ERn Financial, LLC

All Holdings — 2025 Q4

AI Portfolio Summary
In 2025 Q4, ERn Financial, LLC maintained a portfolio of 148 distinct positions. They heavily accumulated shares in SPDR SERIES TRUST, increasing their position by 4.9%. Conversely, ERn Financial, LLC completely exited their position in SERVICENOW INC.
PCA Score Concentration Risk
Risk ENB
Total Positions
148
Quarter
2025 Q4
Top Holding
SPYG (7.6%)
Top 10 Concentration
38.8%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
1-25 of 148
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
SPYG
SPDR SERIES TRU...
Unknown 7.63% 8.28% #1
Prev: #1
3.1 -20,875 -5.2%
P
S
380,325 $40,580,668 2018 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SPYV
SPDR SERIES TRU...
Unknown 7.22% 7.04% #2
Prev: #2
4.9 31,736 4.9%
P
S
676,263 $38,418,503 2018 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SPDW
SPDR INDEX SHS ...
ETF 5.71% 5.73% #3
Prev: #3
4.3 6,103 0.9%
P
S
684,153 $30,383,245 2018 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
IEFA
ISHARES TR
ETF 3.33% 3.02% #4 3
Prev: #7
3.4 22,866 13.1%
P
S
197,956 $17,709,169 2020 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
USTB
VICTORY PORTFOL...
ETF 3.01% 3.03% #5 1
Prev: #6
3.2 14,292 4.7%
P
S
315,306 $16,030,157 2024 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
MDYV
SPDR SERIES TRU...
ETF 2.80% 3.09% #6 2
Prev: #4
1.1 -11,875 -6.3%
P
S
175,750 $14,877,219 2018 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
AVEM
AMERICAN CENTY ...
Bond/Debt 2.42% 2.42% #7 2
Prev: #9
3.0 3,557 2.2%
P
S
167,024 $12,864,159 2021 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
SPEM
SPDR INDEX SHS ...
ETF 2.38% 2.53% #8
Prev: #8
1.0 -2,501 -0.9%
P
S
270,813 $12,676,739 2018 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
PYLD
PIMCO ETF TR
ETF 2.20% 2.11% #9 3
Prev: #12
2.9 40,212 10.1%
P
S
438,407 $11,696,699 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
QUAL
ISHARES TR
ETF 2.13% 2.17% #10
Prev: #10
2.9 408 0.7%
P
S
56,958 $11,313,069 2018 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VUG
VANGUARD INDEX ...
Warrant 2.04% 2.13% #11
Prev: #11
0.8 -264 -1.2%
P
S
22,224 $10,842,057 2018 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFAX
DIMENSIONAL ETF...
ETF 2.00% 2.00% #12 2
Prev: #14
2.8 2,615 0.8%
P
S
324,812 $10,631,108 2021 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
DFCF
DIMENSIONAL ETF...
ETF 1.99% 1.98% #13 2
Prev: #15
2.8 14,781 6.3%
P
S
249,044 $10,599,294 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
REET
ISHARES TR
ETF 1.98% 2.06% #14 1
Prev: #13
2.8 12,134 3.0%
P
S
421,282 $10,510,978 2018 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
JHML
JOHN HANCOCK EX...
ETF 1.97% 1.82% #15 1
Prev: #16
2.8 14,020 11.9%
P
S
131,506 $10,500,791 2020 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
OMFL
INVESCO EXCH TR...
ETF 1.92% 3.08% #16 11
Prev: #5
0.9 -91,324 -35.3%
P
S
167,428 $10,234,884 2021 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
SPAB
SPDR SERIES TRU...
ETF 1.71% 1.63% #17 1
Prev: #18
2.7 33,673 10.6%
P
S
352,597 $9,079,365 2018 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SPIP
SPDR SERIES TRU...
ETF 1.69% 1.61% #18 1
Prev: #19
2.7 35,433 11.4%
P
S
345,832 $8,974,335 2018 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
MDYG
SPDR SERIES TRU...
ETF 1.62% 1.66% #19 2
Prev: #17
2.7 1,274 1.4%
P
S
92,965 $8,592,709 2018 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
HMOP
HARTFORD FDS EX...
ETF 1.54% 1.61% #20
Prev: #20
2.6 55 0.0%
P
S
208,888 $8,169,625 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
FDG
AMERICAN CENTY ...
ETF 1.53% 1.39% #21 4
Prev: #25
2.6 5,798 9.9%
P
S
64,111 $8,132,177 2020 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
FMB
FIRST TR EXCH T...
ETF 1.53% 1.50% #22 1
Prev: #21
2.6 9,246 6.2%
P
S
158,806 $8,120,542 2018 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SPLG
SPDR SERIES TRU...
ETF 1.46% 1.48% #23 1
Prev: #22
2.6 1,282 1.3%
P
S
97,067 $7,786,716 2018 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
USRT
ISHARES TR
ETF 1.38% 1.47% #24 1
Prev: #23
2.6 2,320 1.8%
P
S
128,841 $7,338,807 2018 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
VONG
VANGUARD SCOTTS...
ETF 1.36% 1.42% #25 1
Prev: #24
0.5 -278 -0.5%
P
S
59,310 $7,221,033 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
NOW
SERVICENOW INC
Technology 0.00% 0.04%
Sold All 😨
(Was: #134)
0.3 -245 -100.0%
CLOSED
$— 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
WFC
WELLS FARGO CO ...
Financial Services 0.00% 0.04%
Sold All 😨
(Was: #138)
0.3 -2,441 -100.0%
CLOSED
$— 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
Showing 1-25 of 148 holdings

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