Bull Oak Capital, LLC

All Holdings — 2025 Q4

AI Portfolio Summary
In 2025 Q4, Bull Oak Capital, LLC maintained a portfolio of 37 distinct positions. The most significant new addition to the portfolio was QUALCOMM INC, which now represents 0.32% of the total fund value. They heavily accumulated shares in ISHARES TR, increasing their position by 0.9%. Conversely, Bull Oak Capital, LLC completely exited their position in CINTAS CORP.
PCA Score Concentration Risk
Risk ENB
Total Positions
37
Quarter
2025 Q4
Top Holding
IVV (30.5%)
Top 10 Concentration
86.2%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
Showing 1-37 of 37
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
IVV
ISHARES TR
ETF 30.52% 30.72% #1
Prev: #1
6.5 1,010 0.9%
P
S
109,086 $74,717,365 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
IEFA
ISHARES TR
ETF 13.21% 13.22% #2
Prev: #2
6.0 4,935 1.4%
P
S
361,470 $32,337,106 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
SHV
ISHARES TR
ETF 9.96% 10.03% #3
Prev: #3
5.5 7,575 3.5%
P
S
221,264 $24,372,230 2022 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
SPMO
INVESCO EXCH TR...
Bond/Debt 7.70% 7.61% #4
Prev: #4
5.6 9,858 6.7%
P
S
157,953 $18,846,952 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
VTI
VANGUARD INDEX ...
ETF 6.40% 6.40% #5
Prev: #5
3.6 809 1.8%
P
S
46,721 $15,664,150 2022 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
AVUS
AMERICAN CENTY ...
ETF 4.69% 4.78% #6
Prev: #6
2.4 -825 -0.8%
P
S
102,675 $11,477,012 2023 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
SPLG
SPDR SERIES TRU...
ETF 3.88% 4.04% #7
Prev: #7
2.1 -3,016 -2.5%
P
S
118,301 $9,490,106 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
SGOV
ISHARES TR
Bond/Debt 3.87% 3.56% #8
Prev: #8
3.5 11,253 13.5%
P
S
94,437 $9,479,618 2025 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
IAU
ISHARES GOLD TR
ETF 3.14% 2.96% #9
Prev: #9
1.8 -1,252 -1.3%
P
S
94,637 $7,681,685 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
AVDV
AMERICAN CENTY ...
Bond/Debt 2.84% 2.78% #10
Prev: #10
1.6 285 0.4%
P
S
73,931 $6,947,296 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
BSV
VANGUARD BD IND...
Bond/Debt 2.22% 2.20% #11
Prev: #11
2.9 3,439 5.2%
P
S
69,044 $5,441,358 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
IBIT
ISHARES BITCOIN...
Bond/Debt 1.53% 1.92% #12
Prev: #12
2.6 5,798 8.3%
P
S
75,402 $3,743,709 2024 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
SPAB
SPDR SERIES TRU...
ETF 1.47% 1.53% #13
Prev: #13
1.1 849 0.6%
P
S
139,902 $3,602,477 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
GOVT
ISHARES TR
ETF 1.46% 1.48% #14
Prev: #14
1.1 5,483 3.6%
P
S
155,747 $3,586,075 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
AVUV
AMERICAN CENTY ...
ETF 1.33% 1.41% #15
Prev: #15
1.0 -1,549 -4.6%
P
S
31,848 $3,247,859 2022 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VO
VANGUARD INDEX ...
ETF 1.16% 1.32% #16
Prev: #16
1.0 -760 -7.2%
P
S
9,807 $2,846,188 2023 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
SCHX
SCHWAB STRATEGI...
ETF 0.93% 0.95% #17
Prev: #17
0.9 -125 -0.1%
P
S
84,512 $2,274,218 2025 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VUG
VANGUARD INDEX ...
Warrant 0.59% 0.61% #18
Prev: #18
1.2 no change no change
P
S
2,981 $1,454,311 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
VTV
VANGUARD INDEX ...
ETF 0.44% 0.44% #19
Prev: #19
1.2 no change no change
P
S
5,606 $1,070,690 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
QCOM
QUALCOMM INC
Technology 0.32% #20
Prev: #—
3.6 4,518 no change
NEW
4,518 $772,804 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
MSFT
MICROSOFT CORP
Technology 0.29% 0.33% #21 1
Prev: #20
0.6 -42 -2.8%
P
S
1,453 $702,700 2023 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
SPY
SPDR S&P 500 ET...
ETF 0.29% 0.29% #22 1
Prev: #21
1.1 no change no change
P
S
1,025 $698,936 2023 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
INTU
INTUIT
Technology 0.23% 0.25% #23 1
Prev: #22
1.1 no change no change
P
S
855 $566,369 2023 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
XOM
EXXON MOBIL COR...
Energy 0.17% #24
Prev: #—
3.6 3,482 no change
NEW
3,482 $419,024 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
ADBE
ADOBE INC
Technology 0.14% 0.14% #25 2
Prev: #23
1.1 no change no change
P
S
959 $335,640 2024 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
AAPL
APPLE INC
Technology 0.13% 0.14% #26 2
Prev: #24
0.6 -56 -4.4%
P
S
1,213 $329,766 2023 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
GOOGL
ALPHABET INC
Communication Services 0.12% 0.10% #27 4
Prev: #31
1.0 no change no change
P
S
969 $303,297 2023 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
PG
PROCTER AND GAM...
Consumer Defensive 0.12% #28
Prev: #—
3.5 2,044 no change
NEW
2,044 $292,862 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
BAC
BANK AMERICA CO...
Financial Services 0.11% 0.11% #29
Prev: #29
1.0 no change no change
P
S
5,036 $276,980 2024 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
NVDA
NVIDIA CORPORAT...
Technology 0.11% 0.13% #30 4
Prev: #26
0.5 -105 -6.6%
P
S
1,480 $276,020 2023 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
DFUV
DIMENSIONAL ETF...
ETF 0.11% 0.11% #31 3
Prev: #28
1.0 no change no change
P
S
5,849 $272,505 2023 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
VOO
VANGUARD INDEX ...
ETF 0.11% #32
Prev: #—
3.5 427 no change
NEW
427 $267,754 2023 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
CRM
SALESFORCE INC
Technology 0.11% 0.12% #33 6
Prev: #27
0.5 -218 -18.1%
P
S
987 $261,466 2023 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
QQQ
INVESCO QQQ TR
ETF 0.10% 0.10% #34 4
Prev: #30
1.0 no change no change
P
S
411 $252,481 2022 Q2 13F Filing 2025-12-31 2026-02-14 (Est.)
PEP
PEPSICO INC
Consumer Defensive 0.10% #35
Prev: #—
3.5 1,739 no change
NEW
1,739 $249,581 2025 Q4 13F Filing 2025-12-31 2026-02-14 (Est.)
DFUS
DIMENSIONAL ETF...
ETF 0.09% 0.09% #36 4
Prev: #32
1.0 no change no change
P
S
3,079 $228,369 2023 Q1 13F Filing 2025-12-31 2026-02-14 (Est.)
CTAS
CINTAS CORP
Industrials 0.00% 0.13%
Sold All 😨
(Was: #25)
0.0 -1,444 -100.0%
CLOSED
$— 2025 Q3 13F Filing 2025-12-31 2026-02-14 (Est.)
Showing 1-37 of 37 holdings

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