My Personal CFO, LLC

All Holdings — 2025 Q4

AI Portfolio Summary
In 2025 Q4, My Personal CFO, LLC maintained a portfolio of 160 distinct positions. The most significant new addition to the portfolio was AMERICAN CENTY ETF T, which now represents 5.78% of the total fund value. They heavily accumulated shares in VANGUARD INDEX FDS, increasing their position by 40.9%. Conversely, My Personal CFO, LLC completely exited their position in VANGUARD SCOTTSDALE .
PCA Score Concentration Risk
Risk ENB
Total Positions
160
Quarter
2025 Q4
Top Holding
VTI (15.3%)
Top 10 Concentration
55.7%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
1-25 of 160
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
VTI
VANGUARD INDEX ...
ETF 15.35% 9.90% #1
Prev: #1
8.3 31,867 40.9%
P
S
109,733 $36,790,112 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
MSFT
MICROSOFT CORP
Technology 9.35% 0.26% #2 49
Prev: #51
6.0 45,044 3530.1%
P
S
46,320 $22,401,274 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
AVUS
AMERICAN CENTY ...
ETF 5.78% #3
Prev: #—
4.3 123,990 no change
NEW
123,990 $13,859,572 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
AAPL
APPLE INC
Technology 5.13% 0.54% #4 34
Prev: #38
4.4 39,690 720.3%
P
S
45,200 $12,288,024 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
DFAI
DIMENSIONAL ETF...
Bond/Debt 3.78% 0.25% #5 48
Prev: #53
3.8 219,915 1253.3%
P
S
237,462 $9,049,661 2022 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
QQQ
INVESCO QQQ TR
ETF 3.77% #6
Prev: #—
3.5 14,694 no change
NEW
14,694 $9,026,966 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
OKTA
OKTA INC
Technology 3.38% #7
Prev: #—
3.4 93,805 no change
NEW
93,805 $8,111,318 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
TFLR
T ROWE PRICE ET...
ETF 3.22% #8
Prev: #—
3.3 149,999 no change
NEW
149,999 $7,710,583 2025 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
DFAU
DIMENSIONAL ETF...
ETF 3.15% #9
Prev: #—
3.3 161,512 no change
NEW
161,512 $7,558,771 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
SPY
SPDR S&P 500 ET...
ETF 2.75% 0.30% #10 35
Prev: #45
3.4 8,519 732.5%
P
S
9,682 $6,602,512 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
SCZ
ISHARES TR
ETF 2.26% 1.18% #11 12
Prev: #23
3.1 30,177 76.0%
P
S
69,864 $5,416,581 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VOO
VANGUARD INDEX ...
ETF 2.25% #12
Prev: #—
2.9 8,618 no change
NEW
8,618 $5,404,558 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
BAPR
INNOVATOR ETFS ...
ETF 1.60% #13
Prev: #—
2.6 79,828 no change
NEW
79,828 $3,830,147 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
DVY
ISHARES TR
ETF 1.58% #14
Prev: #—
2.6 26,862 no change
NEW
26,862 $3,791,266 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
BDEC
INNOVATOR ETFS ...
ETF 1.54% #15
Prev: #—
2.6 74,376 no change
NEW
74,376 $3,686,075 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VO
VANGUARD INDEX ...
ETF 1.40% 0.12% #16 53
Prev: #69
2.9 10,488 962.2%
P
S
11,578 $3,360,201 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
BFEB
INNOVATOR ETFS ...
ETF 1.39% #17
Prev: #—
2.6 68,315 no change
NEW
68,315 $3,324,549 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VNQ
VANGUARD INDEX ...
ETF 1.24% 2.55% #18 5
Prev: #13
0.7 -38,377 -53.3%
P
S
33,579 $2,971,379 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
BNOV
INNOVATOR ETFS ...
ETF 1.22% #19
Prev: #—
2.5 65,510 no change
NEW
65,510 $2,912,804 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
BRK/B
BERKSHIRE HATHA...
Financial Services 1.21% #20
Prev: #—
2.5 5,770 no change
NEW
5,770 $2,900,382 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
STGW
STAGWELL INC
Communication Services 1.21% #21
Prev: #—
2.5 590,882 no change
NEW
590,882 $2,889,413 2022 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
NVDA
NVIDIA CORPORAT...
Technology 1.18% 0.26% #22 28
Prev: #50
2.8 11,482 314.3%
P
S
15,135 $2,822,702 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
BJUL
INNOVATOR ETFS ...
ETF 1.14% #23
Prev: #—
2.5 53,755 no change
NEW
53,755 $2,728,760 2022 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VDE
VANGUARD WORLD ...
ETF 1.13% #24
Prev: #—
2.5 21,438 no change
NEW
21,438 $2,699,517 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
IQLT
ISHARES TR
Bond/Debt 1.11% #25
Prev: #—
2.4 58,472 no change
NEW
58,472 $2,657,554 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VCIT
VANGUARD SCOTTS...
