RF&L WEALTH MANAGEMENT, LLC

All Holdings — 2025 Q4

AI Portfolio Summary
In 2025 Q4, RF&L WEALTH MANAGEMENT, LLC maintained a portfolio of 63 distinct positions. They heavily accumulated shares in DIMENSIONAL ETF TRUS, increasing their position by 0.6%. Conversely, RF&L WEALTH MANAGEMENT, LLC completely exited their position in KROGER CO.
PCA Score Concentration Risk
Risk ENB
Total Positions
63
Quarter
2025 Q4
Top Holding
DFAT (9.8%)
Top 10 Concentration
50.3%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
1-25 of 63
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
DFAT
DIMENSIONAL ETF...
ETF 9.75% 9.93% #1
Prev: #1
5.9 1,663 0.6%
P
S
292,219 $17,398,719 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFAC
DIMENSIONAL ETF...
ETF 6.32% 6.48% #2
Prev: #2
2.5 -1,440 -0.5%
P
S
284,805 $11,275,430 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFUS
DIMENSIONAL ETF...
ETF 6.08% 6.22% #3
Prev: #3
2.4 -92 -0.1%
P
S
146,276 $10,849,291 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFUV
DIMENSIONAL ETF...
ETF 5.34% 5.44% #4
Prev: #4
2.1 -3,095 -1.5%
P
S
204,461 $9,525,848 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
BSV
VANGUARD BD IND...
Bond/Debt 4.90% 4.92% #5
Prev: #5
4.0 4,745 4.5%
P
S
110,905 $8,740,416 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
AAPL
APPLE INC
Technology 4.27% 4.23% #6
Prev: #6
1.7 -260 -0.9%
P
S
28,019 $7,617,245 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFAS
DIMENSIONAL ETF...
ETF 3.63% 3.74% #7
Prev: #7
1.5 -95 -0.1%
P
S
93,068 $6,484,048 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFIV
DIMENSIONAL ETF...
Bond/Debt 3.61% 3.46% #8
Prev: #8
3.4 1,252 1.0%
P
S
129,106 $6,442,389 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
AMZN
AMAZON COM INC
Consumer Cyclical 3.33% 3.32% #9
Prev: #9
3.3 31 0.1%
P
S
25,759 $5,945,692 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
META
META PLATFORMS ...
Communication Services 3.10% 2.84% #10 4
Prev: #14
3.3 1,790 27.1%
P
S
8,385 $5,534,855 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VOO
VANGUARD INDEX ...
ETF 3.10% 3.08% #11
Prev: #11
3.2 257 3.0%
P
S
8,818 $5,529,815 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VTI
VANGUARD INDEX ...
ETF 2.93% 3.01% #12
Prev: #12
1.2 -44 -0.3%
P
S
15,606 $5,232,238 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
MSFT
MICROSOFT CORP
Technology 2.81% 3.16% #13 3
Prev: #10
1.1 -24 -0.2%
P
S
10,371 $5,015,623 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VBR
VANGUARD INDEX ...
ETF 2.71% 2.78% #14 1
Prev: #15
3.1 146 0.6%
P
S
22,823 $4,833,666 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
FNDC
SCHWAB STRATEGI...
Bond/Debt 2.69% 2.86% #15 2
Prev: #13
1.1 -1,570 -1.4%
P
S
107,892 $4,806,589 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
NVDA
NVIDIA CORPORAT...
Technology 2.64% 2.77% #16
Prev: #16
1.1 -30 -0.1%
P
S
25,283 $4,715,280 2023 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
ITOT
ISHARES TR
ETF 2.31% 2.25% #17 1
Prev: #18
2.9 1,405 5.3%
P
S
27,704 $4,119,308 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
ABBV
ABBVIE INC
Healthcare 2.18% 2.33% #18 1
Prev: #17
0.9 -144 -0.8%
P
S
17,006 $3,885,701 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
LLY
ELI LILLY & CO
Healthcare 2.13% 1.65% #19 3
Prev: #22
0.9 -149 -4.1%
P
S
3,530 $3,793,620 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IEMG
ISHARES INC
ETF 1.94% 1.99% #20
Prev: #20
2.8 135 0.3%
P
S
51,487 $3,460,956 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
COST
COSTCO WHSL COR...
Consumer Defensive 1.87% 2.10% #21 2
Prev: #19
0.7 -6 -0.2%
P
S
3,865 $3,332,944 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
WMT
WALMART INC
Consumer Defensive 1.84% 1.78% #22 1
Prev: #21
2.7 55 0.2%
P
S
29,509 $3,287,598 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IDEV
ISHARES TR
Bond/Debt 1.44% 1.43% #23
Prev: #23
2.6 610 2.0%
P
S
31,079 $2,563,396 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
JPM
JPMORGAN CHASE ...
Financial Services 1.26% 1.30% #24
Prev: #24
0.5 -1 -0.0%
P
S
7,000 $2,255,680 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
CRWD
CROWDSTRIKE HLD...
Technology 1.18% 1.30% #25
Prev: #25
0.5 no change no change
P
S
4,500 $2,109,420 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
KR
KROGER CO
Consumer Defensive 0.00% 0.12%
Sold All 😨
(Was: #60)
0.3 -3,000 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
Showing 1-25 of 63 holdings

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