AI Portfolio Summary
In 2025 Q4, Keener Financial Planning LLC maintained a portfolio of 209 distinct positions. They heavily accumulated shares in SPDR SERIES TRUST, increasing their position by 5.2%. The fund also reduced its exposure to VANGUARD MUN BD FDS by 25.7%.
Total Positions
209
Quarter
2025 Q4
Top Holding
SPTM (36.6%)
Top 10 Concentration
88.2%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
Showing 1-50 of 209
| Stock | History | Sector / Type | Port % | Prev % | Rank / Prev | Conviction | Change | % Change | Influence | Shares | Mkt Value | Avg Cost | Price Held | 1st Owned | Source | Source Date | Date Reported |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
SPTM
SPDR SERIES TRU...
|
ETF | 36.60% | 36.51% |
#1
Prev: #1
|
8.0 | 50,710 | 5.2% |
P
S
|
1,026,608 | $84,695,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VEA
VANGUARD TAX-MA...
|
ETF | 21.75% | 21.38% |
#2
Prev: #2
|
6.0 | 36,717 | 4.8% |
P
S
|
805,831 | $50,340,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IJR
ISHARES TR
|
ETF | 8.64% | 8.69% |
#3
Prev: #3
|
6.5 | 8,731 | 5.5% |
P
S
|
166,379 | $19,995,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AVLV
AMERICAN CENTY ...
|
ETF | 7.50% | 7.13% |
#4
Prev: #4
|
5.5 | 16,298 | 7.7% |
P
S
|
229,126 | $17,360,000 | 2024 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VWO
VANGUARD INTL E...
|
ETF | 5.59% | 5.66% |
#5
Prev: #5
|
4.7 | 15,490 | 6.9% |
P
S
|
240,733 | $12,941,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VTI
VANGUARD INDEX ...
|
ETF | 2.17% | 2.29% |
#6
Prev: #6
|
1.4 | -71 | -0.5% |
P
S
|
14,973 | $5,020,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SPDW
SPDR INDEX SHS ...
|
ETF | 1.93% | 2.06% |
#7
Prev: #7
|
1.3 | -3,533 | -3.4% |
P
S
|
100,463 | $4,461,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SPYV
SPDR SERIES TRU...
|
Unknown | 1.47% | 1.63% |
#8
Prev: #8
|
1.1 | -3,435 | -5.4% |
P
S
|
60,010 | $3,409,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AAPL
APPLE INC
|
Technology | 1.32% | 0.96% |
#9
1
Prev: #10
|
3.0 | 3,187 | 39.4% |
P
S
|
11,276 | $3,065,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFAC
DIMENSIONAL ETF...
|
ETF | 1.25% | 1.12% |
#10
1
Prev: #9
|
2.5 | 10,355 | 16.5% |
P
S
|
72,937 | $2,887,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
XOM
EXXON MOBIL COR...
|
Energy | 1.13% | 0.00% |
#11
164
Prev: #175
|
3.5 | 21,668 | 39396.4% |
P
S
|
21,723 | $2,614,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
MSFT
MICROSOFT CORP
|
Technology | 0.79% | 0.72% |
#12
1
Prev: #11
|
2.8 | 773 | 25.7% |
P
S
|
3,778 | $1,827,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
NVDA
NVIDIA CORPORAT...
|
Technology | 0.74% | 0.62% |
#13
1
Prev: #12
|
2.8 | 1,957 | 27.2% |
P
S
|
9,147 | $1,705,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IVV
ISHARES TR
|
ETF | 0.51% | 0.52% |
#14
1
Prev: #13
|
0.7 | 46 | 2.7% |
P
S
|
1,734 | $1,187,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VTV
VANGUARD INDEX ...
|
ETF | 0.49% | 0.50% |
#15
1
Prev: #14
|
0.7 | 69 | 1.2% |
P
S
|
5,881 | $1,123,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
ESGU
ISHARES TR
|
ETF | 0.44% | 0.36% |
#16
2
Prev: #18
|
2.7 | 1,577 | 30.0% |
P
S
|
6,838 | $1,018,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SPSM
SPDR SERIES TRU...
|
ETF | 0.43% | 0.46% |
#17
2
Prev: #15
|
1.2 | no change | no change |
P
S
|
21,419 | $1,003,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
ITOT
ISHARES TR
|
ETF | 0.37% | 0.39% |
#18
1
Prev: #17
|
1.1 | no change | no change |
P
S
|
5,836 | $867,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
JPM
JPMORGAN CHASE ...
|
Financial Services | 0.35% | 0.23% |
#19
8
Prev: #27
|
3.1 | 962 | 60.8% |
P
S
|
2,544 | $819,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
LLY
ELI LILLY & CO
|
Healthcare | 0.30% | 0.23% |
#20
6
Prev: #26
|
0.6 | -22 | -3.3% |
P
S
|
642 | $689,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VCSH
VANGUARD SCOTTS...
|
ETF | 0.30% | 0.29% |
#21
Prev: #21
|
2.1 | 716 | 9.1% |
P
S
|
8,606 | $686,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VTWO
VANGUARD SCOTTS...
|
ETF | 0.29% | 0.30% |
#22
2
Prev: #20
|
1.1 | no change | no change |
P
S
|
6,706 | $667,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VTEB
VANGUARD MUN BD...
|
ETF | 0.29% | 0.41% |
#23
7
Prev: #16
|
0.1 | -4,545 | -25.7% |
P
S
|
13,150 | $661,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VCIT
VANGUARD SCOTTS...