Bond/Debt 0.00% 8.11%
Sold All 😨
(Was: #2)
0.3 -248,946 -100.0%
CLOSED
$— 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VCSH
VANGUARD SCOTTS...
ETF 0.00% 5.14%
Sold All 😨
(Was: #4)
0.3 -165,923 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFAC
DIMENSIONAL ETF...
ETF 0.00% 4.87%
Sold All 😨
(Was: #5)
0.3 -325,976 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
DUHP
DIMENSIONAL ETF...
ETF 0.00% 4.15%
Sold All 😨
(Was: #6)
0.3 -284,045 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
DFSV
DIMENSIONAL ETF...
ETF 0.00% 4.11%
Sold All 😨
(Was: #7)
0.3 -333,662 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
DFEM
DIMENSIONAL ETF...
ETF 0.00% 3.74%
Sold All 😨
(Was: #8)
0.3 -301,360 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHR
SCHWAB STRATEGI...
Bond/Debt 0.00% 3.38%
Sold All 😨
(Was: #9)
0.3 -347,192 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
EFA
ISHARES TR
ETF 0.00% 2.88%
Sold All 😨
(Was: #11)
0.3 -79,724 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
IWF
ISHARES TR
ETF 0.00% 2.39%
Sold All 😨
(Was: #14)
0.3 -13,155 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
DIHP
DIMENSIONAL ETF...
Bond/Debt 0.00% 1.75%
Sold All 😨
(Was: #15)
0.3 -148,801 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VEU
VANGUARD INTL E...
ETF 0.00% 1.66%
Sold All 😨
(Was: #16)
0.3 -60,193 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VTIP
VANGUARD MALVER...
ETF 0.00% 1.62%
Sold All 😨
(Was: #17)
0.3 -82,592 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DISV
DIMENSIONAL ETF...
Bond/Debt 0.00% 1.58%
Sold All 😨
(Was: #18)
0.3 -114,395 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
DFIC
DIMENSIONAL ETF...
Bond/Debt 0.00% 1.52%
Sold All 😨
(Was: #19)
0.3 -119,576 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
IWD
ISHARES TR
ETF 0.00% 1.48%
Sold All 😨
(Was: #20)
0.3 -18,811 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
IWN
ISHARES TR
ETF 0.00% 1.46%
Sold All 😨
(Was: #21)
0.3 -21,255 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IWV
ISHARES TR
ETF 0.00% 1.36%
Sold All 😨
(Was: #22)
0.3 -9,286 -100.0%
CLOSED
$— 2022 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
AZN
ASTRAZENECA PLC
Healthcare 0.00% 1.14%
Sold All 😨
(Was: #25)
0.3 -38,411 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VSS
VANGUARD INTL E...
ETF 0.00% 1.12%
Sold All 😨
(Was: #26)
0.3 -20,322 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFSD
DIMENSIONAL ETF...
ETF 0.00% 1.08%
Sold All 😨
(Was: #27)
0.3 -57,733 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
IWO
ISHARES TR
ETF 0.00% 1.01%
Sold All 😨
(Was: #28)
0.3 -8,129 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IWB
ISHARES TR
ETF 0.00% 0.99%
Sold All 😨
(Was: #29)
0.3 -6,979 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IJR
ISHARES TR
ETF 0.00% 0.99%
Sold All 😨
(Was: #30)
0.3 -21,457 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFSU
DIMENSIONAL ETF...
ETF 0.00% 0.98%
Sold All 😨
(Was: #31)
0.3 -59,358 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
DFUV
DIMENSIONAL ETF...
ETF 0.00% 0.95%
Sold All 😨
(Was: #32)
0.3 -55,093 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SPYV
SPDR SERIES TRU...
Unknown 0.00% 0.92%
Sold All 😨
(Was: #33)
0.3 -42,850 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IWM
ISHARES TR
ETF 0.00% 0.91%
Sold All 😨
(Was: #34)
0.3 -9,668 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SLYV
SPDR SERIES TRU...
Unknown 0.00% 0.87%
Sold All 😨
(Was: #35)
0.3 -25,275 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
EFV
ISHARES TR
ETF 0.00% 0.60%
Sold All 😨
(Was: #36)
0.3 -22,972 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFAT
DIMENSIONAL ETF...
ETF 0.00% 0.58%
Sold All 😨
(Was: #37)
0.3 -25,679 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
DFIV
DIMENSIONAL ETF...
Bond/Debt 0.00% 0.50%
Sold All 😨
(Was: #39)
0.3 -28,249 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
TIP
ISHARES TR
ETF 0.00% 0.46%
Sold All 😨
(Was: #40)
0.3 -10,646 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFAX
DIMENSIONAL ETF...
ETF 0.00% 0.41%
Sold All 😨
(Was: #41)
0.3 -33,627 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
DFEV
DIMENSIONAL ETF...
ETF 0.00% 0.37%
Sold All 😨
(Was: #42)
0.3 -29,963 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VTV
VANGUARD INDEX ...
