6.61% #5
Prev: #—
4.6 64,394 no change
NEW
64,394 $6,602,918 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IXUS
ISHARES TR
ETF 6.31% #6
Prev: #—
4.5 74,475 no change
NEW
74,475 $6,303,590 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
ISTB
ISHARES TR
ETF 6.20% #7
Prev: #—
4.5 127,150 no change
NEW
127,150 $6,198,564 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
LQD
ISHARES TR
ETF 6.20% #8
Prev: #—
4.5 56,227 no change
NEW
56,227 $6,195,607 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
FREL
FIDELITY COVING...
ETF 4.53% #9
Prev: #—
3.8 168,246 no change
NEW
168,246 $4,524,126 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SLQD
ISHARES TR
ETF 3.44% #10
Prev: #—
3.4 67,715 no change
NEW
67,715 $3,433,132 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
TIP
ISHARES TR
ETF 2.08% #11
Prev: #—
2.8 18,950 no change
NEW
18,950 $2,082,825 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
ESGV
VANGUARD WORLD ...
ETF 1.19% #12
Prev: #—
2.5 9,847 no change
NEW
9,847 $1,191,059 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
STIP
ISHARES TR
ETF 0.81% #13
Prev: #—
2.3 7,918 no change
NEW
7,918 $810,753 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
AAPL
APPLE INC
Technology 0.77% #14
Prev: #—
2.3 2,833 no change
NEW
2,833 $770,192 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
NUBD
NUSHARES ETF TR
ETF 0.66% #15
Prev: #—
2.3 29,439 no change
NEW
29,439 $658,108 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
BSV
VANGUARD BD IND...
Bond/Debt 0.53% #16
Prev: #—
2.2 6,680 no change
NEW
6,680 $526,464 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
ITOT
ISHARES TR
ETF 0.47% #17
Prev: #—
2.2 3,172 no change
NEW
3,172 $471,645 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VCEB
VANGUARD WORLD ...
ETF 0.47% #18
Prev: #—
2.2 7,370 no change
NEW
7,370 $468,971 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SUSB
ISHARES TR
ETF 0.46% #19
Prev: #—
2.2 18,406 no change
NEW
18,406 $464,576 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
BIV
VANGUARD BD IND...
Bond/Debt 0.46% #20
Prev: #—
2.2 5,852 no change
NEW
5,852 $455,729 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IAUM
ISHARES GOLD TR
Bond/Debt 0.40% #21
Prev: #—
2.2 9,183 no change
NEW
9,183 $394,777 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IJJ
ISHARES TR
ETF 0.32% #22
Prev: #—
2.1 2,466 no change
NEW
2,466 $324,501 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
FMDE
FIDELITY COVING...
Unknown 0.31% #23
Prev: #—
2.1 8,495 no change
NEW
8,495 $309,048 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VSGX
VANGUARD WORLD ...
Bond/Debt 0.28% #24
Prev: #—
2.1 3,935 no change
NEW
3,935 $281,860 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
EAGG
ISHARES TR
ETF 0.22% #25
Prev: #—
2.1 4,585 no change
NEW
4,585 $219,381 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
Showing 1-25 of 26 holdings

Unlock Full Townsend Financial Planning, LLC Analysis

PRO subscribers get access to all historical quarters, Excel/CSV exports, Portfolio Concentration Analytics (PCA), and Risk-Based ENB.

Full Historical Quarters
Excel & CSV Export
PCA & Risk-Based ENB
Auto Cost Basis
Position Change Alerts
Price-Held Analytics