|
Bond/Debt | 0.28% | 0.31% |
#24
5
Prev: #19
|
0.6 | -224 | -2.8% |
P
S
|
7,806 | $653,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IEFA
ISHARES TR
|
ETF | 0.24% | 0.15% |
#25
9
Prev: #34
|
3.1 | 2,569 | 68.7% |
P
S
|
6,309 | $564,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SCHB
SCHWAB STRATEGI...
|
ETF | 0.24% | 0.25% |
#26
4
Prev: #22
|
0.6 | -147 | -0.7% |
P
S
|
21,006 | $550,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VOO
VANGUARD INDEX ...
|
ETF | 0.23% | 0.08% |
#27
24
Prev: #51
|
3.1 | 546 | 185.7% |
P
S
|
840 | $526,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SUSB
ISHARES TR
|
ETF | 0.23% | 0.24% |
#28
3
Prev: #25
|
0.6 | 699 | 3.5% |
P
S
|
20,747 | $523,000 | 2024 Q1 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
BND
VANGUARD BD IND...
|
ETF | 0.22% | 0.24% |
#29
6
Prev: #23
|
1.1 | no change | no change |
P
S
|
6,971 | $516,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
WMT
WALMART INC
|
Consumer Defensive | 0.22% | 0.22% |
#30
2
Prev: #28
|
0.6 | 26 | 0.6% |
P
S
|
4,531 | $504,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
GOOGL
ALPHABET INC
|
Communication Services | 0.22% | 0.18% |
#31
1
Prev: #30
|
0.6 | -26 | -1.6% |
P
S
|
1,608 | $503,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SPEM
SPDR INDEX SHS ...
|
ETF | 0.20% | 0.24% |
#32
8
Prev: #24
|
0.6 | -1,192 | -10.9% |
P
S
|
9,763 | $457,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AMD
ADVANCED MICRO ...
|
Technology | 0.19% | 0.15% |
#33
2
Prev: #35
|
0.6 | 9 | 0.4% |
P
S
|
2,009 | $430,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
BRK/B
BERKSHIRE HATHA...
|
Financial Services | 0.18% | 0.20% |
#34
5
Prev: #29
|
0.6 | -9 | -1.1% |
P
S
|
847 | $425,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SPYG
SPDR SERIES TRU...
|
Unknown | 0.17% | 0.18% |
#35
4
Prev: #31
|
1.1 | no change | no change |
P
S
|
3,744 | $399,000 | 2025 Q2 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
VB
VANGUARD INDEX ...
|
ETF | 0.17% | 0.18% |
#36
4
Prev: #32
|
0.6 | 8 | 0.5% |
P
S
|
1,523 | $392,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DFAT
DIMENSIONAL ETF...
|
ETF | 0.16% | 0.14% |
#37
1
Prev: #36
|
2.1 | 946 | 17.9% |
P
S
|
6,225 | $370,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
BSV
VANGUARD BD IND...
|
Bond/Debt | 0.15% | 0.05% |
#38
33
Prev: #71
|
3.1 | 3,168 | 230.7% |
P
S
|
4,541 | $357,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
NUDM
NUSHARES ETF TR
|
Bond/Debt | 0.15% | 0.16% |
#39
6
Prev: #33
|
1.1 | no change | no change |
P
S
|
9,451 | $342,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
EUSB
ISHARES TR
|
ETF | 0.15% | 0.11% |
#40
3
Prev: #43
|
2.6 | 2,279 | 41.6% |
P
S
|
7,756 | $340,000 | 2024 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
UNP
UNION PAC CORP
|
Industrials | 0.14% | 0.12% |
#41
Prev: #41
|
2.6 | 326 | 30.8% |
P
S
|
1,383 | $319,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SUSC
ISHARES TR
|
ETF | 0.14% | 0.11% |
#43
1
Prev: #42
|
2.6 | 3,043 | 29.3% |
P
S
|
13,416 | $313,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
DDM
PROSHARES TR
|
ETF | 0.14% | 0.14% |
#42
5
Prev: #37
|
3.1 | 2,755 | 100.0% |
P
S
|
5,510 | $313,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
ESGD
ISHARES TR
|
ETF | 0.13% | 0.09% |
#44
4
Prev: #48
|
3.1 | 1,226 | 60.8% |
P
S
|
3,244 | $308,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IEMG
ISHARES INC
|
ETF | 0.12% | 0.12% |
#45
6
Prev: #39
|
0.5 | -35 | -0.9% |
P
S
|
4,041 | $271,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
ESGE
ISHARES INC
|
ETF | 0.11% | 0.11% |
#46
2
Prev: #44
|
2.0 | 488 | 8.8% |
P
S
|
6,008 | $265,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
IJS
ISHARES TR
|
ETF | 0.11% | 0.12% |
#47
7
Prev: #40
|
1.0 | no change | no change |
P
S
|
2,257 | $256,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
SPY
SPDR S&P 500 ET...
|
ETF | 0.11% | 0.10% |
#48
2
Prev: #46
|
2.0 | 34 | 10.0% |
P
S
|
374 | $255,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AMGN
AMGEN INC
|
Healthcare | 0.11% | 0.13% |
#49
11
Prev: #38
|
0.0 | -252 | -24.7% |
P
S
|
768 | $251,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) | |||
|
AVGO
BROADCOM INC
|
Technology | 0.10% | 0.03% |
#50
34
Prev: #84
|
3.0 | 431 | 187.4% |
P
S
|
661 | $228,000 | 2023 Q4 | 13F Filing | 2025-12-31 | 2026-02-14 (Est.) |
Showing 1-50 of 209 holdings