ETF 0.00% 0.33%
Sold All 😨
(Was: #43)
0.3 -4,509 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFGR
DIMENSIONAL ETF...
ETF 0.00% 0.30%
Sold All 😨
(Was: #46)
0.3 -28,078 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHX
SCHWAB STRATEGI...
ETF 0.00% 0.29%
Sold All 😨
(Was: #47)
0.3 -28,299 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
AJG
GALLAGHER ARTHU...
Financial Services 0.00% 0.28%
Sold All 😨
(Was: #48)
0.3 -2,320 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IWP
ISHARES TR
ETF 0.00% 0.28%
Sold All 😨
(Was: #49)
0.3 -5,017 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
IVE
ISHARES TR
ETF 0.00% 0.25%
Sold All 😨
(Was: #52)
0.3 -3,114 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
AVUV
AMERICAN CENTY ...
ETF 0.00% 0.24%
Sold All 😨
(Was: #55)
0.3 -6,173 -100.0%
CLOSED
$— 2024 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
SPDW
SPDR INDEX SHS ...
ETF 0.00% 0.22%
Sold All 😨
(Was: #56)
0.3 -13,403 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
SPEM
SPDR INDEX SHS ...
ETF 0.00% 0.22%
Sold All 😨
(Was: #57)
0.3 -12,166 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
DFSI
DIMENSIONAL ETF...
Bond/Debt 0.00% 0.22%
Sold All 😨
(Was: #58)
0.3 -13,801 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
DFLV
DIMENSIONAL ETF...
ETF 0.00% 0.19%
Sold All 😨
(Was: #61)
0.3 -14,926 -100.0%
CLOSED
$— 2023 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
MRK
MERCK & CO INC
Healthcare 0.00% 0.19%
Sold All 😨
(Was: #62)
0.3 -5,739 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
PG
PROCTER AND GAM...
Consumer Defensive 0.00% 0.18%
Sold All 😨
(Was: #63)
0.3 -3,083 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
AGG
ISHARES TR
ETF 0.00% 0.16%
Sold All 😨
(Was: #64)
0.3 -4,222 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
DCOR
DIMENSIONAL ETF...
ETF 0.00% 0.12%
Sold All 😨
(Was: #68)
0.3 -4,472 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
DFAE
DIMENSIONAL ETF...
ETF 0.00% 0.11%
Sold All 😨
(Was: #72)
0.3 -9,031 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
CEG
CONSTELLATION E...
Utilities 0.00% 0.11%
Sold All 😨
(Was: #73)
0.3 -847 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
BIV
VANGUARD BD IND...
Bond/Debt 0.00% 0.11%
Sold All 😨
(Was: #74)
0.3 -3,568 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
GSY
INVESCO ACTIVEL...
ETF 0.00% 0.10%
Sold All 😨
(Was: #76)
0.3 -5,377 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VOE
VANGUARD INDEX ...
ETF 0.00% 0.10%
Sold All 😨
(Was: #77)
0.3 -1,524 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFSE
DIMENSIONAL ETF...
ETF 0.00% 0.10%
Sold All 😨
(Was: #78)
0.3 -6,350 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
CSCO
CISCO SYS INC
Technology 0.00% 0.10%
Sold All 😨
(Was: #79)
0.3 -3,804 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
BX
BLACKSTONE INC
Financial Services 0.00% 0.10%
Sold All 😨
(Was: #83)
0.3 -1,452 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
IWS
ISHARES TR
ETF 0.00% 0.09%
Sold All 😨
(Was: #84)
0.3 -1,743 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IJS
ISHARES TR
ETF 0.00% 0.09%
Sold All 😨
(Was: #86)
0.3 -2,164 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
ITW
ILLINOIS TOOL W...
Industrials 0.00% 0.09%
Sold All 😨
(Was: #87)
0.3 -898 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
MUB
ISHARES TR
ETF 0.00% 0.09%
Sold All 😨
(Was: #88)
0.3 -2,113 -100.0%
CLOSED
$— 2022 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
AWI
ARMSTRONG WORLD...
Industrials 0.00% 0.09%
Sold All 😨
(Was: #89)
0.3 -1,134 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
SLYG
SPDR SERIES TRU...
ETF 0.00% 0.08%
Sold All 😨
(Was: #90)
0.3 -2,311 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
BNDX
VANGUARD CHARLO...
Bond/Debt 0.00% 0.08%
Sold All 😨
(Was: #91)
0.3 -4,215 -100.0%
CLOSED
$— 2022 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SUB
ISHARES TR
ETF 0.00% 0.08%
Sold All 😨
(Was: #92)
0.3 -1,949 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
IAU
ISHARES GOLD TR
ETF 0.00% 0.08%
Sold All 😨
(Was: #93)
0.3 -2,812 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
TMC
TMC THE METALS ...
Basic Materials 0.00% 0.05%
Sold All 😨
(Was: #94)
0.3 -20,000 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
Showing 1-25 of 160 holdings

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